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4,158 results in Government Impersonation
abc12.com · 2025-12-08
Michigan Attorney General Dana Nessel visited the Krapohl Senior Center in Mt. Morris Township to educate seniors on identifying and avoiding common scams. She emphasized that seniors should verify suspicious calls by contacting the Attorney General's office rather than acting immediately, noting that scammers typically hang up when faced with this response. Residents can report scams online at michigan.gov/consumerprotection.
thegazette.com · 2025-12-08
An 83-year-old Iowa woman avoided a gift card scam where a caller claimed she had won $2 million and demanded a $150 gift card to claim the prize. Iowa reported nearly 13,000 fraud cases in 2023 resulting in $42.6 million in losses, with gift card scams accounting for $228 million stolen nationally, prompting AARP and state officials to launch an 18-stop awareness tour and push for legislation requiring stores to post gift card scam warnings.
fox23.com · 2025-12-08
During tax season, scammers impersonate the IRS through unsolicited phone calls and emails to threaten taxpayers and extract personal information, financial data, or money via unconventional payment methods like gift cards or prepaid debit cards. The IRS does not initiate contact via cold calls, demand odd payment methods, or accept gift cards or digital payment services—they only accept cash or checks and typically contact people through mail or in-person visits. Additionally, many taxpayers feel deceived by tax filing services that advertise "free" federal filing while charging for state taxes or specialized documents, though this is often due to unread fine print rather than actual fraud.
Government Impersonation Scam Awareness Gift Cards Cash Payment App
mashable.com · 2025-12-08
Tax season scams commonly target vulnerable people through three main schemes: criminals impersonating the IRS via phone, email, or mail to steal personal information like Social Security numbers and bank details; fraudsters filing fake tax returns in victims' names to claim their refunds; and scammers offering fraudulent tax preparation services. The IRS advises people to never click links in unsolicited communications, avoid sharing personal data over the phone, file taxes early to prevent refund theft, and verify any IRS contact directly through official channels like 1-800-829-1040 or the IRS website.
healthjournalism.org · 2025-12-08
Elder fraud schemes—including grandparent scams, romance scams, and government impersonation scams—have become increasingly sophisticated through AI technology like deepfake videos and robocalls, making them difficult to distinguish from legitimate communications. In 2022 alone, approximately 88,000 people aged 60 and older lost $3.1 billion to fraud, with victims over 70 losing an average of nearly $42,000; scammers typically exploit emotions rather than intelligence, and experts advise victims and their families to watch for financial requests as the key indicator of fraud. The AARP Fraud Watch Network received nearly 100,000 calls last year from victims of all
mainichi.jp · 2025-12-08
In 2023, social media scammers defrauded residents of Osaka Prefecture out of 4.9 billion yen ($32.6 million) through remote investment scams and international romance schemes, with victims in their 40s and 50s losing an average of 10 million yen ($66,500) each. The 256 investment scam cases resulted in 3.18 billion yen in losses, while 163 romance scams—often combining romantic manipulation with investment pitches—caused 1.72 billion yen in damages, with the largest single loss reaching 234 million yen ($1.55 million). Instagram was the primary
latestly.com · 2025-12-08
A 40-year-old man from Jajpur, Odisha, lost Rs 53,000 to an online fake lottery scam after receiving text messages claiming he had won Rs 1 lakh and requesting processing fees and GST payments; the fraudsters then gained access to his bank account through a shared link and debited an additional amount. The victim filed a police complaint, and authorities registered a case against unidentified fraudsters while warning the public to verify lottery claims and avoid sharing banking details with unknown contacts.
todayonline.com · 2025-12-08
Love scams in Singapore are increasing despite public awareness, with 913 cases reported in 2023 compared to 868 in 2022, and average losses rising to S$43,677 per victim. Contrary to assumptions that only older people are vulnerable, 73 percent of victims are aged 49 and under, and scammers now employ sophisticated tactics including AI-generated profiles and deepfake videos to create convincing fake identities. To protect yourself, stay informed about scam tactics, scrutinize online profiles using reverse image searches and AI detection tools, and remain vigilant for inconsistencies in language, photos, and behavior that may indicate a fraudulent romance.
