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castanet.net
· 2025-12-08
A Kelowna businessman received a phone call from someone impersonating a FortisBC representative claiming his company owed over $900 in unpaid bills, using high-pressure and aggressive tactics to pressure him into immediate payment. Elliott avoided falling for the scam by repeatedly requesting to speak with a manager until the fraudsters hung up on him. FortisBC has confirmed this is a recurring scam where imposters use professional-sounding calls and aggressive pressure tactics to trick victims into paying fake utility bills.
the-sun.com
· 2025-12-08
Joe John, an Ontario business owner and TD Bank customer, lost $38,300 after checks from his account were duplicated and fraudulently deposited through a mobile account in September 2023. Although the bank initially withdrew $60,800 and launched an investigation, it refunded only two of eight fraudulent checks and refused to reimburse the remaining amount, citing a 48-hour reporting deadline that John claims he was not aware of. The unresolved fraud has forced John to consider shutting down his business.
fintechnews.sg
· 2025-12-08
ASEAN's banking sector has experienced a significant surge in phishing and fraud scams, with over 200 DBS Bank customers in Singapore losing S$446,000 to SMS phishing in early 2024, and OCBC experiencing losses exceeding S$13 million in a 2021-2022 SMS phishing scheme. Singapore's scam and cybercrime cases increased by 49.6% to 50,376 in 2023, driven by rapid digital banking adoption, low digital literacy among elderly customers, and the cross-border nature of scams. Banks are strengthening defenses through biometric verification, AI-driven fraud analytics, and multi-layere
ag.ny.gov
· 2025-12-08
New York Attorney General Letitia James issued a consumer alert warning New Yorkers about "pig butchering" scams, in which fraudsters use dating apps, social media, and text messages to build romantic relationships with victims before manipulating them into fake investment schemes, often involving cryptocurrency or foreign currencies. Victims typically see fake account balance increases that encourage larger deposits, ranging from tens of thousands to over a million dollars, before scammers cut off contact and prevent withdrawals or demand prepayment of fees. The Attorney General recommends avoiding money transfers to unknown individuals, researching online profiles for authenticity, and reporting suspected scams to both the platform and law enforcement.
riverreporter.com
· 2025-12-08
New York Attorney General Letitia James issued a consumer alert about "pig butchering" romance scams, where fraudsters use dating apps, social media, and text messages to build trust with victims before convincing them to invest in cryptocurrency or foreign currencies. Victims are shown fake account statements showing gains, but cannot withdraw funds once they deposit substantial sums, at which point the scammers disappear. The Attorney General's Office encourages reporting suspected scams to the relevant platforms and law enforcement at 1-800-771-7755.
brooklyneagle.com
· 2025-12-08
New York Attorney General Letitia James issued a consumer alert warning of "pig butchering" scams, in which fraudsters use dating apps, social media, and text messages to build romantic relationships with victims before convincing them to invest money in fraudulent schemes. The scammers typically move conversations to encrypted platforms like WhatsApp or WeChat to hide their identities, gradually building trust before requesting investments. The Attorney General advises New Yorkers to vet recipients before sending money, research online profiles for AI-generated images, and be alert to sudden requests to use encrypted messaging.
cnet.com
· 2025-12-08
Digital payment apps like Zelle, Venmo, Cash App, and PayPal are increasingly targeted by scammers, with customers at three banks losing over $870 million to Zelle fraud since 2017. Common scams include cash flipping schemes, phishing attacks, fake item sales, counterfeit tickets, software update tricks, and rental deposit frauds—all designed to trick users into sending irretrievable payments to criminals. To protect yourself, never click links from unsolicited emails, avoid paying sight unseen, use official app stores for updates, and verify requests directly through the payment app's customer service.
abc7chicago.com
· 2025-12-08
The Better Business Bureau's 2023 study found that phishing scams nearly doubled, with over 9,000 scams reported and billions in business losses documented by the FBI. Phishing remains effective despite being a longstanding technique because it adapts to various communication methods and evolves faster than defenses can keep pace, with red flags including suspicious activity alerts, account problems, requests for financial information, urgent language with typos, and impersonation of known companies or authority figures.
