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in General Elder Fraud
states.aarp.org
· 2025-12-08
Master Deputy Jeffery Merry Jr. of the Hillsborough County Sheriff's Office received the AARP Florida Fraud Fighter Award for his extensive work protecting seniors from scams over the past nine years through community education, fraud prevention programming, and legislative advocacy. Merry collaborated on the "Protection of Specified Adults" bill, passed in March, which gives financial institutions tools to pause potentially fraudulent transactions for seniors, while also conducting fraud awareness presentations throughout Hillsborough County and providing community alerts. According to the FTC, Floridians lost $654 million to scams in 2023, with an average victim loss of $600 per incident.
postbulletin.com
· 2025-12-08
An educational workshop titled "Mapping Your Future as a Senior Citizen" was held at the Mower County Senior Center in Austin, covering financial, estate, and funeral planning, along with a session on "Scams, Frauds and Identity Theft" where local authorities including the Austin Police Chief and County Attorney discussed how seniors are targeted for consumer fraud and taught attendees protection strategies. The event was open to residents age 50 and older for a $5 fee that included lunch.
midhudsonnews.com
· 2025-12-08
Dutchess County officials launched the "Don't Get Burned By Fraud" initiative to educate residents about scams targeting seniors and immigrants, particularly the grandparent scam where callers impersonate friends of grandchildren and claim an emergency requiring immediate wire transfers. County Comptroller Gregg Pulver, District Attorney Anthony Parisi, and Sheriff Kirk Imperati partnered to develop community forums and educational materials, noting that victims typically cannot recover lost money and that the DA's office will establish a Consumer Fraud Unit to investigate and prosecute fraud cases.
chinadaily.com.cn
· 2025-12-08
Over 2,000 individuals were prosecuted for illegal fundraising scams targeting elderly people, with 1,932 prosecuted last year and 343 in the first half of the current year. Perpetrators lure seniors into fraudulent investments using schemes tied to blockchain, equity funds, and national initiatives, often requiring them to pledge personal property as collateral for promised high returns that never materialize. A notable case involved a criminal who collected over 136 million yuan ($19 million) from more than 2,100 elderly investors through fake elderly care projects, misappropriating 93 million yuan and resulting in his 15-year prison sentence.
ecns.cn
· 2025-12-08
Over 2,000 people were prosecuted for investment scams targeting elderly citizens, with 1,932 prosecuted last year and 343 in the first half of the current year. Perpetrators used elderly care services, tourism, and financial products as fronts, luring seniors into high-risk investments (blockchain, equity investments, Belt and Road Initiative projects) by promising high returns while pressuring them to use personal property as collateral—often resulting in loss of homes and significant debt when investments failed. A notable case involved a criminal who defrauded over 2,100 elderly investors of more than 93 million yuan ($19 million) through false promises of elderly care services an
ca.finance.yahoo.com
· 2025-12-08
Nearly 1,500 Americans ages 60 and older reported losing $65 million to real estate scams last year, with overall elder fraud losses exceeding $1.6 billion across all scam types—a problem exacerbated by an aging population and AI-enhanced scammer tactics. Elder real estate fraud and financial exploitation often involve document forgery, coercion, or misuse of power of attorney, frequently perpetrated by trusted relatives or advisors, leaving victims losing life savings, retirement funds, and homes. Industry and advocacy groups are calling for coordinated state and federal government action, combined with private sector collaboration, to implement legislative, educational, and enforcement measures to combat this rising threat.
vpd.ca
· 2025-12-08
Vancouver Police warned the Chinese community about three scams that defrauded victims of nearly $6 million since January of that year, with 26 reported cases under investigation. The scams included impersonation of Chinese police officers demanding payment to Hong Kong banks, "blessing scams" targeting elderly victims through spiritual manipulation to extract cash and jewelry, and fake job postings in traditional Chinese that escalate into romance or investment schemes. Police urged community members to alert vulnerable family and friends and report suspected fraud to the VPD non-emergency line.
vancouversun.com
· 2025-12-08
Vancouver police are investigating 26 reports of three distinct scams targeting the Chinese Canadian community, resulting in nearly $6 million in losses since January. The scams include: impersonation of Chinese police officers demanding payment to Hong Kong to resolve fake legal troubles, "blessing scams" preying on elderly victims' spiritual beliefs through threats of misfortune unless they surrender cash or jewelry, and fake job postings in traditional Chinese that escalate into romance or investment schemes. Police urge community members to warn vulnerable friends and family and report suspected scam contact to Vancouver police.
