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Elder fraud has become a significant threat to adults age 60 and older in the digital age, with the U.S. Department of Justice's Elder Justice Initiative working to educate seniors about common scams. The article outlines five major fraud schemes targeting seniors: Social Security impostor scams (falsely claiming account suspension and requesting funds via gift cards), tech support scams (claiming virus detection and requesting remote device access), lottery scams (falsely informing victims of foreign lottery winnings and demanding fees), and romance scams (exploiting victims through dating platforms to solicit money).

Seniors are frequently targeted by scammers through multiple channels including impersonation, tech support fraud, romance scams, and AI deepfakes, often resulting in significant financial losses including entire life savings. Columbus police and banking experts identify seniors as especially vulnerable due to lower tech literacy and greater trust in communications, and recommend protective measures such as verifying unexpected contacts independently, avoiding unsolicited links, and using video calls to confirm romantic connections. Families should discuss specific scam examples with seniors to help them recognize and prevent fraud.

Helping Seniors of Brevard partnered with AARP Florida to present a free educational event called "Scam Jam" on May 16 in Melbourne designed to help seniors recognize and protect themselves from common fraud schemes. The event features workshops on prevalent scams including Nigerian lottery schemes, romance scams, government impersonation, tech support fraud, grandparent scams, and identity theft, with experts emphasizing warning signs such as pressure tactics, requests for gift cards or wire transfers, and poor grammar. The organization stresses that seniors should slow down, verify requests with others, and report suspicious activity to local law enforcement to help prevent victimization.

Nigerians lost N911.45 billion to Ponzi and related fraud schemes over 23 years, with recent victims falling prey to illegal schemes like Crypto Bridge Exchange that promised 100% returns in 30 days. The Securities and Exchange Commission released a 30-point scam advisory warning of red flags including pressure to act quickly, promises of guaranteed profits with no risk, and requests for payment via gift cards or cryptocurrency, emphasizing that investors should verify company registration and never yield to high-pressure tactics.

Chase Bank held an educational seminar in Chicago to help senior citizens protect themselves against fraud, which cost U.S. consumers over $12 billion in the previous year with a 25% increase from 2023. The seminar covered five common scams targeting seniors: impersonation, romance scams, family emergency schemes, computer virus scams, and prize/inheritance claims, with Chase advising consumers to verify suspicious communications before sharing information and recognize pressure tactics used by scammers. Attendees learned the "four Ps" framework for identifying scams—imposters pretending to be trusted sources, fake problems, pressure to act quickly, and requests for payment—and were encouraged to report any fraud to authorities.

Over 75 seniors and family members attended a Fraud and Scam Prevention Seminar in Chicago on May 6, presented by JPMorgan Chase, the Chicago Police Department, and Chicago Commons, to learn protective strategies against financial fraud targeting older Americans. Illinois residents lost over $324 million to scams in the previous year, with seniors remaining highly vulnerable, and the event educated participants on common tactics including romance fraud, fake IRS calls, tech support scams, and impersonation schemes using the "Four Ps" framework (Pretend, Problem/Prize, Payment, Pressure). Attendees received practical guidance on fraud prevention, including setting up account alerts, using unique passwords, enabling

A 68-year-old Little Rock man, David Nelson, was arrested for operating a sweepstakes scam that defrauded an Ohio senior citizen of over $89,000. Nelson posed as a Publishers Clearing House employee and convinced the victim she had won $3 million, then persuaded her to send personal checks for taxes before claiming the prize. He faces felony theft charges in Franklin County, Ohio, and is currently awaiting extradition from an Arkansas jail.

A Franklin County senior citizen lost nearly $90,000 in a sweepstakes scam after being told she won $3 million from Publishers Clearing House and needed to pay taxes upfront via personal checks sent to Arkansas. David Nelson, 68, of Little Rock was arrested and charged with felony theft in connection with the scheme. The Franklin County Sheriff's Office advised the public to be skeptical of unsolicited calls, avoid sharing personal information, resist pressure for immediate payments, and watch for high-pressure tactics and "free" offers.

