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buckscountyherald.com
This op-ed advocates for updated Pennsylvania legislation to better protect older adults from financial exploitation, which takes multiple forms including tech support scams, romance scams, investment fraud, and abuse by trusted individuals. The authors call for amendments to the state's Older Adults Protective Services Act to mandate reporting of elder financial abuse and allow banks to temporarily hold suspected fraudulent transactions while notifying authorities. Bank employees are identified as key defenders against elder financial exploitation, and the authors urge older Pennsylvanians to remain vigilant during the holiday season when scammers are particularly active.
odt.co.nz
Anne, a 67-year-old New Zealand woman, lost at least $80,000 to an overseas-based investment scam after being referred by a friend to what appeared to be a legitimate trading company. The scam began with small investments that showed returns, escalating to a mandatory 12-month contract requiring regular payments in U.S. dollars; when Anne stopped contributing after a serious accident forced her to leave work, the scammers claimed she owed $25,000 and threatened legal action. With the provider registered overseas, Anne had little recourse to recover her funds, and she now struggles with both the financial impact on her retirement and the psychological toll of feeling she should have recognized the
wired.com
Fraudsters increasingly use AI-generated deepfakes and voice cloning to impersonate family members in scams demanding urgent money for emergencies like kidnappings or accidents. The FBI and banks now recommend families create secret passphrases to verify identity during suspicious calls or messages, using unique phrases unrelated to publicly available personal information and kept strictly private. While family passphrases offer a useful defense layer, experts caution that victims in genuine emergencies may struggle to remember them due to panic or adrenaline.
express.co.uk
A cybersecurity expert warned of three common holiday scams targeting consumers during the Christmas season: fake sales on social media platforms (where scammers pose as sellers and demand gift card payments before disappearing), impersonation scams (where criminals hijack accounts to pose as family members requesting money or information, increasingly using AI voice cloning and deepfakes), and fake prize giveaways (which collect personal information or processing fees). These schemes exploit the holiday shopping rush and emotional vulnerabilities to quickly extract financial information and money from victims.
thestar.com.my
A 44-year-old technician in Johor Baru lost RM172,000 after being lured into a fake investment scheme via WhatsApp that promised 400% returns; he was directed to download a fraudulent app and make 13 transfers before the scammer demanded an additional RM620,000 to release his profits. In a separate incident, a 55-year-old woman was defrauded of RM70,000 by an impostor claiming to be from a police station who tricked her into linking her bank account for a fake money-laundering investigation. Police urged the public to verify unsolicited offers and calls, and reminded scam victims to contact
commercialappeal.com
Older adults reported $1.9 billion in fraud losses to the FTC in 2023-2024, with actual losses potentially reaching $61.5 billion, and they suffer significantly higher median losses ($1,450 for those 80+) compared to younger people ($480 for ages 20-29). Older adults are particularly vulnerable to investment scams ($538 million in losses), tech support scams (5 times more likely than younger people), and romance/impersonation scams, with payment methods ranging from gift cards to cryptocurrency and bank transfers. The FTC and Better Business Bureau are working to combat these scams through enforcement actions and prevention messaging, though challenges remain including
gmtoday.com
The Mequon Police Department issued a warning about a spike in fraud cases in its community, noting that scams have become increasingly sophisticated and are targeting vulnerable populations through various methods including phishing, impersonation, tech support fraud, investment schemes, and cryptocurrency-related scams. Victims often lose thousands of dollars through wire transfers, gift cards, or cryptocurrency with little chance of recovery, and emotional distress frequently prevents reporting. The department recommends residents remain vigilant, verify unsolicited offers, protect personal information, and anticipate that scams will continue to evolve with advancing technology, including AI-driven schemes.
npr.org
Criminals are using artificial intelligence tools to create increasingly convincing scams during the holiday season, with phishing attacks being the most common threat. To protect yourself, experts recommend: verifying suspicious emails for subtle red flags (misspellings in domain names, logo variations), establishing secret code words with family members to verify identity during emergency calls, securing social media accounts by setting them to private and limiting personal information, and carefully checking website URLs and encryption before entering sensitive information, as scammers can use AI to create fraudulent websites that appear legitimate.
