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A Ghanaian man known as "Dada Joe Remix" pleaded guilty to running a romance and inheritance fraud scheme that stole millions of dollars from victims, primarily elderly Americans in Arizona, between 2013 and 2023. The scam involved creating fake online identities to pose as romantic partners or claiming victims had inherited gold and jewels, then pressuring them to pay fees for supposed asset releases. Boateng agreed to pay $4.4 million in restitution and will be sentenced in September 2026; people should be cautious of online dating connections asking for money and verify inheritance claims through official channels rather than responding to unsolicited communications.

A Ghana-based romance scammer named Joseph Kwadwo Badu Boateng, who operated under the alias "Dada Joe Remix," pleaded guilty to defrauding older Americans for roughly a decade by posing as romantic interests on dating apps and promising fake inheritance claims that required upfront payment of taxes and fees. He and his accomplices targeted victims across Arizona and the U.S. between 2013 and 2023, and Boateng has agreed to pay $4.4 million in restitution. To protect yourself, be cautious of online romantic interests who quickly propose financial schemes or inheritance opportunities, and never send money to strangers for supposed taxes or fees on unclaimed inheritances.

A 69-year-old Oklahoma widower lost over $85,500 after meeting a woman on Facebook who convinced him she needed money to release an inheritance of gold from England—a classic romance scam where the scammer built an emotional connection before fabricating a financial emergency. Riley refinanced his home and took out a second mortgage to pay the requested amount, and when the woman asked for an additional $40,000 with fake legal documents, he realized he'd been defrauded. To protect others, experts warn that romance scammers typically create fake identities, build trust online, and then request money for fabricated emergencies (travel, medical bills, inheritance fees, etc.), so anyone experiencing sudden requests for large sums from online contacts—especially new romantic interests—should verify claims independently and be wary of pressure to move money quickly.

Twelve members of a Nigerian organized crime group linked to the Black Axe confraternity were sentenced to 3-8.5 years in prison by a German court for operating an international romance scam that targeted vulnerable victims—primarily women, elderly people, and individuals with disabilities—through fake identities and fabricated romantic relationships on social media and dating apps. The scammers would build trust with victims before requesting money for false emergencies like medical bills or travel costs, with stolen funds funneled back to the criminal organization in Nigeria. To protect yourself, be cautious of online suitors who quickly develop emotional connections, avoid sending money to people you've never met in person, and report suspicious profiles to social media platforms and law enforcement.

A German court sentenced 12 members of a Nigerian organized crime network to prison terms ranging from 3 to 8.5 years for operating international "love scams" that primarily targeted women, elderly people, and people with disabilities through fake identities on social media and dating apps. The scammers convinced victims they were in romantic relationships and tricked them into sending money for fabricated expenses, with proceeds laundered through a Nigeria-based criminal organization. To protect yourself, be cautious of romantic interests who quickly ask for money, verify identities through video calls, and report suspected scams to authorities rather than staying silent out of embarrassment.

A 42-year-old Nigerian man named Franklin Ikechukwu Nwadialo was sentenced to five years in prison for stealing $3.5 million through romance scams targeting eight victims, mostly older, divorced, or widowed individuals on dating apps like Match and Christian Café. Nwadialo posed as a military officer named "Giovanni" and used various sob stories—including claims about military fees, son's tuition, and funeral costs—to convince victims to send money, with some victims draining their savings or selling their homes. To protect yourself: be cautious of online romantic interests who avoid meeting in person, refuse requests for money (especially large sums), and verify military or employment claims through official channels before sending any funds.

Franklin Ikechukwu Nwadialo, a Nigerian council chairman, was sentenced to five years in prison by a U.S. federal court for running a romance scam that defrauded eight victims of $3.5 million over 15 years. The scam involved him posing as trustworthy individuals online—sometimes claiming to run a nonprofit for autistic children—to gain victims' trust and steal their savings, targeting people who were already vulnerable due to grief or heartbreak. To protect yourself, be cautious of online romantic interests who quickly ask for money, verify identities through video calls, and research anyone asking for financial assistance before sending funds.

Carlos Barragan's book "The Yahoo Boys" explores the Nigerian romance scam industry through interviews with teenage scammers, motivated in part by his own mother falling victim to one of these schemes. The book profiles four young Nigerian men who use online relationships to manipulate victims into sending money, revealing that despite understanding the real harm they cause, these scammers show little genuine interest in stopping. For those vulnerable to romance scams, the key takeaway is to be wary of online relationships that quickly lead to requests for money, especially from people you've never met in person.