The Cape and Islands District Attorney is requesting $580,000 in state funding to hire additional prosecutors and forensic examiners to combat elder fraud, which has become increasingly prevalent in the region. In 2023-2024, Barnstable County logged 397 elder fraud calls, but only 3.3% resulted in charges against perpetrators. A recent case in Falmouth involved a 79-year-old woman who received a fraudulent Publisher's Clearing House call promising $2,000 plus weekly payments and a car, though she recognized the scam when personal banking information was requested.

This educational guide from Klarna outlines common fraud and scam types affecting consumers, including phishing, impersonation, fake investment schemes, robocalls, online shopping fraud, job scams, and scams targeting elderly individuals. The article advises protecting personal information by never sharing credentials unsolicited, recognizing red flags such as unexpected urgent requests, untrustworthy websites, and promises that seem too good to be true, and verifying merchant legitimacy through store reviews, return policies, and contact information before making purchases.

Two elderly widows in Graves County, Kentucky lost approximately $320,000 combined to scammers using emotional manipulation tactics, including a Publishers Clearing House sweepstakes scam and fake emergency requests. The Graves County Sheriff's Office warns that scammers target vulnerable seniors on social media and through phone calls, using realistic scenarios to convince victims to wire money, and recommends that families have conversations with elderly relatives about recognizing scams and contact law enforcement immediately if suspicious contact occurs.

A PYMNTS Intelligence and Featurespace report examining over 10,000 U.S. consumers reveals that scammers increasingly use personalized, sophisticated tactics targeting specific vulnerabilities across generations rather than employing generic approaches. Generation Z faces higher risks from employment and social media fraud, while older generations are disproportionately targeted by fake eCommerce and sweepstakes scams—with baby boomers and seniors experiencing eCommerce fraud at three times the rate of Gen Z. The report emphasizes that financial institutions must implement dynamic defenses, advanced analytics, and consumer training to combat these evolving threats that exploit psychological manipulation and consumer trust.

Lance Norman, 36, of Queens, was arrested for operating a Publishers Clearing House scam targeting a Columbia County resident who lost approximately $62,000 in cash across two in-person meetings in Hudson. Norman was located in Westchester County with a large sum of cash in his vehicle and was charged with grand larceny and conspiracy, both felonies. New York State Police urged the public to be cautious of prize or sweepstakes scams demanding upfront payments and to report suspicious financial activity targeting older adults.

On May 12, 2025, Lance Norman, 36, of Queens, NY, was arrested for operating a fraudulent Publishers Clearing House scheme targeting an elderly resident of Chatham, NY, who was defrauded of approximately $62,000 across two cash payments. Norman was charged with Grand Larceny in the Second Degree and Conspiracy in the Fourth Degree after being stopped by state troopers in Westchester County with a large amount of cash in his vehicle; he admitted to meeting with the victim and receiving the money.

**Summary:** Americans reported 2.6 million fraud cases to the FTC in 2024, resulting in $12.5 billion in losses—a $2.5 billion increase from 2023. The article identifies five key warning signs of scams: requests for personal information, unsolicited contact, demands for wire transfers or gift cards, offers that sound too good to be true, and artificial time pressure or emergency claims. Common scams include imposter fraud, online shopping issues, fake job/investment opportunities, lottery schemes, and health care fraud.

**Type:** Educational awareness piece **Summary:** Millions of elderly Americans lose over $3 billion annually to financial fraud schemes including romance, lottery, and sweepstakes scams, with criminals building trust through online, phone, and mail contact. Seniors are frequently targeted due to their trusting nature, and many victims fail to report fraud due to shame, uncertainty about reporting procedures, or fear of losing their family's confidence in their financial independence. The article encourages victims to contact their local FBI field office for assistance.

Lisa Schiller, senior director of investigations for the Better Business Bureau, emphasized that scam victims should not feel embarrassed about reporting fraud and provided guidance on common scams including identity theft, phishing, and government imposter schemes. She recommended victims document all details (contact information, descriptions, dates) and use the BBB's Scam Tracker platform to report incidents, noting that while resolutions can take months or years, reporting is essential to help prevent others from becoming victims.

The county issued a public awareness warning about ten common phone and internet scams targeting residents, including grandparent scams, government imposter schemes, technology support fraud, romance scams, charity fraud, lottery scams, investment schemes, home repair fraud, phishing emails and texts, and utility payment scams. The advisory educates the public on how to identify and recognize these fraudulent tactics to protect themselves from financial loss and identity theft.

