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Dear Savvy Senior,My adult kids keep warning me about scams, but it’s hard to know which calls and messages are dangerous. What scams are most commonly aimed at seniors right now?--Almost 80 Dear Alm...

Press release from the Florida Department of Elder Affairs TALLAHASSEE, Fla. – As St. Patrick’s Day approaches, remember that protecting yourself from fraud takes more than luck. Prize scams often in...

Hyderabad: A 71-year-old man was duped of Rs 4.4 lakh in the Kaun Banega Crorepati (KBC) lottery fraud in Hyderabad. The victim approached the cybercrime unit of the Hyderabad police, stating that on...

Scams occur throughout the year, but criminals often take advantage of the “season” to trick you into providing your personal or financial information to them as part of a scam. Summer scams target v...

Dear Savvy Senior, My adult kids keep warning me about scams, but it’s hard to know which calls and messages are dangerous. What scams are most commonly aimed at seniors right now? –Almost 80 Dear ...

Each year, seniors are often targeted by scammers and fall victim to some type of financial fraud, leading to significant losses. In 2023 alone, older adults lost approximately $3.4 billion to various...

FOX23 is sharing a list of the top scams of 2025. The Better Business Bureau of Eastern Oklahoma just released the list and these scams could still catch you or a loved one off guard this year. FOX23...

Dear Savvy Senior, My adult kids keep warning me about scams, but it’s hard to know which calls and messages are dangerous. What scams are most commonly aimed at seniors right now? - Almost 80 Dear...

Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. If you’re one of the hundreds of millions of Americans who use payment apps, you’ve probably wondere...

While there are many types of elder fraud, power of attorney scams are particularly nefarious. Lyne Bien-Aime, a 55-year-old man, is facing charges for an alleged power of attorney scam in which he t...

In recognition of National Consumer Protection Week, which runs through Saturday, March 7, “People” is revisiting several recent situations where USPS employees sensed a scam and acted accordingly. •...

LEXINGTON, Ky. — There are a wide variety of online scams that involve people trying to steal money or even your personal information. For today’s Good Question, a viewer asks, I’ve been playing swee...

Everyone has been told not to share personal information with strangers or give money for a scenario that seems too good to be true. Yet during 2024, scammers stole $12.5 billion from Americans, accor...

You're probably all too familiar with the words "potential spam" or "suspicious activity detected" or even a pop-up in Gmail that reads, "This message might be dangerous." That's because we are all po...

Romance scams targeting seniors generate over $1B in annual losses according to the FTC. Retirees are primary targets due to available funds and lower technological proficiency. The analyst who call...

Romance scams targeting seniors generate over $1B in annual losses according to the FTC. Retirees are primary targets due to available funds and lower technological proficiency. The analyst who call...

Financial advisor Jason Fischer warned that one in ten older adults fall victim to scams—particularly romance, collections, sweepstakes, imposter, and grandparent scams—often perpetrated by people the victims trust, though many cases go unreported due to embarrassment. Common red flags include unsolicited calls claiming to be from the IRS or utilities threatening immediate action, requests for money from supposed romantic partners built on trust over time, and prizes offered for contests the victim never entered. To protect yourself, Fischer emphasized that legitimate organizations like the IRS never call to demand immediate payment, and you should be skeptical of any request for money from unfamiliar contacts, even if they seem trustworthy.

The Brenham Police Department is warning about multiple scams targeting elderly residents, including impersonation calls from government agencies, fake tech support, romance scams, and fake lottery winnings. Red flags include pressure to act quickly, requests for gift cards or wire transfers, demands for personal information, and instructions to keep the matter secret. To protect yourself, slow down before acting, never share personal details over the phone or online, verify requests by calling organizations directly, and consult with family or trusted friends before sending money—and report suspected scams to local police, Adult Protective Services, or the FTC.

Iowa's Attorney General reported over 4,000 consumer complaints in 2025, with used auto fraud, imposter scams, and internet-related issues topping the list of consumer complaints affecting residents. Scammers are increasingly targeting vulnerable people through deceptive practices via text, phone, email, and social media, with used car sales accounting for the largest share of complaints (783). Iowans are advised to research purchases carefully, verify seller information, be skeptical of unsolicited contacts claiming to be from government agencies or offering unexpected opportunities, and report suspected scams to the Attorney General's office immediately.

