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wbrc.com
· 2025-12-08
Alabama residents received a surge of toll scam text messages and PDF documents in late February claiming unpaid toll bills with threats of legal consequences or license suspension. Cybercriminals obtained phone numbers from personal data sold on numerous websites and used automated programs to send thousands of messages simultaneously, exploiting tax season when they could also attempt to steal tax refunds. Experts recommend avoiding suspicious links, monitoring personal information, and freezing bank accounts if a breach is suspected, noting this nationwide scam affects people across the country.
businessday.ng
· 2025-12-08
Remote workers face multiple scams including phishing emails, fake tech support, disappearing clients, ransomware attacks, social media impersonation, and fraudulent job offers that demand upfront payments. These scams aim to steal money, data, and personal information through deception and credential theft. Workers can protect themselves by verifying requests through official channels, using strong authentication, maintaining backups, researching clients and employers, and avoiding unsolicited links and attachments.
mauinow.com
· 2025-12-08
The IRS's 2025 Dirty Dozen list warns taxpayers, businesses, and tax professionals about 12 prevalent tax scams including phishing emails, fraudulent social media tax advice, fake IRS account setup services, and false claims for tax credits (fuel, sick leave, self-employment). Scammers also target victims through misleading charity solicitations, bogus tax preparation services, and spear-phishing attacks on tax professionals, with schemes often designed to inflate refunds or exploit disaster relief periods. Taxpayers should verify information only through official IRS channels (IRS.gov) and licensed tax professionals with valid credentials, and immediately delete unsolicited IRS communications.
foxnews.com
· 2025-12-08
This educational article warns retired Americans about task scams, a rapidly growing job fraud scheme that cost victims over $220 million in 2024 and accounted for 40% of all job scam reports to the FTC. The scams target economically insecure retirees seeking side income by advertising easy online work but ultimately pressuring victims to invest their own money or use cryptocurrency. The article advises retirees to recognize red flags such as unsolicited job offers via text, vague job descriptions, and requests for personal investment, while recommending data removal services to reduce the risk of scammers obtaining their contact information from public data brokers.
bctv.org
· 2025-12-08
The IRS released its 2025 "Dirty Dozen" list of common tax scams to warn taxpayers, businesses, and tax professionals about prevalent fraud schemes that peak during filing season but occur year-round. The list highlights 12 pervasive threats including email phishing scams, text message scams (smishing), and misleading social media tax advice, which can lead to identity theft, unauthorized tax credit claims, and financial loss. The IRS has maintained this educational awareness campaign since 2002 and works with state agencies, tax software companies, and financial institutions to protect taxpayers from evolving scams and refund fraud.
ipsos.com
· 2025-12-08
A 2025 Ipsos poll found that younger Canadians are more likely than older adults to have experienced impersonation scams on social media and phone, contrary to common stereotypes about elder vulnerability. While 84% of Canadians are confident detecting email scams, confidence drops significantly to 57% for detecting smart device intrusions, with those 55+ showing the lowest confidence at 51%. Notably, most Canadians—including seniors—are aware of AI's rapid advancement and its use in creating realistic voice and video impersonations, though older adults show lower awareness (60%) than younger groups of how easily scammers can access AI tools like ChatGPT.
wnegradio.com
· 2025-12-08
The U.S. Postal Inspection Service warns consumers about four types of imposter scams during National Consumer Protection Week (March 2–8, 2025): investment scams using "get rich quick" schemes, grandparent scams requesting urgent bail or medical fees, romance scams exploiting isolated individuals, and other fraudulent schemes that manipulate victims into sending money or revealing personal information. The agency recommends verifying information independently, being suspicious of high-pressure sales tactics and urgent requests, and contacting relatives directly before sending funds.
viconsortium.com
· 2025-12-08
During National Consumer Protection Week (March 2-8, 2025), the U.S. Postal Inspection Service warned of rising imposter scams in which fraudsters pose as trusted entities like family members, banks, or government agencies to manipulate victims into revealing personal information or sending money. The USPIS advises consumers to avoid responding to pressure tactics, verify contacts independently before sharing information, be cautious of grandparent and romance scams, ignore unsolicited USPS messages, and register with the National Do Not Call Registry. Suspected fraud can be reported to the U.S. Postal Inspection Service at 877-876-2455 or online at www.uspis
edmontonjournal.com
· 2025-12-08
Edmonton lost approximately $48.1 million to fraud in 2024, with investment scams being the largest category at $14.1 million, followed by romance, employment, and identity fraud scams. Edmonton Police Service launched Fraud Prevention Month to educate the public on common tactics used by increasingly sophisticated scammers, including phone spoofing, phishing, social engineering, grandparent scams, and person-in-authority scams that exploit psychological manipulation and urgency to steal money and personal information.