A West Fargo woman lost $100 to a scam artist who impersonated Travis Kelce's mother and promised her a free pickup truck and an in-person meeting with Taylor Swift for Mother's Day, requiring a Walmart gift card payment for delivery. The victim, who is on disability with a limited budget, did not realize the scam until contacting Valley News Live, and police indicated the money was unrecoverable. Experts warn that unsolicited prize notifications, requests for untraceable payments like gift cards, and pressure to act quickly are red flags for scams.

A Port St. Lucie man lost $16,500 to a prize scam after receiving a phone call claiming he had won a contest and was instructed to purchase $1,500 in gift cards as a prerequisite to claim his winnings. When the victim met the scammer at a Walmart parking lot to collect his supposed prize, he was robbed of an additional $15,000 in cash that the caller demanded as "collateral." Police warn residents never to purchase gift cards or provide cash to unknown callers claiming victims owe money or have won prizes.

This educational article explains why retirees are targeted for financial fraud and describes common scams affecting older adults. Americans over 60 lost more than $3.4 billion to scams in 2023, with victims aged 80+ reporting average losses of $1,450—nearly three times higher than younger victims. The piece identifies key vulnerabilities (accumulated wealth, lower tech familiarity, trusting nature, social isolation) and provides warning signs and protection strategies for imposter scams (posing as IRS, Medicare, Social Security) and tech support scams, emphasizing awareness as the primary defense against financial fraud.

The U.S. Attorney's Office for the Southern District of Florida hosted an elder fraud prevention forum on May 15, 2025, in partnership with AARP and multiple law enforcement agencies to educate seniors about common scams including investment fraud, lottery fraud, and inheritance schemes. The program featured local law enforcement examples and resources, with information available through the Justice Department's Elder Justice Initiative and multiple reporting channels including the National Elder Fraud Hotline at 1-833-372-8311.

Mail fraud through the USPS takes several forms—imposter scams (posing as government agencies or banks), sweepstakes/lottery schemes (claiming unearned prizes), unsolicited offers (unusually low prices or phony inheritances), and mail theft—all using sophisticated tactics to extract money or personal information. Red flags include unsolicited contact, pressure to act quickly, requests for payment before receiving benefits, and offers that seem too good to be true. To protect yourself, verify communications directly with official sources, never send cash through mail, use tracking services like Informed Delivery, and report suspected mail fraud to the United States Postal Inspection Service at 877-876-2455.

Over 80 seniors attended an educational seminar in West Hempstead to learn scam prevention strategies, as the FBI reported that people aged 60 and older suffered the largest losses in 2024's $16 billion in online scams and cybercrimes. Nassau County Police Officer Eugene Messmer presented the SCAM framework (Stop, Check, Alert, Mention) and detailed common scams including phone/email fraud, IRS imposters, sweepstakes schemes, and identity theft, emphasizing that scammers use professional tactics and recommending verification steps like calling back through official numbers. Key prevention advice includes never clicking suspicious links, refusing to pay via wire transfer or gift cards, protecting personal

Smishing (SMS phishing) scams are increasing across San Diego County, with fraudulent text messages impersonating banks, delivery services, and government agencies to pressure victims into clicking malicious links or revealing personal information. The article provides warning signs of scam texts—including unfamiliar numbers, spelling errors, urgent language, and requests for sensitive data—and recommends protective measures such as avoiding suspicious links, enabling spam filters, reporting messages to 7726, and forwarding concerns to the FTC at reportfraud.ftc.gov.

Americans lost an estimated $47 billion to scams in 2024, with investment fraud accounting for at least $5.7 billion of those losses. Contrary to common assumptions, younger adults are 34% more likely than older adults to fall victim to fraud, which takes multiple forms including impostor scams using AI voice cloning, lottery/prize schemes, and phishing attempts. To protect yourself, watch for red flags such as unsolicited contact, pressure to act quickly, promises of guaranteed returns, unusual payment requests, and demands for login credentials—and always independently verify investment opportunities through official resources like the SEC's EDGAR database before committing funds.