Iowa Attorney General Brenna Bird is warning residents about a surge in fraud and scams, with the state's Consumer Protection Division receiving over 4,000 complaints in 2025—the second consecutive year of increases. The most common scams include auto-related fraud (783 complaints), imposter scams like fake job offers and IRS schemes (398 complaints), and internet-related issues such as hacked accounts and phishing (319 complaints), along with complaints about home improvement, housing, and personal services. Consumers are advised to be cautious when dealing with auto repairs and sales, job offers from unknown sources, and unsolicited contact from government agencies, while verifying contractor credentials before hiring and protecting their online accounts with strong passwords.

# Article Summary Patrick Dallas, a 38-year-old from Atlanta, pleaded guilty to defrauding elderly people in Rhode Island and other states through a fake Publishers Clearing House lottery scheme that stole over $1 million. The scammers told victims they had won large sums of money and then tricked them into paying upfront fees, taxes, or sending valuables like gift cards and watches to collect fake prizes. Seniors should be alert to sweepstakes and lottery scams that request personal information or upfront payments, as legitimate lotteries never require fees to claim winnings.

# Fraud Prevention Summary Millions of Americans fall victim to fraud each year, with elderly citizens particularly vulnerable to scams including romance schemes, tech support fraud, grandparent scams, and government impersonation plots. New York State Police Investigator Kurt Strassberger highlighted that common fraud tactics also include money mule schemes, cryptocurrency investment fraud, and business email compromise attacks. To protect yourself, be cautious of unsolicited contact offering financial opportunities or tech support, verify requests through official channels before sharing personal information, and report suspicious activity to local law enforcement or the FBI.

Arkansas residents are losing millions to financial fraud through phone calls and text messages, with Americans losing over $16 billion in 2024 according to the FBI, though actual losses are believed to be much higher since many victims don't report crimes. Common scams include lottery and tax schemes that trick victims into sending money upfront, with affected individuals losing an average of $80,000 or more. To protect yourself, be skeptical of unsolicited messages claiming you've won money or owe taxes, and report suspected scams to authorities and your bank immediately—Arkansas passed Act 1015 in 2021 to help financial institutions identify and stop fraudulent transactions targeting vulnerable residents.

# Scam Summary Criminals are sending fake text messages impersonating mobile providers like EE and Vodafone, claiming recipients have earned thousands of reward points that will soon expire. When users click the link and "claim" prizes like massage chairs or vacuums, they're directed to fraudulent websites designed to steal their banking information by requesting payment for postage. To protect yourself, verify any rewards offers directly through your provider's official app or website rather than clicking links in unsolicited texts, and never enter banking details on unfamiliar sites—legitimate companies don't require payment to redeem earned rewards.

As Super Bowl Sunday approaches, Maryland's Attorney General is warning consumers about scams targeting sports fans, including illegal betting sites that steal money or personal data, fake prize emails, counterfeit merchandise, and malware-infected streaming links. To protect yourself, only use Maryland's 12 licensed online sportsbooks and 14 regulated fantasy competition operators, buy official merchandise from legitimate retailers, and stream only through authorized services. If you suspect fraud, contact the Maryland Consumer Protection Division at 410-528-8662.

The Michigan Lottery is warning residents about scams involving fake lottery apps, websites, and unauthorized ticket sellers that falsely claim affiliation with the official lottery through social media. To stay safe, players should only purchase tickets through authorized retailers, the official Michigan Lottery app, or MichiganLottery.com, and can verify suspicious offers by calling 844-917-6325 or emailing [email protected]. Anyone who suspects they've been scammed should contact local authorities or the agencies listed by the Michigan Lottery.

A 27-year-old Jamaican man has been sentenced to 27 months in prison for defrauding elderly victims through fake sweepstakes schemes that convinced them they had won prizes and needed to pay upfront fees to claim the winnings, with one Arizona senior losing over $480,000. The scheme involved collecting money through gift cards and bank transfers while posing as federal representatives, and Jackson has been ordered to pay $74,530 in restitution. Law enforcement urges seniors to be skeptical of unsolicited prize notifications and to report suspected fraud immediately to the FBI, as scammers commonly use fake lotteries, health care schemes, and government imposter tactics to steal from elderly Americans.

