Securing your online life

Even if you have never fallen victim to a scam and don't think you've been targeted, keeping healthy digital habits can help keep it that way. Here are some straightforward actions to safeguard your online activity:

• Download a Password Manager: And be sure you know how to use it effectively. It creates and stores strong, unique passwords so you don't have to remember them.
• Enable Two-Factor Authentication: Set this up on all financial apps and your email to add an extra layer of security. Your email is the skeleton key to everything — protect it first.
• Turn On Transaction Notifications: Activate alerts in your banking apps to monitor account activity in real time.
• Be Alert: Remain cautious of unsolicited emails or messages asking for personal information, and always verify the source before clicking links or providing sensitive information.
• Monitor Your Accounts: Check your bank and credit card statements frequently for unauthorized transactions. Report anything concerning immediately.

While these steps can't guarantee immunity from scams, they significantly enhance your protection and help safeguard your hard-earned assets.