Thai police arrested six Nigerians in Bangkok for their suspected involvement in an international cocaine trafficking ring and an AI-powered romance scam targeting elderly women. The suspects, who had entered Thailand on student visas but lived in luxury apartments without legitimate employment, were caught during raids that recovered phones, computers, and bank records showing evidence of drug transactions and fraudulent online relationships created using AI-generated images. To protect yourself, be cautious of online relationships with attractive strangers claiming to be wealthy professionals, and verify identities through video calls before engaging financially or sharing personal information.

A young man named Richie from Lagos, Nigeria, who had a difficult childhood marked by parental separation and family conflict, eventually became involved in romance scams targeting older women—a scheme detailed in a new book about Nigerian scammers. The excerpt traces his path from working as an underpaid baker's apprentice at age 16 to his later involvement in fraud, illustrating how economic hardship and personal circumstances can lead people into criminal activities. For protection, people—especially older adults—should be cautious about online relationships with individuals they've never met in person, verify claims through independent research, and be wary of requests for money or personal financial information.

Sri Lanka has become a major hub for international cybercrime, particularly telecom fraud and "pig-butchering" investment scams, with criminal networks from Southeast Asia relocating there due to economic instability and weak regulatory oversight. Victims worldwide are targeted through fake romance schemes and fraudulent investment platforms, while workers are recruited under false pretenses, have their passports confiscated, and are forced to operate scams from luxury hotels across the country. To protect yourself, be cautious of unsolicited romantic connections offering investment opportunities, verify investment platforms independently, never send money to unknown accounts, and report suspicious job listings that seem unusually lucrative or request upfront payments.

Sri Lanka has become a major hub for international cybercrime, with criminal networks relocating from Southeast Asia to operate sophisticated telecom and pig-butchering scams from luxury hotels and guesthouses across the country. Victims worldwide are targeted through fraudulent investment schemes, fake dating profiles, and mass phishing campaigns using stolen identities and SIM-box equipment that can manage hundreds of phone lines simultaneously. Authorities have intensified raids since mid-2024, arresting hundreds of suspected scammers, but victims can protect themselves by being cautious about unsolicited investment opportunities, verifying identities before sending money, and using strong security practices like enabling two-factor authentication and avoiding clicking links from unknown sources.

Police in Bangkok arrested three people—two Nigerian nationals and one Thai woman—who were operating a drug trafficking scheme disguised as a romance scam. The criminals used fake dating profiles to build trust with Thai women, then coerced them into transporting drugs; authorities seized cocaine and heroin worth over 25 million baht. To protect yourself, be cautious of romantic connections with strangers online who quickly move conversations to private messaging apps or ask you to transport items across borders.

Scammers stole nearly £1.3 billion from UK victims last year, with fraud cases surging 11% to over 4 million as criminals exploited weaknesses in online systems and social media platforms. Investment scams and "authorized push payment" frauds—where victims are tricked into transferring money directly to criminals—hit record levels, with losses rising 19% to £576 million. To protect yourself, be cautious of unsolicited investment offers and money transfer requests, verify requests through official channels before sending funds, and report suspicious activity to your bank immediately, as they can only refund 88% of losses despite protection rules.

Federal authorities arrested five suspects accused of running a $15 million romance scam that defrauded over 100 elderly Americans through fake online dating profiles and AI-generated videos. The scammers built trust with victims by posing as potential romantic partners, then convinced them to send money using fabricated stories about inheritances and precious gems, with one 74-year-old victim losing $1.1 million. To protect yourself, be cautious of online dating connections that quickly develop emotional bonds and request money, verify identities through video calls, and remember that legitimate romantic interests will never ask you to send cash or wire funds.

A 40-year-old Ghanaian man was arrested in Morocco after being flagged by Interpol as wanted by U.S. authorities for allegedly operating an international romance scam that targeted victims in the United States, Ghana, and other countries. The scheme involved creating fake online romantic relationships to manipulate victims into sending money, and the suspect is also accused of laundering millions of dollars from the fraud through complex international bank transfers. To protect yourself, be cautious of unsolicited romantic connections online, especially from people who quickly ask for money or claim to need financial help—verify identities through video calls and never send money to people you haven't met in person.