finance.yahoo.com
· 2025-12-08
**Summary:**
A Bankrate Financial Fraud Survey found that 34% of U.S. adults experienced financial fraud or scams in the past 12 months, with 37% of victims losing money to schemes ranging from fake prize claims to job recruitment and investment scams. Of Americans scammed in the past year, 90% had their personal financial information accessed or targeted, though 57% of those attempts were unsuccessful; baby boomers and Generation X experienced the highest lifetime fraud rates at 73% and 71% respectively, and experts warn that economic stress and the pending wealth transfer of baby boomers may embolden scammers.
wilx.com
· 2025-12-08
Michigan Attorney General Dana Nessel and the Michigan Bankers Association launched the #BanksNeverAskThat campaign during National Consumer Protection Week to educate consumers about phishing scams, which are on the rise. The campaign advises that legitimate banks never request confidential information via unsolicited calls, emails, or texts, and provides guidance on how to identify suspicious communications and report them to the FTC, Anti-Phishing Working Group, and state authorities. Resources include an interactive website at BanksNeverAskThat.com with videos, quizzes, and a video game, plus Spanish-language materials.
murrayledger.com
· 2025-12-08
A resurgence of toll-charge texting scams is circulating, where recipients receive messages claiming unpaid tolls in states they may or may not have visited, with links directing them to fake websites requesting payment. Law enforcement officials note that scammers increasingly replicate legitimate toll company messaging (like FastTrak or EZ Pass) and create sophisticated fake websites, making scams harder to identify, though legitimate toll agencies never request payment via text and instead send physical mail with license plate photos. Police advise recipients to verify they actually visited the state in question and to research any suspicious requests before responding, as scammers are becoming increasingly skilled at mimicking legitimate communications across multiple platforms including email and phone calls.
states.aarp.org
· 2025-12-08
According to the FBI's 2024 Elder Fraud Report, elder fraud complaints increased 46% with losses rising 43%, while New York ranked fourth nationally in complaints and monetary losses among seniors over 60. The median loss for victims aged 60+ exceeded $83,000, with investment scams causing the highest losses at $6.6 billion overall and New York seniors losing $257.7 million in 2024. AARP warns that holiday season scams are escalating, particularly gift card fraud, phishing, and delivery scams, and recommends shopping directly from official websites, purchasing gift cards only from authorized locations, and being wary of urgent requests for payment via gift cards or
ia.acs.org.au
· 2025-12-08
Sarah's father lost over $1 million to a sophisticated impersonation scam involving a fake Standard Chartered bank website and fraudsters posing as legitimate employees, only realizing the fraud a month after the transfer when he could no longer contact them. The case is one of an estimated 600,000 scams affecting Australians annually, resulting in $2.74 billion in reported losses in 2023. Sarah has joined other victims in lobbying for scam reform, including mandatory victim reimbursement and stronger regulatory powers, expressing frustration that the recently passed Scams Prevention Framework lacks mandatory compensation provisions unlike similar legislation in the UK.
foxsanantonio.com
· 2025-12-08
A USAA customer was targeted by scammers who spoofed the bank's caller ID and posed as the fraud department to warn her about unauthorized charges. The scammers manipulated her into transferring $3,400 through Apple Cash by claiming to help secure her compromised account, ultimately stealing the funds before disappearing when she discovered the deception. The case highlights a growing imposter scam trend affecting bank customers nationwide, with such scams resulting in $2.7 billion in annual losses, and demonstrates how criminals exploit familiar bank names and personal information to build false trust.
news3lv.com
· 2025-12-08
Facebook users fell victim to a phishing scam featuring fake Meta messages claiming policy violations and threatening account deletion, which redirected victims to sites where hackers seized their Facebook and Instagram accounts. Small business owner Laura Nowlan's experience demonstrated how the scam extended further when fraudsters posing as Meta support representatives attempted to gain remote access to victims' devices through screen sharing. Users are advised to avoid clicking suspicious links and never provide access or personal information to unverified sources.