Meta platforms Instagram and Facebook are experiencing a surge in scams operated by international fraud rings from China, Sri Lanka, Vietnam, and the Philippines, with an internal Meta analysis revealing that 70% of newly active advertisers promote scams or low-quality products. Common scam tactics include phishing, fake giveaways, investment schemes, romance scams, fraudulent job offers, and sextortion, which exploit urgency and emotional manipulation to deceive users. Despite recognizing the problem, Meta has deprioritized scam enforcement, allowing repeat offenders to accumulate multiple violations before facing consequences.

Meta platforms (Instagram and Facebook) are experiencing a surge in scams operated by fraud rings in China, Sri Lanka, Vietnam, and the Philippines, with internal Meta analysis showing 70 percent of newly active advertisers promoting scams or low-quality products. Despite recognizing the problem, Meta has deprioritized scam enforcement, allowing repeat offenders to accumulate violations before facing consequences. Common scam tactics include phishing, fake giveaways, investment/crypto schemes, romance scams, fake job offers, and sextortion, which exploit urgency and emotional manipulation to deceive users.

LaShon Minter Williams faces losing her family's Chicago home after her grandmother, Louise Minter, was defrauded into a reverse mortgage in 2012 by convicted scammer Mark Diamond, who promised home repairs that never materialized. Diamond, sentenced to over 17 years in prison in January, specifically targeted vulnerable senior homeowners on Chicago's South and West sides; the scheme depleted the home's equity, and now Williams must either pay off the loan or vacate the property she has lived in since age 2. Reverse mortgages, while potentially helpful for seniors needing income for repairs, can prevent wealth transfer to heirs and are difficult to pay off, particularly impacting

Seniors are increasingly targeted in cryptocurrency scams because scammers view them as wealthy, trusting, and less technologically savvy, exploiting the irreversible nature of crypto transactions and victims' reluctance to report fraud. The FTC reports growing losses from crypto investment fraud, romance scams, and government impersonation, with seniors in Beaufort County, South Carolina alone losing over $3.1 million in 2024, while sophisticated schemes using AI voice cloning and fake websites are becoming more prevalent. Examples include British pensioners losing hundreds of thousands to romance fraud operations in Cambodia, Minnesota crypto ATM scams that cost over $189 million in 2023, and government impersonation

Financial scams targeting seniors (age 60+) have increased significantly in the digital age, leading the U.S. Department of Justice's Elder Justice Initiative to educate older adults about common fraud schemes. The article describes four prevalent scams targeting seniors: Social Security Administration impostor scams (using caller ID spoofing to demand money be moved to gift cards), tech support scams (falsely claiming viruses exist and requesting remote device access to steal information), lottery scams (claiming winners owe fees until funds are depleted), and romance scams (using dating sites to manipulate victims into sending money).

The Better Business Bureau of Northwest and West Central Ohio and Southeast Michigan operates ScamGuard, an educational program launched three years ago to protect seniors from increasingly sophisticated fraud schemes. The program warns older adults about common scams including telephone/tech support scams, gift card tampering, fake charities, grandparent scams, sweepstakes fraud, and online dating schemes, providing practical advice such as verifying unfamiliar callers, researching charities before donating, and never sending money to individuals met only online.

This article outlines six common scams targeting users of peer-to-peer payment platforms like Venmo, Cash App, and Zelle, including impersonation of trusted contacts, fake "accidental" payments designed to exploit goodwill, fraudulent sellers and buyers using stolen payment methods, fake contest winnings, and impersonation of customer support teams. According to Pew Research, 13% of P2P payment app users have sent money to scammers, affecting millions of users across platforms with 92 million active users on Venmo alone. The key prevention strategies are to verify recipient identity before sending money, report unexpected payments from strangers immediately without cashing out

The Nigerian prince scam (also called a 419 scam) is an advance-fee fraud where scammers pose as foreign royalty or wealthy individuals and convince victims to pay upfront "processing fees" or "taxes" for access to promised large sums of money. Originating from 19th-century Spanish prisoner schemes and proliferating via email in the 1990s, the scam continues to victimize people daily despite widespread awareness, sometimes escalating to using victims as money mules for stolen funds. To protect yourself, remain skeptical of unsolicited contact from strangers claiming to need financial help, verify identities through official channels, never send money upfront, and avoi

