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A University of Michigan poll of 2,576 older adults found that the cost of assisted living, nursing home care, and home care is their top health-related concern (56.3% very worried), followed closely by medical care costs, prescription medication costs, and financial scams and fraud (52.8% very worried). Women and liberal/moderate respondents reported significantly higher worry levels than men and conservative respondents across most cost-related healthcare concerns.

A University of Michigan study from February-March 2024 found that health care affordability is the top concern among older American voters, with 56% very worried about medical care costs, 54% concerned about prescription medication costs, and 52% anxious about health insurance and Medicare expenses. Financial scams and fraud ranked as the fifth-highest concern at 53%, with researchers noting that the Government Accountability Office estimates older Americans lose $2.9 billion annually to fraud, which causes significant mental distress that can cascade into other health problems. The study suggests that presidential candidates seeking older voters' support should prioritize communicating plans to control health care costs and address fraud prevention.

Online fraud remains widespread, with scammers exploiting social media, e-commerce platforms, and OTT applications through five primary tactics: fake money recovery services, counterfeit miracle medications, labor export/visa scams, copyright extortion schemes, and fraudulent e-commerce alerts. Recent cases include a woman in Thanh Hoa losing additional funds to a fake recovery service and 10 victims collectively defrauded of over 747 million VND in overseas work scams. Prevention strategies include verifying service legitimacy through official channels, avoiding sharing personal information with unverified contacts, consulting certified healthcare professionals, and reporting suspected fraud to law enforcement.

The U.S. Customs and Border Protection agency is educating consumers about the dangers of counterfeit products, which account for significant seized goods including apparel (26.2%), handbags and wallets ($658 million in retail value), watches and jewelry (15.6%), and footwear (11.6%) in 2023. Purchasing counterfeit items supports criminal organizations, often involves forced labor, is made from poor-quality materials that deteriorate quickly, and violates intellectual property laws, though buying directly from manufacturers and researching third-party sellers can help consumers avoid these fake goods.

This educational article outlines key strategies for avoiding financial scams, noting that 54% of Americans have experienced scam attempts in the past two years, with 18% losing money (median loss of $325, though 32% lost $1,000 or more). Experts recommend four main protective measures: hanging up and contacting companies directly using verified numbers, enabling multifactor authentication and monitoring accounts weekly, familiarizing yourself with common scam types, and recognizing that anyone—regardless of education or income level—can fall victim to fraud.

Alabama's Department of Human Resources warned SNAP recipients of over 100 phone scams in which fraudsters impersonated DHR or EBT Customer Service representatives to steal EBT card numbers and PINs; the department could not quantify total losses but noted most scams go unreported. Additionally, Alabama's Board of Pharmacy alerted pharmacists to a spoofing scam where callers falsely claim to represent the board and demand payment to resolve fabricated license sanctions.

Police Chief Denise McCain and representatives from the FBI, Better Business Bureau, and other agencies presented at an East Alabama Regional Planning Commission Summit to educate seniors about fraud targeting older adults. The presentation covered common scams including jury duty imposters, tech support blackmail, grandparent scams using AI-generated voices, lottery scams, and IRS fraud, emphasizing that older adults with good savings and credit are lucrative targets who often delay reporting due to shame or uncertainty about where to report. Key prevention advice included never providing information over the phone, calling loved ones directly to verify requests, and immediately reporting blackmail to police.

The Department of Insurance reports a spike in insurance fraud cases affecting all consumers through increased premiums, with particular targeting of seniors through door-to-door fake insurance sales, deceptive annuity/investment schemes, prescription fraud, and staged accident claims. The department received over 10,000 Medicare fraud complaints in 2023 involving unauthorized billing for medical supplies and duplicate charges, and provides 14 protective tips including verifying agent credentials, obtaining written estimates, protecting personal information, and reviewing explanation of benefits statements.

Phishing scams targeting weight loss drugs like Ozempic increased 183% from January to April, with scammers exploiting the high cost of these medications (approximately $1,000 monthly) by posting fake offers on social media platforms like Facebook and Craigslist. Criminals impersonate doctors and pressure victims to share personal information and use unconventional payment methods such as Bitcoin, Zelle, and Venmo—red flags indicating fraudulent activity. McAfee recommends consumers verify official retailers, avoid suspiciously low prices, check for complete product details, and report scams to relevant financial institutions to attempt fund recovery.

