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Katie Powell, a single mother from Portland, Oregon, lost $40,000 to a romance scammer on Tinder who posed as a civil engineer working in Turkey and used fabricated photos and emotional manipulation to build trust over several months before requesting money. The scammer also fraudulently moved $750,000 into her Vanguard retirement account, which was frozen and the funds disappeared; romance scams are increasingly prevalent, with the FTC reporting approximately 70,000 victims in 2022 alone, particularly targeting people ages 40-69, and one in ten dating app profiles are reportedly fake profiles created by scammers using AI technology.

Katie Powell, a single mother from Portland, Oregon, was scammed out of $40,000 by a romance scammer on Tinder who posed as a civil engineer working in Turkey. The scammer used fabricated photos (including a Photoshopped image of MLB pitcher Phil Hughes) and months of intensive communication to build trust before requesting money for medical emergencies, eventually moving $750,000 into her Vanguard retirement account before the funds disappeared. The article highlights that romance scams are increasingly prevalent on dating apps, with approximately 70,000 people targeted in 2022 alone, often using AI-generated fake profiles, and affecting vulnerable individuals seeking companionship.

Katie Powell, a single mother from Portland, Oregon, was scammed out of $40,000 by a romance scammer posing as a civil engineer on Tinder who used Photoshopped images and emotional manipulation to gain her trust over several months. The scammer eventually convinced Powell to send money by claiming financial hardship and hospitalization, and later deposited $750,000 into her Vanguard retirement account—funds that were frozen and disappeared when the scheme unraveled. Romance scams targeting vulnerable individuals are increasingly common on dating apps, with approximately 70,000 people reporting such fraud to the FTC in 2022, and experts note that one in ten

This educational article identifies New Jersey as the safest U.S. state for retirees based on FBI data analysis, citing low violent and property crime rates, minimal senior involvement in fatal accidents, and strong healthcare access. The article also lists nine additional safe states for retirement (New York, Mississippi, Louisiana, Nebraska, Rhode Island, Pennsylvania, Illinois, Connecticut, Alabama) and warns against five states with higher risks of elder fraud, property crime, and scams (Colorado, Nevada, Washington, Oregon, New Mexico).

A Portland, Oregon single mother lost $40,000 to a romance scam after meeting a man on Tinder who posed as a civil engineer working in Turkey and used a fake hospital photo to guilt her into sending money over several months. The FTC reported that romance scams affected 70,000 people in 2022 with total losses of $1.3 billion, with a median loss of $4,400, and recommends victims never send money to online matches they haven't met, report scams to the FTC, and seek help from financial advisers to rebuild their finances.

David and Susette McDonald, elderly Hubbard property owners, sued excavator Greg Wing and his company All-Ways Excavating for negligence, fraud, and elder abuse, alleging he misrepresented permits, dumped contaminated countertop waste without permission, and caused David McDonald stress-induced strokes. The McDonalds are seeking $15 million; Wing has denied the allegations and countersued, claiming the McDonalds' grandson authorized his activities. Both waste pits halted operations in 2024 after Oregon Department of Environmental Quality threatened fines and ordered cleanup.

Scammers are sending phishing text messages impersonating Oregon's DMV and ODOT, claiming recipients have unpaid toll balances and threatening license suspension or fines to pressure immediate payment. The fake messages contain links to fraudulent websites designed to steal personal and financial information; consumers should delete such texts, never click links, and verify toll status directly with ODOT at 1-888-Ask-ODOT or report the scam to the Oregon Department of Justice Consumer Hotline at 1-877-877-9392.

Multiple states including Kansas, New Mexico, Missouri, and Oregon have warned residents about widespread text and email scams falsely claiming unpaid toll debts and threatening license suspension or legal action to pressure victims into revealing personal and financial information. Scammers are targeting states with no toll roads, and in Indiana's case, fraudulent emails posing as the state DOT requesting payment for TxTag balances were traced to a contractor's hacked account. Authorities recommend reporting suspected scam texts and emails to the Federal Trade Commission and Internet Crime Complaint Center.

The Oregon DMV warned residents of a phishing scam involving unsolicited text and email messages falsely claiming outstanding traffic violations and threatening vehicle registration suspension or credit damage unless payment is made via a provided link. The DMV emphasized it never requests personal information or payment through unsolicited communications and advises recipients to delete suspicious messages, avoid clicking links, and report scams to the Federal Trade Commission.