tribtoday.com
· 2025-12-08
This is not an article about elder fraud, scams, or elder abuse suitable for summarization in the Elderus database. "Orchids and Onions" is an opinion column that celebrates local achievements and criticizes various issues in a community. While one brief section mentions elder fraud statistics, it is not the focus of the piece and contains no specific incident, victim information, or detailed scam details relevant to elder fraud research.
antiochherald.com
· 2025-12-08
Contra Costa Senior Legal Services (CCSLS), a nonprofit providing free legal aid to seniors 60+ for over 40 years, hosted a Summer Soirée & Symposium fundraiser on August 22nd featuring panel discussions on aging, entertainment, and refreshments. The organization presented the inaugural Elder Justice Award to Judge Virginia George in recognition of her advocacy for elder law and older adults' rights in the county. CCSLS assists over 1,000 seniors annually with legal issues including preventing evictions, combating elder abuse and fraud, and estate planning.
cbs12.com
· 2025-12-08
The Boynton Beach Police Department reported a rise in pickpocket distraction scams targeting elderly residents, primarily at store checkout points. Scammers place money on the floor to distract victims while stealing their credit or debit cards. Police advise the public to remain vigilant and keep payment cards secured and attended at all times.
mypunepulse.com
· 2025-12-08
A 62-year-old senior citizen in Kothrud, Pune lost ₹10 lakhs after scammers impersonating Maharashtra Natural Gas Limited officials sent him a message about an overdue gas bill and convinced him to download a malicious APK file that gave them access to his bank account. Authorities have advised citizens to verify the authenticity of unsolicited messages and phone numbers, and to never download unknown files or share personal information with unverified sources.
caixinglobal.com
· 2025-12-08
A livestream shopping scam targeting elderly Chinese citizens has defrauded victims of substantial sums by selling counterfeit antiques and collectibles with false promises of high returns and buyback guarantees. Kou Shoule, a senior in Shandong province, lost nearly 300,000 yuan ($42,000) since March on fake antique livestreams, and despite his daughter's intervention efforts, he refused to cooperate with authorities to recover losses, damaging their family relationship. The scam operates on platforms like Kuaishou using dramatic narratives and manipulative language to exploit older users, with scammers continuously creating new accounts to evade detection while platforms face criticism for
etvnews.com
· 2025-12-08
This is an educational piece advising seniors on a legitimate Social Security Administration email notifying users to migrate old "my Social Security" accounts created before September 18, 2021 to new Login.gov accounts for improved security and simpler access. The article warns readers to verify they are visiting the official SSA website (ssa.gov) rather than fraudulent scam sites mimicking the legitimate portal, and provides the SSA's fraud hotline (800-269-0271) for reporting suspicious emails or links.
cbc.ca
· 2025-12-08
Since January 2024, scammers have defrauded Vancouver's Chinese Canadian community of nearly $6 million through three primary schemes: impersonating Chinese police officers to redirect victims to Hong Kong banks, exploiting spiritual beliefs to extort cash and jewelry from elderly victims, and recruiting victims via fake job postings before switching to romance or investment scams. The Vancouver Police Department is investigating 26 cases and expects more victims to come forward, with community leaders noting that seniors and newcomers face heightened vulnerability due to language and cultural barriers.
ca.news.yahoo.com
· 2025-12-08
Vancouver police are investigating 26 cases of scams targeting the Chinese Canadian community that have netted scammers nearly $6 million since the start of the year, with authorities believing more victims have yet to come forward. Three primary scam types are being used: spoofed calls impersonating Chinese police demanding money transfers to Hong Kong, "blessing scams" exploiting spiritual beliefs to extort cash and jewelry from victims (especially elderly), and fake job postings that pivot to romance or investment scams once victims engage. Vulnerable populations including seniors and newcomers are particularly susceptible due to cultural and language barriers, and police are urging community members to report incidents and warn family and friends.
