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**Summary:** Stephanie Mobley, owner of ComfortZone Home Health Care in Pennsylvania, her daughter Naya Campbell, and 18 others were charged in a $12 million Medicaid fraud scheme that operated from 2020 to 2023. The defendants allegedly filed false reimbursement claims for services never provided, diverting millions in funds intended for vulnerable Medicaid recipients. All 20 defendants face charges including Medicaid fraud, theft by deception, and conspiracy, with the case uncovered following a two-year investigation by the Pennsylvania Medicaid Fraud Control Unit, FBI, and U.S. Customs and Border Protection.

Durable Medical Equipment (DME) fraud, identified as December's Medicare fraud concern by the New York StateWide Senior Action Council, involves scammers making unsolicited calls to Medicare beneficiaries offering free or discounted braces and other unnecessary medical equipment to fraudulently bill Medicare. Seniors are advised to guard their Medicare numbers, avoid responding to unsolicited offers, ensure a doctor has personally assessed their condition before obtaining equipment, and report suspicious charges to the NYS Senior Medicare Patrol at 800-333-4374, as such fraud costs taxpayers an estimated $60 billion nationally per year.

The New York StateWide Senior Action Council identified Durable Medical Equipment (DME) fraud as its December fraud alert, warning seniors about scammers offering unsolicited calls or ads for free or low-cost braces and other unnecessary medical equipment to steal Medicare information and submit fraudulent claims. The organization advises seniors to guard their Medicare numbers like credit card numbers, avoid responding to unsolicited offers, ensure a doctor has personally assessed their condition before receiving equipment, and report suspicious activity to the NYS Senior Medicare Patrol at 800-333-4374.

A 73-year-old California woman was defrauded of thousands of dollars over four months by a scammer who impersonated MSNBC host Ari Melber on a fake Facebook profile, initially requesting money for a supposed sick dog and later claiming romantic interest and plans to marry her. The scammer used an AI-generated voice message to strengthen the deception and nearly convinced the victim to travel to New York City to meet in person, though a family member intercepted her during a layover and brought her home. The FBI reports that such scams targeting older adults are increasingly common, with over 101,000 people age 60 and older reporting fraud in the previous year.

A 73-year-old Seattle-area grandmother was defrauded of at least $20,000 by a scammer posing as MSNBC host Ari Melber through a months-long Facebook dialogue that included romantic manipulation and requests for money for a sick dog. The victim was intercepted at Portland airport by family members who tracked her cell phone before she could meet the impostor in New York, where relatives feared she would be taken hostage and held for ransom. The scam involved fake engagement ring, AI-generated voice messages mimicking Melber, and the Marysville Police Department has launched an investigation.

A 73-year-old California woman was scammed out of thousands of dollars by someone posing as MSNBC host Ari Melber on a fake Facebook profile over a four-month period. The scammer manipulated the victim by initially requesting money for his "sick dog," then claiming to be in love with her and promising marriage, and eventually sending an AI-generated voice message impersonating Melber before the victim attempted to fly to New York to meet him—an intervention by family members prevented the trip. The incident highlights the vulnerability of elderly individuals to romance and impersonation scams, with the FBI reporting over 101,000 people aged 60+ reporting fraud in the prior year.

Robert Giuliano, a multi-state romance scammer operating under the alias "Rob Scotto," defrauded an Arizona woman of $30,000 over several months by posing as a romantic interest on a dating site and requesting money for trips he claimed he couldn't afford. Giuliano, who was wanted by New York authorities for forgery, grand larceny, and identity theft, was arrested by Scottsdale Police in December after investigators received a tip from New York and discovered he was living in the area. He remains in custody awaiting extradition to New York.