netnewsledger.com · 2025-12-08
The Thunder Bay Police Service warned of persistent grandparent scams targeting seniors in the community, with one victim losing $3,000 after receiving a call from someone impersonating a lawyer representing her grandson who allegedly needed bail money. The scam typically involves fraudsters calling from private numbers, sometimes playing background voices to create credibility, and requesting urgent fund transfers via email or gift cards. The police recommend protective measures including hanging up on suspicious calls, independently verifying claims with family members, being alert to pressure tactics, reporting suspicious activity, and staying informed through resources like the Canadian Anti-Fraud Centre.
consumer.ftc.gov · 2025-12-08
This educational piece warns that gift cards are exclusively for gift-giving occasions; if someone is pressuring you to buy gift cards to pay for taxes, tech support, prizes, or other non-gift purposes, it is a scam. Scammers use various tactics including impersonating government officials, tech support, family members (via AI voice cloning), or prize notifications to create urgency and extract money. The article advises victims to immediately report the scam to the gift card company and the FTC at ReportFraud.ftc.gov to potentially recover funds and help protect others in their community.
unmc.edu · 2025-12-08
SMiShing is a text message-based phishing scam where fraudsters impersonate legitimate organizations like banks and government agencies to trick people into revealing personal or financial information or clicking malicious links, with recent attacks specifically designed to bypass multi-factor authentication like DUO. The scam is particularly dangerous because it bypasses email security filters and exploits people's trust in text messages, using urgency and familiarity to manipulate victims into responding without verification. To protect yourself, delete suspicious messages without clicking links, verify sender authenticity through official channels, change passwords for potentially affected accounts, monitor financial activity, and report the message to your carrier or the FTC.
wmar2news.com · 2025-12-08
The "Phantom Hacker" scam has cost Marylanders millions of dollars through a multi-layered scheme where scammers pose as government officials (CIA, FBI, Treasury, etc.) and convince victims their identities have been stolen and accounts compromised. Victims are instructed to withdraw large sums of cash or purchase precious metals to "protect" their assets, which are then handed over to couriers; between May and December 2023, the FBI's IC3 received reports of over $55 million in losses nationwide, including $3.8 million from 7 Maryland victims, with one individual losing over $2 million.
natlawreview.com · 2025-12-08
The FTC has proposed expanded regulations to combat impersonation fraud, which has surged due to emerging technologies like deepfake AI. The proposed rule changes would prohibit impersonation of individuals (extending beyond current government and business protections) and hold companies liable if they knowingly provide services—such as payment processing or AI platforms—used in impersonation schemes including romance scams and grandparent scams. The rule will enter a 60-day public comment period before implementation.
justice.gov · 2025-12-08
Noel Chimezuru Agoha, age 40, of Baltimore, was sentenced to 40 months in federal prison for orchestrating business email compromise (BEC) and romance scams that defrauded victims of over $1.5 million between 2015 and 2018. Operating with co-conspirators, Agoha used fraudulent emails impersonating business contacts and fake dating profiles to trick victims into transferring funds to drop accounts he controlled, personally obtaining approximately $111,242 in BEC proceeds and over $1 million in dating scam proceeds, and was ordered to pay $1 million in restitution.
patch.com · 2025-12-08
This article is not relevant to the Elderus database. It is a community events listing for Danbury, CT that includes activities like library programs, sports games, and holiday celebrations. It contains no information about scams, fraud, elder abuse, or elder safety concerns.
cbsnews.com · 2025-12-08
Government imposters posing as "Agent John Williams" scammed thousands of Facebook users out of nearly $67 million by offering fake federal grants that required upfront payment in gift cards. A suburban Chicago man lost over $2,000 after being lured by the promise of a $200,000 grant, falling for fabricated videos of supposed winners and photos shared by family members, though at least 575 Facebook accounts used the same scammer name. The FTC confirmed the widespread fraud, and Meta removed the accounts after being alerted, though the company acknowledged failures in catching multiple accounts using identical photos and information.
thestar.com.my · 2025-12-08
Investment scams continue to victimize Malaysians across all education and income levels, with recent cases including a trader losing RM6.2 million to a fake investment scheme and an elderly woman losing over RM10 million to a fraudulent cryptocurrency scheme. Phone scammers posing as officials also defrauded senior citizens of RM3.83 million in retirement funds and savings. Between 2019 and 2023, Malaysia recorded 14,488 investment-related fraud cases totaling RM1.34 billion in losses, prompting police and the Securities Commission to increase collaboration efforts to combat such crimes.
