Elder Fraud in Virginia

Scammers increasingly use sophisticated techniques, including AI-generated messages, making it harder to identify fraud through traditional red flags like typos. Key prevention strategies include trusting your instincts when messages seem suspicious, contacting financial institutions directly rather than responding to unsolicited communications, avoiding posting personal information on social media, and securely disposing of financial documents. Being skeptical and cautious about unsolicited messages—even from seemingly legitimate sources—is the most effective defense against modern scams.

Scammers are increasingly sophisticated in crafting deceptive texts and emails, with the typical American receiving nearly 63 spam texts in August 2025, and many now using AI to improve message quality. The primary defense is to avoid engaging with suspicious messages, trust your instincts, contact your financial institution directly through official channels rather than responding to the message, and be cautious about verifying sender email addresses, as they often appear suspicious despite polished message content. Additional protective steps include limiting personal information shared on social media, refraining from posting travel plans, shredding financial documents, and switching to digital statements to prevent scammers from using personal data to target individuals or their loved ones.

Modern fraud is perpetrated by sophisticated international criminal networks that finance human trafficking and forced labor operations, making scam prevention a matter of both personal financial protection and global harm reduction. Individuals can safeguard their finances through practical steps including blocking unknown callers, using strong passwords, enabling two-factor authentication, freezing credit, and monitoring credit reports regularly. Reporting fraud to local police and the FBI's Internet Crime Complaint Center (IC3.gov) is critical, as underreporting obscures the true scale of the problem and hampers resource allocation for fraud prevention efforts.

A TikTok user reported falling victim to a solar panel installation scam after a door-to-door salesman falsely claimed Virginia's government would pay for panels, with only installation costs required. The family took out a predatory loan with hidden interest charges and was forced to replace their roof, leaving them in substantial debt with a substandard system lacking battery backup. Solar scams are widespread nationwide, involving false government program claims, predatory loans with misleading terms, incomplete installations, and hidden fees; consumers should avoid door-to-door salespeople, verify companies through the BBB, and report suspected fraud to the FTC, CFPB, or state consumer protection offices.

Sandy Simoncic of Grimsby, Ontario, was placed on probation for her role in an elaborate online romance scam that defrauded a Georgetown woman of $312,000 in early 2023. Simoncic herself was a victim of the same scam ring, losing $50,000 of her own money while transferring over $350,000 in fraudulent funds at the request of a man posing as "Dave Brunner"; she became "wilfully blind" to the suspicious nature of transactions despite bank warnings, eventually losing her home and vehicle. The actual perpetrator who profited from the scheme remains at large and was not charged.

The Virginia Tech Police Department warned of multiple ongoing scams targeting students and community members, including fake football ticket sales via social media (where scammers pose as alumni and accept payment through apps like Venmo but never deliver tickets), sextortion schemes targeting male students (where scammers pose as attractive women, solicit intimate photos, then blackmail victims), fraudulent job offers involving fake checks that students are asked to cash and return funds for, and impersonation scams where scammers pose as family or friends requesting gift card payments. The department provided prevention advice for each scam type, emphasizing purchasing from official vendors, never sending intimate photos to unknown contacts, verifying checks through banks, and carefully ver

Oluwasegun Baiyewu, 37, of Richmond, Texas, was convicted by a federal jury in Puerto Rico for conspiracy to launder funds from large-scale fraud schemes including romance scams, pandemic relief fraud, and business email compromise attacks that disproportionately targeted elderly and vulnerable Americans. Baiyewu and four co-conspirators routed stolen proceeds through multiple accounts to conceal their origin, then used the funds to purchase used cars shipped to Nigeria and distribute money to other co-conspirators between 2020 and 2021. The defendants will be sentenced by the District of Puerto Rico court.