radio.wpsu.org
The FBI warns that criminals are increasingly using artificial intelligence tools to create more sophisticated and convincing scams, particularly phishing attacks and voice-cloning schemes that target victims during the holiday season. Key vulnerabilities include AI-generated emails and texts that mimic legitimate communications, deepfake voice calls impersonating loved ones (especially "grandparent scams"), and fraudulent websites that appear authentic. Experts recommend creating family code words, securing social media accounts, carefully verifying web addresses and email domains, and screening unfamiliar calls to protect against these evolving AI-enabled frauds.
courant.com
Matthew Ramos-Soto, a 27-year-old from Connecticut, was sentenced to 41 months in federal prison for his role in a multi-state grandparent scam targeting elderly victims. Operating as a courier posing as a bail bondsman, Ramos-Soto collected over $250,000 from victims across the United States between October 2022 and June 2023, as part of a larger fraud network that contacted elderly people claiming their relatives had been arrested and needed bail money. The scheme, which operated across multiple states including Wisconsin, Michigan, Vermont, Rhode Island, and California, resulted in restitution being ordered and prompted federal authorities to emphasize the importance of
atg.wa.gov
Washington Attorney General Bob Ferguson announced that Metropolitan Commercial Bank will pay $10 million to the state as part of a fraud recovery initiative that has collected over $52 million from financial institutions that accepted stolen COVID-19 pandemic unemployment funds. Criminals stole more than $15 million from Washington's unemployment fund in 2020 using fake identities and MovoCash, a fintech company sponsored by Metropolitan, which failed to implement adequate anti-fraud and money-laundering safeguards. This marks the second phase of Ferguson's investigation—the first to pursue fintech companies through state consumer protection laws—following an initial phase that recovered $42 million from 26 financial institutions through asset forfeiture.
bbc.com
An elderly woman in Huddersfield was defrauded of tens of thousands of pounds by a man who impersonated a police officer investigating financial fraud, obtaining her bank details through a cold call and later meeting her in person as part of the scheme. West Yorkshire Police released a photograph of the suspect, described as Asian, approximately 6ft tall, stocky build with dark curly hair, known to frequent Manchester city centre, Leeds city centre, and the Trafford Centre. Officers advised the public not to provide personal financial details to unsolicited callers and to hang up immediately.
delawareonline.com
As financial scams increasingly use AI technology, consumers should remain vigilant against four major holiday-season fraud tactics: romance scams using AI face-swapping, fake retail websites with AI chatbots, deepfake videos of celebrities promoting fraudulent deals, and urgent investment schemes promising guaranteed returns. Key prevention strategies include using reverse image searches to verify identities, carefully checking website URLs, watching for unnatural elements in promotional videos, and consulting financial advisers before investing. Banks recommend consumers leverage security features, stay informed about emerging scams, and exercise caution with digital payments.
rappler.com
Online scams across Asia surged dramatically in 2023, with Singapore reporting a 47% increase to over 46,000 cases, while young people and those with higher education have become primary targets through social media platforms and fake accounts promoting fraudulent investments and schemes. Scammers exploit young people's emotions and trust through influencers and gaming platforms, while also targeting older adults with more complex psychological narratives; traditional awareness campaigns struggle to keep pace with rapidly evolving scam tactics, particularly AI-generated content and deepfakes that make fraud increasingly difficult to detect.
yahoo.com
This article provides guidance on avoiding four major AI-enhanced scams targeting holiday shoppers: romance scams using deepfake video technology, fraudulent websites mimicking legitimate retailers, deepfake marketing videos featuring public figures, and time-sensitive investment schemes. The piece offers practical prevention tips for each scam type, such as using reverse image searches to verify identities, carefully checking website URLs, watching for unnatural elements in promotional videos, and consulting financial advisers before investing.
tribdem.com
Elder financial exploitation is a growing problem in Pennsylvania, with scammers targeting older adults through romance scams, investment fraud, and schemes impersonating banks or government officials to steal money and personal information. The article advocates for updated state legislation to require banks and credit unions to place temporary holds on suspected fraudulent transactions and report them to local aging agencies, while also urging older residents to remain vigilant about recognizing scam warning signs. Current Pennsylvania law does not mandate reporting of elder financial abuse, leaving many vulnerable seniors without adequate legal protections against exploitation by family members, friends, or strangers.