A Maryland man and his co-conspirators defrauded victims across the United States between 2020 and 2024 by running a lottery scam that convinced people they had won prizes but needed to pay upfront fees to claim them. The scheme particularly targeted elderly individuals, and the perpetrators used fraudulent mail and stolen identities to solicit money from victims who ultimately received nothing. To protect yourself, be aware that legitimate lotteries never require upfront payment to claim winnings, so any request for advance fees should be treated as a major red flag.

Artificial intelligence is making scams more convincing, and older adults—particularly those over 80 in Utah—are being hit hardest, with losses averaging $7,675 per person in 2025, exemplified by one 90-year-old who lost over $500,000 to a fake sweepstakes scam. Researchers tested four popular scam-detection apps (McAfee Scam Detector, Trend Micro Scam Check, Norton Genie, and BitDefender Scamio) and found that Norton Genie performed best, though none reliably caught all scam types, with only one app detecting phishing emails while all four flagged vishing (spoofed caller ID) scams. The takeaway: while scam-detection apps offer some protection, no single tool is foolproof, so people—especially seniors—should remain vigilant by verifying contact

The City of Birmingham, Alabama scheduled a free Financial Fraud Workshop for January 31, 2026, designed to educate residents about common scams including phishing, identity theft, credit card fraud, healthcare scams, and romance scams, with practical guidance on recognizing red flags and protecting themselves and their loved ones. However, the event has been cancelled and will be rescheduled at a future date. In the meantime, residents can protect themselves by being skeptical of unsolicited communications, never paying via gift cards, verifying requests for personal information through official channels, and discussing potential scams with trusted family members or friends before taking action.

Researchers tested four popular scam detection apps and found that they are largely ineffective at catching common fraud tactics, with only Norton Genie successfully identifying a phishing email while the others failed to flag suspicious messages. Older adults in Utah are particularly vulnerable to scams, with people aged 80 and over losing an average of $7,675 to fraud in 2025—nearly 40 times more than younger people—exemplified by one 90-year-old man who lost over $500,000 to a fake sweepstakes scheme. To protect yourself, experts recommend being skeptical of unsolicited messages and calls offering prizes or requesting immediate payment, and consider consulting cybersecurity professionals or trusted contacts before responding to suspicious communications.

Instagram scammers use social engineering tactics like fake urgency messages, impersonation, and phishing links to trick users into revealing login credentials or personal information, with victims often being redirected to fraudulent sites before realizing the deception. Common scams range from quick phishing schemes to long-running romance and financial fraud, exploiting Instagram's informal messaging style and the platform's scale to create a sense of trust and plausible deniability. To protect yourself, be skeptical of unexpected urgent messages requesting account verification or personal favors, verify requests through official channels before responding, and never click links or enter credentials on unfamiliar pages.

A 91-year-old Berkeley woman lost $5,000 in a scam where someone called claiming her daughter had been jailed in a car accident and needed bail money, using a voice in the background impersonating her daughter. The scammer pressured her not to tell anyone and instructed her to withdraw cash and hand it to a man who arrived at her house, though the teller's limit of $5,000 prevented a larger loss. Police advise elderly residents to verify urgent claims by contacting family directly, resist pressure to act quickly, avoid giving money to unverified people, and consider establishing a family password to confirm identities.

Scammers are increasingly targeting seniors through schemes like grandparent scams, fake tech support calls, government impersonation, and gift card fraud, exploiting their kindness, trust, and fear. In this podcast episode, St. Croix County Sheriff Scott Knutson discusses why these crimes are difficult to track and why victims often don't report them, emphasizing that awareness and family communication are key to protection. To help protect elderly loved ones, families should stay informed about common scam tactics, maintain open conversations about suspicious contacts, and encourage reporting of fraud attempts to authorities.