Lightning Shared Scooter Co. (LSSC), a fraudulent investment scheme posing as a Hong Kong-based scooter-sharing company, defrauded hundreds or thousands of victims by promising returns on initial investments of $2,000-$65,000 that could be monitored and withdrawn through a mobile app. The scam used fake endorsements from public figures (including Sean Spicer), local officials, military personnel, and fabricated storefronts in at least eight U.S. cities to gain credibility, particularly targeting immigrant and lower-income communities who invested life savings and college funds. Victims discovered last month they could not withdraw earnings, with law

A federal jury in Puerto Rico convicted Oluwasegun Baiyewu and four co-conspirators of money laundering involving proceeds from romance scams, pandemic relief fraud, unemployment insurance fraud, and business email compromise schemes that primarily targeted elderly and vulnerable Americans. The defendants laundered stolen funds through hundreds of transactions in 2020-2021, including purchasing used cars shipped overseas to Nigeria, with the conspiracy affecting victims across multiple states and Puerto Rico.

The Better Business Bureau has documented increased complaints about online gambling scams in Virginia over the past three years, with consumers facing risks from unclear terms, deceptive practices, and fraudulent schemes as the industry expands. The confusing regulatory landscape allows scammers to exploit consumers through illegal gambling platforms and deceptive practices. To protect yourself, verify which gambling sites are legal in your state, understand the terms and conditions, and contact the National Problem Gambling Hotline (1-800-426-2537) if you suspect fraud or have gambling concerns.

Andrea Estell Cochran, a 51-year-old from Houston, was arrested and charged with federal bank fraud after using forged passports to impersonate account holders and withdraw approximately $11,000 from multiple banks across Washington state and Maine in 2024. She faces up to 30 years in federal prison plus additional state charges, with a plea deal hearing scheduled for August 28, 2025. A separate study by VPNPro found that seniors aged 60 and older across all U.S. states lost significant sums to fraud in 2022, with losses ranging from approximately $3 million to $31 million per state, highlighting the widesprea

Andrea Estell Cochran, a 51-year-old from Houston, was arrested and charged with federal bank fraud after using fake passports to impersonate account holders and withdraw approximately $11,000 from multiple Washington state banks in 2024, with similar attempts in Maine; she faces up to 30 years in prison and state charges across multiple Washington counties. Additionally, a VPNPro study reveals that seniors aged 60 and over across all U.S. states lost substantial sums to fraud in 2022, with per-victim losses ranging from $13,118 to $30,150 depending on the state, highlighting seniors as prime targets for scammers

Perry Forensic, a division of Perry & Associates CPAs, hired three experienced forensic professionals: Steven A. Bodge (certified fraud examiner with 30+ years of insurance fraud investigation experience), David A. Tracewell (retired IRS forensic accountant with 30 years of federal tax examination expertise), and Jeff Harper (CPA with 40+ years in financial management and consulting). Bodge will also provide free elder fraud prevention seminars in the Mid-Ohio Valley region, addressing a significant problem that cost Americans over 60 more than $4.8 billion in 2024.

On June 18, Arizona Attorney General Kris Mayes partnered with the Better Business Bureau to launch an educational campaign featuring four PSA videos designed to help Arizona residents—particularly seniors—recognize and avoid common scams. The campaign addresses fraudulent celebrity scams using AI deepfakes, moving company hostage loads, cryptocurrency scams (which cost Scottsdale residents over $5 million recently), and AI-based scams, with Arizona residents losing approximately $392 million to consumer fraud in 2024.

On July 1, an elderly Beverly Hills resident lost $59,000 to an organized crime group impersonating financial institution employees and federal agents who convinced him his bank accounts had been compromised and needed to collect his funds for "safekeeping." The suspects used caller ID spoofing and made two separate visits to collect the cash, but were identified through security cameras and license plate readers; one suspect was arrested and charged with grand theft, theft by false pretense, and financial elder abuse. Investigators believe there are additional victims and continue searching for a second suspect, while urging the public to verify suspicious calls directly with their financial institutions.