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eu.36kr.com
· 2026-10-03
AI-powered pig-butchering scams are rapidly scaling through the use of artificial personas on dating apps, with a Chinese app studio deploying over 4,700 AI-driven profiles to interact with at least 25,000 users who purchase credits to communicate. These scams combine AI technology for relationship-building with real people for critical trust-building moments, and Chinese authorities have cracked over 300 AI fraud cases involving face-swapping and voice cloning that exceeded 500 million yuan in losses, with individual cases reaching up to 20 million yuan.
kesq.com
· 2026-10-02
Seniors in Palm Springs are being targeted by scams at increasing rates, with Americans 60 and older reporting over $7.7 billion in fraud losses to the FBI in 2025, a 59% increase from the previous year. Local officials are hosting a free scam-prevention seminar featuring representatives from four state agencies to educate seniors about common scams, including impersonation schemes where scammers pose as police officers demanding payment. Anyone suspecting fraud can contact local police or the National Elder Fraud Hotline at 1-833-FRAUD-11.
cp24.com
· 2026-10-02
An Oshawa man, Christos Charalambous, has been charged with theft, fraud, and possession of stolen property after an elderly woman in Ajax lost more than $400,000 in an alleged fraud scheme discovered during a October 2023 welfare check. Police launched an investigation and arrested Charalambous on September 29, charging him with multiple counts over $5,000. Authorities believe there may be additional victims and are urging anyone with information to contact them.
patch.com
· 2026-10-02
Xuehai Sun, a 38-year-old from Flushing, Queens, pleaded guilty to conspiracy to commit wire fraud for his role in a transnational scheme that targeted elderly victims in the U.S. and Canada through deceptive pop-up messages claiming their computers were hacked or accounts compromised. The scam instructed victims to call fake "live agents" who posed as technology company representatives, financial institution employees, or government officials (including the FTC and Federal Reserve) and convinced them to transfer funds via wire transfers, cryptocurrency, or cash purchases of gold bars. Sun admitted to coordinating couriers to collect the cash and gold from victims and managing the logistics of converting and distributing the
naplespress.com
· 2026-10-02
Medicare scam calls have surged this summer, with scammers using AI-powered automated calls targeting seniors to steal Medicare and Social Security numbers for fraudulent claims and identity theft. The scams employ various tactics including offering free services, threatening to cancel coverage, or claiming refunds are due, with Medicare losing an estimated $60 billion annually to fraud and abuse. Legitimate Medicare will never initiate calls or request personal information—all real communications come by mail—and seniors should never provide Medicare or Social Security numbers to unsolicited callers.
wgal.com
· 2026-10-02
Pennsylvania's Senate passed legislation nearly unanimously to combat elder fraud by requiring banks to report suspected fraudulent transactions targeting seniors and allowing them to hold or prevent such transactions. The bill, prompted by cases like that of Carol Axler who was targeted in a $10,000 scam, would also authorize banks to contact a senior's authorized representative about potential fraud, addressing Pennsylvania's ranking as ninth in the nation for elder financial fraud. The legislation now awaits a House vote, which could occur within the remaining three legislative sessions scheduled for this calendar year.
aol.com
· 2026-10-02
This article is a product review comparing identity theft protection services rather than reporting on actual fraud incidents. It does not contain information about specific scams, victims, or dollar amounts lost to fraud—instead, it lists seven identity theft protection services with their features, coverage limits, and pricing tiers designed to help consumers prevent identity theft and fraud.