lbc.co.uk
Between December 25, 2023 and January 1, 2024, nearly £2 million was lost to authorized push payment (APP) scams during the festive period, with 596 scams reported to Santander bank including investment fraud, impersonation scams, and fake marketplace listings for goods and tickets. The scams exploited holiday distractions, with individual losses ranging from hundreds to over £600,000 in investment schemes. Santander advises consumers to verify payments carefully, avoid suspicious social media purchases, confirm identities through trusted contact methods, and research companies before sending money.
kiplinger.com
An elder woman successfully identified and thwarted two "grandparent scam" calls by asking the caller which grandchild they were pretending to be, causing them to hang up. The article emphasizes that while older adults are often targeted by such scams, younger generations (Gen X, millennials, Gen Z) actually lose money to fraud at 34% higher rates than those over 60, typically through online shopping, investment, and job scams. The piece advises families to discuss financial safety during holiday gatherings and recommends being caller-aware, questioning suspicious calls, and verifying directly with the person or institution allegedly contacting you.
justice.gov
A Jamestown, Tennessee pharmacist, Philip Hall, was indicted on nine counts of health care fraud and six counts of aggravated identity theft for submitting false claims totaling over $6 million to Medicare, Medicaid, TRICARE, and Blue Cross Blue Shield between 2018 and May 2024. Hall submitted claims for medically unnecessary prescriptions, drugs that were never dispensed, or medications not ordered by physicians, while also using other people's identities without authorization to obtain reimbursement. If convicted, he faces up to ten years in federal prison per health care fraud count and the government is seeking a money judgment of approximately $6.5 million in fraud proceeds
timesofindia.indiatimes.com
A 39-year-old software engineer in Bengaluru lost ₹1.2 crore between September and November 2024 in an online trading fraud that began with a WhatsApp message offering free stock market training. The fraudsters added him to a Telegram group where they posed as trading experts, convinced him to invest through a fake brokerage platform, and used fake testimonials from other group members to encourage larger investments; after his account showed ₹1.4 crore in profits, he was blocked from withdrawing funds and the fraudsters disappeared. A case has been registered against the perpetrators under the Information Technology Act and cheating provisions.
bangaloremirror.indiatimes.com
Bengaluru experienced severe cybercrime losses in 2024, with criminals stealing an average of ₹5.4 crore daily through digital arrest scams, fake investment schemes, and part-time job frauds, totaling ₹1,806 crore through November with individual losses ranging from ₹50,000 to ₹9 crore. The city recorded 16,357 cybercrime cases by year-end, with police successfully freezing ₹611.29 crore in fraudulent transactions and recovering ₹122.87 crore for victims. Authorities emphasize the critical "golden hour" immediately after fraud is reporte
news.abplive.com
A 77-year-old retired lecturer in Scotland was defrauded of £17,000 (approximately Rs 18 lakh) by a romance scammer who used AI-generated deepfake videos, fake documents, and impersonation to pose as a woman named "Alla Morgan." The scammer exploited the victim's loneliness following personal losses and gradually extracted money through various pretexts, including gift cards and a fake helicopter fare, before the victim's bank detected the fraud and alerted her. Scotland Police is investigating the case, and the scammer has reportedly continued attempting contact by sending false claims that the impersonated woman is imprisoned and needs money.
grandrapidsmn.com
This educational piece outlines how digital scams are becoming increasingly sophisticated and widespread across all age groups. Key tactics include phishing emails and texts impersonating banks or employers, phone scams posing as government agencies or tech support, and online shopping fraud, all enabled by advances in technology like AI-generated messages and deepfakes. The article emphasizes that staying informed about these evolving fraud methods is essential for protecting personal finances and information in an increasingly digital world.
southernstar.ie
This educational guide defines scams as illegal schemes designed to steal money or personal information, and describes current fraud methods including "quishing" (fake QR codes at parking meters), fraudulent text messages impersonating government energy credit schemes, and spoofed business emails requesting payment. The article provides protective measures such as avoiding QR code payments, using multi-factor authentication, verifying websites through cybersecurity tools, recognizing warning signs (unsolicited contacts, pressure to act quickly, grammatical errors), and safeguarding personal information by only sharing details in initiated communications and checking website security features.
agassizharrisonobserver.com
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berkshireeagle.com
Ellen, a 48-year-old widow, met "Frank," a supposed widower, on social media in early 2022 and developed an online relationship that progressed to private messaging platforms. Over approximately two years, Frank manipulated Ellen into sending over $60,000 by claiming his son needed cancer treatment in South Korea, using emotional appeals and promises of future in-person meetings that never materialized. The article documents this romance scam and provides warning signs and prevention strategies, including requesting recent selfies, insisting on face-to-face meetings, and verifying details that don't add up.
