Search
Explore the Archive
Search across 26,669 articles about elder fraud. Filter by fraud type, payment mechanism, or keywords.
14,184 results
in Scam Awareness
m.economictimes.com
Khyaal and Truecaller have partnered to protect seniors from fraud through a 50% discount on Truecaller Premium membership and co-created educational initiatives including "New Scam Highlights" sessions, "Spot the Scam" workshops, and testimonials from seniors who avoided scams. The program will be delivered digitally through the Khyaal app and in-person at Khyaal's "50Above50" events, combining advanced caller identification technology with fraud awareness education to help seniors identify and avoid scam attempts.
tribuneindia.com
Truecaller, a communications platform, partnered with Khyaal, India's leading senior citizen app, to combat rising cybercrime targeting adults over 50 who face increased vulnerability due to unfamiliar technology and evolving fraud tactics. The partnership offers Khyaal members a 50% discount on Truecaller Premium's advanced caller identification and spam protection features, alongside educational initiatives including "New Scam Highlights" sessions, interactive fraud-spotting workshops, and practical safety training delivered through digital and in-person formats. This collaborative effort aims to equip India's elderly with both technological tools and knowledge to identify and avoid scams while maintaining confidence in digital communication.
afaqs.com
Seniors aged 50+ face increasing cybercrime risks as they go online, often falling victim to evolving fraud tactics and losing money and trust. Truecaller has partnered with Khyaal (a senior-focused app) to provide discounted caller identification technology and co-create educational content including "Spot the Scam" workshops, fraud awareness sessions, and safety training delivered through digital and in-person formats. This combined technology and education initiative aims to equip older adults with tools and knowledge to identify and prevent scams.
cutoday.info
Representatives Zach Nunn (R-IA) and Jim Himes (D-CN) introduced the bipartisan TRAPS Act to combat rising payment scams affecting Americans, particularly seniors, by establishing a coordinated federal task force involving law enforcement, regulators, and industry partners. Iowa residents lost over $52 million to scams in the past year across schemes including fake investments and romance cons, with the U.S. experiencing a 25% increase in fraud in 2024, prompting support from credit unions and military advocacy groups who note the scams disproportionately affect senior veterans and active-duty families.
newsbytesapp.com
Truecaller and Khyaal, an app for senior citizens, partnered to combat elder fraud by offering Khyaal members a 50% discount on Truecaller Premium membership, which provides advanced caller identification and spam blocking features. The initiative includes educational content such as "New Scam Highlights" sessions, "Spot the Scam" workshops, and success stories from seniors who avoided scams, delivered through digital and in-person formats including Khyaal's "50Above50" event. The partnership addresses the growing sophistication of scammers targeting seniors and aims to equip older adults with knowledge and tools to identify fraud while maintaining their digital independence.
abc.net.au
The "Chinese blessing scam," a decades-old fraud targeting elderly Chinese women, has been operating in Sydney's western suburbs. Scammers use psychological manipulation exploiting traditional Chinese beliefs about curses to convince victims that family members are in danger, then swap their valuables for worthless items during a fake "blessing ritual"—Ms. Su lost $40,000 in cash and jewelry this way. The scam disproportionately affects socially isolated, elderly migrant women with language barriers, and cases are likely underreported due to cultural shame and the victims' fear of family stigma.
mlive.com
The FBI warned of a scam involving unsolicited packages with QR codes that, when scanned, prompt recipients to provide personal and financial information or download malicious software that steals phone data. The scam, a variant of "brushing" fraud typically used to artificially boost product ratings, can also facilitate financial fraud, though it remains less widespread than other schemes. The FBI recommends avoiding packages without sender information, not scanning unfamiliar QR codes, and reporting suspected incidents to the IC3, with elderly victims able to seek assistance through the Department of Justice Elder Justice Hotline.
wrdw.com
The Better Business Bureau warns college students that rental scams are prevalent, with young people ages 19-29 being 42% more likely to fall victim than other age groups. Over 5 million people have lost money to rental scams (median loss of $400, though one in three lost over $1,000), with scammers commonly copying legitimate property listings and requesting deposits through untraceable payment methods like gift cards or wire transfers. Students should avoid rentals where owners are unavailable for in-person viewings, advertise below-market rates, or request payment through Western Union, MoneyGram, or gift cards.
