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wgauradio.com
· 2025-12-08
Social engineering and AI-powered fraud are recognized as major cybersecurity threats in 2025, with scammers increasingly using deepfakes, hyper-personalized phishing, and automation to deceive victims at scale. Adults 60 and older reported the highest losses in 2024 at over $4.8 billion (up 43% from 2023), particularly falling victim to phishing/spoofing and tech support scams, while investment fraud caused $6.57 billion and cryptocurrency fraud reached $9.3 billion in total losses. The article emphasizes that while classic scam methods like phishing and business email compromise remain dominant, AI technology is making
wtap.com
· 2025-12-08
The Parkersburg Police Department reported a significant rise in bitcoin scams using tactics such as phishing, romance scams, and fake law enforcement threats claiming outstanding warrants. Once victims send money to bitcoin machines, the funds are transferred overseas to criminals with no possibility of recovery. The department advises against sharing financial information with unknown contacts, investing based on online advice, and emphasizes that legitimate law enforcement will never request bitcoin payments for fines.
welivesecurity.com
· 2025-12-08
Docusign, a widely-used digital document signing platform with over 1 billion users, has become a target for cybercriminals who send phishing emails impersonating the service to steal login credentials and financial information. These scams typically trick victims into clicking on fake "review document" buttons or scanning QR codes that lead to spoofed login pages, with recent incidents including fake invoice schemes, refund scams, and impersonation of suppliers and government agencies. To protect against Docusign phishing, users should verify destination URLs, look for security codes in legitimate emails, avoid clicking attachments in initial emails, and watch for spelling errors and mismatched sender information.
democratandchronicle.com
· 2025-12-08
The New York State DMV is warning residents of phishing text scams where fraudsters impersonate the agency to steal personal information, often claiming victims have outstanding traffic tickets that must be paid by a deadline or face license suspension. Over 170 such phishing scams were reported across upstate New York regions in 2024, with red flags including poor grammar, threatening language, and suspicious URLs. Victims should avoid clicking links or sharing personal information and can report suspected phishing to the DMV or Federal Trade Commission.
lifehacker.com
· 2025-12-08
Recent college graduates are being targeted by multiple scams during their transition period, including unpaid tuition threats (demanding immediate payment via wire transfer or prepaid debit card), student loan forgiveness schemes (requesting upfront fees for services), job scams (offering unrealistic salaries while collecting personal information), moving scams (overcharging or holding belongings hostage), and rental scams. The Better Business Bureau advises graduates to verify all communications directly with official sources, never pay upfront fees, conduct thorough company research, and obtain all agreements in writing to protect themselves from identity theft and financial loss.
zanesvilletimesrecorder.com
· 2025-12-08
Scammers impersonate legitimate customer service for airlines, banks, retailers, and other companies by posting fake support numbers and accounts online, particularly targeting frustrated consumers posting complaints on social media platforms. Amazon reported a 33% increase in customer service impersonation scams between December 2024 and February, with criminals using fake accounts to direct victims to malicious links, request personal information, or demand payment via gift cards. Consumer watchdogs advise against posting complaints publicly online and warn that red flags include requests for upfront payment, gift card payments, or claims of fraud investigations.
blog.google
· 2025-12-08
Google's threat advisory identifies four evolving scam trends in 2024: customer support scams using fake phone numbers and social engineering, malvertising targeting sophisticated users with valuable assets like crypto wallets, fake travel websites exploiting vacation bookings with counterfeit hotel sites, and package tracking scams impersonating delivery companies to collect fraudulent fees. The advisory comes as global fraud losses reached $1 trillion in 2024 and U.S. fraud reports increased 25% year-over-year, highlighting scammers' ability to evolve tactics and exploit user vulnerabilities despite growing awareness.
wgrd.com
· 2025-12-08
Michigan residents are being targeted by text message scams falsely claiming they owe tolls through EZ-Pass or the DMV, with scammers directing victims to fraudulent links to steal credit card information. The Michigan Department of Transportation warns that these scams are not legitimate—MDOT operates no toll roads and never contacts residents via text or email about payments. Residents should avoid clicking links in suspicious toll-related messages and instead contact official agencies directly before making any payments.
