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in General Elder Fraud
timesofindia.indiatimes.com
· 2025-12-08
Bengaluru police are investigating sophisticated VoIP scams where fraudsters impersonate traffic police officers using spoofed official phone numbers to falsely accuse victims of traffic violations or hit-and-run cases, threatening digital arrest and demanding money. While no financial losses have been reported yet, victims describe receiving calls in multiple languages claiming rental vehicles registered to their Aadhaar cards were involved in accidents, with callers pressuring them to visit police stations or provide personal details. Authorities warn that these scams are particularly convincing because they use official department numbers, and advise the public to verify any such calls directly with police stations.
mysuncoast.com
· 2025-12-08
A 56-year-old man in Bradenton, Florida was arrested for impersonating Elon Musk on Facebook and defrauding a 74-year-old Texas woman of over $600,000 after convincing her to invest in fake business opportunities with promised returns of $55 million. Elder fraud is rising across Florida's Suncoast region through various scams including romance and phishing schemes, with authorities recommending residents pause to verify requests, question urgency, and recognize too-good-to-be-true offers.
theguardian.com
· 2025-12-08
Police warn that criminals are rapidly exploiting artificial intelligence to commit fraud, child sexual abuse, and other crimes at scale. High-profile cases include deepfake video conference scams that defrauded a finance worker of £20.5 million, generative AI systems used to create thousands of child abuse images, and sextortion schemes using manipulated photos. Law enforcement identifies child abuse imagery and fraud as the primary criminal uses of AI currently, while also warning of emerging threats including terrorist radicalization through AI chatbots.
yahoo.com
· 2025-12-08
This column warns readers about the prevalence of holiday-season scams, which range from fake delivery notifications and fraudulent timeshare exit schemes to tech support scams and gift card draining. According to fraud prevention experts, sophisticated international criminal syndicates are targeting consumers through multiple channels, with older adults suffering particularly high losses despite millennials reporting fraud more frequently; one notable case involved an 85-year-old woman who lost $80,000 between Thanksgiving and Christmas to a fake virus warning scam. The article advises consumers to be vigilant when making purchases, booking travel, donating to charities, and handling gift cards, as stolen money is often transferred overseas and virtually impossible to recover.
globenewswire.com
· 2025-12-08
This article announces The Assembly Caribbean 2024, a virtual anti-financial crime conference hosted by ACAMS on December 5-6, 2024, featuring over 40 experts and regulatory officials addressing compliance challenges in the Caribbean region. The conference will cover fraud risks including elder fraud, romance scams, and "pig butchering" schemes, alongside discussions of money laundering, sanctions enforcement, virtual assets regulation, and the fentanyl crisis. The event aims to provide compliance professionals with practical strategies to detect financial crimes and implement effective anti-money laundering measures tailored to the Caribbean's unique AFC landscape.
marca.com
· 2025-12-08
In Florida, a 56-year-old man named Jeffrey Moynihan Jr. was arrested for posing as billionaire Elon Musk on Facebook and defrauding a 74-year-old Texas woman of approximately $600,000 between 2023 and April 2024. Moynihan befriended the victim, convinced her to "invest" in fake companies with promised returns up to $55 million, and directed her to send funds to accounts linked to his painting businesses. He now faces charges including grand theft, identity theft, wire fraud, and money laundering, with authorities still investigating the full extent of the scheme.
nationalpost.com
· 2025-12-08
A 56-year-old Florida man, Jeffrey Arthur Moynihan Jr., was arrested and charged with grand theft for impersonating Elon Musk on Facebook to scam a 74-year-old Texas woman out of $250,000 (with her husband reporting the actual total may reach $600,000) by convincing her to invest in fake business opportunities. Moynihan established rapport with the victim over several months in 2023 by referencing real Musk social media posts, eventually persuading her that she had legitimately invested with the tech billionaire; police also discovered evidence he used false identities of actors Johnny Depp and Lionel Richie, an
brobible.com
· 2025-12-08
A 56-year-old Florida man was arrested for impersonating Elon Musk on Facebook and defrauding a 74-year-old Texas woman of approximately $600,000 by posing as the billionaire and promising massive returns on fake investments. Jeffrey Arthur Moynihan Jr. befriended the victim over several months, using real posts from Musk's social media accounts to appear authentic, and directed the money to bank accounts he controlled. The case highlights a broader epidemic of celebrity impersonation scams targeting elderly victims across the United States.