**Summary:** The Oregon Division of Financial Regulation issued a World Elder Abuse Awareness Day alert highlighting that approximately 1 in 10 Americans age 60 and older experience elder abuse, with financial exploitation losses estimated between $2.6 billion and $36 billion annually. The agency warns that older adults—particularly those who are socially isolated—are disproportionately targeted by scammers using familiarity, fear, and urgency tactics, and advises families to watch for warning signs including suspicious financial changes, new overly-protective relationships, and unexplained asset disappearances. Oregon's mandatory reporting requirements and support resources, including a toll-free hotline and consumer advocate assistance,

Scammers impersonating U.S. federal agencies (SSA, FDIC, IRS) are sending fraudulent letters, emails, texts, and pop-ups to Washington residents claiming identity theft or legal issues and demanding cash or gold payments. In early 2025 alone, scammers stole over $1 million from three Clallam County residents, with victims also identified in Jefferson County and Oregon. Red flags include unsolicited government contact via pop-ups or text, requests for cash withdrawals or gold purchases, demands to sign NDAs, and instructions to use unofficial couriers—none of which legitimate federal agencies would do.

A "smishing" scam impersonating Oregon's DMV has targeted residents with text messages claiming outstanding traffic tickets and threatening license suspension unless immediate payment is made. For those who clicked malicious links, authorities recommend immediately checking financial accounts for fraudulent charges, scanning devices for malware, freezing credit with reporting agencies, and reporting the scam to the FTC at ReportFraud.ftc.gov or to local law enforcement. The Oregon DMV clarifies it never requests personal information or payment through unsolicited communications.

An Eastern Oregon woman lost $600,000 in life savings to a "gold bar scam" in which scammers impersonated federal agents, claimed her accounts were at risk, and convinced her to purchase gold bars for "safekeeping"; local law enforcement prevented an additional $300,000 loss after her sister reported the scheme to the Oregon Department of Justice Consumer Hotline. The scam typically involves fraudsters creating false urgency about compromised finances, instructing victims to convert assets into gold, and dispatching couriers to collect the valuables before disappearing. The Oregon DOJ warns that no legitimate government agency requests gold purchases or home visits for money collection, and urges victims to hang up

An Eastern Oregon woman lost $600,000 (nearly her entire life savings) to scammers impersonating federal agents who convinced her that her financial accounts were at risk and instructed her to purchase gold bars for "safekeeping." Her sister's call to the Oregon Department of Justice Consumer Protection Hotline enabled law enforcement to intervene and prevent an additional $300,000 from being transferred before the final transaction could occur.

An Eastern Oregon woman in her 60s lost $600,000—most of her life savings—to scammers who impersonated federal agents and instructed her to buy gold bars and transfer ownership to them for "safekeeping." Authorities intervened after her sister called the state consumer protection hotline and were able to prevent an additional $300,000 in gold bars from being handed over; a similar scam also targeted another eastern Oregon woman who lost $60,000 in silver bars. Oregon officials warn that legitimate government agencies, banks, and tech companies never ask people to purchase precious metals or transfer ownership, and urge the public to hang up on such callers and report suspicious contacts to authorities.

An Eastern Oregon woman in her 60s lost $600,000 to scammers posing as federal agents who instructed her to purchase gold bars and transfer ownership to them for "safekeeping," though intervention by state officials prevented an additional $300,000 loss. A second woman in the region also lost $60,000 in a similar silver bar scam. Oregon Department of Justice officials warn that government agencies, banks, and tech companies never request customers buy precious metals or transfer ownership, and advise people to hang up on unsolicited callers and report suspicious activity to authorities.

A text message scam targeting Pennsylvania residents falsely claims to be from the state's DMV threatening vehicle registration and driver's license suspension over unpaid traffic tickets, with messages originating from an Oregon area code and containing links to fraudulent payment pages. The scam uses non-existent Pennsylvania administrative codes and has been linked by the FBI to Chinese hacking groups, with recent reports showing messages sent to multiple recipients in group texts. Residents are advised not to click links in suspicious text messages, as the legitimate DMV does not handle traffic ticket enforcement.

The Oregon Department of Justice warned residents of a rising "gold bar" scam targeting Pacific Northwest residents, in which scammers impersonating banks or government agencies convince victims their accounts are compromised and pressure them to purchase gold bars and hand them over to couriers. Recent victims in Eastern Oregon lost significant amounts—one woman lost $600,000 with an additional $300,000 in gold bars prevented by police intervention, and another lost $60,000 in a related silver bar scam. Officials emphasized that no legitimate financial institution or government agency requests customers to liquidate assets into gold and transfer them to strangers.