# Scams Rising Across the U.S. Americans receive approximately 2.5 million scam and robocalls monthly, with scammers increasingly impersonating law enforcement to threaten arrest or demand payment via gift cards and wire transfers. In the Augusta area alone, ten of 22 counties have reported rising scam activity since November, including impersonations of local agencies like North Augusta Public Safety and major companies like Amazon and Georgia Power. To protect yourself, never provide personal information or payment to callers claiming to be law enforcement, verify suspicious calls by contacting the agency directly, and register your phone number on the Federal Trade Commission's Do Not Call list to reduce scam call volume.

A 38-year-old Jamaican man has been arrested in Florida for scamming a Kentucky couple out of $83,000 through a fake lottery scheme, where victims were told they had won a $250 million Mega Millions jackpot and were instructed to deposit money to claim their winnings. The suspect, Deroney Facey, admitted to targeting multiple victims across the United States and faces four felony charges including organized crime and securities fraud. To protect yourself, be wary of unsolicited lottery notifications and remember that legitimate lotteries never require upfront payments to claim winnings—if you receive such a solicitation, report it to authorities immediately.

# Scam Summary Scams targeting seniors in Bradenton are increasing rapidly, with people over 60 losing $3.4 billion to fraud in 2023 alone. Police recommend using the "Five Ps" method to identify red flags: watch out for someone pretending to be from a trusted organization, claiming there's a problem or offering prizes, creating pressure to act quickly, or requesting specific payment methods. Seniors should have open conversations with family about scams, learn their phone's security features with help from trusted people or their carrier, and always verify requests before taking action.

Starting January 2026, over half of U.S. states have implemented new "Safe Harbor" laws that allow banks to freeze customer accounts for up to two weeks if they suspect elder financial exploitation, leaving thousands of retirees unable to access their own funds for routine transactions. Banks now have legal immunity to delay transfers without fear of lawsuits, causing AI-driven systems to aggressively flag legitimate transactions—like gifts to grandchildren—as potential scams. To navigate these changes, seniors should contact their bank in advance to understand their specific policies, inform institutions about planned large transfers, and verify any account holds directly with their bank rather than responding to unsolicited contacts.

Starting January 2026, over half of U.S. states enacted "Safe Harbor" laws that allow banks to freeze senior citizens' accounts for up to two weeks if they suspect financial exploitation, protecting the institutions from lawsuits while doing so. While these rules aim to prevent elder fraud, they can inadvertently lock legitimate account holders out of their own funds, preventing them from paying bills or making routine transfers. Seniors should contact their banks to understand their specific hold policies, document the purpose of large transfers clearly, and consider discussing transaction patterns with their banks in advance to avoid unexpected account freezes.

# Fraud Scams Affecting Older Adults Older adults lost $2.4 billion to fraud in 2024, with increasing cases of romance scams, investment scams, and imposter schemes targeting vulnerable seniors. Lifespan of Greater Rochester's Fraud Awareness Network provides free support groups for fraud survivors aged 60 and older, helping them share experiences in a safe environment and emphasizing that victims are not at fault. To protect yourself, be cautious of unsolicited online relationships and financial requests, verify investment opportunities independently, and contact Lifespan at (585) 244-8400 or join their free virtual support group that meets every Tuesday if you've been targeted.

Vermont saw a 12% increase in scam reports in 2025, with 3,982 reports filed to the state Attorney General's office, with computer tech support scams continuing to dominate (over 25% of cases) alongside rising debt collection and government imposter scams, particularly targeting SNAP benefit recipients. Vermont residents should never respond to unsolicited calls, emails, or texts—especially those threatening legal action—and should instead verify suspicious requests by contacting trusted contacts or the Attorney General's Consumer Assistance Program directly. Free protection resources are available through the VT Scam Alert System, which has already enrolled roughly 9,000 residents to receive scam warnings.

# Lottery Scam Conviction A man from out of state was sentenced to 10 years in prison for defrauding a 76-year-old Arkansas resident in a lottery scam scheme that promised an $11 million Jamaican lottery prize. The victim lost approximately $57,000 before law enforcement intervened during a cash exchange in May 2025, where the perpetrator attempted to hand over a briefcase containing only printer paper instead of winnings. Authorities advise elderly citizens and others to be suspicious of unsolicited lottery claims requiring upfront payments, as legitimate lotteries never ask winners to pay fees to collect winnings.