gobankingrates.com · 2025-12-08
A sophisticated phone scam cost journalist Charlotte Cowles $50,000 after scammers impersonating Amazon customer service, an FTC investigator, and a CIA agent convinced her that her identity had been compromised and linked to illegal activities. The perpetrators manipulated her through fear and urgency, instructing her to withdraw cash and hand it over to an unknown individual, falsely promising it would be secured and returned as a Treasury check. The article emphasizes the importance of skepticism toward unsolicited calls, verifying caller identities through official channels, and resisting pressure tactics commonly used by scammers.
foxcarolina.com · 2025-12-08
The McDowell County Sheriff's Office issued a warning after receiving multiple reports of scammers impersonating IRS agents and law enforcement officials, threatening residents with arrest over unpaid taxes and demanding payment. The IRS typically initiates contact through mail notices rather than unsolicited phone calls, and residents are advised to verify caller legitimacy before providing personal information and to report suspected scams to the sheriff's office.
kpmg.com · 2025-12-08
Canadian organizations of all sizes face evolving fraud risks driven by technological advances like generative AI, cryptocurrency, and digital payment systems, with SMBs particularly vulnerable due to limited fraud prevention resources and awareness. Fraudsters employ increasingly sophisticated tactics including crypto scams, online payment fraud, social engineering attacks targeting elders, and ESG misrepresentation, with 88% of victimized Canadian SMBs experiencing internal fraud and 75% experiencing external fraud over the past five years. Organizations must strengthen their fraud prevention strategies through risk assessment, robust controls, and cross-sector partnerships to effectively counter these threats.
mha.gov.sg · 2025-12-08
During Singapore's 2024 budget debate, the government announced a comprehensive anti-scam strategy in response to scam cases increasing nearly 50% in 2023, driven primarily by social engineering and deception targeting money transfers. Key initiatives include the "Add, Check, Tell" public awareness campaign, targeted programs for vulnerable groups like the elderly through Silver Generation Ambassadors, a consolidated one-stop anti-scam information portal, and enhanced community partnerships to build cyber vigilance. The government is also introducing legislation to deter misuse of local SIM cards for scams, requiring online platforms to implement stronger user verification and anti-scam measures, and pursuing international cooperation through participation in the Global
channelnewsasia.com · 2025-12-08
Singapore's Minister of State for Home Affairs criticized Meta for repeatedly refusing to implement government-recommended safety features on Facebook, despite the platform accounting for nearly half of the 9,783 e-commerce scams reported in 2023, which resulted in S$13.9 million (US$10.3 million) in losses—more than double the prior year. Meta has rejected recommendations including government ID verification and secured payment options for Marketplace users, causing Facebook to rank lowest (one tick) in Singapore's E-commerce Marketplace Transaction Safety Ratings for the second consecutive year, while competitors like Shopee and Carousell have cooperated and seen scam reductions of up to 71
northfortynews.com · 2025-12-08
This educational piece describes the widespread "scam-demic" of computer fraud, emphasizing that intelligent, trusting people fall victim to scams daily through sophisticated social engineering rather than technical hacking. Common scams include fake refund/receipt emails (impersonating companies like Amazon) and fraudulent tech support calls (posing as HP, Microsoft, or other companies), where scammers trick victims into providing financial information or remote computer access. The author stresses that scammers succeed by manipulating human psychology rather than exploiting computer security, comparing their tactics to convincing someone to unlock their front door rather than picking the lock.
dailydodge.com · 2025-12-08
The Aging and Disability Resource Center of Dodge County warned residents about social security scams delivered via text messages and phone calls, in which fraudsters impersonate Social Security offices to steal sensitive financial information. The Social Security Administration will never threaten legal action, demand payment via gift cards or wire transfers, promise benefit increases for payment, or request personal information through email or text. Residents who suspect fraud should contact their local Social Security field office or the ADRC at 920-386-3580 rather than responding to suspicious communications.
ftc.gov · 2025-12-08
During National Consumer Protection Week (March 2-8, 2024), the Federal Trade Commission and partner organizations hosted multiple virtual and in-person events across the United States to educate consumers about avoiding scams, identity theft, and fraud. The events included webinars, podcasts, social media outreach, and community presentations targeting specific populations such as college students, older adults, small business owners, and multilingual communities, with free educational materials distributed at various locations.