wave3.com
The Better Business Bureau identifies twelve common holiday scams that increase during the festive season, including advent calendar fraud, fake charities, imposter emails/texts mimicking legitimate companies, fake shipping notifications, misleading social media ads, gift exchange schemes, puppy scams, and fake toll collection texts. The BBB advises consumers to verify charities through official evaluators, avoid unsolicited links and texts, use credit cards for social media purchases for protection, and contact companies directly through official channels if suspicious activity occurs. These scams particularly harm consumers with tight budgets who are trying to purchase gifts and prepare holiday meals.
kbtx.com
The Better Business Bureau identifies 12 holiday-season scams targeting consumers, including misleading social media ads, fake charities, puppy scams, and employment fraud schemes that exploit seasonal shopping and giving. Experts advise consumers to avoid wire transfers, gift card payments, and unsolicited links; research businesses and organizations before engaging; and report scams to law enforcement even if embarrassed, as scammers are becoming increasingly sophisticated.
timesofindia.indiatimes.com
A 56-year-old businessman from New Delhi lost Rs 23 lakh ($27,600 USD) to a fake stock trading platform after scammers built trust through a WhatsApp group offering market tips, then directed him to a fraudulent website where they showed false profits to prevent his withdrawal attempts. Delhi Police arrested a 21-year-old Kolkata resident who supplied bank accounts to the fraudsters and identified accomplices including a woman who rented her account to the scam ring, with investigations ongoing to apprehend the main perpetrators operating from abroad.
nbcdfw.com
The FBI and Better Business Bureau warn of a surge in holiday season scams targeting consumers during Christmas shopping. Common scams include misleading social media ads leading to counterfeit products, illegal pyramid schemes disguised as gift exchanges (like "Secret Sister"), fake toll collection texts, phishing emails offering free gift cards, and fraudulent seasonal job postings that exploit personal information. Consumers are advised to research businesses on BBB.org, verify offers directly with official sources, review app privacy policies, and avoid clicking links in unsolicited messages.
gbhackers.com
**Summary:**
INTERPOL has advocated replacing the term "pig butchering" with "romance baiting" to describe scams where fraudsters emotionally manipulate victims into transferring money, often for fake cryptocurrency investments, before abandoning them with substantial financial losses. The organization argues that the new terminology is less stigmatizing and dehumanizing, encouraging victims to report crimes and seek support rather than remaining silent out of shame. This language shift is part of INTERPOL's broader Think Twice campaign to raise awareness about online scams and foster a justice system centered on victim dignity.
opindia.com
On December 10, Nigeria's EFCC raided a sophisticated romance and cryptocurrency investment scam operation in Lagos, detaining 792 suspects including 148 Chinese, 40 Filipinos, and various other foreign nationals who trained Nigerian accomplices. The syndicate operated from a luxury call center equipped with high-end technology, targeting victims primarily in America and Europe through social media platforms by impersonating foreign females and luring them into fake cryptocurrency investments on a platform called Yooto-dot-com, with activation fees starting at $35 USD. The operation recovered approximately 500 SIM cards and involved specially trained Nigerian operatives who were rewarded in cash for their participation in the frau
infosecurity-magazine.com
Interpol has advocated for replacing the term "pig butchering" with "romance baiting" when describing a type of cyber-enabled financial crime, arguing that the original terminology dehumanizes victims and discourages incident reporting. In this scam, fraudsters build romantic relationships with victims on dating sites before convincing them to invest in fake cryptocurrency schemes or fraudulent opportunities, ultimately stealing their money and disappearing. According to the FBI, romance and confidence fraud resulted in victim losses exceeding $652 million, while investment fraud overall generated over $4.5 billion for cybercriminals.