Nigerian romance scammers are defrauding lonely people in Western countries out of billions of dollars by creating fake online personas and building emotional connections before requesting money or valuables. The article follows the case of Silvia Barragan, a 56-year-old dentist who nearly fell victim to a scammer posing as an American soldier before her sons discovered the emails were originating from Lagos, Nigeria. To protect yourself, be cautious of online dating matches who quickly profess deep feelings, avoid sending money or valuables to anyone you haven't met in person, and use verification tools to check the geographic origin of suspicious communications.

Americans lost nearly $900 million to AI-powered scams in 2025, with the FBI receiving over 22,000 complaints about schemes involving deepfakes, impersonation, and fraudulent communications that appear legitimate even to trained individuals. Victims have ranged from individuals losing thousands to AI-generated voice impersonations to people losing over a million dollars to fake authority figures, with cybersecurity experts warning that losses will likely increase as AI technology becomes more sophisticated. To protect yourself, remain skeptical of unexpected communications requesting financial information or urgent action, verify requests through independent channels (calling known numbers rather than using provided contact info), and be particularly cautious of voice or video communications that seem unusual.

A Maltese resident lost approximately €18 million in a romance scam orchestrated by Nigerian criminals, with a mother-daughter duo arrested for allegedly receiving and laundering the stolen funds through multiple bank accounts. The scam involved identity theft and computer fraud, with a third suspect still at large. To protect yourself, be cautious of online relationships that quickly turn romantic or involve requests for money, verify identities through video calls, and never send funds to people you haven't met in person.

Nigerian romance scammers are impersonating celebrities like wrestler Cody Rhodes to exploit lonely people globally, extracting millions of dollars through sophisticated psychological manipulation rather than traditional phishing. The scheme, known as "Yahoo Boys" operations, has evolved to include meticulous research of victims' targets—tracking schedules and appearances to build credibility—while the stolen money fuels a chaotic underground economy in Lagos and other West African cities. To protect yourself, be extremely cautious of online romantic interests who claim to be celebrities, verify identities through official channels, and never send money to people you haven't met in person.

Federal authorities seized approximately $8 billion in cryptocurrency in "Operation Blackout," the largest crypto forfeiture in U.S. history, disrupting an international scam network operating from compounds in Cambodia that had stolen funds from American bank accounts and resulted in nearly 300 arrests and the rescue of about 2,000 trafficking victims. The seized funds were primarily connected to romance and friendship scams, where victims are lured through text messages or social media and tricked into depositing cryptocurrency into fraudulent trading platforms. To protect yourself, be cautious of unsolicited contact from strangers online, verify investment opportunities through official channels before sending money, and never deposit funds into platforms you cannot independently verify as legitimate.

Romance scams, where fraudsters pose as attractive strangers online and build emotional relationships to extract money, cost Japan ¥324.11 billion in 2025 alone, with romance scams accounting for ¥55.22 billion across thousands of cases. The scam typically begins with a wrong-number message that evolves into an attentive, patient relationship over weeks, after which the victim is manipulated into sending large sums of money; this pattern is now rapidly spreading to Indian cities like Pune, Lucknow, and Surat. To protect yourself, be wary of unsolicited messages from strangers, verify identities through video calls or in-person meetings before trusting someone, and never send money to people you haven't met in person.

Nigerian police arrested a mother and daughter, Urowhe Diana and Rokibat Imoru, along with a manhunt for a third suspect, Emmanuel Amanfo, for operating a romance scam that defrauded a victim in Malta of over ₦18 million. The scammers created fake identities to build romantic relationships with victims and then solicited money, which was funneled through multiple Nigerian bank accounts and eventually transferred to accounts controlled by the suspects. People should be cautious about online romantic relationships, especially those that quickly escalate to requests for money, and verify the identities of people they meet online before sending any funds.

Investment fraud has surged 87% over two years, with losses nearly doubling from $4.6 billion to $8.6 billion, making it the most lucrative crime for hackers according to the FBI's latest report. Seniors over 60 are particularly vulnerable, losing over $3.5 billion to investment scams last year, though younger investors are increasingly targeted as criminals refine their tactics using AI-generated impersonations and deepfakes. To protect yourself, verify any unsolicited investment opportunities through official regulatory channels, consult a licensed financial advisor before investing, and be wary of promises of unrealistic returns or pressure to act quickly.