1news.co.nz
· 2025-12-08
A 26-year-old UK national pleaded guilty to 27 charges, including obtaining by deception, after posing as a police officer and cold-calling victims aged 56-90 to convince them to withdraw cash for fake investigations, defrauding multiple Auckland residents of $337,700 total. A second UK national was arrested in a similar scam operation, with police warning the public that legitimate police will never contact citizens requesting cash withdrawals or making unusual demands over the phone.
ca.news.yahoo.com
· 2025-12-08
This is a political news article about the 2004 California gubernatorial recall election, not an elder fraud case. The article describes Republican candidate Larry Elder preemptively claiming voter fraud before the election results were known, using unsubstantiated statistical analyses to suggest fraud occurred. This does not involve elder fraud, scams targeting seniors, or elder abuse, so it falls outside the scope of the Elderus database.
wrexham.com
· 2025-12-08
Wrexham residents are being warned about rental scams where fraudsters pose as landlords to steal money from prospective tenants through phantom listings, hijacked ads, or bait-and-switch tactics. Common warning signs include suspiciously low rent, requests for upfront payments, avoidance of in-person meetings, high-pressure tactics, and incomplete property information, with one victim losing £1,400. Residents are advised to use reputable platforms, verify landlord credentials through Rent Smart Wales, meet properties in person before paying, and report suspected scams to Citizens Advice or Trading Standards.
timesofindia.indiatimes.com
· 2025-12-08
Ernakulam Rural police in Kochi launched a crackdown on individuals selling their bank accounts to cybercriminals, who receive payments of approximately Rs 15,000 or commission-based earnings for facilitating fraud schemes. In one case, a man with eight accounts was arrested after his account was used to defraud a woman of Rs 17 lakh, with police noting that fraudsters connect with youths through SIM card dealers and quickly move stolen funds into cryptocurrencies or untraceable assets. Police stated they would prosecute account sellers as conspirators and are investigating potential involvement of bank officials in receiving large fraudulent deposits.
newindianexpress.com
· 2025-12-08
**Summary:**
Cybercriminals in Hyderabad are using sophisticated impersonation tactics—posing as high-ranking officials like IAS and IPS officers—to create fake medical and transportation emergencies and extort money from victims. A teacher was scammed after sending funds for a supposed medical procedure, while other victims received fraudulent requests using images of real officials like police and collector officers. Authorities advise verifying emergency requests by contacting the person directly and remaining cautious of urgent financial demands.
jamaicaobserver.com
· 2025-12-08
Romance scams, business imposter scams, and internet/email fraud are common schemes targeting older adults. Romance scammers exploit loneliness through fake online profiles to extract money for purported travel or emergencies, while business imposters use caller ID spoofing to pose as legitimate companies or charities to steal personal information and funds. Older adults are particularly vulnerable to internet scams, phishing emails, and fake anti-virus pop-ups due to lower technology adoption rates and unfamiliarity with online security features.
kiplinger.com
· 2025-12-08
In 2023, over 101,000 people age 60 and older lost nearly $3.4 billion to financial exploitation, according to the FBI's Elder Fraud Report, with common scams including tech support fraud ($590 million in losses), investment fraud ($4.57 billion, up 38% year-over-year), power of attorney abuse, Medicare/Medicaid fraud, and homeowner scams. AI-driven fraud is making scams increasingly sophisticated, with criminals creating convincing fake audio and video to deceive victims. Protection requires vigilance about warning signs such as unusual account activity and suspicious communications, along with education and open family dialogue about financial security.
jdsupra.com
· 2025-12-08
Financial institutions reported over $27 billion in elder exploitation losses between June 2022 and June 2023, with scams being the predominant form of abuse targeting individuals aged 60 and older. The FBI's 2023 report documented significant increases in elder scams, resulting in over $3.4 billion in losses to victims. Experts recommend reviewing FinCEN and CFPB guidelines to help combat financial exploitation of seniors.
nextgov.com
· 2025-12-08
The Department of Veterans Affairs launched VSAFE.gov, a new website and call center platform designed to help veterans and their families identify, avoid, and report scams targeting benefits, identity theft, and education fraud. The initiative was spurred by a surge in predatory schemes targeting veterans following the 2022 PACT Act expansion of benefits and healthcare services, with lawmakers pressing the VA to strengthen its anti-fraud protections. The platform consolidates resources from multiple federal agencies including the FTC, FCC, and Social Security Administration to provide veterans with fraud prevention tools and reporting assistance.