wral.com
· 2025-12-08
Scammers used LinkedIn to target a WRAL news employee who had posted about starting her new job; the employee received a suspicious text impersonating a manager and avoided the scam by verifying the contact through a trusted work channel. Security experts warn that such scams are common across all employment levels and can range from phishing for information to recruiting victims for money laundering schemes, with risks increasing as deepfake technology improves. To protect themselves, people should limit personal information on social media, adjust privacy settings, and verify suspicious contacts through independent, trusted channels.
theage.com.au
· 2025-12-08
A financial contributor shares their experience losing over $20,000 to a scam and seeks advice on recovery and moving forward emotionally. The article emphasizes that emotional processing is crucial to healing from scam trauma—acknowledging feelings of shock, anger, and grief rather than rushing past them—and warns against developing shame or self-blame, since scammers actively employ deception tactics. Practical prevention steps like two-factor authentication and avoiding suspicious links are recommended, along with the importance of preventing past trauma from negatively shaping future financial decisions.
smh.com.au
· 2025-12-08
A person lost over $20,000 to a scam and sought advice on recovery and moving forward emotionally. The article provides practical security measures (two-factor authentication, strong passwords, avoiding suspicious links) and emphasizes that recovery requires processing difficult emotions like shock, anger, and grief rather than rushing to "move on," while avoiding shame and ensuring the experience doesn't negatively define future financial decisions.
bangaloremirror.indiatimes.com
· 2025-12-08
A senior citizen in Bengaluru lost Rs 4.7 crore to scammers who impersonated bank officials, government agencies, and judiciary members in a "digital arrest" fraud scheme spanning two months. The fraudsters used psychological manipulation, fear tactics, and fake WhatsApp video calls to convince the victim they were under investigation for money laundering and could not contact family or leave home. This marks the third similar case reported in the city within one week, highlighting gaps in awareness initiatives despite efforts by police and banks to educate the public about such scams.
malwarebytes.com
· 2025-12-08
Toll fee smishing scams—fraudulent text messages claiming users owe payment for tolls—have surged in waves since 2024, with the FBI and FTC issuing warnings and state DMVs in New York, Florida, and California recently alerting residents to the threat. In April 2025 alone, Americans received 19.2 billion spam texts, and text-based fraud attempts generated approximately $470 million in criminal revenue according to the FTC's 2024 data. The article advises consumers to verify sender phone numbers and domain names, check official toll agency websites, avoid engaging with messages, use mobile security features, and report suspicious texts to the FBI's Internet Crime
pa.gov
· 2025-12-08
The Pennsylvania Department of Banking and Securities is hosting multiple free educational events throughout June 2024 aimed at seniors, service providers, and the general public to help them avoid scams, detect fraud, and prevent identity theft. Events include interactive presentations such as "Fraud BINGO" and "$camJam" held at senior centers and community locations across Pennsylvania, with Pennsylvanians encouraged to report scams via 1-866-PACOMPLAINT or pa.gov/consumer.
atmorenews.com
· 2025-12-08
The Atmore Police Department issued a reminder that financial fraud occurs every 15 seconds in the United States, with scammers using personal information obtained through phishing, mail, and social connections to deceive victims of all ages. The department is offering a Senior Citizen Financial Fraud PowerPoint presentation to community groups, civic organizations, and churches that provides prevention tools, best practices, and guidance for fraud victims. Interested organizations can contact Sgt. Darrell McMann to schedule the presentation.
cleveland19.com
· 2025-12-08
Olmsted Falls Police are warning residents about an increasingly sophisticated scam targeting senior citizens in which fraudsters pose as celebrities or their family members to obtain personal information, bank details, or money. In one case, a scammer claimed to be Johnny Carson's son and told a resident they had won a large cash prize, then later called back impersonating police to pressure the victim further. Police advise residents to hang up and not respond immediately to suspicious calls, texts, or emails, and note that scammers are using spoofed phone numbers to appear as legitimate callers.
wgrz.com
· 2025-12-08
Chautauqua County DMV is warning residents about phishing text messages falsely claiming to be from the New York DMV, demanding immediate payment for traffic fines and threatening vehicle registration suspension. Phishing scams have doubled since 2022 and are among the top three scams reported to the Better Business Bureau, affecting people across all age groups with some victims losing over $1,000. To protect themselves, residents should avoid clicking suspicious links, verify messages directly with their local DMV, check for spelling errors and suspicious web addresses, and never share personal information via text or email.