British and Nigerian authorities arrested 31 suspected cybercriminals in a coordinated operation targeting organized fraud networks that operated through messaging groups to conduct romance scams, impersonation schemes, and money laundering across both countries. Victims—including British residents who lost significant sums like £80,000—were psychologically manipulated and emotionally exploited by criminals operating sophisticated, transnational criminal enterprises rather than individual scammers. People should be cautious of online romantic relationships that move quickly, avoid sending money to people they've only met online, and report suspicious activity to local authorities and banking institutions.

Thai police arrested six Nigerian nationals operating an AI-powered romance scam targeting older Thai women from a luxury Bangkok condominium, discovered after a drug trafficking investigation revealed their broader fraud operation. The scammers used fake profiles with AI-generated faces, posed as pilots and military officers, and manipulated victims into transferring money by claiming customs fees for fake packages, with police finding scripts designed to lower victims' defenses. To protect yourself, be cautious of online relationships that move quickly to requests for money, verify the identity of people you meet online through independent means, and never send money to strangers claiming to have packages stuck in customs or similar emergencies.

Six Nigerian nationals connected to a cocaine trafficking network were arrested in Nonthaburi, Thailand, where police discovered they were also running a romance scam targeting older Thai women using AI-generated fake profiles of wealthy foreigners posing as pilots, soldiers, and doctors. The scammers would create fake relationships, claim to send gifts that were supposedly held in customs, and then request money for alleged customs fees. To protect yourself, be skeptical of online relationships with wealthy foreigners, verify identities through video calls with people you know in common, and never send money to strangers claiming to need customs fees or similar urgent payments.

Thai police arrested six Nigerian nationals in Nonthaburi for running romance scams targeting Thai women using AI-generated photos on social media, while also overstaying their visas for extended periods ranging from nearly 2 to over 4 years. The suspects, who had entered Thailand on student visas but showed no evidence of attending classes or employment, were apprehended during an operation called "Dark Room Crackdown" with phones, laptops, and other equipment seized from them. To protect yourself, be cautious of romantic connections with people you haven't met in person, verify identities independently, and be skeptical of individuals using overly polished photos or asking for money or financial information.

Inheritance theft is increasing as criminals target aging Americans' substantial assets through forged wills, fake loans, and abuse of power of attorney documents, with victims often unaware of the fraud until after assets have already been transferred. Both strangers using fraudulent paperwork and trusted insiders like caregivers and relatives exploit vulnerable seniors and grieving families who lack the resources or knowledge to verify claims. To protect yourself, verify all wills and financial documents through official channels, maintain detailed records of any loans or promises made to seniors, and consult an estate attorney if anything seems suspicious after a loved one's death.

Thai police arrested six Nigerian nationals in Bangkok for operating a romance-scam network that used fake online profiles and AI-generated images to trick victims into sending money. Officers seized phones, computers, and documents containing scam scripts during a raid on a luxury condominium, with the suspects also facing charges for visa overstays ranging from two to over four years. To protect yourself, be cautious of online dating profiles that move quickly to financial requests, verify identities through video calls, and never send money to people you haven't met in person.

Thai police arrested six Nigerian nationals in a luxury Bangkok condominium for operating romance scams that targeted victims by creating fake online profiles of attractive professionals and convincing them to send money. The operation seized phones, computers, and banking documents containing scam scripts and AI-generated images, with further charges expected as police coordinate with victims across multiple cases. To protect yourself, be cautious of online dating profiles claiming to be successful professionals like doctors or pilots who quickly ask for financial assistance, verify identities through video calls, and never send money to people you've only met online.

A 24-year-old Nigerian man named Chinedu Theophilus Ezike was arrested in Thailand for running a romance scam targeting vulnerable women, posing as a wealthy Nigerian prince to trick them into sending money. Police recovered 40 phones, 10 ATM cards with different names, and other evidence from his apartment, and he's suspected to be connected to at least 20 additional cases alongside a Thai woman believed to be his wife. The case highlights the prevalence of romance scams in the region—victims should be cautious of online suitors claiming to be wealthy, verify identities through video calls, and never send money to people they haven't met in person.