spectrumlocalnews.com
· 2025-12-08
In 2023, the Better Business Bureau reported over 9,000 phishing scams resulting in more than $11 million in losses, with texting scams doubling in frequency. These scams involve fraudsters impersonating trusted entities to trick victims into divulging personal information. The BBB recommends awareness and protective measures to help people avoid falling victim to these schemes.
elkhornmediagroup.com
· 2025-12-08
The FBI Portland Division reported an increase in government impersonation scams where fraudsters pose as FBI or other federal agents and demand payment via cash, gold, or courier pickups, using intimidation tactics and threatening arrest. In 2023, 14,190 people nationally reported being victims of these scams with losses exceeding $394 million, with the Portland Division alone losing $1.7 million; adults over 60 accounted for 40% of victims but suffered 58% of national losses, with some experiencing home foreclosures, emptied retirement accounts, and suicides due to financial devastation. The FBI advises that legitimate federal agencies never call demanding money or threatening arrest, an
mysuncoast.com
· 2025-12-08
In 2024, the Bradenton Police Department investigated elder fraud cases resulting in nearly $2 million in losses, prompting the creation of a dedicated Elder Fraud Unit to combat these crimes. Recent cases include a woman who lost $50,000 after clicking a phishing scam on Facebook that directed her to call a fraudulent assistance number, with social media emerging as a particularly effective platform for scammers to target seniors. Police recommend that residents verify requests by calling companies directly rather than clicking links or responding to unsolicited messages, and warn that losses are expected to increase throughout the year.
fingerlakesdailynews.com
· 2025-12-08
**Title:** New York Department of State Warns of Elder Fraud Epidemic
The New York Department of State's Division of Consumer Protection issued guidance on elder fraud following the FBI's 2023 report showing that scams targeting adults over 60 resulted in $3.4 billion in losses (an 11% increase from 2022), with the average victim losing $33,915. The advisory describes eight common scams affecting older adults—including medical device, grandparent, ghosting, jury duty, funeral notification, sweepstakes, IRS imposter, and free grant scams—and provides prevention tips such as resisting immediate action, verifying caller identity, an
troyrecord.com
· 2025-12-08
New York's Department of State Division of Consumer Protection released guidance on scams targeting older adults, noting that elder fraud caused over $3.4 billion in losses nationally in 2023, with the average victim losing $33,915. The advisory outlines common scams including medical device, grandparent, jury duty, funeral notification, and IRS imposter schemes, and recommends that seniors hang up on unrecognizable numbers, avoid unsolicited links, and verify requests through trusted phone numbers. Officials emphasized that elder abuse is widely underreported and urged anyone suspecting abuse to contact the New York State Adult Services Helpline at 1-844-697-3505.
wbbjtv.com
· 2025-12-08
The Better Business Bureau reported a record-high 9,000 phishing scam reports in 2023, nearly doubling from the previous year, with scammers increasingly using text messages and other new technologies to target victims. Red flags include unsolicited emails, texts, and calls claiming suspicious account activity or requesting confirmation of financial information via links. The BBB advises consumers to verify the source of communications and avoid clicking links, noting that banks rarely contact customers via text or email except for fraud alerts, with younger adults (18-24) particularly targeted by text scams and seniors by phone calls.
paymentsdive.com
· 2025-12-08
Zelle parent Early Warning Services and the National Council on Aging launched a joint educational initiative to reach elderly Americans with content about business impostor scams, text messaging scams, and online scams, distributing materials through senior centers and community organizations. About one-third of fraud victims last year were over age 60, with older Americans losing approximately $1.6 billion to scams, according to the Federal Trade Commission. The effort comes as Zelle faces increasing congressional scrutiny over fraud reimbursement policies and criticism that fraud on the platform remains unacceptably high.
patch.com
· 2025-12-08
A Bradenton senior lost nearly $50,000 after clicking on a phishing message on Facebook that falsely claimed her account was hacked and directed her to call a number for help. Bradenton police identified this as part of a broader phishing scam trend on Facebook Messenger designed to steal money, and they advise users to avoid clicking suspicious links or attachments and to report such messages directly to Facebook.
yahoo.com
· 2025-12-08
The Ishpeming Multi-Purpose Senior Center, in partnership with the Tri County Office of Aging, is hosting a free educational event to teach seniors and caregivers how to prevent fraud and scams targeting phone, text, and email. The event includes trained staff who help identify fraud, prevention strategies, and reporting procedures, with the center extending outreach to seniors with limited technology access throughout Michigan's Upper Peninsula.