nationalseniors.com.au
· 2026-10-02
In the first half of 2024, Australians reported 91,767 scams resulting in $156.6 million in losses, with scammers increasingly using fake advertisements featuring the likenesses of wealthy Australians and celebrities like Andrew Forrest, Gina Rinehart, and Jacqui Lambie to promote bogus investment schemes, primarily on Facebook. Billionaire Andrew Forrest has spent over $60 million suing Meta for failing to prevent thousands of deceptive ads using his name and image since 2019, though Meta denies responsibility. The scams are becoming increasingly sophisticated, using fake news stories and deepfake-style content to create false endors
thisweekinworcester.com
· 2026-10-02
A Massachusetts man lost $400,000 in a romance scam involving AI-generated communications and deepfakes, believing he was investing money through a woman he met on Facebook who may have been powered by ChatGPT. Romance scams nationwide cost victims $929 million in 2025, up 38% from 2024, with seniors accounting for $584 million of losses; the FBI reports that scammers operating from compounds in Myanmar use AI tools like ChatGPT and Gemini to automate fake profiles and target thousands of victims simultaneously. The FBI warns the public to keep social media accounts private, verify video calls for AI artifacts like distorted hands, and move slowly in online relationships to avoid falling
aol.com
· 2026-10-02
Americans lost $929 million to romance and relationship scams in 2025, a 38% increase from 2024, with adults 60 and older accounting for 63% of reported losses and averaging $57,000 per victim compared to $40,000 for younger age groups. Scammers increasingly use AI-generated messages and photos to build emotional connections over weeks or months before pivoting to investment schemes involving cryptocurrency or trading apps, making detection difficult because victims initiate the transfers themselves. Family members and friends should watch for signs like never meeting in person, secretiveness about the relationship, mentions of new investments, and unusual financial activity, and should approach suspected victims with curiosity rather than judgment while reporting confirmed
3news.com
· 2026-10-02
Cybercrime investigator Dunstan Guba is raising awareness about the growing romance scam epidemic in Ghana, where fraudsters build emotional relationships through social media before requesting money under false pretenses. Ghana reported GH¢23.3 million in cybercrime losses in 2024 and GH¢14.9 million in just the first half of 2025, with a 2025 pan-African operation revealing approximately US$450,000 in romance scam losses and US$8 million defrauded from elderly victims by a network using artificial intelligence to create false identities. Romance fraud is particularly dangerous because criminals exploit trust rather than just targeting devices, using tactics like fake
sports.khan.co.kr
· 2026-10-02
Romance scams targeting elderly individuals in South Korea are increasingly sophisticated, with international crime syndicates posing as romantic interests on social media to extract money from lonely seniors. Cases documented include a woman in her seventies who was nearly convinced to send $18,750 to a supposed boyfriend in Ukraine for shipping fees, and a man who remitted approximately $30,000 over five years to a woman claiming to be in a Nigerian refugee camp. Experts note that approximately 70.8% of people over 60 experience loneliness, making them vulnerable to scammers who exploit emotional vulnerability through fabricated romantic relationships.
yoursouthshore.ca
· 2026-10-02
Lunenburg County is offering free safety sessions for seniors at Bridgewater Fire Hall, with the opening session covering common scams targeting older adults including grandparent scams, romance scams, fake bank investigator calls, and advance-fee lottery schemes. Police and safety coordinators advised participants to avoid sharing personal or banking information over the phone, be cautious with unfamiliar links, and verify identities before transferring money. Additional sessions on safe investing, legal information, and other safety topics are scheduled throughout October.
patch.com
· 2026-10-02
AI-powered scams are increasingly threatening Americans' financial security, with a new coalition of 30+ consumer and technology groups calling for tech companies to implement stronger fraud prevention measures rather than profiting from scam advertisements. Scam survivor Kate Kleinert, who lost $39,000 in a Facebook romance scam, highlighted how artificial intelligence voice cloning and deepfakes make scams more convincing; the FBI reports losses among Americans 60 and older rose 59% in 2025 with an average loss of $38,500 per complaint. Americans collectively lost an estimated $148.2 billion to online scams in 2025, prompting calls for Congress to make fraud prevention a legal obligation
foxnews.com
· 2026-10-02
"Ghost students" using stolen or fabricated identities—sometimes created with AI—have been exploiting federal student aid programs by enrolling in colleges and collecting grants and loans intended for legitimate students, costing taxpayers millions of dollars. The Education Department reported saving nearly $200 million after implementing identity verification requirements in June, with estimates of over $1 billion in savings this cycle, while the Trump administration has suspended over 870,000 borrowers allegedly involved in COVID-era fraud. Fraud investigators warn students and parents to watch for red flags such as multiple applications with common information, as scammers target student aid programs because of historically weak controls.
abc12.com
· 2026-10-02
The fifth annual EDGE Conference in Genesee County, Michigan brought together law enforcement, social services, financial institutions, and elder law professionals to address elder abuse prevention, including scams, financial exploitation, human trafficking, and property deed fraud. The event, hosted by the Genesee County Elder Abuse Alliance and Sheriff's Office, emphasized the importance of inter-agency collaboration in identifying abuse and connecting vulnerable older adults with resources. Residents can report suspected elder abuse to the Sheriff's Office 24-hour hotline at 810-257-3422.
