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Wednesday, February 25, 2026 Tax season is here, and so is a surge in phishing attacks, fake IRS messages and tax-related identity theft attempts. Whether you file on your own or work with a tax pro...

AARP West Virginia is urging state lawmakers to pass legislation protecting consumers from growing cryptocurrency and real estate scams that are increasingly targeting vulnerable populations, particularly older residents. Criminals are exploiting unregulated cryptocurrency kiosks—machines resembling ATMs found in stores and gas stations—to trick people into transferring funds through non-refundable transactions with hidden fees. To protect yourself, be cautious of unfamiliar money transfer machines in public places, verify the legitimacy of any investment opportunity, and consult trusted sources before sending money, especially to unfamiliar parties.

# Romance Scams Surge Ahead of Valentine's Day The FBI is warning of a significant increase in romance scams as Valentine's Day approaches, with Virginia alone reporting over $20 million in losses from more than 200 complaints last year, and scammers increasingly using AI-generated photos and videos to create more convincing fake profiles. These scams typically begin on dating apps or social media, where criminals build emotional connections before requesting money for emergencies, travel, investments, or cryptocurrency. To protect yourself, watch for red flags such as quick declarations of love, refusal to video chat, claims of overseas work, pressure for secrecy, and urgent money requests—and report any suspicious activity to the FBI immediately.

# Romance Scam Summary The FBI is warning about a significant increase in romance scams, particularly ahead of Valentine's Day, where criminals create fake online identities to manipulate victims into sending money or sharing personal information. Virginia alone reported over 200 romance scams last year resulting in $20 million in losses. To protect yourself, avoid sending money, gift cards, or financial information to people you've only met online, be skeptical of urgent requests for money, and consult trusted friends or family before making financial decisions with online acquaintances.

West Virginia Attorney General JB McCuskey is warning residents about tax refund scams, which typically involve fraudulent emails or texts impersonating the IRS or state tax offices that trick people into clicking links to "verify" their identity and steal personal or financial information. Consumers should be suspicious of any unsolicited messages about tax refunds, especially those requesting clicks or personal verification. If you receive a suspicious message, verify directly with the IRS or your state tax office through official channels, and report suspected scams to the Attorney General at (800) 368-8808.

AARP West Virginia is urging lawmakers to pass legislation protecting consumers from cryptocurrency scams, which have been growing in scope and targeting vulnerable populations including older adults. Cryptocurrency kiosks—machines that resemble ATMs and are located in public places like grocery stores and gas stations—are being exploited by criminals to trick people into transferring funds, with transactions often being non-refundable and containing hidden fees. The organization points out that while 17 states have already passed comprehensive legislation to regulate these kiosks, West Virginia currently has no such protections in place, and is calling for stronger consumer safeguards against both cryptocurrency and real estate fraud.

# West Virginia DMV Text Message Scam Alert The West Virginia Division of Motor Vehicles is warning residents about scammers sending text messages impersonating the agency and requesting payment. Scammers use urgent language and fake deadlines to pressure people into sending money quickly, but the legitimate DMV will never text residents demanding payment. If you receive a suspicious text claiming to be from the DMV, do not respond—instead, contact the DMV directly at (800) 642-9066 or visit a local office to verify whether any action is actually needed.

West Virginia and Virginia are experiencing a surge in romance scams, with reports nearly tripling in February as scammers exploit Valentine's Day spending and emotional connections to defraud victims. Of the 551 scam cases analyzed, 70% resulted in financial losses averaging $16,900 per victim, with scammers using tactics like requests for gift cards, wire transfers, fake investment schemes, and cryptocurrency promises. To protect yourself, be cautious of new romantic interests who quickly ask for money or gifts, avoid wire transfers and gift cards to unknown people, and stay skeptical of investment opportunities involving people you've only met online.

Three Virginia men pleaded guilty to elder abuse and residential burglary for operating a roofing repair scam targeting seniors in San Mateo County, defrauding five victims of a combined $179,211. The scammers posed as representatives of a legitimate roofing company, inflating damage estimates and pressuring victims to wire money to fraudulent accounts. To protect yourself, be wary of unsolicited repair offers, get multiple independent quotes, never wire money to unfamiliar companies, and verify that contractors are actually affiliated with the businesses they claim to represent.

# Utility Scams Warning During Winter AARP Virginia is alerting residents to winter utility scams where fraudsters pose as utility companies and send threatening messages about service shutoffs to pressure people into paying money, clicking malicious links, or sharing personal information. Scammers use urgency and emotional tactics to prevent victims from thinking critically, and anyone can fall victim regardless of age or background. To protect yourself, pause before responding to unexpected communications, verify any claims directly with your utility company using official contact information, and watch for red flags like pressure to act immediately.