mashable.com
**Scams Expected to Surge in 2025 with Advanced Technology**
Scammers are becoming increasingly sophisticated, using stolen personal data, AI-powered deepfakes, and auto-dialing software with AI chatbots to target victims with highly personalized schemes. Cryptocurrency scams—including "pig butchering" (romance baiting) and investment fraud—are expected to proliferate in 2025, with victims losing hundreds of thousands of dollars on average. Security experts advise approaching unsolicited requests with skepticism and distrust rather than assuming legitimacy, as scammers now have access to information from data breaches and social media to make their schemes appear cre
fincen.gov
FinCEN issued an alert warning the public about fraudsters impersonating FinCEN officials or misusing the agency's name, insignia, and authority to perpetrate financial scams, including schemes exploiting beneficial ownership reporting and the Money Services Business Registration tool. FinCEN emphasized that legitimate officials will never threaten, demand immediate payment, or contact people via unsolicited email, call, or text, and urged the public to report suspected impersonation to the Treasury Inspector General, FTC, and FBI. Victims aged 60 and older can report fraud to the Department of Justice's National Elder Fraud Hotline at 833-FRAUD-11.
greenwichfreepress.com
Matthew Ramos-Soto, 27, was sentenced to 41 months in federal prison for his role as a courier in a grandparent scam wire fraud scheme targeting elderly victims across the United States. Between October 2022 and June 2023, Ramos-Soto and co-conspirators picked up over $250,000 in cash from victims by posing as bail bondsmen, claiming their relatives had been arrested in accidents; he personally collected money from victims at 18 different locations before his arrest in Michigan in June 2023. The case resulted in federal charges filed across multiple districts, with authorities encouraging victims and witnesses to report fraud to the National Elder
cftc.gov
**Type:** Educational Advisory
**Source:** CFTC Customer Advisory (December 18, 2024)
The Commodity Futures Trading Commission released an advisory urging Americans to make "spotting scams" a 2025 New Year's resolution, as scammers are stealing billions through relationship investment fraud targeting those seeking trading education, wealth growth, or companionship. The advisory recommends three key resolutions: be cautious about trusting online sources (since fraudsters use fake profiles, websites, and testimonials), limit personal information shared on social media, and invest in learning about legitimate trading and market risks. The CFTC emphasizes that any investment promising easy
infosecurity-magazine.com
A network of 792 people, including 148 Chinese, 40 Filipinos, and other foreign nationals, was arrested in Lagos on December 10 in connection with a large-scale cryptocurrency fraud and romance scam operation targeting victims in the US, Canada, Mexico, and Europe. The suspects operated from a sophisticated facility where they trained young Nigerians to conduct romance and investment scams using fake profiles, foreign phone numbers, and phishing techniques, directing victims to a fraudulent platform (yooto.com) where activation fees began at $35. The operation involved over 500 SIM cards and high-end equipment, with the foreign nationals exploiting Nigeria's reputation to establish their
thehackernews.com
INTERPOL is advocating for the term "romance baiting" to replace "pig butchering" when describing online scams where fraudsters build fake romantic relationships with victims to manipulate them into investing in bogus cryptocurrency schemes. The agency argues that "pig butchering" dehumanizes victims and discourages them from reporting crimes, while the new terminology focuses accountability on perpetrators rather than shaming those defrauded. These sophisticated schemes, which originated in China around 2016, are often run by transnational organized crime groups operating from Southeast Asia and involve complex fake investment platforms designed to appear legitimate.
bleepingcomputer.com
Interpol is calling for the cybersecurity community, law enforcement, and media to replace the term "pig butchering" with "romance baiting" when describing online relationship and investment scams, arguing that the former terminology shames victims and discourages them from reporting fraud to authorities. These social engineering scams involve fraudsters building trust with victims through fake relationships or friendships on social media before convincing them to invest money in fraudulent schemes, primarily involving cryptocurrency, with investment fraud losses increasing 38% from $3.31 billion in 2022 to $4.57 billion in 2023. Interpol advocates for victim-neutral language that places responsibility on perpetrators rather than
vice.com
"Pig butchering" is a sophisticated online scam in which fraudsters use romance or investment opportunities to manipulate victims into losing significant sums of money, often involving cryptocurrency theft. Interpol is urging governments and organizations to replace the dehumanizing term with neutral language like "romance baiting" or "investment scam," as the stigmatizing terminology discourages victims from reporting the crime and seeking help.