aol.com
· 2025-12-08
The article outlines 11 common tax scams expected in 2025, including phishing emails, IRS impersonation phone calls, fake tax preparation services, social media fraud, and stimulus payment scams. Key protective measures include verifying sender authenticity before clicking links, never providing personal information to unsolicited callers, confirming tax preparers are IRS-registered, and remembering that legitimate government agencies never demand immediate payment or charge fees for assistance. Scammers increasingly use sophisticated tactics targeting vulnerable taxpayers, making awareness and verification critical during tax-filing season.
pasadenanow.com
· 2025-12-08
The U.S. Postal Inspection Service issued a National Consumer Protection Week warning about imposter scams where fraudsters pose as friends, relatives, or organizations using urgent messages ("I'm in trouble," "You've won!") to steal personal information and money. The advisory recommends verifying unexpected financial requests through direct contact, avoiding clicking suspicious links, ignoring unsolicited postal service communications, and registering with the National Do Not Call Registry, with victims able to report scams at (877) 876-2455.
mulletwrapper.net
· 2025-12-08
The Baldwin County Extension office is hosting a free educational class on March 7 designed to help seniors recognize and avoid common scams. The session covers "The Dirty Dozen"—the top 12 scams frequently targeting older adults, including fraudulent calls, phishing emails, investment schemes, and fake lotteries.
storyboard18.com
· 2025-12-08
**Cybercrimes against India's elderly population surged 86% between 2020 and 2022 as seniors increasingly adopted digital platforms, with phishing scams, fraudulent advertisements, and privacy breaches being the primary threats.** Nearly half of surveyed seniors struggle to identify scams, and 45% of those over 70 now use mobile phones, making them vulnerable to messaging app and email-based fraud. Experts recommend enhanced digital literacy campaigns, user-friendly interfaces, and stronger cybersecurity frameworks to protect this growing demographic, as India's senior population is projected to reach 193 million by 2031.
aol.com
· 2025-12-08
This educational article outlines key strategies for retirees to protect themselves from AI-powered banking scams that increasingly target seniors. The recommended preventive measures include staying informed about current scam tactics, using strong mixed-character passwords with two-factor authentication, monitoring accounts regularly, verifying claims directly with financial institutions before sharing information, avoiding sharing personal details online, and installing antivirus software on devices.
investmentnews.com
· 2025-12-08
A 2024 survey found that over one-third of Americans were targeted by financial scams, with Baby Boomers experiencing the highest rate of fraud attempts (39%) but being least likely to lose money (26% loss rate), while younger generations reported significantly higher financial losses despite lower targeting rates. The most common scams involved attempted or successful theft of personal information like credit cards, bank accounts, or social security numbers, though 57% of these attempts were unsuccessful. Most respondents (89%) have implemented protective measures such as avoiding suspicious links, monitoring accounts, and enabling two-factor authentication, yet experts caution that fraud can still occur even with proper precautions.
bostonglobe.com
· 2025-12-08
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audacy.com
· 2025-12-08
In 2024, 53% of men and 47% of women experienced romance scams in online dating environments, with scammers impersonating military personnel or celebrities to build trust before requesting money or personal information from victims. The FBI reported that over 64,000 romance scams were reported in 2023 alone, resulting in $1.14 billion in losses. Veterans are advised to verify identities of new online contacts, protect sensitive information, be cautious of financial requests, trust their instincts, and report suspicious activity to relevant authorities including the FTC or VA benefits hotline.
wifr.com
· 2025-12-08
The Better Business Bureau's 2024 Scam Tracker Report ranks investment and cryptocurrency scams as the riskiest fraud type, followed by employment scams (averaging $1,500 in losses) and romance/friendship scams (with a median loss of $6,099—the highest among all scam types). Both investment and romance scams involve "financial grooming," where fraudsters build trust over weeks or months before encouraging victims to invest money, often in cryptocurrency, with experts warning that online investment offers are major red flags.
longreads.com
· 2025-12-08
CRA impersonation scammers, primarily operating from call centers in India on a commission basis, have targeted nearly every Canadian adult through phone calls demanding payment of fake tax debts or threatening legal action. The scam involved thousands of offshore perpetrators working scheduled shifts alongside dozens of Canadian recruiters, many of whom were new immigrants, and operated on a massive scale with relative impunity due to Canada's under-resourced fraud investigations and cross-border enforcement challenges.
