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**Health Insurance Scams Targeting Seniors** The FBI has warned of a growing wave of health insurance fraud targeting older adults, typically initiated through unsolicited phone calls from individuals posing as representatives of major insurance companies who pressure victims to pay for full-year coverage upfront with promises of discounts and low costs. Red flags include offers that sound too good to be true, requests for immediate full-year payment, reluctance to provide written information, and aggressive pressure tactics—tactics that legitimate insurance agents do not employ. Seniors can protect themselves by verifying coverage with their healthcare providers, contacting their state insurance commissioner to verify licensing, carefully reviewing complete written policies, avoiding upfront payments, an

Seniors aged 60 and older face significant financial fraud threats, prompting the U.S. Department of Justice's Elder Justice Initiative to coordinate education and prevention efforts. Common scams targeting older adults include Social Security impostor scams (using caller ID spoofing to demand fund transfers to gift cards), tech support scams (requesting remote device access and fabricating charges), lottery scams (claiming foreign winnings while requesting fees), and romance scams (exploiting dating platforms to solicit money). Additional resources on these scams are available through the Justice Department's elder justice website.

Military families lost $584 million to scams in 2024, a $100 million increase from 2023, according to the Federal Trade Commission, with scammers targeting service members and veterans for their stable pensions and financial assets. Common schemes include the "update your file" scam (requesting personal information via calls, texts, or emails), PCS rental fraud (fake military housing listings demanding upfront deposits), and predatory lending offers targeting military members with unusually favorable terms that hide high interest rates and fees. The U.S. Postal Inspection Service partnered with AARP to launch Operation Protect Veterans, a crime prevention program providing education on recognizing and avoiding these scams.

The Larimer County Sheriff's Office issued a public alert about a surge in fraud targeting Northern Colorado residents, particularly seniors and small business owners, including romance scams, bank impersonation, fake government texts (DMV, law enforcement), and business invoice schemes that pressure victims to pay via Bitcoin, gift cards, or money apps. Common red flags include unsolicited requests for personal information, urgent threats, and payment demands via untraceable methods, with victims urged to verify requests directly with official sources and report fraud to law enforcement and agencies like the FTC and IdentityTheft.gov.

The DVLA warned drivers not to share photos of their V5C vehicle logbooks on social media or selling sites, as scammers can use the personal information contained in these documents (such as registered keeper addresses and reference numbers) for identity theft. The alert emphasized that drivers should avoid sharing private information online and report suspicious communications to Action Fraud or Police Scotland, with additional guidance provided for those who have already compromised their details, including notifying their banks and changing passwords. The warning was part of a broader government effort to alert the public about various online scams, including a separate bogus "Energy Support Scheme" text message scam from the Department for Work and Pensions.

An elderly woman was targeted by the "California Efficiency Group" (CEG), a fake home service company that used social engineering tactics—including a rigged water test and false health claims—to gain access to her home and pressure her into replacing her functioning water filtration system with a cheap substitute for $48 monthly payments. The scam was interrupted before she signed paperwork, but the scammers photographed her driver's license, likely for identity fraud or unauthorized billing purposes. The case highlights how seniors are vulnerable to manipulation through false authority and emotional appeals regarding health and safety concerns.

The FBI and FTC are warning the public about evolving scams that exploit advancing technology, including AI-generated voice impersonations of law enforcement and government officials. Elderly Americans are particularly vulnerable to romance scams, tech support scams, grandparent scams, government impersonation scams, sweepstakes scams, and home repair scams, with millions falling victim annually. The agencies also warn against business email compromise, charity fraud (especially after disasters), cryptocurrency job scams, VA benefits overpayment scams, and card skimmers, recommending victims verify charitable organizations through trusted databases and use credit cards rather than cash, gift cards, or wire transfers for donations.

The Department of State's Division of Consumer Protection warns that the military community lost $584 million to fraud in 2024 across 99,443 reported incidents, with service members, veterans, and their families targeted at higher rates than the general population due to their steady income, benefits, and frequent relocation. Common scams include imposter fraud, online shopping scams, and investment-related schemes, though protection strategies such as placing "Active-Duty Alerts" on credit reports, using free FTC credit monitoring, and researching purchases before completing transactions can reduce vulnerability.