ullaw.ca
· 2026-10-02
An Oshawa man has been charged in connection with an alleged fraud scheme that defrauded an elderly Ajax woman of over $400,000, with charges including theft over $5,000, fraud over $5,000, and possession of property obtained by crime. Durham Regional Police launched the investigation following a wellness check in October 2023 and are concerned there may be additional victims in the Greater Toronto Area. The accused faces serious criminal charges under the Criminal Code of Canada, and victims may also pursue civil litigation for asset recovery.
hoodline.com
· 2026-10-02
A 25-year-old Indian national pleaded guilty to conspiracy to commit wire fraud after collecting $137,458 in gold bars from an 80-year-old Kaneohe woman who was tricked by fake Apple and U.S. Marshal scam calls into liquidating her IRA. The victim was caught in a controlled sting operation by federal agents who used prop gold to arrest the courier, who earned $25,000-$30,000 per ten pickups for an international fraud ring orchestrated from Gujarat, India. The case is part of a broader pattern targeting elderly victims, with similar schemes operating across multiple states through WhatsApp-coordinated courier networks.
thebaynet.com
· 2026-10-01
Gold scams targeting Marylanders typically involve fake dealers or government impersonators who deceive victims into purchasing precious metals, often by falsely claiming security concerns or promising profits. In October 2025, the Maryland Attorney General and CFTC won a $25.6 million restitution judgment against Safeguard Metals LLC, which defrauded at least 450 people of approximately $68 million in retirement savings, with six Maryland victims losing about $350,000. Montgomery County has been particularly affected, with victims losing over $5 million to gold bar scams in a single year, often after receiving calls falsely claiming bank account or identity theft.
alamedapost.com
· 2026-10-01
Alameda officials warn residents about common scams including government impersonation, unsolicited payment requests, and phishing attempts, advising people to verify requests independently and never grant remote device access or respond to suspicious links. The article emphasizes that legitimate government agencies will not contact residents unexpectedly demanding payment by phone, email, or text, and encourages victims to contact the National Elder Fraud Hotline at 833-372-8311 or local police. An Emergency Preparedness Day is being held in Alameda County on October 17 to help residents prepare for emergencies.
mofo.com
· 2026-10-01
This article summarizes a National Association of Attorneys General Eastern Region Meeting held in Philadelphia on September 29-30, 2026, where state and federal officials discussed bipartisan collaboration on key issues including elder abuse, organized retail crime, human trafficking, and other public safety matters. A notable discussion on elder exploitation emphasized the importance of data analysis to identify trends in abuse cases, while a panel on organized retail crime highlighted how Pennsylvania's recent legislation enabled recovery of over $5 million in losses and addressed emerging threats like cargo theft and gift card fraud. The conference's overall theme focused on strengthening public institutions through interstate cooperation and coordination between state attorneys general and federal law enforcement agencies.
newportdispatch.com
· 2026-10-01
A 32-year-old Bronx man was arrested after defrauding an elderly Irvington resident through an impersonation scheme in which a caller falsely claimed to be FBI and convinced the victim their bank account was compromised. The victim withdrew approximately $20,000 in cash over several days before police conducted surveillance and arrested Hoascalin Marmolejos at a scheduled cash pickup on September 29. Marmolejos was charged with attempted grand larceny in the third degree, with additional charges pending.
patch.com
· 2026-10-01
A suspect was arrested in Tarrytown for elder fraud involving an Apple impersonation scam after attempting to pick up a second cash payment at Walgreens. The case represents a second fraudulent transaction linked to the same scam targeting elderly victims.
theapopkavoice.com
· 2026-10-01
Floridians age 60 and older reported over 17,000 cybercrime complaints with nearly $710 million in losses in 2025, with scammers using tactics like fake technical-support warnings, account lockouts, and cryptocurrency schemes to steal funds. One woman in her early 70s lost approximately $100,000 after being manipulated through a series of coordinated scams involving a fake bank transfer, computer security warning, and pressure to move money to cryptocurrency. Nationally, people 60 and older account for over 37% of all reported fraud losses ($7.75 billion) despite representing only 20% of complaints, with an average loss of $38,500 per
cleveland19.com
· 2026-10-01
I don't have access to the article content itself—only the title and what appears to be navigation menu items from Cleveland 19 News. To provide an accurate summary focusing on specific scams, affected individuals, dollar amounts, and fraud types, I would need the full article text. Could you please share the article content?