wgal.com
· 2025-12-08
Scammers are sending unsolicited text messages impersonating legitimate job websites like Indeed, offering unrealistic wages ($300-$900 per day for minimal work) to lure victims into providing personal information including Social Security numbers for identity theft. These fraudulent messages direct recipients to untraceable messaging apps like WhatsApp or Telegram and lack legitimate company details, making them easily identifiable as scams. Consumers should recognize that legitimate employers never initiate job contact via text and offers that sound too good to be true are red flags for fraud.
bendbulletin.com
· 2025-12-08
Text scams create false urgency to trick recipients into clicking malicious links and entering sensitive information; one SELCO member recently fell victim to a phishing text impersonating the bank, entering her credentials on a fake site before fraudulent activity was caught and prevented. While reported text scams decreased slightly in 2024, losses increased more than fivefold since 2020, indicating scammers are becoming more effective, with common schemes including fake security alerts from banks and major companies, fake delivery notifications, and fraudulent job offers. The article advises consumers to avoid clicking suspicious links, verify senders, use phone spam filters, and remember that legitimate financial institutions never request passwords or account numbers via text.
wsbtv.com
· 2025-12-08
Georgia Department of Driver Services warned residents about a text message scam in which criminals impersonate the nonexistent "Georgia Department of Motor Vehicles" and direct recipients to fraudulent websites to pay fake traffic tickets and surrender driver's license information. DDS emphasized that it never contacts customers via text to request payment or confidential information and instead notifies customers of license changes in writing; residents should delete such messages immediately and verify information through the official DDS website.
foxnews.com
· 2025-12-08
This educational article explains how large language models like ChatGPT can be exploited to gather personal information about individuals, since these AI tools pull from publicly available online sources including people-search sites, social media, and public databases. The article provides guidance on protecting privacy by opting out of people-search sites individually or using automated data removal services, emphasizing that personal information is already widely exposed online and requires proactive steps to limit access.
fox5atlanta.com
· 2025-12-08
Scammers are targeting Georgia drivers with threatening text messages impersonating the "Georgia State Department of Motor Vehicles," claiming recipients have outstanding traffic tickets that must be paid immediately to avoid license suspension or prosecution, with links leading to fraudulent websites designed to steal personal and driver's license information. The Georgia Department of Driver Services clarified that they never contact customers via text to request payment or confidential information, and notes that the "Department of Motor Vehicles" does not exist in Georgia—a key red flag that such messages are fraudulent. Residents are advised to delete such messages immediately and verify ticket or license status through the official DDS website at dds.georgia.gov.
cnet.com
· 2025-12-08
Cybercriminals are using increasingly sophisticated methods—including AI-powered technology—to conduct online scams, with reported fraud losses reaching $12.5 billion in the previous year, a 25% increase. Google's report identifies five trending scams: customer support impersonation, malvertising (fake ads spreading malware), fake travel websites, package-tracking phishing, and toll road scams, and emphasizes that many people remain uninformed about recognizing these fraud tactics. The report recommends verifying contact information directly with companies, downloading software only from legitimate sources, being skeptical of unrealistic deals, and avoiding clicking links in unsolicited messages.
mosmancollective.com
· 2025-12-08
A North Sydney man lost tens of thousands of dollars in a romance scam after meeting a woman named "Sherri" on a dating site in March. After building rapport over email, the scammer claimed financial emergencies and convinced the victim to transfer money for a work trip and then for flights and expenses to New Zealand, where she claimed her bank account had been frozen. The victim's bank eventually alerted him to the fraud after he had already sent multiple large sums of money.
lsj.com.au
· 2025-12-08
Transnational organized crime groups operating "scam factories" in Southeast Asian countries (Philippines, Myanmar, Cambodia) force trafficked workers into sophisticated multilingual fraud operations targeting international victims. Between January 2024 and February 2025, Australia lost $384.2 million to scams, with investment scams causing the largest losses ($225.7 million), while over 300,000 people are estimated to be forced laborers in scam operations across the Mekong region, generating approximately $43.8 billion annually for criminal enterprises. These operations employ advanced technologies including deepfakes and AI language models to impersonate authority figures and craft convincing fraud scripts.