Sophisticated fraudsters in Kerala are targeting elderly pensioners through phone scams impersonating government officials, using stolen personal data (pension details, Aadhaar numbers, nominee information) to build trust before requesting OTPs to access bank accounts. Kerala's Cyber Operations Division reports 2,000-2,500 daily fraud complaints with approximately 125 resulting in cases, causing an estimated loss of ₹1-1.5 crore daily, though 90% of losses are under ₹1 lakh per victim. The Pension Directorate has warned pensioners that legitimate government officials never contact them by phone or online to update life certificates, and victims should report frau

In 2024, military consumers filed over 200,000 scam reports with the FTC, with 31,833 reporting financial losses totaling $584 million (median loss of $700). Scammers target servicemembers, retirees, and their families through two main housing scams: home loan fraud (impersonating VA officials to demand immediate payment or property transfers) and rental housing fraud (advertising fake properties with military discounts to collect deposits before renters discover the fraud). Consumers are advised to verify all housing-related requests through official channels, avoid unrealistic discounts, tour properties in person, and use legitimate military housing resources like Military By Owner and Homes.mil.

Older adults lost nearly $5 billion to fraud and scams in 2024, with losses increasing 41% from $3.4 billion in 2023 and average individual losses reaching $83,000, according to a U.S. Senate Special Committee on Aging report. The report highlights an alarming rise in AI-powered schemes and traditional fraud methods including imposter scams, investment fraud, healthcare scams, and gift card fraud, with cryptocurrency losses alone reaching nearly $3 billion. The number of older adults reporting fraud jumped 43% in 2024, prompting calls for increased federal protection and consumer education initiatives.

Pennsylvania Governor Josh Shapiro signed SB 649 into law, establishing third-degree felony charges for using artificial intelligence to create non-consensual deepfakes or voice clones to defraud or harm residents. The law specifically targets AI-generated scams affecting older adults, such as fake grandchild voice impersonations used to extort money, with Pennsylvania's Department of Aging reporting nearly 18,500 financial exploitation cases in FY 2023-24—nearly double the number since 2017. This legislation strengthens protections for Pennsylvania's fifth-largest older adult population by giving law enforcement new tools to prosecute AI-driven fraud schemes.

Pradip Parikh, 67, and Alpesh Patel, 40, were convicted of operating an India-based call center scam that defrauded elderly Americans out of millions of dollars by impersonating Social Security Administration officials and convincing victims their Social Security numbers had been compromised. Victims, including a 70-year-old who lost $600,000 and a widowed mother of eight who lost over $300,000, were directed to transfer funds to bank accounts controlled by the defendants, who then laundered the money. Parikh was convicted of money laundering conspiracy and two substantive money laundering counts, while Patel was convicted on all charges

Pradip Parikh, 67, and Alpesh Patel, 40, were convicted for operating an India-based call center scam that defrauded millions of Americans, primarily elderly victims, by impersonating Social Security Administration officials and claiming their Social Security numbers had been compromised. The defendants collected over $1 million from victims through controlled bank accounts, including $600,000 from a 70-year-old New Jersey resident and $300,000 from a recently widowed mother of eight, which they laundered and kept portions of for themselves. Parikh was convicted of conspiracy to commit money laundering and two counts of money laundering, while Patel

Steven McBee Sr., patriarch of the reality TV show "The McBee Dynasty," pleaded guilty in November 2024 to a multi-million-dollar federal crop insurance fraud scheme spanning 2018-2020, in which he underreported crops and misrepresented planting dates to illegally obtain over $4 million in USDA benefits and subsidies. He faces up to 30 years in prison, must pay restitution, and forfeit $3.2 million to the government, with sentencing scheduled for September 2025. McBee Sr. will not appear in season 2 of his family's Bravo show, which premieres June 30,

Pradip Parikh, 67, and Alpesh Patel, 40, were convicted for operating an India-based call center scam that defrauded millions of Americans, predominantly elderly victims, by impersonating Social Security Administration officials and threatening arrest to pressure victims into transferring funds to bank accounts they controlled. Victims testified to losing significant sums, including a 70-year-old who transferred over $600,000 and a widowed mother of eight who lost more than $300,000, with the defendants retaining thousands for themselves before laundering the remaining funds. Both were convicted of money laundering and conspiracy charges, with Patel also convicted of wire fraud conspiracy

Arizona's Medicaid Fraud Control Unit received the Inspector General's Award for Fighting Fraud, Waste, and Abuse from the U.S. Department of Health and Human Services in 2025, marking the second time in five years the office earned this honor. In fiscal year 2024, the unit achieved 91 indictments, 41 convictions, and recovered over $74 million, with joint investigations yielding an additional $140 million in recoveries through cases involving drug diversion, patient abuse, unnecessary surgeries, and fraudulent billing schemes across 44 provider types.