digitaltoday.co.kr
· 2026-10-01
Approximately 72% of internet crimes targeting people aged 60 and older in 2024 involved personal data exploitation, resulting in estimated losses of $4.2 billion, according to an Incogni analysis. Scammers use exposed personal information combined with techniques like SIM swaps and AI voice cloning to impersonate family members through compromised accounts and family group chats. The FBI recommends verifying urgent requests through separate communication channels and using authentication apps instead of SMS-based two-factor authentication to prevent these scams.
spectrumnews1.com
· 2026-10-01
Scammers are increasingly using artificial intelligence technology to impersonate trusted people through deepfake photos, videos, and voice cloning to pressure seniors into sending money via texts, emails, and phone calls. Wisconsin loses approximately $1.4 billion annually to online scams, prompting the Wisconsin Alliance for Retired Americans to launch an awareness campaign called "United to Stop Online Scams" and advocating for government regulation of AI tools and cooling-off periods for financial transactions.
kqed.org
· 2026-10-01
Aditi Ranjan discusses the growing complexity of cybercrimes, including scam calls, phishing emails, and suspicious links that have become increasingly difficult to recognize as technology advances. She argues that cybersecurity requires not just better technology but education and awareness, enabling people to identify threats and make informed decisions without needing to become experts. Ranjan emphasizes that protecting communities online means teaching them to recognize scams before they fall victim.
attorneygeneral.gov
· 2026-10-01
Pennsylvania Attorney General Dave Sunday praised recent legislative actions on three bills aimed at protecting residents from fraud and technology threats: SB 738 strengthens protections against financial exploitation of seniors, SB 1368 prohibits nudification applications that exploit children, and HB 1925 establishes safeguards for artificial intelligence use in healthcare and insurance. The bills passed with strong bipartisan support, reflecting the state's commitment to combating scams targeting vulnerable populations and addressing emerging technological threats.
sd25.senate.ca.gov
· 2026-10-01
This article does not contain information about a scam or fraud incident. It is a newsletter from Senator Sasha Renée Pérez announcing upcoming community events, including a senior scam prevention workshop, and providing legislative updates on Medi-Cal eligibility changes and disaster housing assistance programs.
mynewsla.com
· 2026-10-01
AI-powered scams are increasingly targeting Americans, with criminals using voice cloning and deepfakes to make fraudulent schemes more convincing, prompting a coalition of over 30 consumer and advocacy groups to call for technology companies to take greater responsibility for fraud prevention. A scam survivor named Kate Kleinert, who lost $39,000 in a Facebook romance scam, is helping raise awareness through public service announcements, while the FBI reports that losses among Americans aged 60 and older rose 59% in 2025, averaging $38,500 per complaint. Americans lost an estimated $148.2 billion to online scams and crimes in 2025, according to the Consumer Federation of America.
thecooldown.com
· 2026-09-30
A woman in her late 60s fell victim to a romance scam involving a supposed UK pilot who initially requested $700 and later demanded Apple gift card codes, with the scammer using emotional manipulation and insisting on secrecy to prevent the family from discovering the fraud. The daughter recognized the classic romance scam tactics—requests for money via gift cards, emotional attachment, and demands for confidentiality—and sought advice online, where commenters warned that the financial damage could extend far beyond initial payments and affect family finances.
keystonenewsroom.com
· 2026-09-30
A Pennsylvania widow was defrauded by an online romance scammer posing as a doctor named "Tony" who built an emotional connection over several months through daily WhatsApp calls and messages, eventually requesting money by fabricating emergencies involving his supposed children. The scammer exploited the victim's loneliness during COVID-19 lockdown and her lifelong desire to be called "Mom," demonstrating how AI and social engineering tactics are making online scams increasingly sophisticated and difficult to detect. The article highlights how billions of dollars are lost annually to such scams, which often originate through social media platforms and use convincing false narratives to manipulate victims emotionally before requesting funds.