broadbandbreakfast.com
· 2025-12-08
Older adults' losses to fraud and scams have increased significantly, from $1 billion in 2021 to approximately $1.8 billion in reported losses in 2023, with the FTC estimating actual losses may reach as high as $48 billion when accounting for unreported cases. Older adults are particularly vulnerable to business impersonation scams (especially Amazon impersonation), romance scams, tech support scams, and investment scams involving fake cryptocurrency opportunities. Government agencies, tech companies, and nonprofit organizations are working to combat fraud through education, awareness tools, and new coalitions like Tech Against Scams, while also recognizing the significant mental and emotional health impact on scam
freep.com
· 2025-12-08
Two emerging scams exploit people's willingness to help others: the "borrow your phone" scam, where strangers ask to use your phone and secretly transfer money from payment apps to their accounts (stealing $150-$200 or more), and the "accidental deposit" scam, where scammers claim they mistakenly sent you money via Venmo and request you send it back, potentially involving fraudulent transactions. Experts recommend never handing phones to strangers and verifying overpayment claims directly with payment app customer support rather than trusting unsolicited requests.
justice.gov
· 2025-12-08
In January 2023, a Massachusetts workers union was defrauded of $6.4 million through a business email compromise (BEC) scheme in which scammers spoofed an investment consulting firm's email address (changing one letter) to request a payment information change. The U.S. Department of Justice filed a civil forfeiture action to recover approximately $5.3 million in traced proceeds that were transferred through multiple intermediary accounts in Hong Kong, China, Singapore, and Nigeria before being seized from seven domestic bank accounts.
usatoday.com
· 2025-12-08
Summer months see an increase in fraud targeting popular activities, with young adults ages 18-24 particularly vulnerable to scams involving fake concert tickets, vacation rentals, and travel websites. Common schemes include fraudsters offering discounted tickets through fake sites, spoofed travel websites requesting payment via gift cards or wire transfers, and fake vacation rental listings on platforms like Airbnb and VRBO. To protect themselves, consumers should verify website authenticity, book directly from official providers, use credit cards instead of peer-to-peer payment apps, and exercise caution with QR codes.
ktvz.com
· 2025-12-08
The FBI Portland Division reported an increase in scammers impersonating federal agents and government officials to extort cash and gold from victims, with couriers collecting payments directly from homes. Seniors over 60 are the primary targets, and in 2023, government impersonation scams resulted in over 14,190 victim reports nationally with losses exceeding $394 million, including $1.7 million in Oregon alone. The FBI emphasized that legitimate federal agencies never call or email threatening arrest or demanding money, and encouraged victims to report suspicious contacts to local law enforcement and the IC3 at ic3.gov.
heraldnet.com
· 2025-12-08
Washington residents lost approximately $250 million to fraud in 2023, with 53,269 complaints filed to the Federal Trade Commission—roughly $3.2 million per 100,000 residents. Imposter scams (22% of cases) and identity theft (14% of cases) were the most common fraud types, followed by online shopping fraud, bank and lender scams, and prize/sweepstakes schemes. Victims are advised to report fraud at ReportFraud.ftc.gov and avoid providing personal information to unknown callers, even those claiming to be legitimate authorities.
fox13news.com
· 2025-12-08
The Bradenton Police Department established a dedicated Elder and Vulnerable Adult Fraud Unit in response to a surge in elder fraud cases, investigating 36 incidents this year with victims averaging 75 years old and total losses of $2 million. Common scams targeting seniors include phishing messages (one victim lost nearly $50,000 after clicking a fraudulent Facebook link claiming account compromise), romance scams, and untraceable payment methods like gift cards and cryptocurrency. The unit focuses on prevention through education at assisted living facilities and partnerships with banks to identify potential victims before scammers strike.
wfmynews2.com
· 2025-12-08
Financial exploitation represents the most common form of elder abuse in the U.S., with losses exceeding $28 billion annually, with the majority perpetrated by people known to the victim rather than strangers. AARP emphasizes that older adults' trusting nature makes them vulnerable to scams and fraud through email and phone calls. The organization is promoting World Elder Abuse Awareness Day on June 15, 2024, with a community event in Kernersville featuring education, document shredding, and medication disposal services to help combat financial exploitation.