we-ha.com
· 2025-12-08
U.S. Sen. Richard Blumenthal and AARP Connecticut Director Nora Duncan held a press conference to warn consumers about increasing fraud and scams, particularly during the holiday season when shopping, travel, and charitable giving increase. According to an AARP report, approximately 82% of U.S. consumers have experienced attempted fraud in the past year, with scams becoming increasingly sophisticated through phishing emails about delivery problems, counterfeit products, and fake charities. Officials urged awareness and caution, recommending that people report suspicious activity to the AARP Fraud Watch Network (877-908-3360), the Federal Trade Commission, or the Connecticut Department of Consumer Protection.
en.cibercuba.com
· 2025-12-08
A 56-year-old Florida man was arrested for impersonating Elon Musk on Facebook to defraud a 74-year-old Texas woman of approximately $600,000 through a fake investment scheme promising returns of $55 million on a $500,000 investment. The perpetrator, Jeffrey Arthur Moynihan Jr., built trust over months by synchronizing messages with public events and news, and used his painting company as a front to conceal the stolen funds. He was arrested in November by the Bradenton Police Department's Elder Fraud Unit and faces charges of grand theft and identity theft.
ucf.edu
· 2025-12-08
Scammers stole over $1.6 billion from victims in the first five months of 2024—a 20% increase from 2023—though actual numbers are higher due to underreporting. Researcher Nichole Lighthall at UCF's Adult Development and Decision Lab found that while most older adults recognize scams as a problem, they feel disempowered to prevent them, and scams range from minor losses of $50 to financially catastrophic amounts. Lighthall's research aims to empower seniors with knowledge and solutions, noting that modern scammers use increasingly relentless tactics like impersonation texts, robo-calls, and social engineering because
federalwaymirror.com
· 2025-12-08
Federal Way Police Department community engagement coordinator Tiffany Clemmings presented crime prevention education to local seniors at a November 13 meeting, covering situational awareness, vehicle theft prevention, home safety, and common scams. The presentation emphasized that while criminals need desire, ability, and opportunity to commit crimes, individuals can reduce criminal opportunities through crime prevention awareness and situational awareness. Key information included that tech support scams, government imposter scams, grandparent scams, and romance scams are the top threats to seniors, and that Federal Way experienced a 50% decline in auto thefts in 2024 compared to 2023.
wfsb.com
· 2025-12-08
An AARP report found that 82% of consumers fell victim to fraud in 2024, with online holiday shopping scams including gift card fraud, counterfeit products, and fake deliveries being the most prevalent. While elderly consumers are typically targeted with investment scams, younger adults aged 18-24 are losing the most money overall, particularly through employment scams involving fake work-from-home opportunities. The report recommends verifying company websites, researching before purchases, checking charities before donating, and reporting scams to the Better Business Bureau.
gvnews.com
· 2025-12-08
This article discusses pig butchering, a evolving romance scam variation that originated in China where fraudsters build fake romantic relationships with victims (called "pigs") to eventually swindle them out of money. The piece, written by a Community Outreach Specialist with R.O.S.E. (Resources/Outreach to Safeguard the Elderly), alerts readers—particularly older adults—to this emerging fraud threat and directs them to roseadvocacy.org for information on the latest scams targeting seniors.
justice.gov
· 2025-12-08
An Ohio man lost his entire life savings of $425,000 in a cryptocurrency fraud scam that began in October 2023 when he was contacted via a pop-up claiming a tech issue and told his retirement account had been compromised. The scammer convinced the victim to grant remote computer access and wire money to stop fraudulent transactions, then stole and converted the funds to Tether (USDT) cryptocurrency. Federal authorities seized approximately $947,883 in USDT tokens in July 2024 and filed a forfeiture complaint in November 2024, seeking to return recovered funds to the victim as compensation.
mytexasdaily.com
· 2025-12-08
A Collin College student, Mark Aiseosa Kadiri, was arrested on November 21, 2024, for operating a financial fraud scheme targeting elderly victims across multiple states, including Virginia and Texas. Investigators found approximately $61,000 in fraudulent funds deposited into his bank account and executed a search warrant at his campus residence to gather additional evidence. The investigation is ongoing as authorities work to identify additional victims and file further charges.