coingeek.com
· 2026-09-30
Token Recovery, a blockchain forensics company, analyzed cryptocurrency donations to British political figure Tommy Robinson for a Channel 4 investigation, tracing 0.92 Bitcoin from a donation wallet to a gambling address. The investigation highlighted that while cryptocurrency transactions are traceable through blockchain analysis combined with open-source intelligence (OSINT), attribution requires careful verification since wallet addresses don't automatically identify individuals. The case demonstrates how digital currency fraud investigation has become more sophisticated, with professionals using advanced tools to follow transaction trails despite the perception that crypto is anonymous.
yahoo.com
· 2026-09-30
A woman in her late 60s fell victim to a romance scam involving a fake UK pilot who initially requested $700 and later demanded Apple gift card codes, classic indicators of financial exploitation. Her daughter discovered the scam after noticing her mother's secretive behavior, emotional attachment to an unmet online contact, and requests for untraceable payments. The case highlights how romance scammers use psychological manipulation and secrecy to drain victims' finances while isolating them from protective family members.
scientificamerican.com
· 2026-09-30
Six men were extradited from South Africa for their involvement in a romance scam ring that defrauded over 100 U.S. women of more than $6 million by crafting elaborate fake romantic relationships. Researchers warn that artificial intelligence is making these scams increasingly difficult to detect and easier for criminals to scale up their operations. The scams exploit the normalcy of online dating to build trust with victims before extracting money through various schemes.
forsythnews.com
· 2026-09-30
Crystal Reyes-Jimenez, 42, was indicted on 11 counts in Forsyth County for alleged Ambien prescription fraud and financial exploitation of an elder. She is currently incarcerated at the Dawson County Detention Center. The indictment came from a Forsyth County grand jury in September.
9to5mac.com
· 2026-09-30
Elder fraud targeting seniors with lower tech literacy rose dramatically in 2024, with 72% of cases involving exposed personal data and resulting in $4.2 billion in losses. Scammers exploit family chat groups and use SIM swap attacks to intercept two-factor authentication codes, enabling them to impersonate family members and convince victims to send money. Protection strategies include minimizing personal data online, enabling authenticator app-based two-factor authentication, verifying identities through multiple communication channels, and establishing family passwords for emergency verification.
cbsnews.com
· 2026-09-30
Staten Island officials launched the "Scambassador Initiative" to combat rising elder fraud by recruiting volunteers to educate seniors about common scams including impersonation schemes, fake bank account compromise alerts, jewelry theft, and Medicare fraud. Criminals are increasingly targeting older adults through online schemes posing as friends or family requesting money transfers, with victims like Leo Falk losing funds they cannot recover. Authorities warn seniors to be suspicious of requests for gift card payments and to avoid sharing personal information with unsolicited callers claiming to be insurance or bank representatives.
wgxa.tv
· 2026-09-30
Two individuals, James Card and Tykeria Washington, were arrested after impersonating federal, court, and law enforcement officials to scam an elderly Perry, Georgia resident out of approximately $70,000. The suspects threatened the victim with arrest and coerced her to withdraw cash, purchase cryptocurrency, and transfer funds to other individuals before police located and intervened. Card was charged with theft by extortion, elderly exploitation, and impersonation of an officer, while Washington was charged with elderly exploitation, with the investigation ongoing to identify additional participants.
pasenategop.com
· 2026-09-30
Pennsylvania passed Senate Bill 738 to strengthen protections for seniors against financial exploitation, requiring financial institutions to report suspected elder fraud within specific timeframes and empowering them to hold suspicious transactions. The legislation was prompted by data showing Pennsylvania ranked ninth nationally in elder fraud losses, with over 7,000 seniors defrauded of more than $200 million in 2025, representing a 43% increase from the previous year. The bill aims to give financial institution employees tools to prevent scams before seniors lose money and includes provisions for state tracking of fraud reports and investigation outcomes.
wbbjtv.com
· 2026-09-30
District Attorney General Colin Johnson hosted the fifth annual Elder Justice Conference at Discovery Park of America in Union City, Tennessee, offering free training for professionals on day one and seniors on day two to educate them about online scams, financial exploitation, and abuse. The conference aims to help seniors and vulnerable adults recognize and avoid scams that cost Americans billions of dollars annually through awareness and intervention strategies.