Victor Anthony Valdez, a Bronx-based Social Security Administration employee, pleaded guilty in December for his role in a "grandparent scam" targeting elderly New Yorkers and New Jerseyans, in which he collected cash payments from victims who had been deceived by Dominican Republic-based call centers posing as distressed grandchildren or their representatives. The scheme defrauded vulnerable seniors of thousands of dollars each through false claims of arrest or legal troubles. Authorities recommend that older adults verify caller identities through personal questions, keep social media private, avoid transferring money or buying gift cards, and report suspected fraud to local law enforcement or the National Elder Fraud Hotline at

Violent crime against seniors has surged 331% over the past decade, with property crime up 79% between 2013 and 2023, while seniors collectively lost a record $3.4 billion to scams in 2023. A comprehensive safety analysis examining crime rates, healthcare access, falls, traffic fatalities, and fraud across all 50 states found New Jersey to be the safest retirement destination, followed by New York, Mississippi, Louisiana, and Nebraska, while western states dominated the least safe rankings.

The New York State Police issued a warning about phone scams in which perpetrators falsely claim money has been mistakenly deposited in victims' accounts or unauthorized charges have been made, often sending malicious links to gain computer access and steal funds. The scammers may also trick victims into withdrawing cash to hand over directly; authorities advise never withdrawing money on a caller's behalf and to immediately contact State Police if contacted with such requests.

Twin brothers Alon and Oren Alexander, prominent US-Israeli real estate developers, were denied release on bail after a Miami judge rejected a $115 million bail package proposal in December 2024, keeping them in custody pending trial in New York City. The brothers face unspecified charges related to their real estate operations.

The U.S. Secret Service and NYPD's Cyber Fraud Task Force are warning New York consumers about holiday season scams, which cost millions of dollars annually and continue to evolve. Common schemes include email account hacking leading to gift card requests mimicked from loved ones, fake donation links, and phishing texts about package deliveries. The agencies advise consumers to use strong passwords, shop only with trusted retailers, verify charitable organizations through Charity Navigator, trust their instincts when requests seem suspicious, and report fraud to local authorities without shame.

Violent crime against seniors in the United States increased 331% over the past decade, prompting a shift in retirement planning toward safety considerations. Seniorly's analysis of FBI data and federal statistics identified New Jersey as the safest state for older adults to retire, followed by New York and Mississippi, while Colorado and Western states (Nevada, Washington, Oregon, New Mexico) ranked as the most dangerous due to high rates of elder fraud, property crime, and violent crime. The safest states were characterized by strong police presence, lower elder fraud rates, and better healthcare access, with East Coast states dominating the top 10.

The Consumer Financial Protection Bureau (CFPB) sued Wells Fargo, JP Morgan Chase, and Bank of America in December 2024 for allegedly failing to implement adequate fraud safeguards on the Zelle payment app, resulting in over $870 million in fraud losses over seven years. The lawsuit claims the three banks rushed to launch Zelle in 2017 without proper consumer protections and subsequently denied relief to hundreds of thousands of defrauded customers, sometimes directing them to contact the fraudsters directly. The CFPB is seeking injunctions and monetary restitution in the case.

Two New York men, Sun Tong Lin and Xueliang Chen, were indicted in December 2024 on wire fraud and conspiracy charges for a scheme targeting elderly victims by convincing them their bank accounts were insecure and persuading them to withdraw cash that was then stolen. The defendants allegedly defrauded at least nine victims of approximately $288,000 and attempted to steal an additional $50,000 from a victim in Tioga County during June and July 2024.

A Toronto-Dominion Bank employee in New York used her access to customer data to distribute sensitive information to criminals via Telegram, a case that exemplifies a broader pattern of low-paid bank employees selling customer details to fraudsters across the United States. Detectives found images of 255 customer cheques and personal information on approximately 70 others on her phone, with similar schemes documented at major financial institutions and credit unions. This insider vulnerability is particularly concerning given that US retirees face record elder fraud losses exceeding $28 billion annually, as scammers with inside knowledge of customers' finances can target victims more effectively.