Oregon law enforcement agencies issued a public warning about common summer scams, including impersonators posing as police or court officials demanding payment for missed jury duty via cryptocurrency or gift cards, fraudsters claiming pets have been hit by cars to extort veterinary fees, and fake vacation rental listings offering unrealistic deals. Officials advised residents to independently verify contact information, avoid sharing personal information with unverified sources, and use only authorized vendors for ticket purchases and vacation bookings.

83-year-old real estate developer Walter Bowen sued his former senior vice president Barclay Grayson for elder abuse, alleging Grayson used Bowen's signature stamp to sign personal guarantees and loan documents without authorization, and misappropriated $250,000 of a $1.1 million improvement allowance intended for condo renovations. Bowen, who hired Grayson in 2003 despite Grayson's prior prison sentence for mail fraud, fired him in July 2024 and filed suit for breach of contract, breach of fiduciary duty, and financial abuse of a vulnerable person; the complaint also implicated the

Financial fraud in Oregon resulted in an estimated $201 million in reported losses and $1.2 billion in unreported losses in 2025, with the FBI and FTC reporting significant increases in fraud cases nationwide. The state's economy faces a projected $3.9 billion reduction in GDP, $2.6 billion reduction in personal income, and approximately 15,000 job losses due to all financial fraud (reported and unreported). Oregon ranks 26th-28th among states for cyber-enabled crime losses and elder fraud complaints, with fraud cases up 3,336 since 2022 and total losses up 285% since 2020.

The Oregon Department of Justice warned of scammers impersonating lawyers to defraud victims, with two reported cases resulting in hundreds of thousands of dollars in losses. In one case, a victim met someone on the dating app Hinge who posed as an attorney offering investment services and transferred funds; in another, scammers gained unauthorized access to attorney and client email accounts to intercept a $700,000+ settlement payment using false wiring instructions. The advisory recommends verifying legal and financial communications through direct phone contact with known numbers and advises victims to report incidents to the FBI, local police, and financial regulatory agencies.

In early September, thieves used debit card skimmers placed on payment machines to steal approximately $188,000 in food and cash benefits from 424 low-income Oregonians enrolled in SNAP and TANF programs, averaging $450 per account and representing a 50% increase from July-August theft totals. The fraudsters install skimmers quickly in checkout lines to capture card numbers and PINs, then make test transactions before emptying entire account balances, with victims unable to recover stolen SNAP funds due to exhausted federal replacement budgets. Oregon officials warn residents to inspect card readers for loose or misaligned components and note that thieves also use phishing texts, emails

In September, thieves stole approximately $188,000 in food and cash benefits from 424 low-income Oregonians enrolled in SNAP and TANF assistance programs using debit card skimmers placed on payment machines at retail stores, with an average loss of $450 per account. The theft rate more than doubled compared to July and August combined, with criminals testing small transactions before emptying entire account balances, and targeting low-income recipients because their cards lack the security features of credit cards. While the state can replace stolen TANF funds, it cannot replace SNAP benefits due to exhausted federal funding, and victims are also being targeted through phishing emails, texts, and fraudulent websites imperson

Employment scams have surged over 1,000% from May through July, with fraudsters using sophisticated tactics including fake job listings, impersonated recruiters, and AI-generated content to deceive job seekers. Nicole Becker, a 37-year-old from Oregon, fell victim to an elaborate two-week scam involving a fake sportswear company that requested she purchase equipment for reimbursement—a common tactic that cost victims an average of $1,471 per scam, totaling $12 billion in losses last year. The FTC warns that a tight labor market combined with generative AI has made these schemes harder to detect, particularly targeting vulnerable first-time

Oregon is experiencing a troubling rise in financial scams targeting its rapidly aging population, with reports of seniors losing $10,000 or more increasing more than fourfold between 2020 and 2024, while scams are becoming increasingly sophisticated through artificial intelligence and impersonation tactics. Beyond fraud, older Oregonians face compounding vulnerabilities including housing insecurity and homelessness, with seniors on fixed incomes averaging about $1,950 monthly in Social Security struggling to afford rent. Experts emphasize the need to reduce stigma around fraud victimization, increase reporting through services like the Aging and Disability Resource Connection helpline, and invest in supportive housing and renter assistance