colorado.edu · 2025-12-08
This educational guide advises international students on recognizing and protecting themselves from five common scam types: threatening calls impersonating government officials, employment scams with suspicious job offers, requests for gift card payments, phishing emails/texts, and caller ID spoofing. The resource recommends reporting any scams to local police and federal agencies like the FTC or Colorado Attorney General, and directs victims who shared personal information to on-campus support services including victim assistance and counseling.
thetimes.co.uk · 2025-12-08
Lauren McEwen, a 70-year-old Missouri woman, fell victim to a romance scam using stolen photographs of Dr. Christian Boving, a Danish doctor and television personality, who was impersonated by scammers on Facebook under the alias "Ace Swift." The article reveals that an estimated 140,000 people lose money annually on Meta platforms, with romance scams causing £18.5 million in losses in the first half of the prior year, and notes that Meta has failed to remove numerous fake profiles using Boving's images despite repeated reporting and complaints about inadequate identity verification measures.
nationalaccordnewspaper.com · 2025-12-08
Six members of a fraud enterprise were arrested between October 2020 and February 2021 for orchestrating business email compromise scams, romance fraud targeting vulnerable elderly victims, and fraudulent COVID-19 relief loan applications, collectively controlling over 45 bank accounts with approximately $55 million in deposits. The defendants used spoofed emails, fake online identities, and fraudulent Small Business Administration loan applications to deceive victims and divert funds to accounts they controlled. Authorities seized luxury vehicles purchased with fraud proceeds, and the defendants face prosecution in federal court by the FBI and IRS Criminal Investigations division.
news.yahoo.com · 2025-12-08
Romance scams occur when scammers build fake online relationships with victims through dating apps, social media, or email, then request money by fabricating emergencies or personal crises. The Better Business Bureau reports that romance scams are increasing in frequency and financial impact, with median losses rising from $900 in 2021 to $1,400 in 2022, and scammers typically request payment via gift cards, wire transfers, or personal banking information. People of all ages are vulnerable to these scams, and the BBB advises never sending money to someone you haven't met in person or sharing financial information with online romantic interests.
doorcountydailynews.com · 2025-12-08
This educational piece outlines the anatomy of the "Grandchild Scam," explaining how perpetrators use caller ID cloning to appear legitimate, create emotional urgency (such as claiming a grandchild is injured or jailed), isolate victims from seeking outside advice, and request wire transfers or money card purchases. The article emphasizes that scammers follow consistent methodology across fraud types—elevating emotion to lower logic—and advises potential victims to end suspicious calls immediately and adopt a decisive "hard target" approach to discourage further contact.
yahoo.com · 2025-12-08
A Better Business Bureau alert warns that romance scams targeting singles online have increased significantly, with median victim losses rising from $900 in 2021 to $1,400 in 2022. Scammers build fake romantic relationships through dating apps, social media, and email, then request money through emotional manipulation tactics, gift cards, or wire transfers. The BBB advises people of all ages to be cautious when strangers request money before meeting in person and to never share banking or credit card information.
boothbayregister.com · 2025-12-08
Social Security impostor scams cost victims nearly $509 million in 2022, with criminals impersonating government agencies to steal money and sensitive information. The article advises that the Social Security Administration never initiates contact unexpectedly and recommends verifying account status directly through ssa.gov/myaccount rather than responding to unsolicited calls, texts, or emails claiming issues with Social Security numbers. Victims should report suspected scams to local law enforcement or contact the AARP Fraud Watch Network for assistance.
webcenterfairbanks.com · 2025-12-08
Two phone scams are circulating in Fairbanks, Alaska: a Medicare scam where callers impersonate Medicare representatives to obtain Medicare or Social Security numbers, and a hospital scam where fraudsters pose as Fairbanks Memorial Hospital demanding payment on overdue accounts. Residents are advised to hang up on unsolicited callers, independently verify phone numbers before returning calls, and never provide Medicare or Social Security numbers to callers they did not contact, as legitimate Medicare will not request this information unprompted.
normantranscript.com · 2025-12-08
The Social Security Administration launched "Slam the Scam Day" as a public outreach initiative to help citizens avoid internet fraud and scams. This educational effort addresses the need for better cybersecurity awareness, particularly given the SSA's responsibility to protect sensitive customer information and its own network security.