michigan.gov
· 2025-12-08
Michigan Attorney General Dana Nessel reported that the state's Consumer Protection Team received over 10,000 written complaints and 20,000 phone calls in 2024, recovering $1.9 million for consumers through mediation, settlements, and refunds. The top complaint categories were internet/online purchases, retail delivery issues, motor vehicle sales, credit/financial concerns, personal services, health services, landlord/tenant disputes, utilities, contractors, and telecommunications billing problems.
digit.in
· 2025-12-08
A 33-year-old man in Bengaluru lost Rs 1.7 lakh after clicking a malicious link in a fake traffic challan WhatsApp message that downloaded an APK file and compromised his phone, leading to unauthorized transactions on e-commerce platforms and his credit cards. By acting quickly to contact Flipkart, Amazon, and his banks before orders were dispatched, he recovered Rs 80,000 of the stolen amount. The article advises avoiding unknown links, refusing APK downloads, verifying messages through official channels, enabling transaction alerts, and reporting fraud immediately to banks and platforms.
the-sun.com
· 2025-12-08
Makayla Crumedy of Huntsville, Alabama, fell victim to a text message scam claiming she owed unpaid toll fees after visiting Florida; after entering her banking information through a suspicious link, she was charged over $1,000 to her account but successfully recovered the funds through fraud claims. The scam, which also targeted her grandmother, involved a text from an email address with random letters—a red flag that legitimate toll offices never use text messages with links to demand payment and may threaten license suspension. The Better Business Bureau advises recipients to delete and block such messages, as reputable agencies will never text toll payment demands.
shu.edu
· 2025-12-08
National Slam the Scam Day (March 6, 2025) is an awareness initiative by Social Security's Office of the Inspector General to combat government imposter scams, where fraudsters impersonate officials from trusted agencies like the SSA and IRS to steal money and personal information. The advisory highlights the "4 P's" of scams—pretend, problem, pressure, and payment demand—and emphasizes that legitimate government agencies never request payment via gift cards, cryptocurrency, wire transfers, or other untraceable methods. Individuals are urged to stay alert, hang up on suspicious contacts, guard personal information, and report suspected fraud to the appropriate authorities.
states.aarp.org
· 2025-12-08
A man in Anchorage fell victim to a QR code scam when fraudsters placed a fake QR code over a legitimate parking lot payment sticker, redirecting him to a phishing website and compromising his financial information. To protect yourself, examine QR codes for tampering, verify URLs match the legitimate business, never scan codes from unsolicited messages, keep phone security updated, and avoid rushing when making payments. Report scams immediately to your bank and the AARP Fraud Watch Network Helpline (877-908-3360) for free assistance.
wgme.com
· 2025-12-08
Scammers are increasingly using AI voice-cloning technology to impersonate family members and loved ones in distress, with "grandparent scams" becoming more convincing and difficult to detect. According to the FTC, imposter scams were the most common fraud type in Maine last year, affecting more than 2,000 victims, and experts warn this number could rise as fraudsters refine their tactics. To protect themselves, consumers should verify unexpected calls by hanging up and calling back directly, establish family code words, not trust caller ID, and resist pressure tactics that create urgency.
cbia.com
· 2025-12-08
The IRS released its 2025 "Dirty Dozen" list of top tax scams on February 27, identifying 12 prevalent threats including email phishing, misleading social media tax advice, fake charities, and fraudulent tax credit claims such as the Fuel Tax Credit and pandemic-era sick leave credits. These scams target taxpayers, tax professionals, and businesses year-round, seeking to steal personal information, enable identity theft, and generate fraudulent refunds. The IRS advises taxpayers to verify communications directly with official agencies and only claim tax credits for which they are genuinely eligible.
wtvr.com
· 2025-12-08
The Virginia DMV warned residents about widespread scam text messages falsely claiming unpaid tolls or E-Z Pass penalties and demanding immediate payment via suspicious links to avoid legal action and fines. The fraudulent texts, originating from various phone numbers and emails, aim to steal money and personal information from recipients. The DMV advises residents to never respond to unexpected toll-related texts, verify messages directly with E-Z Pass, and report suspected scams as junk rather than engaging with them.