cbsnews.com
· 2025-12-08
A Collin College student, Mark Aiseosa Kadiri, was arrested for allegedly operating an elder financial fraud scheme that exploited elderly victims across multiple states, resulting in approximately $61,000 in unauthorized deposits into his account. Kadiri was apprehended during class, and a subsequent search of his campus residence yielded additional evidence; authorities are continuing their investigation to identify more victims and determine if additional charges are warranted.
fingerlakesdailynews.com
· 2025-12-08
Schuyler County officials issued a holiday season warning about gift card scams targeting seniors and consumers. Scammers impersonate government agencies, financial institutions, or legitimate companies via phone, email, or text to pressure victims into purchasing gift cards (Amazon, Walmart, Apple, etc.) and providing the card numbers and PIN codes. County officials emphasize that no legitimate business or government agency requests payment via gift card, and urge victims to report suspected fraud immediately to law enforcement, the gift card issuer, and keep receipts, as some companies may issue refunds.
thestar.com.my
· 2025-12-08
A 65-year-old retiree in Penang lost approximately RM1 million after being deceived by a phone scam syndicate that impersonated Tabung Haji officials and police officers, claiming his account was involved in money laundering and directing him to transfer his savings to a new account. In a separate case, a 55-year-old factory manager lost RM1.1 million to a similar scam in which fraudsters posing as NFCC and Sarawak police officers threatened detention and ordered her to transfer funds across nine accounts. Both victims only discovered the fraud after discussing the incidents with family members, and authorities are investigating the cases under Section
barbadostoday.bb
· 2025-12-08
This opinion piece discusses the vulnerability of elderly adults to digital scams and fraud, particularly in the Caribbean context. The author highlights that seniors aged 60 and older lost over US$3.4 billion to scams in 2023 according to FBI data, with the average victim losing US$33,915, and notes that older adults are targeted due to their trusting nature, substantial savings, technological inexperience, and emotional vulnerabilities exploited through tactics like grandparent scams and romance fraud. The article emphasizes that data breaches exposing personal information increase seniors' risk, and that most cannot recover financially from these losses due to their inability to re-enter the workforce.
saultstar.com
· 2025-12-08
Sault Ste. Marie Police Services is warning residents about an increase in "grandparent scams," where fraudsters contact seniors by phone impersonating grandchildren in legal trouble or their lawyers, typically demanding $5,000 to $10,000 in cash delivered by a fake courier. Police recommend that seniors pause and verify such claims by asking personal questions, contacting family members directly using known phone numbers, and never sharing money or personal information over the phone.
rocktownnow.com
· 2025-12-08
**Summary:**
Beth Bland from VPAS and Shawn Smith from Senior Medicare Patrol discussed scams targeting elderly individuals on the "Issues in Aging" episode. The conversation focused on identifying and preventing Medicare-related fraud and abuse affecting seniors. No specific scam details or dollar amounts were provided in this episode announcement.
sootoday.com
· 2025-12-08
The Sault Ste. Marie Police Service is warning seniors about a surge in grandparent scams, where fraudsters call posing as grandchildren or their lawyers and request $5,000-$10,000 in cash under the guise of an emergency, with a courier collecting the money in person. Police advise victims to pause when pressured, verify callers through personal questions, independently confirm stories by contacting family directly, and report suspicious calls to the police or Canadian Anti-Fraud Centre.
stimson.org
· 2025-12-08
Cyber scams targeting Americans represent a significant national security threat, with nearly a quarter of Americans victimized in 2023 and collective losses reaching $159 billion. Criminal networks operating from scam compounds in Indo-Pacific countries (Cambodia, Laos, Myanmar, Philippines) coordinate these operations while also engaging in modern slavery, with global annual profits from scams and fraud exceeding $3 trillion. The U.S. lacks coordinated government efforts to counter these operations and requires a whole-of-government approach including a national command center, improved interagency collaboration, and international partnerships to address this growing threat.
wvlt.tv
· 2025-12-08
Wigbert Bandie, a 34-year-old from Ghana, was sentenced to over five years in prison for operating a romance scam that defrauded 11 elderly victims of $2.18 million total. The scheme involved establishing fake online relationships and friendships before requesting emergency money or fake investment opportunities, with one East Tennessee victim losing over $280,000; Bandie must repay the stolen funds and serve three years of probation following his sentence.