**Article:** Pension savers at risk of 'worrying scams' as inheritance tax overhaul looms Pension savers face increased fraud vulnerability as unclear legislation surrounding April 2027 inheritance tax changes on pensions prompts many to hastily withdraw large sums from regulated schemes. Fraudsters are exploiting this uncertainty by targeting worried individuals with fake "IHT-free" investment solutions, with financial experts warning that unprotected withdrawals significantly increase scam risk. Experts recommend savers seek professional guidance before making pension decisions driven by inheritance tax concerns to keep savings protected from fraudulent schemes.

Wisconsin residents reported receiving fraudulent letters impersonating a Canadian law firm claiming they were eligible to claim a $10 million life insurance policy (requesting $980,000 in processing fees) and a fake Medicare letter threatening penalty fees and requesting personal information from a soon-to-be Medicare enrollee. The article advises consumers to pause before acting, verify the sender's legitimacy, research common scam templates, and take preventative steps such as opting out of prescreened offers and reducing unsolicited mail through services like OptOutPrescreen.com and the DMA Mail Preference Service.

Tiron Alexander, 35, was convicted of wire fraud for impersonating a flight attendant and fraudulently accessing airline employee portals to book over 120 free flights across five major carriers (American, Delta, United, Southwest, and Spirit) between 2018 and 2024. Alexander used fabricated badge numbers and false hire dates to exploit non-revenue travel benefits reserved for actual crew members, flying 34 times on one airline alone before his arrest in March 2024. He faces sentencing in August 2025 on charges of wire fraud and unauthorized airport access by deception.

This UITS News article is primarily an educational resource covering IT services and updates at Indiana University, with one fraud awareness component. The article includes tips for spotting scam emails and text messages that impersonate trusted sources and request personal information, alongside announcements about new Microsoft 365 AI tools, VPN upgrades, email domain changes, digital accessibility requirements, and various student and faculty programs.

Seniors age 60 and older face increasing vulnerability to financial scams facilitated by internet and smartphone technology, prompting the U.S. Department of Justice's Elder Justice Initiative to combat elder fraud through education and awareness. The article outlines four common scams targeting older adults: Social Security Administration impostor scams (using caller ID spoofing to request money transferred to gift cards), tech support scams (gaining remote device access and charging fabricated fees), lottery scams (requesting upfront fees for fake foreign lottery winnings), and romance scams (conducted through dating sites and social media to solicit money). Seniors should verify caller identities independently, avoid granting remote device access, reject unsolicite

A 75-year-old man in New Delhi lost Rs 20 lakh (half his life savings) to a cybercrime scheme involving unauthorized bank transfers and fixed deposit withdrawals, forcing his family to postpone a wedding. The incident reflects a broader crisis: cybercrimes targeting elderly Indians increased 86% from 2020 to 2022, with criminals exploiting seniors' digital illiteracy through fraudulent calls, links, and "digital arrest" schemes. In response, police departments and NGOs across India—including Kolkata Police, Bengaluru Police, and HelpAge India—have launched awareness campaigns and digital literacy workshops to educate seniors on cybersecurity an

During Operation Triple Threat, Florida law enforcement confiscated approximately 40 smuggled cellphones from three state prisons and identified inmates using them to perpetrate romance scams, jury duty/toll violation schemes, and service payment frauds against seniors statewide. At least three confirmed cases resulted in losses, including a 92-year-old man defrauded of over $800,000 by inmate Otiz Swinton Jr., who used prison cellphones to pose as a romantic interest. Authorities urged seniors to protect themselves by refusing to share financial information with unknown callers and reporting suspicious contact to local law enforcement.