The Williamson County Sheriff's Office warned residents about imposter scams where fraudsters falsely claim to be law enforcement, using real employee names and fake local phone numbers to appear credible. Legitimate sheriff's offices never request money, threaten arrest, or demand personal information via phone; scammers commonly use pressure tactics, robocalls, and request payment through untraceable methods like gift cards, wire transfers, or bitcoin. Residents should hang up on suspicious calls immediately and contact the sheriff's office directly, and should be alert to common scam variations including debt collection fraud via text, sweepstake scams, and emergency schemes involving fake relatives.

Consumer Protection WA warned of escalating scratchie mail scams involving fake scratch-off tickets offering $US240,000 prizes sent via registered post from Kuala Lumpur, which request personal identification details and payment to claim winnings. Five West Australians lost $30,550 total to these scams over the past year, with scammers using collected personal information for identity theft, loans, and other fraudulent purposes. Since 2020, Australians have lost more than $5.8 million to unexpected winnings scams overall, and authorities advise recipients to never share ID documents and remember that legitimate prizes never require payment to claim.

During Seniors Week (June 2-8), the Okotoks, High River, and Turner Valley RCMP issued online safety guidance for seniors, noting that increased internet use for banking, shopping, and social media makes older adults vulnerable to fraud targeting their trust, technological unfamiliarity, and desire for companionship. The RCMP recommend using strong passwords, updating security software, refusing high-pressure requests for money or personal information, verifying contacts through official channels, and being suspicious of prize claims, upfront fees, and romance scams.

During Seniors Week (June 2-8), the Okotoks, High River, and Turner Valley RCMP issued online safety guidance for older adults, noting that seniors are frequently targeted through fraud schemes exploiting their trust, technological unfamiliarity, and desire for companionship. The RCMP provided protective measures including creating strong passwords, maintaining updated security software, recognizing high-pressure tactics and urgent demands as fraud warning signs, and avoiding prize claims requiring fees or payment via gift cards. The advisory emphasizes that seniors should feel empowered to refuse suspicious requests, verify company legitimacy through official channels, establish family safe words, and report suspicious activity to protect others in their community.

Online scammers use fake login alert emails impersonating legitimate companies like Google, Apple, and Facebook to create urgency and fear, tricking victims into clicking malicious links that lead to fake login pages where attackers steal credentials and personal information. The scam is effective because it mimics genuine security notifications that these companies actually send, though scammers increasingly use AI to write professional-sounding phishing emails that lack the grammar errors once considered a red flag. To protect yourself, verify alerts come from official company addresses, avoid clicking suspicious links, and check your account directly through the company's official website rather than through email links.

The U.S. Attorney's Office co-hosted the 3rd Annual Walk for Awareness in Charlotte, North Carolina on June 11, 2025, ahead of World Elder Abuse Awareness Day, to raise awareness about financial, physical, and emotional abuse affecting seniors. According to the FBI's 2024 Internet Crimes Report, adults over 60 suffered $4.8 billion in financial losses and filed 147,127 complaints, with investment fraud, tech support scams, romance scams, and government impersonation being the most common schemes. The U.S. Attorney's Office has prosecuted multiple elder fraud cases involving millions of dollars and continues partnering with community organizations to

Acting U.S. Attorney Carol M. Skutnik issued a press release for Elder Abuse Awareness Month highlighting the prevalence of financial scams targeting seniors in the Northern District of Ohio, including cryptocurrency, lottery, grandparent, romance, government impersonation, money mule, and tech support schemes. The statement emphasized that scammers use unsolicited communications and fraudulent tactics to exploit seniors' savings, with some victims losing their entire life savings, and urged vigilance and reporting through the FBI and Department of Justice resources.