Older adults lose an estimated $3.4 billion annually to financial scams (averaging $33,915 per victim), with tech support scams, data breaches, and romance scams being most prevalent due to older adults' assets, trusting nature, and lower likelihood of reporting fraud. Experts recommend protecting against scams through basic data hygiene practices (secure websites, strong passwords, two-factor authentication), using credit cards for online purchases, verifying suspicious communications directly with sources, establishing multiple trusted contacts to monitor accounts, and fostering open conversations about fraud to reduce shame and encourage reporting.

Older adults, despite 88% using the internet, are increasingly targeted by scammers who exploit fears and lack of technical knowledge to steal identities and money. The author, a 50-year finance professional, fell victim twice to tech support scams that tricked him into providing sensitive information including his Social Security number and credit card details. FBI data shows elder fraud complaints rose 14% recently with victims averaging losses of $33,915, and common scams targeting seniors include fake tech support calls, Medicare/health insurance fraud, internet pop-up viruses, and telemarketing schemes.

Two Los Angeles retirees, both in their late 70s/early 80s, lost approximately $79,500 and $75,000 respectively to tech support and cryptocurrency scams in early 2024. Neal was duped into allowing remote computer access after a fake software subscription email, while Mrs. K. was tricked by a pop-up virus alert into withdrawing cash and depositing it into bitcoin machines at multiple locations. The article notes that elder fraud is widespread and sophisticated, with the FBI reporting that victims over 60 lost $3.1 billion in 2022, and recommends disconnecting from the internet when encountering suspicious pop-ups and being cautious of uns

Older adults are increasingly targeted by financial scams, with losses reaching $3.4 billion in the past year—an 11% increase from the previous year, with an average loss of $33,915 per victim. Scammers target this demographic because they typically have savings and assets, are more trusting, and less likely to report fraud, with tech support scams, personal data breaches, and romance scams being most common. Protective measures include adopting basic data hygiene practices (using secure websites, strong passwords, two-factor authentication), verifying unsolicited contacts directly with known sources, establishing multiple trusted contacts to monitor accounts, and reducing stigma around reporting scams.

Losses from scams targeting adults age 60 and older reached $3.4 billion last year—an 11% increase from the prior year—with an average loss of $33,915 per victim, according to FBI data. Older adults are frequently targeted through tech support scams, personal data breaches, and romance scams because they often have substantial assets and may be more trusting and less likely to report fraud. Experts recommend protective measures including strong data hygiene practices, using credit cards for online purchases, verifying unsolicited communications directly with trusted sources, establishing account oversight with multiple trusted contacts, and fostering open conversations about scams to reduce shame and encourage reporting.

Scammers on TikTok have been targeting consumers seeking weight loss drugs like Ozempic and Wegovy by offering discounted prices without prescriptions, with a joint investigation by Digital Citizens Alliance and Coalition for a Safer Web finding that nearly every transaction examined from February through April was fraudulent. The scammers used fake testimonials and before-and-after photos to lure vulnerable buyers, accepting payments through services like Zelle, PayPal, and Venmo but never delivering products. Researchers warned that victims face multiple harms including financial fraud, counterfeit drugs, or dangerous use of real medications without medical supervision.

A joint investigation by Digital Citizens Alliance and Coalition for a Safer Web found that scammers are using TikTok to fraudulently sell prescription weight loss drugs at discounted prices, with nearly all examined profiles operating as scams. The investigation identified dozens of fake profiles exploiting consumer demand for affordable weight loss medications through deceptive online sales tactics.

Scammers on TikTok are posing as legitimate pharmacies to sell popular weight loss drugs like Ozempic, Wegovy, and Mounjaro without prescriptions at lower prices, using fake testimonials and before-and-after photos to lure vulnerable buyers. A joint investigation by Digital Citizens Alliance and Coalition for a Safer Web found dozens of such scam accounts that accepted payments through Zelle, PayPal, and Venmo but never delivered products, exposing victims to fraud, counterfeit drugs, or dangerous unsupervised medication use. Both the drug manufacturers and TikTok have responded by emphasizing that these medications require prescriptions and medical supervision,

A joint investigation uncovered at least sixty scam operators on TikTok impersonating pharmacies and medical professionals to defraud Americans seeking Ozempic and other weight loss drugs, collecting hundreds of dollars per victim before failing to deliver the products. The scammers exploit TikTok's algorithms, which recommend weight loss drug sellers to users and facilitate connections between bad actors and vulnerable consumers, using payment apps like Zelle and Venmo to make refunds difficult. The investigation also found that nearly half of Americans using these drugs acquired them without prescriptions, highlighting both the prevalence of scams and the broader problem of illegal drug distribution on social media platforms.