During Medicare Fraud Prevention Week, Valley Program for Aging Services warned Shenandoah Valley seniors about rising scams in which impersonators call posing as Medicare or Social Security representatives, requesting personal information like Medicare numbers or banking details and threatening loss of benefits. Common schemes also include fake DNA screenings, rebates, and medical equipment offers, with residents reporting unauthorized charges on their Medicare statements for services never received. The organization encouraged seniors to hang up on unsolicited calls and regularly review their Medicare statements, offering local reporting resources including VICAP and the Senior Medicare Patrol.

Investment and cryptocurrency scams remain the riskiest threat for adults 55+, followed by online purchase scams and romance scams for specific age groups, according to the BBB Scam Tracker Risk Report. The article provides practical prevention strategies including: avoiding unsolicited callers (especially those claiming to be government agents or bank employees), recognizing red flags like pressure to act or unusual payment requests, hiring only licensed contractors through verified sources, remaining alert to emergency/grandchild scams, and hanging up on calls about "free" medical equipment or government impersonations. Key advice emphasizes registering with the National Do-Not-Call Registry, verifying unexpected claims through official sources, and maintaining healthy

Hawai'i's Senior Medicare Patrol is promoting Medicare Fraud Prevention Week (June 1-7) to educate residents on identifying and reporting fraud, which costs the U.S. over $60 billion annually and threatens seniors' access to critical services. The program offers free counseling, presentations, and resources to help Medicare beneficiaries protect their information, recognize billing errors, and report suspicious activity, with particular emphasis on guarding against increasingly sophisticated scams targeting Hawai'i's elderly population. Residents can contact SMP Hawai'i at 1-800-296-9422 or attend a free webinar on June 7 to learn prevention strategies.

Scammers are conducting door-to-door solar installation fraud across the U.S., promising "free" systems funded by tax credits and rebates while tricking homeowners into signing complex financing agreements worth tens of thousands of dollars—often without fully understanding the terms. Victims report losses of $30,000 to $85,000+, with many receiving poor-quality installations, defective products, or no solar equipment at all, while contracts with forced arbitration clauses prevent them from seeking legal recourse. Consumers should be wary of aggressive sales tactics, pressure to sign digital contracts quickly, and unverified claims about government programs and tax rebates.

This article explores the legal landscape of scams and fraud, explaining that while scamming is generally illegal, some deceptive practices exist in legal gray areas by technically offering a service or relying on consumer awareness. The article discusses how scammers exploit loopholes—such as with carnival games and deceptive solicitations (like fake domain renewal notices)—by staying vague about their offerings and not explicitly making false promises, allowing them to operate despite feeling fraudulent to consumers. The key takeaway is that scamming tactics are increasingly sophisticated and difficult to distinguish from legitimate services, making consumer vigilance essential.

Financial scams targeting seniors (age 60+) have increased significantly in the digital age, leading the U.S. Department of Justice's Elder Justice Initiative to educate older adults about common fraud schemes. The article describes four prevalent scams targeting seniors: Social Security Administration impostor scams (using caller ID spoofing to demand money be moved to gift cards), tech support scams (falsely claiming viruses exist and requesting remote device access to steal information), lottery scams (claiming winners owe fees until funds are depleted), and romance scams (using dating sites to manipulate victims into sending money).

This educational article outlines common cryptocurrency scams and protection strategies. According to the FBI, crypto fraud losses surged 45% year-over-year to $5.6 billion in 2023 based on 69,000 complaints, with scams ranging from phishing attacks to fake ICOs and rug pulls. The article advises crypto investors to verify website URLs, enable two-factor authentication, and remain vigilant about suspicious links and messages to protect their digital assets.

Seniors are increasingly targeted in cryptocurrency scams because scammers view them as wealthy, trusting, and less technologically savvy, exploiting the irreversible nature of crypto transactions and victims' reluctance to report fraud. The FTC reports growing losses from crypto investment fraud, romance scams, and government impersonation, with seniors in Beaufort County, South Carolina alone losing over $3.1 million in 2024, while sophisticated schemes using AI voice cloning and fake websites are becoming more prevalent. Examples include British pensioners losing hundreds of thousands to romance fraud operations in Cambodia, Minnesota crypto ATM scams that cost over $189 million in 2023, and government impersonation

The New York State DMV issued an alert about phishing scams using fraudulent text messages falsely claiming recipients have outstanding traffic tickets and threatening license suspension, with over 170 cases reported across upstate New York regions in 2024. These scams attempt to steal personal information or install malicious software by impersonating the DMV, which does not send unsolicited text messages requesting personal data. Residents are advised to delete suspicious messages immediately and report incidents to the DMV or the Federal Trade Commission.