recklinghausen.polizei.nrw
· 2025-12-08
Multiple scam schemes target older adults through psychological pressure and impersonation tactics. Common frauds include the "fake police officer trick" (claiming to protect savings from criminals), "shock calls" (impersonating relatives in emergencies to demand bail or medical payment), and fake bank employee schemes (requesting card and PIN under false pretenses). Police recommend hanging up immediately on suspicious calls, never admitting strangers or handing over money/banking information, and verifying identities by independently calling the relevant authority.
vermontjournal.com
· 2025-12-08
This educational piece debunks three common myths about fraud victimization: that intelligence protects against scams, that only wealthy people are targets, and that only elderly people are victimized. The article emphasizes that scammers target people across all ages, education levels, and demographics, noting that the FTC reports higher victimization rates among 25-45 year-olds than seniors, though seniors typically suffer larger dollar losses. The piece advocates for fraud defense through behavior change and awareness rather than relying on intelligence alone, and alerts readers to an active scam targeting Justices of the Peace involving fake wedding payments.
sunshinecoastnews.com.au
· 2025-12-08
Sunshine Coast police warned residents of a sophisticated gift card scam targeting elderly residents, in which fraudsters impersonate bank or telco security staff and convince victims to purchase thousands of dollars in gift cards under the guise of conducting a "sting operation" on scammers, promising reimbursement. One incident in June 2021 resulted in a 91-year-old man losing $28,000 in gift cards purchased in a single day. Police advised the public to treat requests for gift card purchases or money transfers as red flags and to verify directly with financial institutions rather than engaging with unsolicited callers.
onlineathens.com
· 2025-12-08
The Athens Community Council on Aging is hosting "Scam Jam," a four-hour educational luncheon on August 26 to help senior citizens protect themselves from fraud, featuring presentations from local law enforcement, financial institutions, and government agencies including the FTC and Better Business Bureau. The event comes as the FBI's 2023 Elder Fraud Report documented 101,068 complaints from people aged 60 and over, with tech support scams and fraudulent investments causing the largest financial losses, and Georgia ranking 10th nationally in elder fraud losses.
huffpost.com
· 2025-12-08
Scammers target students and families during the academic season with scholarship scams, typically sending deceptive emails promising tuition discounts or scholarships in exchange for application or processing fees. These fraudulent schemes exploit families' financial anxieties about college costs and may also aim to steal sensitive personal data for resale; red flags include guaranteed scholarships, requests for social security numbers, upfront fees, and wire transfer or peer-to-peer payment methods. Victims should report fraud to authorities and their banks immediately to dispute charges, though recovery options may be limited depending on the payment method used.
malaysia.news.yahoo.com
· 2025-12-08
Scam victims in Malaysia often face repeated targeting by the same scammers who retain their personal information for follow-up frauds, and many victims lack awareness of protective measures and support resources. Key vulnerabilities include poor data protection practices and low public understanding of scams, particularly among seniors and youth, while only 35% of survey respondents knew to contact the National Scam Response Centre (997) within 24 hours to report fraud. Experts recommend improved public education about specific scam types, stronger legal frameworks against mule account schemes, and collaborative community action to combat online fraud.
justice.gov
· 2025-12-08
Kari Melissa Morales, 51, of Milford, Michigan, pleaded guilty to conspiracy to commit wire fraud after attempting to scam a Grand Rapids resident out of $60,000 using fake FBI arrest warrant and IRS receipt documents. Morales and a co-conspirator were conducting a text message-based fraud scheme, but law enforcement had reassigned the victim's phone number to an undercover federal agent, resulting in no actual financial loss and leading to Morales's arrest. Morales faces a maximum penalty of 20 years in prison for her role in the scam, which was intended to exploit the victim into sending money by falsely claiming legal authority.