A Toronto-Dominion Bank employee in New York used her access to customer data to distribute sensitive information to criminals on Telegram, a pattern that reflects a broader vulnerability in US banking where low-paid staff members are selling customer details to fraudsters. The scheme is particularly concerning given that US retirees face over $28 billion in estimated annual elder fraud losses, and con artists with insider information about wealthy customers can more effectively target victims. Banks have resisted stronger regulatory requirements to protect customers despite years of warnings about insider data breaches, with some cases involving sophisticated fraud rings operating on the dark web and social media platforms.

On December 21, 2024, New York Governor Kathy Hochul signed six bills to strengthen online safety and consumer data protection, with particular focus on health information identity theft protections and data breach notification requirements. Key provisions include expanding identity theft laws to cover medical and health insurance information, requiring businesses to notify consumers of data breaches within 30 days (down from "expedient time possible"), and adding the Department of Financial Services to breach notification requirements. These measures aim to address increased fraud risks during the holiday season and provide broader protections across multiple industries and state agencies.

On December 21, 2024, New York Governor Kathy Hochul signed six pieces of legislation to enhance online safety and consumer data protection, strategically timed during the holiday season when fraudulent activities typically increase. The bills include expanded protections for medical and health information against identity theft, stricter data breach notification requirements (30-day mandate and notification to the Department of Financial Services), enhanced cybersecurity standards for state government devices, and restrictions on debt collection via social media. Most provisions take effect immediately or within 90 days, establishing new requirements across multiple industries and expanding oversight by state agencies.

On December 21, 2024, New York Governor Kathy Hochul signed six consumer data protection laws designed to enhance online safety and combat fraud, with particular emphasis on protecting against increased fraudulent activity during the holiday season. The legislation includes measures to strengthen protections for medical and health information against identity theft, require businesses to notify consumers of data breaches within 30 days, impose cybersecurity standards on state government devices, and restrict debt collection practices on social media platforms. These laws create expanded requirements across multiple industries and increase oversight by state agencies including the Department of Financial Services and the Attorney General.

A 79-year-old customer who lost $1,511,700 to an internet scam involving fake hacking threats failed in his lawsuit against his bank for failing to prevent seven wire transfers to fraudster accounts in Hong Kong. On December 18, the U.S. District Court for the Southern District of New York dismissed the breach of contract complaint, ruling that Article 4-A of the New York Uniform Commercial Code preempts common law claims against banks for processing authorized wire transfers, even when customers are victims of fraud, and that the bank's agreements with the customer adequately disclaimed liability for customer-authorized transactions.

Patrick Wall, a homeless man posing as a masonry worker, scammed elderly victims in Nassau County from September 2023 to January 2025 by offering home repair services, then intentionally causing additional damage to increase costs. Wall was arrested and faces multiple felony charges including grand larceny, scheme to defraud, and conspiracy; police are urging additional victims to contact detectives at 516-573-6354.

Albert Reyes, 26, of the Bronx was charged with first-degree forgery and criminal impersonation after being found in a suspicious vehicle outside a Westport resident's home on December 31st. Reyes possessed fraudulent driver's licenses, including one bearing the victim's name, and was attempting to intercept a delivery of iPhones that the resident had been scammed into ordering. Reyes was released on $10,000 bond and scheduled to appear in court on January 13th.

Robert Giuliano, an alleged multi-state romance scammer with a New York felony warrant for forgery, grand larceny, and identity theft, was arrested in Scottsdale but released from jail on parole in January after extradition to New York. Victims of his romance scams expressed frustration over his release, while a judge determined that his non-violent charges and limited criminal history warranted bail; Giuliano is scheduled for a parole revocation hearing in April and has reportedly contacted some victims promising repayment.

This is a personal memoir piece, not a news article about fraud. Joe, a Brooklyn resident, describes quitting his eyeglass-making job in 2013 and subsequently encountering a talent agency scam on Craigslist (advertised as "Be an extra for Hollywood!"), which he did not fall for but which ultimately inspired him to pursue professional photography—a career he has now maintained successfully for eleven years, photographing celebrities and working with major modeling agencies. The article is a narrative about how recognizing and avoiding a common entertainment industry scam became a positive turning point that redirected his life path.