themirror.com
· 2025-12-08
A 56-year-old Florida man, Jeffrey Moynihan Jr., allegedly impersonated tech billionaire Elon Musk on Facebook beginning in 2023 and defrauded a 74-year-old Texas woman of approximately $600,000 by convincing her that investing in Musk's business ventures would yield returns up to $55 million. The victim transferred funds to accounts actually owned by Moynihan and his businesses, and police arrested him on grand theft charges in November 2023, though none of the victim's money has been recovered. The case highlights the vulnerability of elderly individuals to investment scams involving celebrity impersonation on social media.
wtsp.com
· 2025-12-08
Local law enforcement agencies across the Tampa Bay area are warning that elderly fraud has reached epidemic levels, particularly during the holiday season when seniors are vulnerable to scams involving romance, fake investments, and impersonation schemes. The Bradenton Police Department's Elder Fraud Unit has investigated cases resulting in nearly $3 million in losses this year, including a case where a 56-year-old man scammed a Texas woman of approximately $600,000 by impersonating billionaire Elon Musk via Facebook over several months. Authorities advise seniors to verify identities by calling contacts directly, hang up on suspicious calls, and recommend family members stay involved in elderly relatives' financial and digital activities.
tristatealert.com
· 2025-12-08
The Federal Trade Commission approved final amendments to the Telemarketing Sales Rule extending coverage to inbound calls for technical support services, a major source of fraud targeting older adults. Consumers aged 60 and older reported over $175 million in losses to tech support scams last year, with scammers using deceptive pop-up alerts and pressure tactics to sell unnecessary services paid via untraceable methods like wire transfers, gift cards, and cryptocurrency. The rule, effective 60 days after publication, aims to hold tech support scam businesses accountable and recover funds for defrauded consumers.
eacourier.com
· 2025-12-08
**Educational/Awareness Event**
Arizona Attorney General Kris Mayes will hold an Elder Scams Townhall on December 3 in Safford to educate seniors about protecting themselves from fraud and hacking schemes. The free event runs from 11 a.m. to 1 p.m. at the Graham County Senior Center and aims to help vulnerable populations recognize and avoid common scams.
barbadostoday.bb
· 2025-12-08
This opinion piece examines the escalating problem of elder fraud in the digital age, highlighting how seniors are disproportionately targeted by scammers who exploit their trusting nature, financial assets, and technological vulnerabilities. The 2023 FBI report revealed that seniors aged 60 and older lost over $3.4 billion to fraud, with individuals losing an average of $33,915, while data breaches exposing personal information make them prime targets for sophisticated, personalized attacks. The article emphasizes that common scams include tech support fraud, romance scams, and emergency/grandparent scams, and stresses the urgent need for awareness and protective measures given seniors' limited ability to recover
rlsmedia.com
· 2025-12-08
An Elizabeth man, Elijah Ray, 25, was arrested for defrauding a senior citizen of over $1.6 million between January 2022 and August 2024 through an elaborate scheme involving forged documents, impersonation of a driving school representative, and over 1,600 fraudulent transactions including unauthorized ATM withdrawals and checks. Ray targeted an elderly family friend and was charged with second-degree theft by deception, impersonation, forgery, and third-degree theft. He was arrested on November 25, 2024, and remains in Union County Jail awaiting a detention hearing.
wvva.com
· 2025-12-08
During the holiday season, seniors are being warned about phishing scams, particularly text messages impersonating postal services and shipping companies that trick recipients into clicking malicious links to "confirm delivery." State Senator Chris Head and local aging advocates are urging seniors to avoid clicking unsolicited links, verify requests independently, and never share personal information via text messages, as these scams are actively circulating and targeting vulnerable populations.
ktnv.com
· 2025-12-08
Seniors with cognitive decline from Alzheimer's or dementia face significant financial risks beyond traditional scams, including unauthorized charges, forgotten recurring payments, and neglected account monitoring. Nevada ranks third nationally for senior fraud, and financial experts warn that memory loss-related financial mismanagement can deplete decades of savings within a year. Experts recommend caregivers maintain regular contact, establish powers of attorney, educate seniors on common scams, and monitor accounts vigilantly.
rosslandnews.com
· 2025-12-08
This article is not relevant to the Elderus database. It covers local news topics including a car racing team's successful season, a child's fundraiser, community choirs, hockey scores, and concert ticket sales—none of which involve elder fraud, scams, or elder abuse. No summary is warranted for this content.