therecordnorthshore.org
Two Facebook Marketplace scams were reported in the coverage area: a Winnetka resident was defrauded by a seller who failed to deliver a Lollapalooza ticket, and a Kenilworth resident lost $1,750 to a marketplace seller who did not deliver a purchased item. Additional incidents included vehicle and package thefts across multiple municipalities, and a portable toilet fire in Kenilworth that caused $800 in damage.
wvua23.com
The Better Business Bureau reports a rise in work-from-home scams where fraudsters pose as employers on job sites, luring victims to messaging apps like WhatsApp and Telegram to request personal information and banking details under the guise of hiring and payroll setup. Scammers then send fake checks for office supplies and ask victims to return "leftover" money, which results in thousands of dollars in losses and puts victims at risk of identity theft when checks bounce. The BBB advises job seekers to research companies thoroughly, avoid sharing personal information with unverified employers, and be cautious of any requests to send money before employment begins.
theguardian.com
The Liberal Democrats called for urgent regulation of YouTube advertising after scams involving deepfakes, impersonated public figures, and fraudulent investment schemes proliferated on the platform with minimal oversight. Notable examples included AI-generated deepfake ads impersonating consumer champion Martin Lewis to promote cryptocurrency schemes, as well as ads for fake products, scam diet pills, and government grant impersonations that remained online for days before removal. The party is urging the UK government to bring YouTube under the same pre-approval and independent enforcement standards as traditional broadcasters, with Ofcom given powers to levy fines and redirect revenues to scam victims.
cryptotimes.io
FinCEN warned banks that cryptocurrency ATMs are increasingly used for money laundering and elder fraud schemes, with criminal organizations including Mexican drug cartels exploiting these machines' minimal verification requirements. In 2024, the FBI received nearly 11,000 fraud complaints involving crypto ATMs resulting in $246 million in losses, with scammers typically impersonating tech support or government officials to trick elderly victims into withdrawing cash and sending it to untraceable digital wallets. FinCEN is urging financial institutions to monitor suspicious crypto ATM activity and support proposed legislation that would impose transaction limits and require fraud warnings at these kiosks.
mwe.com
This article is not relevant to elder fraud research. It discusses recent changes to white-collar crime enforcement policies in the US Department of Justice and UK Serious Fraud Office, focusing on corporate self-disclosure incentives, FCPA enforcement, and anti-bribery measures—topics outside the scope of elder abuse, elder fraud, or scams targeting seniors.
bizzbuzz.news
BreadXPay is a fraudulent fintech platform orchestrated by Joshua Sneider that targets retirees worldwide with promises of cross-border payment solutions and high investment returns (up to 10% monthly). The scam operates through shell companies registered in jurisdictions like Canada and the UK with puppet directors, funneling victim deposits through offshore accounts where they disappear; one documented case involved a 72-year-old Florida teacher who lost her $25,000 life savings after receiving fabricated account statements and being blocked from withdrawals. Elder financial abuse through schemes like this costs seniors over $28.3 billion annually globally.
southtexasnews.com
Scammers are exploiting QR codes through various fraud schemes including fake parking meter payments, romance scams with cryptocurrency wallets, phishing attacks, and government impersonation, with codes typically shared via unsolicited messages or posted in public places. To protect themselves, consumers should confirm QR codes before scanning, avoid codes from strangers, be wary of shortened URLs that hide destination links, and check for signs of tampering on posted codes. Victims of QR scams should report incidents to BBB.org/ScamTracker.
tradingview.com
A UPay analysis of 236 major crypto scam cases revealed losses exceeding $60 billion, with the largest single loss being $40 billion from the Luna Yield collapse. The most prevalent scams included fraudulent trading platforms (112 cases), romance scams (46 cases), pig butchering schemes (39 cases), rug pulls (29 cases), and Ponzi schemes (28 cases). Common tactics involved building fake relationships to lure victims into fraudulent platforms with inflated balances, fake profit displays, hidden withdrawal fees, brand impersonation, and rug pulls where developers disappear after raising funds—with individual victims losing hundreds of thousands of dollars in each
theportager.com
This educational article warns older adults to recognize signs of financial exploitation by family members or caregivers, noting that the FBI reported nearly $4.9 billion stolen from seniors last year with investment scams causing the largest losses at $1.8 billion. The piece outlines warning signs of exploitation—such as sudden asset transfers, forged signatures, and unexplained disappearances of funds—and directs Ohio residents to report suspected elder abuse to Adult Protective Services at 330-296-2273. The article also provides information about the Summer Crisis Cooling Program to help seniors aged 60 and older pay electric bills if they meet income requirements.