fscs.org.uk
· 2025-12-08
This article from the Financial Conduct Services (FSCS) outlines common financial scams targeting their customers as of September 2025, including fraudulent compensation claims for failed firms like MH Carbon Ltd, London Court Ltd, and various investment companies. Key warning signs include unsolicited calls from non-FSCS numbers, requests for upfront payments, screen-sharing requests, emails with suspicious domains (not @fscs.org.uk), and mentions of URNs or compensation entitlements. FSCS emphasizes that legitimate claims are completely free and advises customers to verify communications directly through official channels and check the FCA register before providing any personal financial information.
usatoday.com
· 2025-12-08
Elder fraud complaints are rising significantly, with the FBI reporting 101,000 victims who lost $3.4 billion in 2023, though AARP estimates actual losses exceed $28 billion annually due to underreporting driven by victim shame and embarrassment. Common scams targeting seniors include AI voice cloning, romance scams, tech support fraud, impersonations of banks and government agencies, and investment schemes. Key protective measures include establishing code words with family to verify identity, never sending money to unknown contacts, ignoring unsolicited pop-up and email messages, hanging up and calling back known numbers to verify callers, and remembering that legitimate government agencies contact by mail rather than
wgal.com
· 2025-12-08
News 8 viewers have successfully identified fake invoice scams impersonating PayPal by recognizing suspicious details such as fabricated purchase receipts and fraudulent dispute phone numbers that don't match the legitimate company's contact information. Scammers use these fake invoices to pressure victims into calling provided numbers where they attempt to extract account credentials and personal information under the guise of processing refunds. The article advises recipients of suspicious transaction notifications to independently verify claims by contacting the company directly through official websites or trusted phone numbers rather than using contact information provided in the suspicious message.
justice.gov
· 2025-12-08
The U.S. Attorney's Office, along with Age-Friendly Mecklenburg and AARP-Charlotte, hosted a Walk for Awareness event on June 15, 2024, to highlight World Elder Abuse Awareness Day and increase community recognition of elder exploitation, neglect, and abuse. According to the FBI's 2023 Internet Crimes Report, individuals 60 and older filed 101,068 complaints and sustained $3.4 billion in losses from online fraud, with tech support scams, government impersonation, phishing, and romance scams being particularly prevalent threats to older adults.
gobankingrates.com
· 2025-12-08
This educational article outlines 11 common scams expected in 2025 and protective measures for consumers. Key scams include AI-powered fraud (voice cloning, deepfakes, phishing, and fake job postings), check fraud through digital alteration, debt relief scams, and fake package delivery schemes, with seniors particularly targeted through "grandparent scams." The article advises consumers to verify identities before sharing information, use secure payment methods instead of checks, contact legitimate financial institutions directly, and remain vigilant as scammers use advancing technology to make frauds harder to detect.
wbiw.com
· 2025-12-08
Elder fraud incidents rose 14% in 2023, with seniors over 60 losing over $724 million to scams in 2022—more than all other age groups combined. The article identifies five prevalent fraud types targeting seniors: impersonation scams (using AI voice technology), robocalls and phishing, the grandparent scam, sweepstakes scams (costing victims nearly $70 million in 2022), and investment/charity scams (causing $1.2 billion in losses in 2023). Key protective measures include verifying caller identity through alternative channels, hanging up on suspicious calls, confirming situations with family members, and researching
dos.ny.gov
· 2025-12-08
The New York Department of State's Division of Consumer Protection issued guidance on elder fraud awareness, reporting that scams targeting adults over 60 caused $3.4 billion in losses in 2023 (an 11% increase from 2022), with average victim losses of $33,915. The advisory outlined common scams affecting older adults including medical device scams, grandparent scams, identity theft targeting deceased persons, jury duty scams, and sweepstakes scams, while recommending protective measures such as avoiding unsolicited calls, not clicking unknown links, and verifying requests through trusted phone numbers.
nny360.com
· 2025-12-08
During World Elder Abuse Month, New York's Department of State highlighted the growing crisis of elder fraud, noting that adults over 60 lost over $3.4 billion in 2023 (an 11% increase from 2022), with the average victim losing $33,915. State officials urged New Yorkers to educate themselves and older family members about common scam tactics, warning that scammers use increasingly sophisticated methods to steal money and personal information, and emphasized the importance of reporting suspected abuse to adult protective services.