A Virginia Beach man, Dion Lamont Camp, was sentenced to 45 years in prison for defrauding romantic partners—particularly Navy servicemembers with good credit—through an identity theft and auto loan scheme that netted over $1.7 million in fraudulent loans for luxury cars between 2020 and 2022. Victims were manipulated into romantic relationships, then had their identities stolen and credit used without consent, leaving them to spend years rebuilding their financial lives while Camp defaulted on over $100,000 in child support for his 22 children. If you have good credit and are dating someone new, be cautious about sharing personal financial information, monitor your credit reports regularly, and watch for unexpected loan applications or credit inquiries in your name.

# Virginia Beach Man Sentenced for $1.7M Fraud Scheme A Virginia Beach man, Dion Lamont Camp, was sentenced to 45 years in prison for orchestrating a scheme that defrauded over $1.7 million from romantic partners, credit unions, auto dealers, and other victims through identity theft and fraudulent loans. Camp targeted women with good credit and jobs, manipulating them into romantic relationships to obtain fraudulent auto loans and credit cards, while also stealing personal information from strangers to apply for loans and rentals. To protect yourself, be cautious about sharing personal information early in relationships, monitor your credit reports regularly, and verify any unexpected loan or credit card applications in your name.

West Virginia officials are warning residents about a new scam where cybercriminals create fake government websites to steal login credentials and personal information. Seniors are particularly vulnerable to these schemes, which have become increasingly sophisticated and common since the COVID-19 pandemic, with artificial intelligence now being used to impersonate loved ones and authorities. To protect yourself, only visit official state websites through WV.GOV, never click links from unsolicited emails or texts, and report suspicious activity to the West Virginia Fusion Center.

Scammers in Virginia are increasingly using artificial intelligence to create more convincing investment fraud schemes, with the State Corporation Commission warning investors to be extra cautious, especially during the holiday season. The SCC received 238 complaints last year and recovered $381,000 for victims, while seniors were particularly targeted with over 1,600 cases investigated nationally. Investors should verify every investment opportunity and the person offering it before committing money, and can report suspected fraud to the Virginia SCC at 804-371-9051.

# Elder Fraud and Abuse Summary Elder abuse costs the U.S. over $2.3 billion annually and affects the region's growing aging population through financial scams and exploitation by family members and caregivers. West Virginia and Ohio rank among the nation's best states for elder-abuse protections (9th and 5th respectively), though West Virginia still struggles with nursing home quality and volunteer ombudsman availability. To protect themselves, seniors and their families should stay aware of common scams, utilize state protections and volunteer advocacy organizations, and thoroughly vet care facilities before placing loved ones in their care.

Seniors in the U.S. are increasingly vulnerable to scams and abuse, which costs over $2.3 billion annually and causes immeasurable human harm. The good news is that West Virginia and Ohio rank among the top states for elder-abuse protections, though improvements are still needed in areas like nursing home quality. To help protect older relatives and friends, caregivers should monitor their financial accounts for suspicious activity and warn them to be cautious of new contacts claiming to be friends or relatives.

Elder abuse costs the nation over $2.3 billion annually and is a growing concern as the population ages, with seniors falling victim to both financial scams and exploitation by caregivers and family members. While West Virginia and Ohio rank among the best states for elder-abuse protections, there are still significant gaps, particularly in nursing home quality and the availability of volunteer ombudsmen to advocate for seniors. To help protect vulnerable older adults, family members and caregivers should monitor their finances for suspicious activity, warn them about potential scams involving new "friends" or relatives, and stay vigilant about their overall wellbeing.

Elder abuse costs the U.S. over $2.3 billion annually and affects a growing aging population vulnerable to financial scams and exploitation by both strangers and trusted caregivers. While West Virginia and Ohio rank among the nation's best for elder-abuse protections, vulnerabilities remain in areas like nursing home quality and volunteer oversight. To help protect seniors, caregivers and family members should monitor elderly relatives' financial accounts for suspicious activity and encourage caution with digital transactions.

During the holiday season, scammers increasingly target senior citizens through charity fraud, fake online shopping websites, and phone impersonation schemes, exploiting the elderly's trust and less familiarity with modern technology while people are distracted by festivities and shopping. West Virginia's Secretary of State warns that fraudsters use emotional appeals and urgency to manipulate victims into donating to fake charities or providing credit card information for nonexistent purchases. To protect yourself, verify charities using the official list at erls.wvsos.gov, be cautious of unsolicited donation requests, avoid clicking suspicious links, and never share payment information without independently confirming the legitimacy of the organization or seller.