Ray, a 78-year-old retired tradesman, was financially abused by his son Peter over seven years, during which Peter stole over $152,000 in redirected pension payments and fraudulently obtained an additional $78,000 in loans using Ray's name. Peter manipulated his father by controlling his finances through a MyGov account, providing Ray with only meager allowances while creating fake government correspondence and impersonating officials to conceal the theft. Peter was eventually convicted and sentenced to four years in prison, with Ray's case highlighting the need for stronger institutional safeguards, such as direct verification with pension recipients before payment redirections, to prevent similar family-based financial abuse.

IRS impersonation scams target taxpayers seeking benefits or filing taxes, with fraudsters using fake emails, calls, and social media to request personal information or money. The IRS advises verifying website URLs (look for https://), using strong passwords with mixed characters, never providing information through unsolicited communications, and reporting suspected fraud to [email protected], [email protected], or [email protected]. Scammers exploit people's lack of awareness and trust in official channels, making vigilance essential during and after tax season.

The New York Statewide Senior Action Council warned of a spreading Medicare scam involving medical identity theft, where criminals obtain seniors' confidential medical information to fraudulently bill for services and supplies. The alert comes as the FTC reports identity theft has risen since late 2023, with thousands of Americans—particularly older adults—falling victim annually; authorities advise seniors never to share Medicare or Social Security numbers with unsolicited callers and to verify suspicious claims directly with Medicare (1-800-Medicare) or their doctors.

Scam compounds in Bavet, Cambodia operate forced labor operations where thousands of trafficked workers—many lured under false pretenses—are coerced into perpetrating romance and investment fraud schemes against international victims, particularly British, American, and Australian adults, using a tactic called "pig-butchering" that builds trust before extracting large sums of money. Workers, including minors, face beatings, electrocution, and torture for failing to meet daily quotas, with the UN estimating over 100,000 people held in such compounds generating billions in annual revenue for organized crime networks influenced by Chinese mafia organizations. A 15-year-old Vietnamese girl was trafficked to

The Better Business Bureau warns job seekers about employment scam texts that impersonate legitimate companies, offering unrealistic salaries ($250-$500/day) and benefits for minimal work with little or no vetting process. Common red flags include unsolicited job offers via text, pressure to provide personal/banking information, overpayment schemes, reshipping scams, and positions that seem too good to be true. Job seekers should verify recruiters and companies through official channels, research hiring processes and salary ranges, guard sensitive information, and be wary of jobs requiring upfront money transfers or fake check deposits.

Multiple states including Kansas, New Mexico, Missouri, and Oregon have warned residents about widespread text and email scams falsely claiming unpaid toll debts and threatening license suspension or legal action to pressure victims into revealing personal and financial information. Scammers are targeting states with no toll roads, and in Indiana's case, fraudulent emails posing as the state DOT requesting payment for TxTag balances were traced to a contractor's hacked account. Authorities recommend reporting suspected scam texts and emails to the Federal Trade Commission and Internet Crime Complaint Center.

Internal Trump administration documents reveal that anti-fraud checks implemented at the Social Security Administration detected only 2 potentially improper claims out of over 110,000 phone-based benefit applications (a 0.0018% rate), contradicting claims by Trump and Elon Musk that Social Security is rife with fraud. The anti-fraud measures caused a three-day processing delay that slowed benefit payments to seniors despite finding no significant fraud, raising concerns that the initiative targets a nonexistent problem while making it harder for eligible beneficiaries to access their earned benefits.

Nicole Yelland fell victim to an elaborate job scam in January involving scammers impersonating a real company's hiring manager, who refused to turn on their camera during a video interview and requested sensitive personal information like her driver's license number. According to the FTC, job and employment-related scams have nearly tripled from 2020 to 2024, with losses increasing from $90 million to $500 million, fueled by AI tools that make it easier for fraudsters to create convincing fake personas and deepfakes. To combat these digital imposter scams, professionals are employing both high-tech solutions (AI detection startups, biometric verification) and low-tech

This is a podcast description, not a news article about a specific fraud event. However, it describes **The Lost Caribbean Millions**, a podcast series about David Ames' Harlequin investment scheme in which over 8,000 investors lost approximately £400 million between the 1990s-2000s by investing in promised Caribbean luxury resort properties that were never delivered. The funds were misused for pirate ships, failed infrastructure projects, and excessive sales commissions, resulting in one of Britain's largest investment frauds that took a decade for authorities to prosecute.