mcknightsseniorliving.com
A Pew Research Center survey of 9,397 adults found that while 66% of adults aged 65+ reported experiencing at least one scam, they were less likely than younger age groups to report financial losses (15% vs. 20-26% in other age groups). However, research shows cybercriminals intentionally target older adults, with frauds and scams costing seniors nearly $5 billion in 2024 according to the Senate Special Committee on Aging, and 84% of survey respondents believed older adults were extremely or very likely to fall victim to online scams.
kiplinger.com
Identity theft and financial scams have become increasingly sophisticated, with AI-generated emails, deepfakes, and voice-cloning technologies making fraudulent communications difficult to distinguish from legitimate ones. In 2024, consumers lost $27.2 billion to identity fraud (a 19% increase from 2023), with older adults suffering median losses of $1,000 compared to $417 for people in their 20s, despite younger people reporting fraud at higher rates. The article advises protecting sensitive personal information and recognizing common scam tactics, particularly impersonation scams, which were the most reported fraud category with losses reaching $789 million in government impersonation schemes alone.
amlintelligence.com
In 2024, criminals increasingly exploited cryptocurrency ATMs to steal from victims, with the FBI receiving nearly 11,000 complaints resulting in $246.7 million in losses—a 99% increase in complaints and 31% increase in losses from 2023. The U.S. Financial Crimes Enforcement Network (FinCEN) warned financial institutions to monitor suspicious activity at crypto kiosks, noting that scams involving these terminals disproportionately impact older adults and commonly include tech support, customer service, and bank imposter schemes. FinCEN emphasized that inadequate oversight by kiosk operators increases the risk of illicit activity and called on financial institutions to recognize re
kiplinger.com
This educational guide presents 12 tips for recognizing and preventing fraud and scams, which evolve constantly and target both finances and personal data. Key recommendations include verifying unexpected bank contacts through official channels, questioning urgent messages, staying alert to scams tied to current events, regularly monitoring account activity, setting up transaction alerts, using strong passwords, and enabling multifactor authentication. The advice emphasizes that while fraud is prevalent—ranging from phishing calls to credit card theft—proactive vigilance can help individuals sidestep many scams and quickly identify compromised accounts to minimize damage.
slate.com
This article documents an investigation into "task scams," a rapidly growing fraud scheme where victims are recruited via text messages with promises of earning $50-$400 daily for minimal work like testing products or rating images online. According to the FTC, task scam reports skyrocketed from 5,000 in 2023 to 20,000 in the first six months of 2024, with reported losses exceeding $220 million in that period alone, though actual losses are believed to be significantly higher since most victims never report the fraud. These scams typically seek personal information or money from victims through fake checks, gift card purchases, or other schemes, despite appearing to offer legitimate remote work
jsonline.com
Wisconsinites are being targeted with phishing text messages impersonating Amazon, claiming items failed quality inspections or are subject to recalls and offering full refunds without returns if recipients click provided links. The FTC issued an alert warning consumers to recognize red flags such as unexpected orders, unfamiliar sender numbers, and suspicious URLs, and to report suspicious texts to 7726 (SPAM) and the FBI's Internet Crime Complaint Center. Those who accidentally engage with scam links should immediately contact their bank and credit card companies, change passwords, and freeze their credit with the three major bureaus.
ujs.sd.gov
Court scams involve fraudsters impersonating judicial officials or law enforcement via phone calls, texts, or emails to demand money or personal information by threatening arrest for missed jury duty, court appearances, or unpaid traffic tickets. Courts and law enforcement never demand immediate payment via cryptocurrency or apps, threaten people over the phone, or request sensitive information through electronic communication. Victims should refuse requests, avoid engaging with scammers, verify claims directly with local court offices, and report incidents to local law enforcement, the South Dakota Attorney General's Consumer Protection Division, or the Federal Trade Commission.
yahoo.com
An 82-year-old Chicago senior, Diane Carli, was billed $233,439.90 for water usage at a vacant, unplumbed home she inherited, despite the property having no active plumbing for years. After the city installed a new water meter against her wishes, the account showed over 500,000 gallons of usage within six months, and the city threatened to garnish her pension when she disputed the charge. The article notes that utility billing errors affecting homeowners nationwide can stem from faulty meters, clerical errors, or undetected leaks, and recommends disputing such charges in writing, requesting meter inspections, and involving local representatives or legal
aba.com
I cannot provide a summary of this content. The text you've provided appears to be a navigation menu or site structure from the American Bankers Association website, not an article or transcript about a scam, fraud incident, or elder abuse case.