mysuncoast.com
· 2025-12-08
A Bradenton senior citizen lost nearly $50,000 after clicking on a phishing message on Facebook that falsely claimed her account was hacked and directed her to call a number for assistance. The Bradenton Police Department warned against similar Facebook messenger scams designed to steal money, advising residents not to click suspicious links or attachments and to report such messages to Facebook immediately.
uppermichiganssource.com
· 2025-12-08
The Ishpeming Multi-Purpose Senior Center hosted a free scam awareness presentation featuring Michigan's Assistant Attorney General Kristen Stinedurf, who addressed phishing, AI scams, and fraud warning signs across calls, texts, mail, and email. The presentation, held in partnership with the Tri-County Office on Aging, targeted seniors new to Medicare and technology who receive frequent scam-related communications, aiming to help attendees recognize and avoid fraud.
ftadviser.com
· 2025-12-08
Geoff Harris lost £3,042.34 to a text scam impersonating his daughter and initially received only £40 reimbursement from HSBC, which he challenged as inadequate. After Harris contacted FT Adviser, HSBC conducted a new review and, considering mitigating circumstances including his diagnosed OCD and anxiety disorder that were triggered by the emotional situation, offered a full refund. The case highlights how banks may initially overlook mental health factors and vulnerable circumstances when assessing scam victim claims.
en.cryptonomist.ch
· 2025-12-08
"Crypto Boy," a Netflix film released in October 2023, dramatizes the true-to-life story of Amir, a boy who lost his life savings and recruited friends and relatives into a cryptocurrency Ponzi scheme after being promised easy returns by a fraudulent investment platform. The film illustrates a widespread problem in the crypto sector, where analysis of 1,450 Initial Coin Offerings (ICOs) in 2018 identified 271 as suspicious with approximately $1 billion in fraudulent investments. The scam exemplifies how cryptocurrency schemes use promises of quick earnings and pyramid structures to lure vulnerable victims before operators disappear and funds become inaccessible.
wxii12.com
· 2025-12-08
Chatham County's Department of Social Services hosted a senior resource fair to address the growing problem of financial exploitation targeting vulnerable adults. In 2022, $3 billion was lost to financial exploitation nationwide, with sweetheart scams and exploitation by trusted individuals (such as those with power of attorney) being the most common types reported in Chatham County, where cases have increased from 25% to approximately 33% of all reports. Officials recommend people "see it, stop it, and report it" by recognizing warning signs like unusual money transfers and gift card purchases, immediately contacting banks and law enforcement, and reporting suspected exploitation to adult protective services or the Federal Trade Commission.
prnewswire.com
· 2025-12-08
Blue Shield of California issued a Medicare Fraud Prevention Week alert warning seniors about scammers targeting personal and financial information, noting that healthcare fraud costs up to $300 billion annually in the U.S. and that older adults lost nearly $770 million to call center schemes in 2023—more than all other age groups combined. The health plan recommends Medicare beneficiaries protect themselves by never sharing personal information unsolicited, refusing free offers for medical care, and contacting Medicare directly at 1-800-633-4227 if they suspect fraudulent activity.
wfmynews2.com
· 2025-12-08
Scammers are sending increasingly convincing text messages impersonating USPS, claiming packages cannot be delivered and requesting action within 12 hours, often including fake links and polite language like "We wish you a wonderful day" to appear legitimate. Red flags include the sender being a .com address or regular phone number rather than an official source, and requests for payment to complete delivery. The actual USPS does not send text messages about packages, so recipients should verify delivery status by logging directly into their carrier's account rather than clicking links in unsolicited texts.
securitymagazine.com
· 2025-12-08
A malicious email campaign discovered by Proofpoint sent over 125,000 deceptive messages primarily targeting colleges and universities in North America, offering free pianos and then requesting shipping payment from victims. The scammers used emotional manipulation, such as fabricating stories about deceased family members, to convince targets to send money before disappearing with the funds. As of January 2024, at least one Bitcoin wallet linked to the scheme contained over $900,000 in transactions.
yahoo.com
· 2025-12-08
A Harvard Business School study found that AI-generated phishing emails were as effective as human-created ones, deceiving 60% of participants, while large language models can automate the entire phishing process and reduce scam costs by 95%. Researchers warn that phishing attacks will likely increase drastically in both quality and quantity, though they note that AI tools like Claude can also help detect phishing attempts and recommend defensive strategies such as verifying offers through official company websites.