bankingjournal.aba.com · 2025-12-08
In January 2024, a federal district court dismissed Jody Kanter-Doud's lawsuit against Wells Fargo, in which she alleged the bank facilitated elder abuse after she fell victim to a Microsoft impersonation scam in 2021 that resulted in unauthorized wire transfers from her account. The court found that while Wells Fargo employees may have had reason to suspect fraudulent activity, the bank did not meet the legal standards for direct or indirect elder abuse under California law because it neither took property from Kanter-Doud nor had actual knowledge of the third-party scammers' conduct. The court also dismissed her Unfair Competition Law claim, though Kanter
justice.gov · 2025-12-08
**Summary:** Abdou Diallo, a 36-year-old Canadian man, pleaded guilty to operating a $30 million telemarketing fraud scheme that targeted over 20,000 elderly and vulnerable victims between 2011 and 2020. Diallo falsely posed as a magazine cancellation representative and convinced victims to pay large lump sums under the pretense of canceling unwanted subscriptions and paying off balances, despite having no actual ability or authority to do so. He was charged with two counts of wire fraud and faces sentencing in June 2024.
atlantafed.org · 2025-12-08
The Federal Trade Commission reported over 850,000 imposter fraud complaints in 2023, resulting in approximately $2.7 billion in losses—a 60 percent increase over five years. Business and government imposters account for nearly 80 percent of these complaints, with phone calls generating the highest median losses per victim at $1,500. While older adults are frequently targeted, younger people also fall victim to phone-based imposter scams involving fake government agencies, tech support, or romantic partners using emotional manipulation to extract money.
thepointsguy.com · 2025-12-08
In 2023, the FTC received 2.6 million fraud reports totaling $10 billion in losses, with imposter scams being the most common type, and AI technology is rapidly enabling new fraud methods including voice cloning, deepfakes, email spoofing, and credential stuffing attacks. Scammers use AI to impersonate loved ones, clone voices, generate fake images, mimic writing styles, and create convincing fraudulent communications to steal money and loyalty points, with the technology expected to advance further to include convincing deepfake video calls. Protection strategies include awareness of these AI-enabled tactics, verification procedures beyond video calls, and regulatory efforts like the FTC's
states.aarp.org · 2025-12-08
Government impostor scams, particularly those impersonating the Social Security Administration, cost victims nearly $509 million in 2022, with scammers using unexpected calls, texts, or emails to create urgency by falsely claiming account problems or criminal activity. The Social Security Administration never initiates contact unless you're already engaged with the agency, and individuals can verify account status safely at ssa.gov/myaccount. Victims should report scams to local law enforcement or contact the AARP Fraud Watch Network at 1-877-908-3360 for assistance.
nbcnews.com · 2025-12-08
Tax identity theft is surging, with the IRS receiving 294,138 identity theft complaints last year as criminals exploit stolen personal data to file fraudulent tax returns. Experts recommend filing taxes early, enrolling in the IRS IP PIN program for extra security, and recognizing scams where fraudsters impersonate the IRS via unsolicited calls, emails, or texts requesting personal information. Recovery from tax identity theft is lengthy, averaging 19 months, underscoring the importance of prevention measures.
indiatoday.in · 2025-12-08
A female IT engineer in Noida was defrauded of Rs 3.75 lakh ($4,500 USD) in a digital arrest scam on February 28, where scammers posing as courier and police officials falsely claimed a drug-containing parcel had been seized in her name, then held her in a seven-hour fake "digital arrest" via Skype to extract banking details and money. This incident reflects a broader surge in similar scams across India using the "fake parcel trick" to intimidate victims into payments by threatening legal consequences. Key protective measures include verifying unknown official calls independently, never sharing banking credentials over phone or video, and reporting
consumer.ftc.gov · 2025-12-08
Scammers are targeting people with elaborate fraud schemes involving fake claims of suspicious account activity, pressuring victims to transfer money to "protect" their savings and requesting verification codes—tactics that result in significant financial losses. Key protective measures include never transferring money based on unsolicited calls, never sharing verification codes, independently verifying caller identity using official account statements, and reporting incidents to the FTC at ReportFraud.ftc.gov, as banks typically do not reimburse funds lost to these scams.
shu.edu · 2025-12-08
March 7 marks the 5th annual National Slam the Scam, a awareness campaign by the Social Security Administration and partners to educate consumers about government imposter scams, which cost Americans over $10 billion in reported losses last year—a 14% increase from 2022. The article outlines how imposter scams typically operate (contact, problem notification, pressure to act, payment demand) and advises people to hang up on unsolicited requests, verify through official channels, and report suspected fraud to help law enforcement identify trends and take action.