An 85-year-old Kansas woman named Shirley Crow died in November 2024 after her family reported suspected neglect by her caretaker to Adult Protective Services on October 5, 2024, alleging missed medications and missed medical appointments. The case remained open eight months later with minimal investigation progress, as the assigned caseworker carried a caseload of 70 other cases; the Kansas Department for Children and Families does not publicly share investigator caseload data, though analysis suggests investigators in some regions handle 12-14 new cases monthly, and proposed federal cuts threaten to further weaken the adult protective services system.

A joint regulatory awareness campaign by the Financial Conduct Authority and Pensions Regulator significantly increased public engagement, with ScamSmart website visits rising 462% to over 173,000 people following the campaign launch, and more than 370 pension holders warned about unauthorized companies. However, over half of UK adults aged 45-65 with pensions still believe they are unlikely to be targeted, with many underestimating scam sophistication or overestimating their own ability to detect fraud. Experts warn that pension scams continue to evolve with increasingly sophisticated techniques, and while a planned 2019 cold-calling ban may help, sustained public education and awareness campaigns remain critical to

Elder fraud has become a significant threat to adults age 60 and older in the digital age, with the U.S. Department of Justice's Elder Justice Initiative working to educate seniors about common scams. The article outlines five major fraud schemes targeting seniors: Social Security impostor scams (falsely claiming account suspension and requesting funds via gift cards), tech support scams (claiming virus detection and requesting remote device access), lottery scams (falsely informing victims of foreign lottery winnings and demanding fees), and romance scams (exploiting victims through dating platforms to solicit money).

A North Korea-linked Cambodian organization called Huione Group fraudulently obtained over $4 billion from US citizens between August 2021 and January 2025 through romance scams and "pig butchering" investment schemes on dating and professional networking platforms, with $37 million supporting North Korean cyber operations. The organization facilitated criminals in targeting US pensioners and other victims by posing as romantic interests or investment professionals on social media, convincing them to invest in cryptocurrency before stealing their funds. Federal authorities announced enforcement measures including proposed Treasury regulations to block Huione's access to US financial systems, citing the company's failure to maintain proper anti-money laundering protocols.

This article is a promotional piece for SecretBenefits.com, a sugar dating website, claiming it offers a secure platform with verified profiles, transparent pricing, and fraud prevention measures to protect users from common sugar dating scams. The platform advertises features including identity verification protocols, a flexible credit-based payment system, and enhanced security to distinguish itself from fraudulent dating websites in the sugar dating niche.

A 78-year-old Cape Town retiree lost R10.6 million (his life savings and pension investment) to a business email compromise and banking fraud scheme in November-December 2024. Fraudsters impersonated his financial planner via email, convincing him to transfer funds to fake FNB and Capitec accounts instead of the legitimate financial institution, with money ultimately distributed across multiple accounts. The Hawks and South African police are investigating the organized criminal network believed to be operating from other African countries.

Barclays Bank reported a 20% increase in romance scams in early 2025, primarily occurring on social media and dating platforms, with the average loss rising to £8,000 per victim in 2024 (up from £5,800 in 2023). Adults aged 61 and over are most vulnerable, losing an average of £19,000 per scam, with scammers typically building trust before requesting money under false pretenses such as emergencies, travel costs, or medical bills. The data shows 12% of UK adults have been targeted by or know someone affected by romance scams, and Barclays is calling for tech companies to implement stronger frau

**Educational/Awareness Piece** Financial and health literacy decline significantly with age, with research tracking over 1,000 older adults for 13 years showing an average 1% annual decline in literacy scores—dropping 12% between the 80s and 90s—putting seniors at risk of costly mistakes and fraud. While men started with higher financial literacy than women, both genders experienced similar rates of decline, though older, less educated, and lower-income individuals declined faster. Earlier interventions to improve financial literacy are recommended, particularly for women who face additional vulnerability due to lower initial literacy levels, lower retirement wealth, and longer lifespans.