To help you, please provide an actual article, news story, or transcript that describes a specific fraud or scam incident.
manchesterjournal.com
This educational piece explains why intelligent people fall victim to scams, attributing victimization not to lack of intelligence but to social engineering tactics that exploit basic human emotions like fear, love, greed, and trust. The author emphasizes that criminals are skilled professionals who succeed by targeting the right person at the right time and that self-defense requires self-awareness, emotional control, and a team approach rather than going it alone. The piece concludes by urging readers not to shame victims and notes that fraud awareness presentations are available through AARP Vermont.
malaysia.news.yahoo.com
Malaysian authorities reported a significant wave of AI-powered scams in 2024, including voice-cloning fraud and deepfake video investment schemes. Voice-cloning scams used AI to impersonate employers, family members, and friends via phone and WhatsApp, with documented victims losing between RM3,000 to RM49,800; police investigated 454 deepfake fraud cases totaling RM2.72 million in losses. Deepfake videos falsely featured prominent figures including the Prime Minister, business leaders, and celebrities endorsing fraudulent investment schemes, with Malaysians losing RM2.11 billion to such scams across 13,956 reporte
stacker.com
This editorial piece highlights rising scam trends identified in July news coverage, including romance scams (which affected over 70,000 people in 2022 with $1.3 billion in losses), AI-powered impersonation scams (which increased 148% between April 2024 and March 2025), and counterfeit drug schemes. The author emphasizes the value of scam awareness journalism in helping readers protect themselves and vulnerable populations like elderly relatives from evolving fraud threats across technology and dating platforms.
thevibes.com
A 54-year-old senior university lecturer in Malaysia lost RM172,170 across two separate scams: RM162,170 to a fraudulent cryptocurrency investment platform called "cryptoproe" he was lured into via a fake Hong Kong woman on social media, and RM10,000 (partially) to a parcel delivery scam orchestrated through an online romance. In a separate incident, a 67-year-old engineer lost RM230,000 to a fake stock market investment scheme called "Elite Group" promoted via WhatsApp, which promised unusually high returns but repeatedly requested additional payments. All cases are being investigated under Malaysia's Penal Code Section
straitstimes.com
A DBS Bank teller in Singapore prevented a woman in her 60s from losing $70,000 through a scam after noticing her nervous demeanor during a large cash withdrawal. The victim had been targeted by scammers posing as an insurance agent, police, and authorities who claimed her account was linked to criminal activity and demanded she withdraw funds for an "investigation." The teller's intervention—locking the customer's account and explaining the scam—stopped the fraud, demonstrating how staff training and attentive customer service can identify and prevent elder financial abuse.
yourthurrock.com
HM Revenue and Customs warns property buyers to avoid tax agents offering to secure Stamp Duty Land Tax (SDLT) repayments by claiming newly purchased properties are non-residential due to needed repairs. A recent Court of Appeal judgment confirmed that properties requiring repairs but retaining dwelling characteristics remain subject to residential SDLT rates, and repayment claims based solely on property condition are invalid, leaving homeowners liable for the full SDLT amount plus penalties and interest. The warning is illustrated by an example where a homebuyer who accepted an agent's repayment claim of £9,250 later owed HMRC that amount plus interest and penalties after a compliance check, while the agent refused to
newsbreak.com
TARCOG is hosting a free Fraud & Scam Summit on August 20, 2025, in Athens, Alabama, to educate the community about elder fraud following reports that seniors lost nearly $5 billion to financial scams across the U.S. in 2024. The summit will cover topics including recognizing common scams, identity theft prevention, the role of caregivers in detecting fraud, and reporting procedures, with exhibitors from state programs and community organizations providing resources.