cointelegraph.com
· 2025-12-08
Seniors are increasingly targeted in cryptocurrency scams because scammers view them as wealthy, trusting, and less technologically savvy, exploiting the irreversible nature of crypto transactions and victims' reluctance to report fraud. The FTC reports growing losses from crypto investment fraud, romance scams, and government impersonation, with seniors in Beaufort County, South Carolina alone losing over $3.1 million in 2024, while sophisticated schemes using AI voice cloning and fake websites are becoming more prevalent. Examples include British pensioners losing hundreds of thousands to romance fraud operations in Cambodia, Minnesota crypto ATM scams that cost over $189 million in 2023, and government impersonation
justice.gov
· 2025-12-08
Nadine Jazimne Wade, a 30-year-old Bronx resident, was sentenced to 63 months in prison for laundering over $2 million in proceeds from romance scams targeting elderly victims across the United States between 2016 and 2021. Scammers based in Nigeria and South Africa used fake identities to build romantic relationships with victims online, then convinced them to send money to bank accounts controlled by Wade, who rapidly moved the funds through cash withdrawals, vehicle purchases, and transfers to other scheme members. Wade was ordered to pay $1,772,618 in restitution and forfeit $2,261,791.
etnownews.com
· 2025-12-08
This article outlines ten common fraud schemes targeting Indian consumers, including phishing impersonations of banks and government agencies, Ponzi schemes promising unrealistic returns, fake law enforcement extortion, fraudulent work-from-home jobs, UPI PIN theft, ATM skimming, predatory loan apps, pump-and-dump stock schemes, romance scams targeting vulnerable individuals, and fake parcel delivery scams. The piece emphasizes that fraudsters exploit trust through multiple channels (email, SMS, calls, apps) and advises victims to verify legitimacy through official channels, avoid sharing sensitive information like OTPs and UPI PINs, use only RBI-registered financial services, and report suspicious
nbcchicago.com
· 2025-12-08
Illinois Secretary of State Alexi Giannoulias warned residents about phishing text messages falsely claiming to be from the state's DMV, which threaten to suspend vehicle registration and driving privileges while attempting to extract personal or financial information. The official clarified that legitimate DMV communications via text are limited to appointment reminders, and urged residents to report suspicious messages to the Federal Trade Commission.
freep.com
· 2025-12-08
Beginning in June, the federal government will resume aggressive collection of defaulted student loans, offsetting up to 15% of Social Security benefits (with $750 monthly protected) and garnishing up to 15% of wages for approximately 5.3 million borrowers. This financial crackdown is expected to trigger a surge in student loan scams, with fraudsters using unsolicited calls, texts, and emails to target vulnerable borrowers with offers of fake debt relief in exchange for upfront fees or to charge them for free services like income-driven repayment plans available directly through StudentAid.gov.
finance.yahoo.com
· 2025-12-08
The U.S. Treasury sanctioned Funnull, a Philippines-based company run by Chinese national Liu Lizhi, for providing infrastructure to cybercriminals operating "pig butchering" crypto investment scams that defrauded American victims of approximately $200 million, with an average loss of $150,000 per victim. Funnull generated fraudulent domain names and website templates to help scammers impersonate legitimate brands, and also conducted the Polyfill supply chain attack to redirect website visitors to malicious gambling and scam sites. These services enabled criminals to quickly evade detection by switching domains and IP addresses when legitimate providers attempted to shut down their operations.
investopedia.com
· 2025-12-08
This educational article outlines common cryptocurrency scams and protection strategies. According to the FBI, crypto fraud losses surged 45% year-over-year to $5.6 billion in 2023 based on 69,000 complaints, with scams ranging from phishing attacks to fake ICOs and rug pulls. The article advises crypto investors to verify website URLs, enable two-factor authentication, and remain vigilant about suspicious links and messages to protect their digital assets.
home.treasury.gov
· 2025-12-08
The U.S. Department of the Treasury sanctioned Funnull Technology Inc., a Philippines-based company that provided computer infrastructure supporting hundreds of thousands of "pig butchering" virtual currency investment scam websites, resulting in over $200 million in reported U.S. losses. These sophisticated scams, often perpetrated by Southeast Asian criminal organizations using trafficked workers, deceive victims into fake investment platforms through elaborate romantic or trust-based schemes, with average individual losses exceeding $150,000. The FBI is publishing a cybersecurity advisory with technical details to help the private sector identify and dismantle Funnull-associated websites.