kmvt.com · 2025-12-08
This report highlights that scammers commonly impersonate government agencies, particularly targeting people through fake websites and communications about federal student loan forgiveness and IRS tax issues. Since 2018, $28 million has been lost to IRS impersonation scams, and the Federal Trade Commission distributed over $3 million in relief to victims of student loan forgiveness scams. Experts advise that legitimate government agencies will not contact citizens via email or text requesting personal information or immediate payment, and recommend directly contacting these agencies to verify any suspicious communications.
westnewsmagazine.com · 2025-12-08
National Consumer Protection Week highlights the growing threat of scams, with the FTC reporting record losses of $10 billion in 2023, with older adults suffering the greatest financial losses. Scammers increasingly use sophisticated tactics including AI-generated deepfake voices and imposter schemes targeting seniors through phone, email, and social media, exploiting vulnerabilities related to health issues, cognitive decline, and isolation. The FTC recommends prevention strategies including blocking unwanted calls, never providing personal information to unsolicited requests, resisting pressure to act immediately, consulting trusted contacts before sharing information, and avoiding untraceable payment methods like gift cards, wire transfers, and cryptocurrency.
Crypto Investment Scam Investment Fraud Government Impersonation Phishing Robocall / Phone Scam Cryptocurrency Wire Transfer Gift Cards Cash Payment App Money Order / Western Union
nypost.com · 2025-12-08
Susan Guthrie, a 76-year-old widow from Arizona, lost her entire life savings of $25,000 to a tech support scam in February when fraudsters posing as Microsoft employees convinced her that her computer had been hacked and instructed her to transfer money to them via Bitcoin ATM for safekeeping. Despite initial resistance to believing she'd been scammed, Guthrie was finally convinced of the fraud when her bank manager confirmed the funds were gone; however, authorities were unable to recover the money. A GoFundMe campaign subsequently raised over $27,700 for Guthrie, preventing her from financial destitution.
aboutamazon.com · 2025-12-08
Amazon reports that scammers impersonating the brand cost consumers billions globally—with the FTC finding American consumers lost $8.8 billion to scams in 2022 and global losses exceeding $1 trillion in 2023. The company employs machine learning scientists and investigators to detect fraudulent websites and phone numbers, achieving a 15% decrease in victims in 2023, with over two-thirds of reported Amazon scams involving false claims about orders or account issues. Amazon advocates for cross-sector and government collaboration to combat scams, which exploit consumer trust through unsolicited contact via email, phone, text, and social media.
wbur.org · 2025-12-08
Financial columnist Charlotte Cowles lost $50,000 to a phone scam in fall 2023, handing cash through a car window to an unknown person after being deceived by fraudsters impersonating legitimate entities. According to survey data, 68.4 million Americans lost money to phone scams in 2022, highlighting the widespread vulnerability of victims despite common warnings about such fraud. The segment explores how these scams operate and provides guidance on avoidance tactics.
someecards.com · 2025-12-08
This Reddit post describes a man's relationship crisis after his girlfriend lost $14,500 to a cryptocurrency giveaway scam on Twitter, with the funds coming from savings contributed by him and her parents. The girlfriend, who has a pattern of falling for fraudulent schemes including fake supplements and phishing sites, believed a 12-hour-old Twitter account would deliver 50 bitcoins and initially thought the transaction was on hold rather than recognizing the theft. The post sparked comments from others sharing similar experiences with vulnerable family members (a father who lost $34,000 to a romance/investment scam, an ex who provided banking and Social Security information to scammers), highlighting how susceptibility to fraud can
finews.com · 2025-12-08
Romance scams involving cryptocurrency, known as "pig-butchering," have surged dramatically—up 85-fold since 2020 and doubling in the past year—with victims losing an average of $4,953 per scam, the highest average among all cryptocurrency fraud categories. These emotionally manipulative scams affect individuals across all wealth levels, particularly those in vulnerable life periods, with victims often making multiple payments that increase total losses significantly. Hong Kong has been particularly hard hit, with cases targeting even high-net-worth individuals and company executives, prompting government awareness campaigns though authorities appear uncertain how to effectively combat this growing threat.