justice.gov
On December 17, 2024, Chinedu Ikenna Nwafor was sentenced to 25 months in federal prison and ordered to pay $180,000 in restitution for his role as a U.S.-based middleman in a romance fraud scheme targeting elderly women, while his codefendant Vitus Uzoma Uzowuru received approximately 10 months imprisonment and $50,000 in restitution. The scheme involved foreign actors posing as U.S. military members on fake social media profiles who built romantic relationships with elderly victims and convinced them to send money for fabricated emergencies, with victims including a New Town, North Dakota resident who
justice.gov
Enorense Izevbigie, a leader of the "Black Axe" crime organization, was extradited from South Africa to face federal charges in New Jersey for operating a decade-long romance scam and advance fee fraud scheme from 2011 to 2021. Izevbigie and his conspirators used fake identities on social media and dating websites to defraud U.S. victims of money and valuables, sometimes threatening to distribute intimate photos to coerce payments, then laundered the proceeds through U.S. bank accounts to South Africa. He faces two counts of wire fraud, wire fraud conspiracy, and money laundering conspiracy, each carrying up to 20 years in prison
timesofindia.indiatimes.com
Nigerian authorities arrested 792 individuals, including foreign nationals, in a raid on a Lagos fraud operation that targeted victims in North America and Europe through romance scams and fake cryptocurrency investment schemes conducted via WhatsApp and Instagram. The fraudsters, many recruited by international crime syndicates, would establish fake relationships or investment opportunities to pressure victims into sending money before handing off communication to foreign counterparts to complete the schemes. The EFCC seized evidence including phones, computers, and vehicles, and stated they are collaborating with international partners to dismantle the broader criminal networks involved.
yahoo.com
Nigerian authorities arrested 792 suspects, including 148 Chinese and 40 Filipino nationals, in a raid on a Lagos call center that orchestrated romance scams and cryptocurrency fraud targeting victims in the Americas and Europe. The operation lured victims through social media platforms like WhatsApp and Instagram with romantic overtures or fake investment opportunities, then pressured them to transfer money for phoney cryptocurrency schemes and non-existent projects. The Economic and Financial Crimes Commission seized computers, phones, and vehicles, and stated it would investigate potential links to organized crime and collaborate with international partners.
fox43.com
This article warns about gift card scams, where fraudsters impersonate legitimate retailers like Kohl's and Target to trick consumers into clicking suspicious emails or completing surveys that harvest personal data. The Federal Trade Commission reported a significant rise in gift card scams, with Target gift cards alone accounting for over $35 million in losses during the first nine months of 2021. Consumers are advised to verify the sender's email address and be skeptical of unsolicited offers for free gift cards, as they typically represent phishing schemes or data theft operations.
theitem.com
The FBI is investigating an advanced multi-layered tech support scam targeting elderly South Carolinians, where scammers pose as tech support and government officials to convince victims their devices and financial accounts have been compromised, then instruct them to liquidate assets and purchase gold bars for courier pickup. South Carolina seniors aged 60 and older reported losses exceeding $9 million to tech support scams from January through November, with similar cases occurring nationwide. The schemes involve coordinated networks of criminals using fake documents, routing calls between accomplices, and can persist for weeks or months before victims discover their accounts have been depleted.
thestar.com.my
A 73-year-old businessman in Kemaman lost RM704,000 after responding to a fake investment advertisement on WhatsApp for "Saham L-5 Cicc Investment," which promised high returns but never delivered. The victim made 10 transfers to three different bank accounts before filing a police report, with the case now being investigated under fraud provisions. Police advised the public to verify investment opportunities through official channels like Bank Negara Malaysia and the Securities Commission before participating.
malaymail.com
A 73-year-old businessman in Kuala Terengganu lost RM704,000 to a fraudulent investment scheme after responding to a WhatsApp advertisement promising high returns; he made 10 transfers to three different accounts between November and December before realizing he would receive no returns. Police are investigating the case under Section 402 of the Penal Code and advise the public to verify investment opportunities through official sources such as Bank Negara Malaysia and the Securities Commission Malaysia.
vietnamnet.vn
Online scams caused Vietnamese citizens an estimated VND 18.9 trillion in losses during 2024, affecting approximately 0.45% of smartphone users (one in 220 people), according to the National Cybersecurity Association's survey of 60,000 participants. The three most common scam types were fake investment schemes promising high returns (70.72% of respondents), impersonation of organizations or government agencies (62.08%), and deceptive prize-winning or promotional messages (60.01%), with fraudsters increasingly using deepfake technology and automated tools. The report emphasizes that only 45.69% of victims reported scams to authorities, and recommends users