A University of Michigan poll of 3,379 adults over 50 conducted in February-March 2024 found that five of the six most pressing health-related concerns for older Americans centered on costs: medical care (56%), assisted living (56%), prescription medicines (54%), health insurance/Medicare (52%), and dental care (45%), with financial scams and fraud (53%) rounding out the top concerns. These worries were consistent across all demographic groups regardless of age, gender, race, ethnicity, region, or income level, highlighting healthcare affordability as a critical issue for millions of seniors and their families.

**Summary:** A free educational program titled "Medicare 101" is being offered on April 25 at the Haywood County Senior Resource Center in Waynesville, hosted by certified counselor John Chicoine. The presentation covers Medicare basics, supplements, Advantage plans, prescription plans, and includes information about Medicare scams to help those approaching Medicare age navigate their options.

A pharmacist fell victim to an elaborate impersonation scam when scammers spoofed the Ohio Board of Pharmacy's number, falsely claiming her license was linked to a narcotics investigation and threatening arrest unless she paid a $500,000 bond. Over three months, the scammers manipulated her into moving $500,000 of her savings and retirement funds into a "protected account" and taking out two additional loans totaling $250,000, all of which went directly to the fraudsters. The article notes that scams are rising nationally, with Americans losing over $159 billion in 2023, and that professionals with specialized licenses and higher incomes—such as pharmacists

The Iowa Insurance Division is warning Medicare beneficiaries about scams during the 2026 open enrollment period (October 15–December 7), which scammers exploit to steal personal information and fraudulently enroll individuals in new plans. Common schemes include unsolicited calls and texts requesting Medicare numbers or personal data, with Medicare fraud costing an estimated $100 billion annually. Free assistance is available through certified SHIIP counselors across Iowa to help beneficiaries safely navigate enrollment decisions.

During Medicare Open Enrollment Period (October 15-December 7), scammers impersonate Medicare representatives and contact seniors unexpectedly, requesting personal information, Medicare numbers, or payments under the false pretense of issuing new or updated Medicare cards. Medicare never contacts beneficiaries unsolicited to request financial information or payment, as legitimate Medicare cards are free and mailed automatically. To protect yourself, ignore unexpected calls demanding personal information, verify suspicious calls by independently dialing 1-800-MEDICARE, use official resources like Medicare.gov and your State Health Insurance Assistance Program (SHIP) for plan information, and report scams to 1-800-MEDICARE and the FTC at Re

During Medicare Open Enrollment Period (October 15-December 7), scammers impersonate Medicare representatives and contact seniors unsolicited, falsely claiming they need a new Medicare card and requesting Medicare numbers, bank account information, or payments—when legitimate Medicare cards are free and automatically mailed. To protect themselves, seniors should ignore unexpected requests for personal or financial information, verify caller identity by hanging up and calling 1-800-MEDICARE directly, and use official resources like Medicare.gov or their State Health Insurance Assistance Program (SHIP) for plan comparisons. Suspected Medicare fraud should be reported to 1-800-MEDICARE and the FTC at ReportFrau

Ashley Lamb from the Area Agency on Aging presented information about the Senior Medicare Patrol (SMP) program, which has operated since 2003 under North Carolina's Department of Insurance. The program aims to empower seniors aged 60 and older and their caregivers to prevent healthcare fraud, waste, and abuse through education and outreach, utilizing trained SHIP volunteers to provide free counseling and assistance across a 10-county region.

Scammers on TikTok are advertising popular prescription weight loss drugs like Ozempic and Mounjaro at discounted prices without requiring prescriptions, using fake testimonials, before-and-after photos, and positive reviews to lure vulnerable buyers. A joint investigation by the Digital Citizens Alliance and Coalition for a Safe Web examined dozens of these TikTok profiles and found that nearly all of them were fraudulent schemes designed to steal money from consumers seeking affordable weight loss medication.