patriotledger.com
· 2025-12-08
The U.S. Postal Inspection Service warns consumers about imposter scams during National Consumer Protection Week, where fraudsters pose as friends, relatives, or organization representatives to steal personal information and money using common phrases like "I'm in trouble" or "You've won!" The advisory provides six protective strategies including verifying identities through official channels, confirming distress messages with family members directly, being cautious of online romance scams, ignoring unsolicited USPS texts, and registering with the National Do Not Call Registry. Victims can report suspected fraud to the Postal Inspection Service at 877-876-2455 or online.
pymnts.com
· 2025-12-08
Financial institutions are increasingly using behavioral analytics and "smart friction" to combat escalating fraud, which costs the industry an estimated trillion dollars annually. Investment scams average $1,104 in losses while romance scams result in median losses of $1,996 and involve nearly twice as many transactions as other fraud types. Banks are adopting real-time data analysis, AI-powered pattern recognition, and inter-bank information sharing to identify suspicious transactions and strategically introduce authentication challenges that balance security with customer convenience.
92moose.fm
· 2025-12-08
**Summary:**
Scammers in Maine are using artificial intelligence to clone voices and impersonate family members, with over 2,000 Maine residents falling victim to these AI-enabled scams in the past year according to the FTC. This evolved version of the "grandparent scam" uses voice spoofing to make fraudulent calls appear to come from relatives in distress asking for immediate money. Experts recommend verifying unexpected urgent requests by hanging up and calling back the person directly, as scammers rely on panic to succeed.
12onyourside.com
· 2025-12-08
Fraudsters are sending text messages impersonating tolling agencies like E-Z Pass, claiming recipients have unpaid tolls and must pay immediately or face penalties to steal personal and financial information. Virginia residents including Tyler Sapp and Kim Graham received these scams, with Sapp's credit card company blocking an attempted charge after he reported it, while state agencies including the Virginia DMV and Department of Transportation are warning the public not to click links, verify messages directly with tolling agencies, and report suspicious texts to authorities.
ktnv.com
· 2025-12-08
A 72-year-old Las Vegas woman, "Cozy" Giles, lost over $12,000 from her Citibank account after falling victim to a scam in January 2024, one of three fraudulent incidents targeting her savings. Despite reporting the theft to Citibank multiple times and contacting numerous agencies including the FBI, Metro Police, and the Nevada Attorney General's Office, she received minimal assistance and was told by the bank that she needed a subpoena to access her own transaction records. The case illustrates a broader problem: more than 369,000 financial abuse incidents targeting older adults are reported annually in the United States, resulting in estimated losses of $
globenewswire.com
· 2025-12-08
A TransUnion survey found that 85% of women and 87% of men want dating platforms to verify user information such as age, photos, and location to combat misrepresentation. The report revealed that over 28% of dating app users experienced catfishing and 21% were victimized by romance scammers demanding money or attempting phishing schemes, with at least 70% of all users expressing concern about dating app fraud. The study indicates consumers are willing to undergo background checks and potentially pay for verification features to increase trust and safety on dating platforms.
blog.ssa.gov
· 2025-12-08
The Social Security Administration and its Office of Inspector General launched the sixth annual "Slam the Scam" Day on March 6 to combat Social Security imposter scams, where fraudsters pressure victims into sharing personal information or making payments by claiming to fix alleged Social Security number problems. These scams affect all age groups and remain among the most commonly reported government imposter frauds to the FTC, with victims tricked through sophisticated tactics including caller ID spoofing, fake documents, and fraudulent letterhead. The agencies emphasized that Social Security will never suspend numbers, demand immediate payments, threaten arrest, or request gift cards or wire transfers, and urged citizens to report attempts to oig.ssa.gov
foxbusiness.com
· 2025-12-08
Cybercriminals are increasingly exploiting tax season with sophisticated phishing emails, deepfake calls, and fake tax preparation websites to steal money and personal information from Americans. According to McAfee research, nearly one in four Americans lost money to tax scams, with over half of victims losing more than $1,000, while 48% received fraudulent tax-related messages and scammers targeted sensitive data like Social Security numbers and banking information. Experts recommend ignoring unsolicited IRS communications, avoiding clicking suspicious links, and using two-factor authentication and unique passwords to protect against these evolving threats.