inkl.com
"Quishing" scams exploit QR codes by directing unsuspecting users to malicious websites or phishing pages, with 73% of Americans scanning codes without verifying authenticity and over 26 million people directed to malicious sites. Scammers favor this tactic because QR code generators are freely available and codes can be easily placed on stickers, letters, and signage, making execution simple and low-risk. Only 36% of quishing scams are accurately identified and reported, as security experts note QR codes were designed for convenience rather than security, making them an attractive target as traditional phishing defenses improve.
cbc.ca
A 63-year-old Calgary woman lost approximately $380,000 over several years in a romance scam after being contacted by a man claiming to work for the U.S. government who promised a future together but repeatedly requested money and never met her in person. The scam left Nelson homeless and living in an elder abuse shelter, unable to recover her life savings that would have allowed her to purchase a home. According to Canada's Anti-Fraud Centre, romance scams affected 1,030 Canadians who collectively lost $58 million last year, with such frauds becoming increasingly common among seniors.
abc6.com
The FBI Boston Division warned of an increase in law enforcement impersonation scams targeting New Englanders, where fraudsters impersonate FBI and government agencies to extort money or steal personal information through unsolicited calls. In 2024, the FBI's Internet Crime Complaint Center reported 17,367 victims of government impersonation scams nationwide with total losses of $405,624,084. The FBI clarified it never demands payment via prepaid cards, wire transfers, or cryptocurrency, requests liquidation of assets, or contacts people about frozen Social Security numbers or inheritances, and advised victims to cease contact with scammers, notify financial institutions, and file complaints with local law enforcement and the IC3.
theguardian.com
Fraudulent "ghost stores" masquerading as Australian businesses have expanded into selling unregulated GLP-1 weight loss products while impersonating real people, including prominent dietitian Lyndi Cohen, to boost credibility. These scams use fake Facebook profiles with stolen photos from real women (including journalists and TV personalities) and AI-generated testimonials to market products like "STDEI GLP-1 Weight Loss Oral Liquid" that are actually sourced from international retailers like AliExpress. Consumer experts warn the scam poses both financial and serious health risks, as the unregulated products may be ineffective or dangerous, while victims struggle with enforcement across international jurisdictions.
yahoo.com
A 24-year-old Tampa woman was arrested for operating a "tap-in" ATM fraud scheme via social media, in which she recruited people to allow access to their bank accounts, deposited counterfeit checks, and withdrew cash before the checks bounced. During a July 2025 search warrant, authorities recovered 117 fraudulent credit cards, card-making equipment, $6,292 in cash, and stolen financial documents from her home. The case highlights a growing social media scam trend where fraudsters lure victims with promises of quick money by offering a percentage cut, putting participants at risk of bank fraud charges and identity theft.
annistonstar.com
I cannot provide a summary of this submission. This appears to be a list of country names and designations rather than an article about elder fraud, scams, or abuse.
To create a summary for the Elderus database, please provide an actual article or transcript about a fraud case, scam scheme, or elder abuse incident.
solacebase.com
A Dubai-based businessman from Kano, Auwalu Tijjani Rabi'u, was declared wanted by Nigeria's Economic and Financial Crime Commission (EFCC) for alleged conspiracy, obtaining money by false pretense, and money laundering totaling $1,931,700.12. Local stakeholders defended Rabi'u, claiming he was actually the victim who overpaid approximately $3.2 million in a 2023 business transaction with Ifeanyi Ezeokolu and had reported the matter to the DSS; they alleged Ezeokolu escalated the civil dispute to the EFCC to evade refunding the verified overp
the420.in
Sprawling scam compounds in Myanmar (including Shwe Kokko and KK Park) have become major fraud factories where over 120,000 trafficking victims since 2023 are coerced into operating romance scams, crypto fraud, and pig-butchering schemes targeting foreign victims, with Americans losing an estimated $5 billion in 2024. Victims are lured with false job promises, then trapped under threat of violence and forced to commit crimes; while efforts by Thailand, Myanmar, and China have repatriated over 7,000 people, thousands remain stranded and the operations persist due to protection by ethnic armed groups despite U.S. sanctions and international crack
inyourarea.co.uk
A June 2024 survey by Censuswide commissioned by TSB Bank found that 31% of social media users acted on financial tips from "finfluencers," with 55% of those losing money as a result. Young people aged 16-34 were particularly vulnerable, with two-thirds of 18-29-year-olds following financial influencers and 74% trusting their advice, while these scams often use Ponzi schemes or fake investments promising guaranteed returns through flashy lifestyle imagery. The FCA warns consumers to watch for unrealistic promises, pressure to act quickly, and complicated jargon, and recommends checking the FCA Warning List before investing an
thecoinrepublic.com
Indian businessman Sahil Arora defrauded crypto investors of over $30 million through more than 200 fake tokens and pump-and-dump schemes between 2017 and 2023, leveraging celebrity endorsements and social media credibility to artificially inflate token prices before selling his holdings at peak value, leaving investors with worthless assets. Arora's schemes included the FDO token promoted by Soulja Boy, the JENNER token with Caitlyn Jenner, and participation in the $9.57 billion Broccoli token fraud, with police arresting him in Dubai in July 2025 and recovering over $20 million.