This article is not relevant to elder fraud, scams, or elder abuse. It is a general informational piece about life expectancy rankings across New York counties based on 2024 health data, comparing regional longevity trends and noting that Manhattan has the highest life expectancy at 83.3 years. While the article mentions related content about fraud protection in its footer, the main content focuses on health statistics and geographic factors affecting lifespan rather than fraud or scam prevention.

New York State has introduced legislation that takes effect in February requiring dating apps to notify users if potential matches have been previously banned from the platform, addressing safety concerns in online dating. The measure responds to documented risks, as the Federal Trade Commission reported 70,000 Americans fell victim to romance scams in 2022, with users commonly worried about fake profiles and scammers on dating platforms.

A coordinated theft ring in New York orchestrated scams targeting people who had just withdrawn cash or were transporting valuables, using fake "good Samaritan" tactics such as puncturing tires or pretending to help retrieve dropped money while accomplices stole from vehicles. The gang, believed to be led by 39-year-old Brian Avila (arrested eight times since May 2024 but released on bail), is linked to at least three incidents netting nearly $500,000 in cash, jewelry, and watches including Rolexes and Tiffany items. Police actively sought the remaining suspects and offered a cash reward for information leading to their arrests.

This article is not relevant to elder fraud research. It discusses life expectancy statistics across New York counties based on the 2024 County Health Rankings & Roadmaps, comparing longevity rates in different areas and referencing global "blue zones" where people live longer. While the article mentions elderly individuals in the context of aging and longevity, it contains no information about scams, fraud, elder abuse, or victimization.

New York is implementing a law effective February that requires dating apps to alert users if someone has been previously banned from the platform, targeting the rise of "romance scammers" who create fake profiles to build trust with victims before requesting money for emergencies or travel. Romance scammers cost Americans billions annually by exploiting the anonymity of online dating to solicit funds under false pretenses. The new notification system aims to help users make more informed decisions about whom to engage with on dating apps.

The New York State Attorney General's Office is pursuing legal action against scammers who sent text messages to job seekers offering fake remote work positions as a front to steal cryptocurrency. The scheme defrauded New Yorkers into purchasing Stablecoins under the false promise of compensation for reviewing products on fake websites, with one victim losing over $100,000; authorities have frozen $2.2 million in cryptocurrency and are seeking to recover funds and impose penalties on the perpetrators.

Patrick Wall, a 24-year-old Irish man, was arrested in Nassau County, Long Island, and released on bail after allegedly defrauding elderly homeowners of approximately $100,000 through a home repair scam spanning from September 2023 to his arrest. Wall would pose as a masonry worker, identify repair needs at elderly victims' homes, then deliberately cause additional damage and inflate repair costs to extract inflated payments and cheques. He faces charges of larceny, conspiracy, fraud, and criminal mischief, with police seeking additional victims to come forward.

During natural disasters like wildfires and floods, scammers impersonate FEMA officials, utility companies, and contractors to prey on vulnerable victims by requesting personal information, charging fraudulent fees for disaster aid, or demanding upfront cash payments for repairs. The FTC warns disaster victims to verify contact through official channels, avoid anyone creating urgency or requesting immediate payment, and conduct background checks on contractors before hiring. In 2023 alone, the FTC received reports of approximately 1 million identity theft cases, 2.6 million fraud cases, and 1.9 million other scam reports.

**Summary:** An upstate New York senior lost over $10,000 in a phone scam on January 12, 2025, when scammers impersonated government agencies, utility companies, tech firms, or relatives to solicit money and personal information. The New Hartford Police Department is warning residents to never send money or gift cards over the phone, hang up on suspicious callers, verify claims independently, and report suspicious activity to local law enforcement.