wfmd.com
· 2025-12-08
Carroll County Sheriff Jim DeWees warns that senior citizens are increasingly targeted by scammers, particularly during the holidays, due to their substantial savings, home ownership, and good credit. Recent scams affecting Maryland seniors include a gold bar scheme that cost seven residents $6.3 million, as well as fake check and phishing scams, with the FBI reporting that people over 60 lost more than $3.4 million to fraud in 2023, an 11 percent increase from 2022. DeWees recommends seniors verify unsolicited communications independently, never share personal information, stay informed about scam tactics through trusted sources, and report suspected fraud to local law enforcement.
yahoo.com
· 2025-12-08
A 35-year-old Oakland man, Zhongqiang Chen, was arrested on November 14 after scamming an elderly Stanislaus County woman out of $30,000 through a fake McAfee antivirus email that gave him remote access to her computer. Chen transferred $60,000 from her money market account, convinced her she owed him that amount, and collected an initial $30,000 payment before being arrested in an undercover operation when he arrived to collect the remaining $30,000. The case remains under investigation to determine if there are additional victims.
lockhaven.com
· 2025-12-08
This educational article outlines common holiday scams targeting seniors, including fake online stores, gift card fraud, phishing emails, government impersonation, grandparent scams, lottery schemes, and romance scams (which caused $652 million in losses to Americans in 2023). The article provides practical prevention advice such as verifying legitimate websites, not clicking suspicious links, and remembering that the IRS never calls by phone. It also lists warning signs of financial exploitation, including unusual bank visits, large cash withdrawals, unpaid bills, and sudden changes in financial habits or relationships.
yorkdispatch.com
· 2025-12-08
Holiday shoppers face increased online scams during peak shopping season, including puppy scams (fake breeders requesting upfront deposits for dogs never delivered), toy scams (counterfeit or non-existent products offered at discounted prices on fraudulent websites), and Facebook Marketplace scams (sellers disappearing after collecting payment via payment apps or gift cards). Security experts advise shoppers to be skeptical of deals that seem too good to be true, avoid clicking links from social media ads, shop directly on official websites, and avoid sending payment in advance to unknown sellers.
ia.acs.org.au
· 2025-12-08
Australian and Philippine authorities raided a Manila scam centre in October, arresting over 250 people (190 foreign nationals and 68 Filipino nationals) involved in a transnational romance scam operation targeting Australian men over 35. Australians lost $34.3 million to romance scams in 2023, with the operation using over 300 computer systems and 1,000 mobile phones to conduct "pig-butchering" scams where victims were gradually convinced to invest in fraudulent cryptocurrency platforms. The raid, part of Operation Firestorm, yielded valuable intelligence on scam centre structures and money laundering methods to help identify and assist Australian victims.
au.news.yahoo.com
· 2025-12-08
A Proofpoint cybersecurity study found that 66% of Australian banks failed to implement the highest level of email authentication protection (DMARC), leaving customers vulnerable to spoofing and phishing scams—a significant gap compared to 42% of U.S. banks that lack such protections. In 2024, over 66,000 Australians reported falling victim to email scams, resulting in losses exceeding $224 million, prompting the government's new Scam Prevention Framework to impose mandatory fraud prevention obligations on financial institutions with potential fines up to $50 million.
pymnts.com
· 2025-12-08
The FTC approved final amendments to the Telemarketing Sales Rule (TSR) in November to extend coverage to "inbound" telemarketing calls for technical support services, aiming to combat tech support scams that defraud consumers. Tech support scams, which use false malware alerts to trick people into calling scammers who sell bogus services, accounted for $2.7 billion in losses in 2023 and were the most widely reported form of elder fraud that year, with 17,696 victims aged 60+ reporting such scams to the FBI.
thehindu.com
· 2025-12-08
SBI staff in Hyderabad prevented a 78-year-old doctor from losing ₹30 lakh when they grew suspicious during his request to close his Senior Citizen Savings Scheme account. The branch manager discovered the customer was being pressured by scammers impersonating Delhi Customs and Crime Police officers who falsely claimed his identity was linked to money laundering and that his wife required emergency hospital treatment. Police confirmed no such patient existed at the hospital, revealing the elaborate digital fraud scheme.