oprahdaily.com
· 2025-12-08
Scams targeting consumers are rising dramatically, with phishing, deepfakes, tech-support scams, and spoofing becoming increasingly common. Readers shared varied experiences including fraudulent tax and loan collection calls, fake rental listings, phishing texts posing as delivery services and financial institutions, and sextortion emails with personal information. The advice emphasized by victims includes not answering unknown numbers, immediately deleting suspicious messages, verifying requests independently, and never providing personal information or upfront payments to unverified sources.
abc10.com
· 2025-12-08
A Sacramento man received an unsolicited $1,700 check with instructions to deposit it, purchase gift cards, and email the card numbers to the sender in exchange for a bonus—a classic check scam he wisely rejected after recognizing the red flags. Law enforcement confirmed the scheme, warning that victims who deposit fraudulent checks face serious consequences including financial liability and potential account closure, even if unaware of the fraud; the FTC reported Americans lost over $217 million to gift card scams in 2023 alone. Authorities recommend investigating any unsolicited checks through the Better Business Bureau and reporting suspicious checks to police and banks immediately.
whio.com
· 2025-12-08
This educational article explains how to identify fake social media profiles used by scammers on platforms like Facebook, Instagram, and Tinder. Key warning signs include fake or AI-generated profile pictures (verify with reverse image search), brand-new accounts with unusual activity patterns, generic or automated posting behavior, and follower lists consisting of random unconnected accounts. The article advises online users to maintain skepticism about profiles they encounter and check for these indicators before engaging with unfamiliar accounts.
thehackernews.com
· 2025-12-08
The U.S. Treasury's Office of Foreign Assets Control (OFAC) sanctioned Philippines-based Funnull Technology Inc. and its administrator Liu Lizhi for providing infrastructure to facilitate romance baiting and cryptocurrency investment scams that caused over $200 million in reported losses to American victims, with average individual losses exceeding $150,000. Funnull allegedly enabled thousands of fraudulent websites by bulk-purchasing IP addresses from major cloud providers (AWS, Microsoft Azure) and using domain generation algorithms to create scam websites impersonating legitimate brands, making it easy for criminals to quickly change domains when detected. The FBI linked Funnull infrastructure to over 332,000 unique domains since
moneysense.ca
· 2025-12-08
Relationship fraud and romance scams are increasing in Canada, typically beginning when scammers contact victims on social media, dating apps, or email, then gradually build trust over months before requesting money or promoting fraudulent investment schemes, often involving cryptocurrency. Victims suffer not only financial losses but also emotional trauma from the betrayal, and scammers may use harvested personal information for identity theft. Key warning signs include pressure and urgency in requests, and protection strategies include verifying requests with trusted individuals and being cautious of AI-generated personas.
halifax.ca
· 2025-12-08
Police responded to five reports in one week from seniors targeted by an advanced "grandparent scam" where fraudsters used artificial intelligence to clone family members' voices, claiming the victim's loved one was arrested and demanding bail payment via courier pickup. Authorities warn that law enforcement never collects bail money in person and advise victims to hang up immediately and not confirm personal or financial information when receiving such calls.
patch.com
· 2025-12-08
**Event Type:** Educational Webinar
Melissa Negrin-Wiener and Ken Kern, Senior Partners at Cona Elder Law, are hosting a webinar for World Elder Abuse Awareness Day to educate seniors, caregivers, and families about protecting older adults from scams and financial exploitation. The session covers common scams targeting seniors (phishing, fake charities, grandparent schemes), warning signs of fraud, strategies to protect identity and assets, and steps to take if scammed, including reporting and accessing legal support.
newtondailynews.com
· 2025-12-08
Jasper County RSVP is offering a free scam prevention presentation for seniors on June 24, delivered by Aging Resources, to help participants stay informed about evolving fraud tactics. The event is open to RSVP members and all seniors in Jasper County, with registration available by calling 641-792-6433 or emailing Sarah Patterson.
whio.com
· 2025-12-08
This article explores the legal landscape of scams and fraud, explaining that while scamming is generally illegal, some deceptive practices exist in legal gray areas by technically offering a service or relying on consumer awareness. The article discusses how scammers exploit loopholes—such as with carnival games and deceptive solicitations (like fake domain renewal notices)—by staying vague about their offerings and not explicitly making false promises, allowing them to operate despite feeling fraudulent to consumers. The key takeaway is that scamming tactics are increasingly sophisticated and difficult to distinguish from legitimate services, making consumer vigilance essential.