justice.gov
· 2025-12-08
Ari Tietolman, a Canadian resident, was sentenced to 10 years in prison for operating a telemarketing fraud scheme from 2005 to 2014 that targeted tens of thousands of American senior citizens, defrauding them of millions of dollars by selling worthless or non-existent services such as fraud protection, prescription drug discounts, and legal services. Tietolman and his network of telemarketers, operating from "boiler rooms" in Canada and India, made false claims about their affiliations with banks and government agencies, misrepresented product costs, and debited victims' bank accounts without informed consent. He was ordered to pay $7
moco360.media
· 2025-12-08
Montgomery County law enforcement warned residents about gold bar scams linked to international organized crime groups operating from China and India that have defrauded approximately 20 local victims of millions of dollars since July 2023. Notable cases include a 23-year-old charged with stealing over $700,000 from a mentally disabled Leisure World resident and a 19-year-old charged with swindling an 82-year-old woman of more than $900,000; police have identified seven cases totaling $6.3 million in losses. Officials advised residents to avoid clicking pop-up ads, answering unknown numbers, and liquidating assets into cash or gold for couriers, noting that while
beverlyreview.net
· 2025-12-08
The Cook County Sheriff's Department is launching an educational program to help seniors recognize and avoid "sweetheart scams," which involve scammers building fake romantic relationships to extract money or personal financial information. In 2023, over 101,000 Americans aged 60+ reported losses totaling $3.4 billion to financial fraud, with Illinois accounting for 2,887 victims and nearly $138 million in losses. Sheriff Thomas Dart advises victims to pause and verify suspicious requests with trusted contacts or law enforcement rather than providing immediate responses or financial access to unknown callers.
nbcnews.com
· 2025-12-08
Senior citizens across the country are taking educational classes to learn about artificial intelligence and its potential benefits and risks. While AI offers seniors advantages like reducing loneliness and improving access to medical care, research shows older adults are particularly vulnerable to AI-enabled scams, deepfakes, and misinformation. Instructors emphasize teaching balanced skepticism—encouraging seniors to use AI tools while remaining cautious about false or manipulated content—rather than avoiding the technology altogether.
states.aarp.org
· 2025-12-08
Jim Williams lost $25,000 to cryptocurrency fraud after being lured by a website promising high Bitcoin returns and directed to use a Bitcoin ATM with his bank debit card. His son, a pastor, attributed his father's vulnerability partly to cognitive decline and organized fraud prevention presentations at his church to educate older adults about scams and available resources. The case illustrates how even tech-savvy and financially literate seniors can fall victim to fraud, particularly when cognitive changes make them more susceptible to deception.
nj1015.com
· 2025-12-08
An elderly woman in Hunterdon County, New Jersey, lost $13,000 in a tech support scam on July 25 after a pop-up warning of a computer virus directed her to call a fake Microsoft support number. The scammer, posing as a TD Bank representative, convinced her to withdraw cash from her bank account to "protect" her financial information, and a male courier in his early 30s was sent to her home to collect the money. State Police are seeking the courier suspect and warn the public never to move money based on unsolicited tech support alerts or phone calls.
yahoo.com
· 2025-12-08
Federal and state officials highlighted that email has become the primary method scammers use to target New Hampshire seniors, with over 400 residents aged 60 and older losing more than $11 million to scams in 2023. Experts warned that artificial intelligence now enables scammers to impersonate loved ones convincingly, and advised consumers never to engage with unsolicited contacts requesting money or personal information, instead hanging up and calling back through known numbers. U.S. Rep. Chris Pappas discussed the growing threat and emphasized the need for sustained congressional resources to combat senior fraud.
prnewswire.com
· 2025-12-08
The New York StateWide Senior Action Council identified Medicare card scams as their "Fraud of the Month for August," highlighting that Medicare fraud costs taxpayers over $60 billion nationally per year. The organization provided guidance for seniors to protect themselves, including: verifying unsolicited callers before sharing personal information, reporting lost or stolen Medicare cards immediately, treating Medicare cards like credit cards, and reviewing statements regularly for suspicious activity. Seniors can report suspected fraud or compromised information to the New York Senior Medicare Patrol Helpline at 800-333-4374.
wtop.com
· 2025-12-08
Montgomery County, Maryland law enforcement officials warned of an organized crime scam targeting seniors in which approximately 20 victims lost millions of dollars since July 2023, with at least five suspects arrested. The scheme typically begins with fraudulent computer alerts, pop-up ads, or calls impersonating federal agents or tech support, convincing victims their accounts are compromised and pressuring them to convert savings to gold bars for "safekeeping." Notable cases include a 74-year-old man defrauded of over $1 million and an 82-year-old woman victimized by a 19-year-old suspect, with authorities believing significantly more unreported victims exist.
freep.com
· 2025-12-08
Kari Morales, a 51-year-old from Milford, pleaded guilty to wire fraud for acting as a money mule in an IRS impersonation scam targeting a Kent County woman for $60,000. Morales was recruited online by a co-conspirator known as "Tom" to collect the fraudulently obtained cash in Grand Rapids while posing as a federal agent with fake FBI and IRS documents, unaware the victim's phone number had been reassigned to an undercover federal agent. Morales was promised $2,500 for her role in the scheme and pleaded guilty in U.S. District Court.