fticonsulting.com
· 2025-12-08
In 2023, Australians lost $2.7 billion to scams, with older Australians and those from culturally diverse backgrounds being disproportionately vulnerable, particularly to investment, phone, and social media scams. Australia has implemented a new regulatory framework through ASIC oversight, the National Anti-Scam Centre, and the Financial Accountability Regime, which holds bank directors and senior executives personally accountable for scam management failures with potential financial penalties. Global banks are being required to develop documented scam strategies, improve detection and payment-delay capabilities, and enhance responses to scam victims to address identified gaps in current anti-scam practices.
castanet.net
· 2025-12-08
A 71-year-old woman in Trail, British Columbia was defrauded of $6,000 in a remote-access scam after clicking on a pop-up message claiming to be from a legitimate computer company. The scammer posed as a technician, gained remote access to her computer, and convinced her to provide banking information to transfer $6,000 to a cryptocurrency wallet. RCMP warned that the money is not recoverable and advised residents never to allow remote access to devices or download files from unsolicited callers, and to use antivirus software as protection.
prunderground.com
· 2025-12-08
Andy LaPointe, a retired registered investment advisor, held a book signing event on November 27, 2024, for *Senior Savvy: A Comprehensive Guide to Avoiding Scams*, a resource designed to help seniors recognize and protect themselves from increasingly sophisticated fraud schemes. The book covers common scams targeting seniors—including phishing, cryptocurrency schemes, and door-to-door fraud—and provides practical guidance on internet safety, password creation, and recovery steps if victimized. Organizations can purchase bulk editions with customized branding to strengthen fraud prevention efforts in their communities.
9news.com
· 2025-12-08
A Florida couple, Phil and Nicole Scolaro, were indicted on five felony charges including fraud and theft after deceiving two elderly Colorado women into sending over $4 million by posing as owners of a working gold mine in Africa and promising them partial ownership. Law enforcement emphasized that seniors are particularly vulnerable to scams due to their trusting nature, accumulated savings, and perceived lower tech-savviness, and recommended victims report fraud quickly to authorities and banks to prevent further financial loss.
indiatoday.in
· 2025-12-08
A 25-year-old IIT Bombay student lost Rs 7.28 lakh in July after receiving a call from fraudsters impersonating Telecom Regulatory Authority of India (TRAI) officials, who claimed 17 complaints of illegal activities were registered against his mobile number and threatened "digital arrest" if he didn't comply. The victim transferred the money across multiple transactions out of fear of legal consequences. Digital arrest scams exploit urgency and fear to manipulate victims—including educated professionals and seniors—into sending money by falsely claiming investigation for serious crimes; protection involves verifying caller identity through official channels, never sharing sensitive information with callers, and reporting suspected scams to
newsbreak.com
· 2025-12-08
An Ohio man lost his entire $425,000 life savings to a cryptocurrency scam that began in October 2023 after clicking on a pop-up claiming a technical issue and granting remote computer access to a scammer posing as a bank representative. Law enforcement successfully recovered the stolen funds (947,883 USDT tokens valued at approximately $947,883) through blockchain analysis and executed a seizure warrant in July 2024, with the U.S. Attorney's Office filing for civil forfeiture in November 2024 to compensate the victim. The article provides FTC guidance on avoiding similar schemes, including being skeptical of unsolicited pop-ups, verifying claims directly
digit.in
· 2025-12-08
A 61-year-old child specialist in Hyderabad was targeted by scammers using a digital arrest scam who convinced him to withdraw over Rs 13 lakhs to settle a supposed legal dispute, but alert SBI employees Surya Swathi and Kumar Gaud recognized his distressed behavior and continuous incoming calls, educating him about the scam with newspaper evidence before he lost his money. The scammers used fear-mongering tactics common in digital arrest schemes, which prey on elderly and less digitally aware individuals, but the victim severed contact with the fraudsters after realizing the deception.
republicworld.com
· 2025-12-08
An SBI bank officer in Hyderabad prevented a 61-year-old doctor from losing Rs 13 lakh in a digital arrest scam by recognizing suspicious behavior and educating the victim about the fraud scheme. The article documents several recent digital arrest scams in India where fraudsters impersonate government officials and threaten victims with virtual arrest to extort money, including cases involving a 77-year-old woman (Rs 3.8 crore lost), an IIT student (Rs 7.29 lakh lost), and a business chairman (Rs 7 crore lost). Key protection measures include never sharing banking details or OTPs with callers claiming to be