investopedia.com
· 2025-12-08
This article outlines six common scams targeting users of peer-to-peer payment platforms like Venmo, Cash App, and Zelle, including impersonation of trusted contacts, fake "accidental" payments designed to exploit goodwill, fraudulent sellers and buyers using stolen payment methods, fake contest winnings, and impersonation of customer support teams. According to Pew Research, 13% of P2P payment app users have sent money to scammers, affecting millions of users across platforms with 92 million active users on Venmo alone. The key prevention strategies are to verify recipient identity before sending money, report unexpected payments from strangers immediately without cashing out
cbsnews.com
· 2025-12-08
Scammers are sending text messages falsely claiming to be from PennDOT, threatening license suspension and vehicle registration revocation unless recipients pay outstanding fines immediately. PennDOT officials clarified that the agency does not send text messages about traffic violations or fines, and advised recipients to delete the messages, avoid clicking links, and report them as spam. A key indicator of the scam is that the message falsely references the "Commonwealth of Pennsylvania Department of Motor Vehicles," a non-existent department in Pennsylvania.
6abc.com
· 2025-12-08
Officials in Pennsylvania and New Jersey are warning about a text message scam claiming recipients have unpaid traffic tickets and threatening license suspension or prosecution to pressure victims into clicking malicious links or providing personal information. Both PennDOT and the New Jersey Motor Vehicle Commission clarified they do not send unsolicited texts about driver status. Victims should report suspected scam messages to the FTC or FBI's Internet Crime Complaint Center.
news.yahoo.com
· 2025-12-08
Pennsylvania residents are receiving scam text messages impersonating state agencies including the Administrative Office of Pennsylvania Courts, Department of Motor Vehicles, and Pennsylvania Turnpike Commission, claiming outstanding traffic tickets or toll fees require immediate payment via links or gift cards. The scammers threaten fictitious penalties such as license suspension, criminal prosecution, and credit damage to pressure victims into sending money through gift cards, wire transfers, or cryptocurrency. State authorities advise recipients to ignore suspicious links, never provide personal information, and report such messages to local police or the Pennsylvania Attorney General's office, emphasizing that legitimate state agencies never solicit payment via text message.
the420.in
· 2025-12-08
A 46-year-old MBA graduate in India lost ₹11 crore (approximately $1.3 million USD) over three months in a sophisticated online job scam, reported as one of India's largest cyber frauds. Fraudsters created a fake website impersonating an international consultancy firm and convinced the victim he was hired for an executive position, then extracted money through fake onboarding fees, documentation charges, and purported investment plans before disappearing with funds transferred to crypto wallets and offshore accounts. Authorities suspect this may be part of a larger fraud operation and are urging the public to verify online job offers and avoid upfront payments.
limerickleader.ie
· 2025-12-08
AIB has issued a warning to Irish customers about an ongoing threat of text message and phone call fraud, with reports of people being scammed through impersonation of legitimate institutions. The bank's Financial Crime Prevention team advised customers to avoid clicking suspicious links, never share login details or PINs, and to hang up and call back on trusted numbers if receiving unexpected calls. AIB encourages victims to report fraud through their website security center or contact their 24/7 fraud support line.
thetimes.com
· 2025-12-08
This article describes a common tax authority impersonation scam via unsolicited phone calls and discusses the broader UK scam landscape, where fraudsters stole £11.4 billion in the previous year. The author explains various scam tactics (fake tax demands, computer virus threats, romance scams, taxi fare requests) and humorously suggests that victims can waste scammers' time through delay tactics—keeping them on the line with endless holds, feigned technological incompetence, and false information—as a strategy to disrupt their operations and prevent them from targeting more vulnerable people.
fox5vegas.com
· 2025-12-08
Scammers are sending phishing text messages to Nevada residents (and victims as far as Oklahoma) impersonating Las Vegas Courts with fake .gov addresses, demanding immediate payment for outstanding traffic tickets to avoid fines or legal action. Clark County and Las Vegas officials warn that legitimate court entities do not solicit payments via text, and advise residents to delete suspicious messages and verify tickets directly through official channels rather than clicking links.