yahoo.com
· 2025-12-08
A University of Michigan survey of over 2,500 adults aged 50-101 found that older adults' top health concerns are financial rather than medical, with the cost of nursing home care, medical care, prescription medications, and health insurance ranking in their top five priorities. The survey also revealed that scams targeting older adults emerge as a significant concern, though concerns about cannabis and alcohol use rank lowest among the 26 health policy issues examined. The findings suggest that political candidates should prioritize messaging around healthcare cost control to address the issues most pressing to older voters ahead of the 2024 election.
aol.com
· 2025-12-08
Sabrina Aboshanab, a 33-year-old caregiver from Wappingers Falls, was sentenced to 5-15 years in prison for stealing $164,332.26 from an 81-year-old man in her care between December 2017 and April 2023. Aboshanab, who lived in the victim's home as his caregiver, used his personal information to transfer funds via online and app-based services even after his arrest in 2022, and must pay full restitution. A co-defendant, Mark Schmidt, pleaded guilty to first-degree identity theft and received a 1-3 year
justice.gov
· 2025-12-08
A Jefferson County contractor, Austin James, was sentenced to five years probation, 90 days house arrest, and 80 hours community service for financially exploiting an 80-year-old St. Louis woman in a home renovation scheme. James received eight checks totaling $94,606 between January and July 2021 for work he did not perform, while his accomplice Gino Rives bilked the victim of over $550,000 by falsely claiming to be a licensed contractor; James was ordered to repay $94,606 to the victim's estate.
justice.gov
· 2025-12-08
Nicholas Melanson, 42, of Manchester, New Hampshire, was sentenced on August 12, 2024, to six months in prison followed by three years of supervised release for interstate transportation of a stolen check and elder fraud. Over nine days in May 2022, Melanson made five trips from New Hampshire to an elderly woman's home in Windsor, Vermont, driving her to banks where he facilitated or conducted transactions totaling at least $392,000 (most of which were stopped or reversed), receiving $1,500 in cash and a $3,000 bonus while seeking $10,000 monthly payments. He was ordered to pay $1,500 in restitution to
fortune.com
· 2025-12-08
Seniors across the country are taking artificial intelligence classes to understand both the technology's benefits—such as reducing loneliness and improving healthcare access—and its risks, particularly AI-enabled scams and deepfakes to which older adults are more susceptible. Educational programs like one at a Chicago-area senior center aim to help seniors develop balanced skepticism about AI while encouraging them to engage with the technology rather than becoming paralyzed by fear. Research shows senior citizens are disproportionately vulnerable to both AI-generated scams and misinformation, raising particular concerns about deepfakes' potential impact on voters.
unionleader.com
· 2025-12-08
Email has become the primary method used by scammers to target New Hampshire seniors for identity theft and financial fraud, according to federal and state officials. In 2023, over 400 New Hampshire residents aged 60 and older lost more than $11 million to scams, with criminals increasingly using artificial intelligence to impersonate trusted contacts. Experts advise consumers to never provide money or personal information to unsolicited contacts and to verify requests by calling known phone numbers directly.
fortune.com
· 2025-12-08
A University of Michigan study from February-March 2024 found that health care affordability is the top concern among older American voters, with 56% very worried about medical care costs, 54% concerned about prescription medication costs, and 52% anxious about health insurance and Medicare expenses. Financial scams and fraud ranked as the fifth-highest concern at 53%, with researchers noting that the Government Accountability Office estimates older Americans lose $2.9 billion annually to fraud, which causes significant mental distress that can cascade into other health problems. The study suggests that presidential candidates seeking older voters' support should prioritize communicating plans to control health care costs and address fraud prevention.
irs.gov
· 2025-12-08
Ari Tietolman of Montreal, Canada, was sentenced to 10 years in prison for operating a massive telemarketing fraud scheme from 2005 to 2014 that targeted tens of thousands of American senior citizens, defrauding them of millions of dollars through worthless or non-existent products like fraud protection services, prescription drug discount cards, and legal services. Tietolman and his co-schemers made unauthorized debits from victims' bank accounts after making false claims about affiliations with banks, insurance companies, and the U.S. government, while he was ordered to pay $7,042,898.22 in restitution; two co-defendants also