m.cbs12.com
· 2025-12-08
Port St. Lucie Police reported a surge in text and phone scams in which perpetrators demanded money from residents while making violent threats, using personal information gleaned from social media or government websites and sending intimidating photos to coerce payment, with some falsely claiming cartel affiliations. Fortunately, recent victims recognized these scams as fraudulent and did not pay, and police advised residents to remain vigilant and resist fear-based pressure tactics.
which.co.uk
· 2025-12-08
This Which? article provides consumer awareness about common scams rather than reporting a specific fraud incident. The piece highlights three prevalent scam types: hotel booking fraud where hackers gain access to hotel systems to send phishing messages requesting card details (with 40 reported Booking.com scams in early 2024); phone/broadband provider impersonation calls offering refunds or upgrades while tricking victims into sharing remote access or making unauthorized payments; and hidden subscription scams where victims are charged recurring fees (up to £50/month) through misleading ads and fake QR codes. The article emphasizes that all consumers are vulnerable to sophisticated fraud and recommends awareness and protective measures.
news.blueshieldca.com
· 2025-12-08
**Article:** Blue Shield of California Medicare Fraud Prevention Week Alert
Blue Shield of California warned Medicare beneficiaries during Medicare Fraud Prevention Week (June 3-9, 2024) about scams targeting seniors seeking personal, financial, and health plan information. Healthcare fraud costs the U.S. up to $300 billion annually, with older adults accounting for 40% of call center fraud complaints and 58% of losses—nearly $770 million in 2023, more than all other age groups combined. The organization recommends seniors protect themselves by never sharing personal information, verifying callers through official numbers like 1-800-MEDICARE, reviewing Explanation of Benefits statements
detroitnews.com
· 2025-12-08
Older adults lose an estimated $3.4 billion annually to financial scams (averaging $33,915 per victim), with tech support scams, data breaches, and romance scams being most prevalent due to older adults' assets, trusting nature, and lower likelihood of reporting fraud. Experts recommend protecting against scams through basic data hygiene practices (secure websites, strong passwords, two-factor authentication), using credit cards for online purchases, verifying suspicious communications directly with sources, establishing multiple trusted contacts to monitor accounts, and fostering open conversations about fraud to reduce shame and encourage reporting.
therogersvillereview.com
· 2025-12-08
Phishing scams target seniors through deceptive emails posing as trustworthy entities to steal sensitive information like passwords, credit card details, and personal data. Key warning signs include suspicious sender addresses, spelling errors, unexpected attachments, and artificial urgency or threats. Seniors can protect themselves by enabling two-factor authentication, avoiding clicking links, verifying requests with known contacts, never sharing personal information via email or unsolicited calls, and keeping devices updated with security software.
cbs12.com
· 2025-12-08
Port St. Lucie Police reported a surge in phone and text scams where perpetrators demanded money from residents while making violent threats, using personal information gleaned from social media and government websites along with intimidating images to coerce payment. Some scammers falsely claimed cartel affiliations, though recent victims in the area successfully identified the scams and avoided losing money. Police advise residents to remain vigilant and resist fear-based pressure tactics.
yahoo.com
· 2025-12-08
California Attorney General Rob Bonta issued a consumer alert warning residents of AI-powered scams that impersonate government officials and family members, particularly targeting parents and grandparents with deepfake voice calls claiming a child needs help. The FBI reported grandparent scams alone resulted in nearly $2 million in losses last year, with imposter scams being the most commonly reported fraud type in 2023. Bonta's office provided prevention tips including using family code words, limiting personal audio/video on social media, checking privacy settings, letting unknown calls go to voicemail, and using call-blocking technology.
theage.com.au
· 2025-12-08
This opinion piece provides guidance for victims of scams on steps to take after falling victim to fraud. The article outlines three key actions: immediately report the scam to your bank and contact IDCARE (1800 595 160) to limit recovery losses; remain vigilant against follow-up scams targeting victims with stolen personal information; and develop a financial recovery plan through budgeting adjustments, investment strategy changes, or seeking professional financial advice. The piece emphasizes that scam victims often experience profound emotional and psychological impacts, with one in three victims being scammed multiple times.