After natural disasters like wildfires and floods, scammers exploit vulnerable victims by impersonating government agencies (FEMA, utilities) and contractors to steal personal information or demand upfront payments for aid and repair services. People in heightened emotional states should verify callers directly with organizations, be skeptical of urgency tactics, and confirm contractor licenses and insurance before paying anything. The FTC advises that legitimate FEMA aid is always free, and recommends getting multiple estimates, reviewing online complaints, and monitoring credit reports for signs of identity theft or fraud.

The New York StateWide Senior Action Council identified Medicare Prescription Drug Cap Scams as its January fraud alert, warning seniors about schemes exploiting the new $2,000 annual out-of-pocket prescription drug limit that began January 1, 2025. Common tactics include unsolicited calls requesting personal information, demands for upfront "processing fees" to access benefits, and claims that beneficiaries need additional cards or documentation. The council advises seniors to never share personal information with unsolicited callers, verify Medicare statements, and report suspected fraud to the NYS Medicare Fraud Helpline at 800-333-4374.

As of January 1, 2025, Medicare implemented a $2,000 annual out-of-pocket cap for prescription drugs under Part D, but scammers are exploiting this new benefit through fraudulent schemes including unsolicited calls requesting personal information, demands for upfront "processing fees" to qualify for the cap, and false claims requiring extra documentation or cards. The New York StateWide Senior Action Council warns seniors not to share personal information with unsolicited contacts, to verify Medicare statements, and to report suspected fraud to the NYS Medicare Fraud Helpline at 800-333-4374, noting that Medicare fraud costs taxpayers over $60 billion annually.

A 53-year-old French woman lost her life savings of $850,000 to scammers posing as Brad Pitt through fake social media accounts, AI-generated images, and WhatsApp messages, who claimed the actor needed money for medical treatment. After revealing her story on French television, she faced severe online harassment and mockery, prompting the network to withdraw the interview to protect the vulnerable victim. The case illustrates how artificial intelligence has increased the sophistication of romance scams, with the FTC reporting over $1 billion in romance scam losses affecting 64,000 Americans in 2023 alone.

The NYPD issued a warning about romance scams targeting online dating app users ahead of Valentine's Day, noting that scammers typically profess love quickly, claim to be overseas, and request money for emergencies or travel through various payment methods including Venmo, Zelle, wire transfers, gift cards, or cryptocurrency. The alert advises people to be cautious when dating online and provides contact information for reporting suspected scams to the NYPD SCAM ALERT hotline.

During natural disasters, scammers exploit vulnerable victims by impersonating utility companies, FEMA, and contractors to steal personal information or money through pressure tactics and upfront fees. Protection measures include verifying identities by contacting organizations directly, never paying upfront fees for disaster aid or repairs, researching contractors thoroughly, and getting multiple estimates before hiring. If identity theft occurs, victims should immediately report it to the FTC, credit bureaus, and financial institutions to prevent further damage.

The New York StateWide Senior Action Council identified Medicare Prescription Drug Cap Scams as January 2025's fraud alert, warning seniors about potential exploitation of the new $2,000 annual out-of-pocket drug cost cap that took effect January 1, 2025. Scammers may use unsolicited calls, fake upfront fees, or requests for personal information to defraud beneficiaries, and the council advises seniors not to share personal data, verify Medicare statements carefully, and report suspected fraud to the NYS Medicare Helpline at 800-333-4114.

The New York State Thruway Authority is warning residents of a phishing scam targeting EZ Pass and Tolls by Mail customers through text messages and emails that falsely claim an outstanding balance. The fraudulent messages prompt victims to click links and enter sensitive information such as Social Security numbers and credit card details. The authority recommends verifying suspicious messages directly with official channels, reporting phishing attempts to the FTC and US-CERT, and contacting the Tolls by Mail Customer Service Center at 1-844-826-8400 if victimized.