usatoday.com
· 2025-12-08
Multiple transportation authorities across the United States, including the Virginia Department of Motor Vehicles, Pennsylvania Turnpike Commission, and Chesapeake Bay Bridge-Tunnel, have issued warnings about a widespread smishing scam targeting consumers with fake text messages impersonating toll road collection services like EZ-Pass and FastTrak. The scam attempts to steal victims' money and personal information by directing them to fraudulent links demanding payment for unpaid tolls, with variations appearing across multiple states since at least February 2025. The FBI and FTC recommend recipients avoid clicking links, verify toll accounts directly through official websites, and report suspicious messages to authorities.
cnbc.com
· 2025-12-08
Cybercrime marketplaces are dramatically lowering the barriers to entry for fraud, enabling less-skilled individuals to conduct sophisticated scams through "cybercrime-as-a-service" platforms that sell malicious tools, stolen data, and hacking expertise. These organized underground markets—including darknet sites and public platforms like Huione Guarantee—operate with corporate-like structures and cryptocurrency payments to facilitate illicit activities, with vendors on major platforms processing billions in transactions. Experts warn this professionalization and accessibility of cybercrime resources poses unprecedented global cybersecurity and fraud threats.
thehackernews.com
· 2025-12-08
Google is rolling out AI-powered scam detection features for Android devices that identify suspicious patterns in text messages and phone calls in real-time, particularly targeting conversational scams and spoofing techniques used by fraudsters. The on-device detection system, launching in English in the U.S., U.K., and Canada, alerts users to likely scams during conversations without accessing private chat content unless users choose to report a message. Google is simultaneously expanding similar phone call scam detection to Pixel 9+ users and enhancing its Chrome browser's Safe Browsing capabilities with AI models designed to identify phishing and social engineering tactics.
6abc.com
· 2025-12-08
Job scams cost victims up to $450 million annually according to the Federal Trade Commission, with scammers increasingly targeting job seekers attracted to remote work opportunities. Red flags include pressure to act quickly, reluctance to meet in person or via video, fake LinkedIn profiles using stolen photos, and offers promising high pay for minimal work. Job seekers should research companies and recruiters directly, verify identities through independent searches, and use resources like the Better Business Bureau's scam tracker before applying.
michigan.gov
· 2025-12-08
Michigan Attorney General Dana Nessel reissued a consumer alert on "pig butchering" scams during National Consumer Protection Week, describing a sophisticated fraud that combines romance scams with cryptocurrency investment schemes targeting seniors. The scam typically begins with fraudsters creating fake profiles on dating apps or social media to build trust with victims before gradually introducing fake investment opportunities in cryptocurrency, often promising unrealistic returns. Nessel and AARP experts recommend consumers avoid sending money to online-only contacts, never share financial information with strangers, and be suspicious of unsolicited investment opportunities, with AARP's ElderWatch program available to help at 800-222-4444.
punekarnews.in
· 2025-12-08
Cybercriminals are targeting Netflix users with phishing emails that mimic official Netflix communications, warning of suspended accounts and directing users to fake login pages where scammers steal login credentials and financial information. To protect themselves, users should verify sender email addresses, avoid clicking suspicious links, access their accounts directly through Netflix's official website, and never provide passwords or payment details via email.
citizen.digital
· 2025-12-08
This educational article outlines five common scam tactics used by fraudsters in Kenya: unrealistically cheap offers and links promising wealth, pressure tactics with urgent payment demands, requests for sensitive banking information, poor communication and grammar, and emotional manipulation through hacked social media accounts. A 2022 TransUnion study found that while 80% of Kenyans encountered scam attempts, only 8% actually fell victim, emphasizing the importance of recognizing these warning signs. The article advises vigilance, direct verification with trusted contacts or institutions, and reporting suspicious activity to protect oneself and others from fraud.
foxnews.com
· 2025-12-08
As romance scams targeting seniors surge, a bipartisan group of U.S. lawmakers introduced the Romance Scam Prevention Act, which would require dating apps to notify users if they've communicated with someone banned for fraud. According to the FTC, nearly 70,000 Americans reported romance scam victimization in 2022, with people aged 70 and older experiencing median losses of $9,475, and Tennessee seniors over 60 losing $43 million in 2023. The legislation would be enforced by the FTC and allow state attorneys general to bring civil actions, addressing a growing threat exemplified by cases like Aurora Phelps, who was charged with using dating