Scammers are sending convincing fake inheritance emails claiming recipients are entitled to unclaimed estates and demanding action within 48 hours to create urgency. The emails look professional with official language and formatting, but clicking the "Check My Unclaimed Inheritance" button leads to data theft. To protect yourself, be skeptical of unexpected inheritance claims, never click links in unsolicited emails, and verify any legitimate claims by contacting financial institutions directly rather than through email links.

Nigerian national Samuel Ugberaese has been extradited to the United States to face federal charges for operating a large-scale romance scam network that targeted elderly and vulnerable people internationally, convincing them to send money through fabricated emergencies and fake investment opportunities. Working with co-defendants, Ugberaese used fake online personas and emotional manipulation to systematically drain victims' life savings across borders. To protect yourself, be extremely cautious of online romantic relationships that quickly escalate, never send money to people you've only met online, and verify identities through video calls before any financial transactions.

A Nigerian man named Samuel Ugberaese was extradited to the United States and faces up to 40 years in prison for allegedly orchestrating romance scams that targeted elderly Americans, using fake identities to manipulate victims into sending money that was then laundered through U.S. bank accounts. Prosecutors say Ugberaese worked with a co-defendant to disguise the stolen funds by routing them through accounts registered to fake export companies. To protect yourself, be cautious of online romantic interests who quickly ask for money, verify identities through video calls, and never send funds to someone you haven't met in person.

A Nigerian man named Samuel Ugberaese has been extradited to the U.S. to face charges for running international romance scams, where he and accomplices used fake romantic stories to convince victims to send them money, then laundered the proceeds through bank accounts disguised as export companies. The scams targeted people in the U.S. and beyond, and Ugberaese faces up to 40 years in prison if convicted on charges of wire fraud and money laundering conspiracy. To protect yourself, be cautious of online romantic relationships that quickly escalate or involve requests for money, and verify the identity of anyone you meet online before sending funds.

Nigerian romance scammers operating overseas lured Thai women into drug distribution networks by first romancing them online, then offering them money (30,000 baht per delivery) to smuggle heroin into Thailand. Police arrested one Nigerian man and two Thai women with 65.5 kilograms of heroin worth 200 million baht that was smuggled from Laos and being packaged for distribution to tourist areas. To protect yourself, be extremely cautious of romantic relationships that develop quickly online, especially with foreigners, and never agree to transport packages or goods for people you've only met digitally.

A Nigerian man named Samuel Ugberaese has been extradited to the United States to face up to 40 years in prison for operating an international romance scam that defrauded victims across multiple countries. The scheme involved creating fake online identities and fabricated relationships to manipulate victims into sending money, with a co-defendant helping to launder the proceeds through a network of bank accounts disguised as export companies. To protect yourself, be wary of online romantic partners who quickly build emotional connections, avoid sending money to people you've only met online, and verify identities through video calls or in-person meetings before any financial transactions.

A Nigerian man named Samuel Ugberaese has been extradited to the United States and faces up to 40 years in prison for operating a romance scam ring between 2014 and 2018 that targeted American women, primarily in North Carolina. The scam involved false promises and stories designed to trick victims into sending money, with accomplices using fake business accounts to launder the stolen funds. People should be wary of online romantic relationships involving requests for money or financial assistance from individuals they haven't met in person.

A Nigerian national, Samuel Ugberaese, has been extradited to the United States and arrested for operating an international romance scam that targeted elderly victims, defrauding them through fake emotional relationships and fabricated stories to extract money. Working with accomplices, Ugberaese allegedly laundered the stolen funds through bank accounts linked to fake export companies to conceal their origin. Elderly individuals should be cautious of online relationships with people claiming to need money urgently, verify the identities of new contacts through independent means, and never send money to strangers regardless of their story.

Imposter scams—where fraudsters pretend to be trusted entities like the IRS, businesses, or loved ones—have ranked as the #1 scam for nine consecutive years, with the FTC receiving over one million reports in 2025 and losses jumping nearly 20% to $3.5 billion. Government imposter scams surged 40%, particularly fake toll collection messages sent via text that create false urgency to pressure victims into immediate payment through gift cards, wire transfers, or cryptocurrency. To protect yourself, never respond to unsolicited messages demanding payment; instead, contact the relevant agency directly using official phone numbers or websites to verify any claims before taking action.