A Glenmont man's Facebook account was hacked during the holidays, and scammers used it to post fake Buffalo Bills season ticket listings. A Slingerlands woman, believing she was messaging her Facebook friend, sent $880 total through Apple Cash and bank transfer ($380, $500, and $300 for supposed parking and transfer fees) before becoming suspicious when the Bills box office confirmed they don't charge transfer fees. The victim filed a police report and is disputing the charges with her bank, while the account owner reported the incident to the FTC and New York Attorney General's Office.

AI-powered scams are becoming increasingly sophisticated in 2025, with fraudsters using artificial intelligence to create convincing phishing emails, deepfake videos, and fake dating profiles that manipulate victims into sharing financial or personal information. The scams span investment fraud, identity theft, and romance schemes, affecting millions worldwide. Protection requires strong cyber hygiene practices including multi-factor authentication, security software, profile verification through reverse image searches, and reporting suspected fraud to authorities like the Federal Trade Commission.

Ellen Davis, a New York-based writer, was targeted by a fake job scam while searching for remote copywriter positions. Scammers impersonated actual HR representatives from a company where she had applied, communicating via text and Google Chat, and eventually asking intrusive questions like her credit score before claiming she was hired and offering to send her expensive equipment (MacBook, printer, laminator). Davis discovered the fraud after contacting the real HR representatives on LinkedIn and warns job seekers to trust their instincts and be wary of unusual communication methods, lack of phone/video interviews, and requests for personal information or equipment purchases.

Fei Liang and Ziguang Li were sentenced to seven years and three months in prison for laundering over $6 million in proceeds from a nationwide "tech support" elder fraud scheme. The conspirators opened fictitious business bank accounts used to receive victim wire transfers after scammers falsely convinced elderly targets that they had criminal or technical account issues requiring immediate payment. Law enforcement recovered evidence from Li's residence including lists of fictitious businesses, victims' personal information, and bank account details for at least 25 entities involved in the money laundering operation.

U.S. Customs and Border Protection warned New Yorkers of a rise in two phone scams: one using caller ID spoofing to impersonate Border Patrol agents and claim the recipient is in the country illegally, and another using pre-recorded messages or live callers claiming drugs and money addressed to the victim have been intercepted. Both scams attempt to extract personal identifying information or banking details by pressuring victims. The agency advises residents to hang up immediately, note the caller's number, and report suspected scams to the Federal Trade Commission at reportfraud.ftc.gov.

A Queens woman lost $700,000 in a gold bar scam after criminals installed malware on her computer and impersonated federal agents, convincing her that her bank accounts were hacked and she was under surveillance. The scammers manipulated her over two months through emails, phone calls, and texts, first draining her checking account with a $20,000 cash drop-off, then instructing her to purchase gold bars and coins from a Jackson Heights store in three separate transactions totaling nearly $700,000. The Nassau County District Attorney has arrested at least one alleged courier involved in this scam, which is occurring across the country.

Drivers across multiple states are being targeted by a phishing scam impersonating EZDriveMA, Massachusetts' electronic toll collection system, with fraudulent texts claiming small unpaid tolls of $6.99 that direct victims to fake websites to steal personal and financial information. The scam has generated thousands of complaints to the FBI, with Massachusetts residents as primary victims, though texts have been sent nationwide, prompting alerts from highway authorities across six New England states and New York. Authorities advise recipients never to click links in such messages, as the legitimate EZDriveMA system never requests payment by text and only communicates through www.EZDriveMA.com.

A 91-year-old Georgia man lost over $109,000 after a scammer posing as an old friend gained remote access to his computer and convinced him the scammer had accidentally sent him $100,000, leading him to wire cash to an unknown address in New York. The FBI reported that seniors lost $3.4 billion to scams in 2023, with hundreds of similar cases occurring across the country, including an 85-year-old woman who lost $1.4 million to fraudsters impersonating JPMorgan and the U.S. government, and a woman whose father was tricked into sending €7,000 through a "Hi