Political scams are surging as scammers impersonate politicians and campaigns to trick voters into donating money or sharing personal information, with seniors being particularly vulnerable targets. One example involved a scammer cloning a real campaign's phone number to solicit donations, affecting millions including a politically engaged grandmother in Virginia. To protect yourself, be skeptical of unsolicited political calls asking for credit card information over the phone, verify requests through official campaign websites, and discuss suspicious messages with trusted neighbors or family members before responding.

During the holiday season, scammers intensify their fraud schemes, targeting seniors who are often more trusting and polite, making them vulnerable to losing their retirement savings and pensions. West Virginia officials warn families to protect older loved ones by verifying charities through the official state registry before donating and being cautious of unsolicited phone and internet contacts. Anyone who suspects fraud should immediately report it to the Secretary of State's Investigations Division at 877-FRAUD-WV to help protect other seniors.

Two men from Florida and Virginia have been indicted for allegedly running a $26 million elder fraud scheme that targeted seniors across Pennsylvania and the U.S. from January 2024 through August 2025, using deceptive emails to trick victims into sending cash to couriers or Bitcoin ATMs, then laundering the money through fake businesses and bank accounts. The suspects, Amit Kumar Jain and Trevaughn Yearwood, face serious federal charges with potential prison sentences of up to 40 and 20 years respectively. Seniors should be wary of unsolicited emails requesting urgent money transfers, verify requests through official channels before sending funds, and never use cryptocurrency ATMs for financial transactions requested by unknown parties.

A TikTok user reported falling victim to a solar panel installation scam after a door-to-door salesman falsely claimed Virginia's government would pay for panels, with only installation costs required. The family took out a predatory loan with hidden interest charges and was forced to replace their roof, leaving them in substantial debt with a substandard system lacking battery backup. Solar scams are widespread nationwide, involving false government program claims, predatory loans with misleading terms, incomplete installations, and hidden fees; consumers should avoid door-to-door salespeople, verify companies through the BBB, and report suspected fraud to the FTC, CFPB, or state consumer protection offices.

The Virginia Tech Police Department warned of multiple ongoing scams targeting students and community members, including fake football ticket sales via social media (where scammers pose as alumni and accept payment through apps like Venmo but never deliver tickets), sextortion schemes targeting male students (where scammers pose as attractive women, solicit intimate photos, then blackmail victims), fraudulent job offers involving fake checks that students are asked to cash and return funds for, and impersonation scams where scammers pose as family or friends requesting gift card payments. The department provided prevention advice for each scam type, emphasizing purchasing from official vendors, never sending intimate photos to unknown contacts, verifying checks through banks, and carefully ver

The Better Business Bureau has documented increased complaints about online gambling scams in Virginia over the past three years, with consumers facing risks from unclear terms, deceptive practices, and fraudulent schemes as the industry expands. The confusing regulatory landscape allows scammers to exploit consumers through illegal gambling platforms and deceptive practices. To protect yourself, verify which gambling sites are legal in your state, understand the terms and conditions, and contact the National Problem Gambling Hotline (1-800-426-2537) if you suspect fraud or have gambling concerns.

Older adults in West Virginia are frequently targeted by scammers using robocalls, texts, and social media schemes that exploit personal information to build false credibility. Common tactics include impersonating legitimate businesses, the IRS, or family members in distress, then pressuring victims to purchase Green Dot cards, Bitcoin, or other untraceable payment methods. Police advise seniors to question callers without disclosing personal information and recognize that legitimate businesses never operate through unsolicited contact demanding immediate payment.

Shawn Steven Harris, a romance scammer operating under at least eight aliases from October 2019 to November 2021, defrauded multiple women out of tens of thousands of dollars by impersonating government operatives (CIA, FBI, DIA) on dating websites and social media. Harris convinced victims to use their credit cards for fake "missions," promising repayment by the government or personal reimbursement that never materialized, while also falsely offering benefits like debt elimination and property. Harris died by suicide in Alexandria, Virginia in 2024 while jumping from a 15th-floor building to evade FBI arrest on fraud charges.

Charleston Police and Chase Bank hosted a scam awareness workshop for seniors in Charleston, West Virginia, where attendees learned to recognize common fraud schemes including E-Z Pass, jury duty, and romance scams. According to the Federal Trade Commission, West Virginia residents lost approximately $27 million to fraud and scams in 2024 and are on pace to lose more in 2025. Experts advised seniors to verify requests with trusted sources directly, avoid sharing personal information via phone or email, and report scams immediately to police and their banks, noting that once money reaches scammers—typically operating overseas—it is nearly impossible to recover.