Seniors age 60 and older face increasing vulnerability to financial scams facilitated by internet and smartphone technology, prompting the U.S. Department of Justice's Elder Justice Initiative to combat elder fraud through education and awareness. The article outlines four common scams targeting older adults: Social Security Administration impostor scams (using caller ID spoofing to request money transferred to gift cards), tech support scams (gaining remote device access and charging fabricated fees), lottery scams (requesting upfront fees for fake foreign lottery winnings), and romance scams (conducted through dating sites and social media to solicit money). Seniors should verify caller identities independently, avoid granting remote device access, reject unsolicite

Acting U.S. Attorney Carol M. Skutnik announced that the Northern District of Ohio is committed to combating financial fraud targeting seniors during Elder Abuse Awareness Month in June, noting that scammers use unsolicited communications and impersonation tactics to steal victims' life savings. The office highlighted common scams affecting older adults, including cryptocurrency schemes, lottery scams, grandparent scams, romance scams, government impersonation schemes, money mule operations, and tech support frauds, and urged seniors to remain vigilant while offering FBI and Department of Justice resources for reporting elder financial abuse.

Acting U.S. Attorney Carol M. Skutnik highlighted Elder Abuse Awareness Month in June and emphasized the U.S. Attorney's Office commitment to combating financial fraud targeting seniors, noting that scammers use unsolicited communications and impersonation tactics to exploit older adults' savings. The office outlined common scams affecting seniors including cryptocurrency schemes, lottery fraud, grandparent scams, romance scams, government impersonation, money mule recruitment, and tech support fraud, and recommends vigilance and reporting suspected elder financial abuse to the FBI or Department of Justice.

The NYPD warned New Yorkers about a lottery scam in which scammers convince strangers to cash winning lottery tickets in exchange for a share of the winnings. A 79-year-old woman lost approximately $27,500 in jewelry and cash after falling for the scheme, which escalated to threats and a home invasion. Authorities advise never cashing lottery tickets for unknown individuals and warn against paying fees to claim prizes or cashing checks from the lottery with processing fees listed.

The United States Postal Service is warning customers about evolving scams including phishing emails, smishing texts, lottery scams, romance scams, and "brushing" scams (where unsolicited items are sent to post fake reviews). Red flags include country codes, spelling errors, and suspicious links in messages claiming to be from USPS. The agency advises victims to monitor credit accounts, freeze credit if necessary, and report scam emails to [email protected] or texts to 7726.

In observance of World Elder Abuse Day, the IRS Criminal Investigation Field Office in Atlanta highlighted that millions of seniors are victimized annually by financial scammers who exploit their trust, with the FBI reporting that seniors lost $8.4 billion to scams in 2024. The IRS provided information on common schemes targeting older adults, including romance scams, lottery scams, government imposter scams, grandparent scams, and tech support scams, and encouraged oversight of seniors' finances by multiple trusted individuals. Resources for fraud prevention and reporting include the National Elder Fraud Hotline (1-833-372-8311), the FBI's Internet Crime Center, the Pass It On

The Ohio Attorney General's office held an educational conference in Warren addressing growing scam threats targeting seniors, including cryptocurrency scams, lottery fraud, and online relationship schemes aimed at stealing life savings and personal identity information. Experts advised older adults to be cautious with online links and downloads, research before acting, and consider freezing their credit with the three major credit reporting agencies. Resources for assistance include Pro Seniors' free legal hotline at (513) 345-4160 and local adult protective services.

Cybercriminals use social engineering tactics to target elderly individuals who are less familiar with technology and may trust official-looking communications, often isolating victims and creating pressure to share personal information or money. The article illustrates two common scams: a phishing email impersonating a charity that stole Jane's financial details when she donated to a fake disaster relief campaign, and a phone scam where "Amazon" and "FBI" impersonators convinced Gerald to withdraw cash before he recognized the fraud when asked to convert funds to Bitcoin. The best defense against these scams is community support from trusted friends, family, and financial advisors rather than acting alone.

The U.S. Department of Justice announced a reinvigorated effort to combat transnational elder fraud schemes that cost billions of dollars annually, with several recent prosecutions targeting romance fraud, lottery fraud, tech support fraud, and grandparent scams. Key cases included Troy Murray, who pleaded guilty to selling a database of over 7 million elderly Americans' personal information to Jamaican lottery scammers, and his son Cutter Murray, who pleaded guilty to money laundering $1.6 million in fraudulent proceeds; other defendants were charged for operating Jamaica-based lottery fraud schemes that defrauded seniors across the country, with one victim losing over $400,