A man named Portier Guytan was convicted in January 2026 for running a financial scam that targeted an elderly Crossett resident, who was defrauded of $50,000 after being told he had won an $11 million Jamaican lottery. The scam began in May 2025 when the 76-year-old victim received a call from someone claiming he had won the lottery and needed to send money to claim his prize. To protect yourself from similar scams, be skeptical of unexpected lottery winnings or prize notifications, never send money upfront to claim prizes, and verify claims by contacting official authorities directly.

While Vietnam reported fewer online scam victims in 2025 for the first time in years, a concerning problem persists: only about 32% of victims actually report these crimes to authorities, with many choosing to stay silent or simply accept their losses. This lack of reporting hampers investigations and public awareness efforts, even as government crackdowns and awareness campaigns have helped reduce overall scam incidents. Victims should report online fraud to authorities rather than only warning friends and family, as reporting enables law enforcement to investigate networks and protect others from similar schemes.

A Massachusetts woman has been arrested in connection with a Publishers Clearing House scam that defrauded a North Carolina man of approximately $500,000 by falsely claiming he had won $4 million and a Mercedes-Benz, then pressuring him to pay fake IRS and FDIC fees. The victim liquidated his retirement and investment accounts to pay the scammers through checks and gift cards, with about $215,000 going to a suspicious company linked to previous fraud cases. Authorities warn that legitimate prize organizations and financial institutions never require upfront payments, fees, gift cards, or wire transfers to claim winnings, so recipients of such requests should hang up and contact the organization directly through official channels.

# Scam Alert Summary Scammers posing as Publishers Clearing House representatives are calling residents claiming they've won cash prizes and a car, then requesting money orders before supposedly delivering the prizes to their homes. The Sidney Police Department warns that legitimate organizations never ask for payment to claim prizes, and residents should hang up, avoid sharing personal information, and report suspicious calls to local police. If you receive such a call, simply refuse and contact authorities rather than engaging with the scammer.

# Fake Sweepstakes Scams Target Older Adults Scammers are running fake sweepstakes schemes that demand gift card payments from victims, with older adults over 55 being the primary targets—they represent 72% of reported cases and lose an average of $978 per person, compared to $279 for younger victims. These scams exploit isolation (especially during COVID-19), emotional motivations like helping family members, and social manipulation tactics to convince people they've won prizes. To protect yourself, be skeptical of unsolicited sweepstakes notifications, never pay gift cards or upfront fees to claim winnings, and verify any prize claims directly with the official organization's main website or phone number.

In 2025, the most common scams targeting people include Medicare fraud (where scammers impersonate Medicare officials to steal account numbers), romance scams (where criminals pose as attractive individuals online to build trust before asking for money, costing Americans over $600 million last year), fake jury duty demands (using fake USPS labels and impersonating law enforcement), and AI-powered scams that create realistic fake images and videos. Senior citizens and lonely individuals are particularly vulnerable targets. To protect yourself, remember that Medicare will never call asking for your number, courts contact you by mail (not text) about jury duty and don't demand immediate payment, and be cautious of online relationships that quickly ask for money.

# Elder Fraud Summary Americans aged 60 and older lost nearly $2.4 million to scammers in 2024, making them the group most targeted by financial fraud, according to the Federal Trade Commission. Criminals use elaborate schemes—including imposter, romance, and sweepstakes scams—primarily through phone calls and online contact to gain trust and steal money or misuse personal property. Arvest Bank recommends that older adults and their families stay vigilant by learning about common scam tactics and verifying the legitimacy of unexpected financial requests before sharing any information or money.

Journalist Snigdha Poonam's new book "Scamlands" reveals that fraud operations in India, China, and Cambodia are not isolated incidents but rather massive, organized industries with sophisticated labor systems and capital structures that rival legitimate businesses. These transnational scam networks significantly interact with formal economies through banking systems and digital infrastructure, affecting vulnerable populations including young workers who are often recruited through false promises. The book examines how scam operations are embedded in specific Indian states like Jharkhand, Assam, and Tamil Nadu, highlighting that individuals seeking economic opportunity should be wary of unsolicited job offers, verify employment through official channels, and understand that scam networks deliberately exploit aspirations and economic desperation.