Eight people have been charged in a sophisticated $8.8 million bank fraud operation that victimized over 230 people, many of them seniors, after three Maryland bank employees allegedly used their access to steal customer information including Social Security numbers and account details, which co-conspirators then used to open fraudulent accounts and transfer funds. The defendants, arrested across multiple states, face charges including racketeering, conspiracy, identity fraud, and unauthorized computer access, with bonds ranging from $10,000 to $1,020,000. Authorities recovered some stolen funds that were spent on personal purchases including vehicles, and the case involved coordination between Florida, Maryland, Virginia, and Missouri law enforcement agencies.

Federal Trade Commission data estimates fraud theft in the United States reached $158.3 billion in 2023, with imposter scams, romance scams, tech scams, and investment scams being the most common types, typically beginning with phishing attempts via email, text, phone, or QR codes. AARP Virginia warns that AI technology is making scams increasingly convincing, particularly grandparent scams using synthesized voice calls, and recommends victims and witnesses report fraud to local law enforcement or contact AARP's Fraud Watch Network at 1-877-908-3360.

A high school student named Wesley Driscoll, inspired by his personal experience with a phone scam, founded Silver Guard Seniors to help protect elderly citizens from fraud. The organization is hosting a free scam-prevention event on July 26 in Alexandria, Virginia, featuring former FBI agent John Schwartz and other experts who will educate seniors about recognizing common schemes like romance scams and refund fraud, while addressing the shame and secrecy that often surrounds elder financial abuse.

A 2025 national health care fraud takedown resulted in criminal charges against 324 defendants across 50 federal districts for schemes involving over $14.6 billion in alleged fraud, with 19 individuals charged in Florida's Middle District alone for defrauding Medicare and programs serving elderly and disabled beneficiaries. Key defendants included William Balsamo, charged with operating a telemedicine kickback scheme that caused at least $9 million in Medicare losses, and Edward Cannatelli, Robbyn Cannatelli, Thomas Farese, and Virginia Lockett, charged with conspiracy to defraud Medicare through medically unnecessary physician orders generated via telemarketing

A woman from Hampton, Virginia fell victim to a sophisticated Facebook account takeover scam in which a scammer impersonated her friend, used fake video calls and personal details to gain her trust, and tricked her into sending a recovery code that gave them access to her account. The scammer changed her email and password, locked her out, compromised three Facebook groups she administered, and attempted to purchase $17,000 in bitcoins on her account before she recognized a follow-up scam demanding money. The article provides recovery steps for compromised Facebook accounts and advises victims to report incidents to IC3.gov and Facebook's official support channels rather than third-party support numbers.

**Summary:** AARP Virginia Community Ambassador Shannon Abell warns that unusually cheap summer travel deals found online often indicate scams, and recommends that anyone suspicious of travel fraud contact AARP's free Fraud Watch Network hotline (877-908-3360) or webpage for assistance, which is available to people of all ages, not just seniors.

Virginia ranked 11th nationally for elder abuse financial losses in 2024, with approximately 3,800 complaints filed with the FBI's Internet Crime Complaint Center as part of a broader national trend showing $4.85 billion in losses from over 140,000 elder fraud complaints—a 43% increase from 2023. The FBI recommends protecting yourself by verifying the identity of unfamiliar contacts through independent research, resisting urgency tactics used by scammers, and avoiding sharing personal information or sending money to unverified individuals. Victims should immediately contact financial institutions and report suspected fraud to their local FBI field office or the Internet Crime Complaint Center at ic3.gov.

Senior citizens and vulnerable adults across the United States are being targeted at increasing rates by scammers using phone calls, emails, text messages, and artificial intelligence; in 2024, seniors lost nearly $4.9 billion across 147,000 complaints nationally, with Virginia seniors (age 60+) losing over $106.5 million in more than 3,800 reported incidents. Common scams targeting elders include the "Grandparent scam" using AI voice impersonation, text message schemes regarding undelivered packages and unpaid tolls, and cryptocurrency investment fraud. Officials recommend verifying contact information independently, resisting pressure to act quickly, and avoiding payment methods like gift cards

**Summary:** The FBI Pittsburgh warned that elder fraud complaints reached 147,127 in 2024, resulting in $4.885 billion in losses—a 46% increase in complaints and 43% surge in losses year-over-year, with West Virginia victims reporting $5.7 million in losses. Common schemes targeting seniors include romance scams, investment fraud, tech support scams, and money mule schemes, with fraudsters exploiting seniors' perceived trustworthiness, isolation, and financial stability. The FBI recommends verifying unknown contacts, avoiding pressure-based decisions, protecting personal information, and reporting suspected fraud through the Internet Crime Complaint Center (IC3.gov) to help law enforcement