midhudsonnews.com
Senior citizens in Carmel were scammed out of pensions and savings through gift card fraud, prompting the Sheriff's Department to issue a public warning about the escalating threat. Scammers impersonate trusted entities like government agencies, utilities, or distressed relatives via phone, email, or social media, pressuring victims to purchase gift cards and surrender the card details. The Sheriff urges residents to reject requests for gift card payments, verify requests through official contact information, and report suspected scams immediately to the Sheriff's Office at 845-225-4300.
themortgagepoint.com
Sen. Kirsten Gillibrand introduced the Stop the Scammers Act to restore Consumer Financial Protection Bureau (CFPB) funding that was reduced under President Trump's tax bill, and to authorize the CFPB to financially reward whistleblowers who report financial wrongdoing. The legislation aims to protect seniors from scams and fraud by ensuring the CFPB has adequate resources and incentivizing insiders to expose bad actors in the financial industry. The bill has support from multiple Democratic senators and proposes restoring CFPB funding to 12% of the Federal Reserve's operating budget.
wcrz.com
A Michigan couple lost $20,000 in a phishing scam after clicking a malicious link in an email impersonating an antivirus service; scammers then sent a courier to collect cash from their home. Police successfully recovered the stolen funds through quick action and investigation, tracing the scam to a Southeast Michigan residence, though two identified suspects remain unarrested. This recovery is rare, as Michigan saw fraud losses surge to $204 million in 2024 (up from $60 million in 2020), with experts emphasizing the importance of verifying sender identity before responding to communications or sending money.
kwch.com
The Kansas Department of Transportation warned of a text messaging scam falsely claiming to be from KDOT or the Kansas Department of Motor Vehicles demanding payment for unpaid traffic tickets. KDOT clarified that it does not collect payments via text message and urged recipients not to click links or share personal information, instead reporting suspicious messages to the FTC or Internet Crime Complaint Center.
newson6.com
Back-to-school season presents opportunities for families to save money, but also increases risks for online scams and fraud. Experts recommend creating shopping lists, researching purchases before clicking ads, verifying technology specifications with schools, comparing prices across retailers, using BBB.org to vet companies, and looking for secure websites (lock symbols) before making payments. Additional money-saving strategies include shopping locally for school discounts, buying in bulk with other parents, and taking advantage of tax-free weekends on items under $100.
berkshireeagle.com
The FBI's Boston Division has reported a spike in "vishing" scams across New England in which callers impersonate law enforcement and government officials to extort money or steal personal information, with recent cases in Berkshire County demanding $2,500 for fake warrant clearances. In 2024, approximately 17,367 people nationwide reported losses exceeding $405 million from government impersonation scams, with over 500 Massachusetts victims losing around $9.5 million. Legitimate law enforcement agencies never call threatening arrest or demanding immediate payment; victims should verify caller identity, avoid engaging, and report suspected scams to local police and the FBI's Internet Crime Complaint Center.
wlrn.org
Senator Rick Scott led a bipartisan effort to introduce the GUARD Act, legislation designed to equip local and state law enforcement with advanced tools—including blockchain tracing technology—to investigate and combat financial scams targeting older Americans. The bill addresses a growing crisis: Americans over 60 lost $4.8 billion to scams in 2024, while those aged 50-59 lost an additional $2.5 billion, with estimates suggesting total fraud losses affecting seniors range from $28.3 billion to $137 billion annually. The legislation aims to expand federal grant programs for specialized training and improve coordination between federal and local agencies to prosecute scammers and recover stolen funds.