Romance fraudsters stole £102 million from UK victims in 2025, averaging £280,000 per day, with individual losses sometimes reaching £1 million, according to City of London Police figures. The scams disproportionately affected people aged 55-74, with criminals using fake social media profiles to build fake relationships before requesting money for invented emergencies or investments. To protect yourself, be wary of unsolicited online affection, requests to avoid video calls, sudden investment pitches, and always seek a second opinion from trusted friends or family before sending money to anyone you've only met online.

A Nigerian man named Habeeb Anibaba has been charged with bank fraud after orchestrating romance scams that stole over $1.3 million from Norfolk, Virginia's city bank account. Operating under fake identities like "James Harold" and "Zoey Chase," Anibaba targeted women across the U.S. by posing as an oil engineer, gaining their trust, then convincing them to access the city's corporate banking information and transfer funds to him via Venmo, PayPal, cryptocurrency, and prepaid cards. People should be cautious of online romantic interests who quickly ask for financial help or banking access, verify any requests through official channels before moving money, and report suspicious activity to authorities immediately.

A Nigerian man named Habeeb Anibaba was charged with bank fraud for orchestrating romance scams that stole over $1.3 million from the city of Norfolk's corporate bank account. Between August 2019 and July 2020, Anibaba posed as an American oil engineer named "James Harold" or "Zoey Chase" to gain the trust of dozens of women across the U.S., then manipulated them into transferring money from the city's account via various methods including Venmo, PayPal, Bitcoin, and prepaid cards. To protect yourself: be extremely cautious of online romantic relationships, especially with people claiming financial emergencies or overseas work situations; verify identities through video calls; and never give anyone access to bank accounts or financial information, even if they claim to be trusted contacts.

Thai and Nigerian authorities arrested four suspects in Pattaya who were running a romance scam operation using fake bank accounts to steal money from victims and launder it overseas. The scheme involved a Thai woman who recruited bank accounts and handled withdrawals, earning thousands of baht daily while the Nigerian men managed the scams targeting victims online. To protect yourself, be cautious of romantic interests from strangers online who quickly ask for money or financial help, verify the identity of new romantic contacts through video calls, and never share banking information or allow others to use your accounts.

The Guilford County Sheriff's Office is launching a free four-week "Senior Academy" program in May to help older adults and their caregivers recognize and avoid fraud and scams, which increasingly target seniors. The hands-on program will cover topics including scam prevention, home safety, elder abuse awareness, and legal readiness through interactive sessions rather than lectures, with participants receiving a certificate upon completion of all four weekly sessions. Seniors should be aware of common scams like fake law enforcement demanding payment via gift cards, and this academy offers practical, real-world advice on spotting warning signs and protecting themselves.

Swiss and German police arrested 10 suspected members of the Nigeria-linked Black Axe crime gang who were accused of running romance scams and other cyberfraud schemes that caused millions of Swiss francs in damages, along with money laundering operations. The Black Axe organization, which evolved from a student fraternity in the 1970s, has become a structured criminal group specializing in financial cybercrime targeting victims across Europe. To protect yourself, be cautious of romantic relationships that develop quickly online with strangers requesting money, verify the identity of people you meet online through video calls, and never send money to unfamiliar individuals regardless of their story.

Emuobosan Emanuella Hall, a 45-year-old Nigerian love scammer, fled before starting her eight-year prison sentence in March 2025 after defrauding mostly elderly women of nearly $1 million. Hall and her accomplice posed as wealthy generals and entrepreneurs on social media, building trust with victims before requesting money through encrypted messaging apps. Federal authorities have issued a warrant for her arrest, with her last confirmed location being Atlanta's airport before she disappeared; residents should be cautious of romance scams on social media and verify the identity of online contacts before sharing personal information or sending money.

Scammers are impersonating SEC officials on social media and text messages to trick investors into providing personal information, paying upfront fees, or investing in fraudulent schemes. The SEC warns that these fraudsters use official-looking branding and real employee names to appear credible, with tactics ranging from fake stock tips to promises of recovering lost money. To protect yourself, be skeptical of unsolicited investment offers or financial advice from social media and text messages, verify any SEC communication directly through the official SEC website, and never share personal or financial information with unverified sources.

Fraud against elderly victims can drain life savings in moments, and can even lead to loss of life. Always be alert. Fraudsters seem like nice people. Others are family members or friends. They have ...