saltwire.com
· 2026-09-30
An 80-year-old Nova Scotia woman lost $10,000 to a sophisticated phone scam that began with a false claim her bank card was compromised and involved drugs and money laundering charges. The scammers impersonated CSIS and police, keeping her on the phone while directing her to withdraw cash and deposit it into Bitcoin machines at local stores in two separate transactions. Despite warnings from a store clerk and visits from actual police officers, she only realized the fraud when a scammer impersonated a local officer with a spoofed number and she confirmed with real police that the name and rank were fake.
abajournal.com
· 2026-09-29
Attorney Timothy Mark Anderson, 67, of Iowa, pleaded guilty to Medicaid fraud and was sentenced to six months in federal prison for orchestrating a scheme where he sold luxury vehicles, including a 1961 Rolls-Royce Phantom V, to elderly clients at inflated prices to help them qualify for Medicaid benefits. The scheme involved the vehicles being "gifted" to heirs and resold back to Anderson at lower prices, resulting in $184,274.36 in restitution ordered to Iowa Medicaid and a $25,000 fine. In one documented case, an elderly couple purchased the Rolls-Royce for $186,000 as part of the fraud
yahoo.com
· 2026-09-29
In 2025, Floridians over 60 lost nearly $710 million to cybercrime, with the state ranking second nationally for elder fraud losses among that age group. A cybersecurity educator describes how her neighbor, a woman in her early 70s, lost approximately $100,000 in three days through a coordinated scam involving fake bank support calls, fake computer warnings, and pressure to move funds into cryptocurrency. Nationally, people age 60 and older account for over 37% of all cybercrime financial losses totaling $7.75 billion, with an average loss of $38,500 per victim.
aol.com
· 2026-09-29
Adult children are increasingly becoming family financial managers after discovering unpaid bills, suspicious wire transfers, or signs that elderly parents have fallen victim to scams. The article outlines six steps to protect aging parents' finances, including securing financial power of attorney before any funds are moved, auditing all financial documents and passwords, and setting up bank alerts for suspicious activity. Key recommendations include establishing view-only account access to monitor for fraud, building a professional advisory team, and updating estate plans while the parent can still make independent decisions.
theconversation.com
· 2026-09-29
In 2025, Floridians over 60 lost nearly $710 million to cybercrime across more than 17,000 reported complaints, making Florida second in the nation for elder fraud losses. The article highlights a case where a woman in her early 70s lost approximately $100,000 after scammers gained access to her bank account and convinced her to move funds to cryptocurrency, exploiting her isolation and fear during a three-day scheme involving fake technical support and computer warnings. Nationally, adults 60 and older account for over 37% of all cybercrime losses totaling $7.75 billion, with an average loss of $38,500 per complainant, driven
247wallst.com
· 2026-09-29
An adult child unexpectedly discovers a parent's unpaid bill or suspicious financial activity, triggering the need to assume control of their aging parent's finances without clear legal authority. The article outlines six steps to manage this transition, including establishing communication, obtaining power of attorney, setting up bank alerts for wire transfers and large withdrawals, and monitoring statements monthly to detect potential elder fraud before scammers drain accounts. The key challenge is balancing protective oversight with the parent's autonomy and dignity while preventing common mistakes like simply paying bills without addressing underlying capacity issues.
newsantaana.com
· 2026-09-29
An elderly Connecticut man lost $8,600 in a mail-based fraud scheme targeting seniors, but Fountain Valley Police recovered his funds along with an additional $46,000 from other victims when they arrested a suspect at a local address. The incident is part of a broader surge in elder fraud across Orange County, where reports have risen over 30% in three years, with scammers using mail schemes, spoofed calls, and local "money mules" to target older adults. Federal estimates show elder fraud causes over $3.1 billion in annual losses nationally, though experts believe the actual figure reaches $8-10 billion when accounting for unreported cases.
prnewswire.com
· 2026-09-29
Los Angeles elder law attorney Susan B. Geffen has launched an educational video series across social media platforms to help older adults and their families recognize warning signs of financial exploitation, scams, and isolation before harm occurs. The series emphasizes the connection between social isolation and financial vulnerability, noting that seniors separated from trusted family and friends are more susceptible to manipulation and loss of significant amounts of money. Geffen draws on nearly four decades of experience in elder law to educate families about potential red flags such as sudden financial secrecy, unexplained withdrawals, unusual new relationships requesting money, and restricted access to family members.