A multi-state text scam impersonating the North Carolina DMV claimed recipients had unpaid traffic tickets or toll charges and threatened vehicle registration suspension or required payment of $6.99 within hours. The fraudulent texts included links to fake websites mimicking official DMV sites, designed to steal personal information or payment card details from drivers across North Carolina, Maryland, Virginia, New York, and Florida. The NC DMV advises recipients not to respond, to block the sender, and to report the messages to the FTC via text to 7726.

The Virginia Department of Motor Vehicles warned customers about a text scam in which fraudsters impersonate the DMV and falsely claim money is owed for unpaid fines, directing recipients to click links that steal personal information. The DMV emphasized it never sends text messages demanding payment and advised customers to verify communications through official channels, avoid clicking links in unsolicited texts, and report suspicious messages to authorities or the FTC.

The Virginia Department of Motor Vehicles warned residents of a text message scam in which fraudsters impersonating the DMV demand payment for fines and threaten license suspension, with links designed to steal personal information. The DMV emphasized it never sends unsolicited text messages requesting payment and advised residents to report and delete suspicious messages using their phone's junk reporting feature.

April Elick, 43, of Bluefield, West Virginia, pleaded guilty to stealing $84,000 in COVID-19 relief funds, including two Paycheck Protection Program loans totaling $14,520 and an Economic Injury Disaster Loan of $69,700, which she obtained by falsely claiming the money was for her home healthcare business. Elick admitted to converting the funds for personal use, including approximately $30,560 in cash withdrawals, $16,350 in digital wallet transfers, and $8,290 in purchases across multiple states. She faces sentencing on September 8, 2025, with a maximum penalty of 10

The U.S. Attorney for Southern West Virginia secured two guilty pleas for COVID-19 relief fraud: Ross Jay Bailey misused approximately $1.4 million of a $2 million federal loan for personal purchases including cryptocurrency, and April Elick of Bluefield stole $84,000 in federal relief aid for personal expenses rather than eligible business costs. Elick faces up to ten years in prison, three years of supervised release, a $250,000 fine, and over $97,000 in restitution.

An FBI report reveals that scams targeting adults 60 and older are increasing rapidly, with over 100,000 complaints filed in 2023 resulting in $3.4 billion in losses nationwide, with Virginia ranking 9th at over $90,000 in fraud losses. Romance scams, cryptocurrency scams, and impostor scams (such as fake bank agent calls) are the most common tactics exploiting older adults who have more time and financial resources. Experts recommend authenticating all communications, not trusting caller ID alone, and educating seniors about fraud prevention strategies.

**Summary:** An 18-year-old high school senior, Michael Bosworth Jr., was fatally shot on Saturday in Virginia during a "ding-dong-ditch" prank when he and another teenager rang a doorbell and ran away; a 27-year-old homeowner, Tyler Chase Butler, opened fire thinking it was a home burglary attempt. The other teenager was injured but survived, and Butler was arrested and charged with second-degree murder, while the two surviving minors were not charged. **Note:** This incident does not involve elder fraud or abuse and falls outside the scope of an elder fraud research database.

A 65-year-old man from Henrico, Virginia, who was reported missing on Wednesday morning was located safe a few hours later. The Henrico Police Department did not disclose additional details about the circumstances of his disappearance or discovery.

AARP Virginia hosted an interactive "Whodunnit: Spot the Scammer" event in Richmond on April 10, 2025, attracting over 30 participants to learn about common fraud schemes affecting older adults. The educational event featured a fictional case study of a retiree targeted by romance, sweepstakes, and IRS scams, with volunteers providing information on how to recognize and avoid these frauds, addressing the 57,867 fraud reports filed in Virginia during 2024. AARP's Fraud Watch Network offers free support through their helpline at 877-908-3360, answering approximately 500 calls daily to help fraud victims and provide

Scam Jam 2025, held on April 30 at Northern Virginia Community College, brought together hundreds of experts in elder abuse prevention, law enforcement, and protective services to share information on safeguarding older adults from fraud and exploitation. The event featured keynote speaker Paul Greenwood, a former San Diego district attorney with experience prosecuting over 750 elder abuse cases, and screened a film highlighting Adult Protective Services efforts in protecting vulnerable populations. The annual conference, organized by AARP Virginia and Fairfax County's Silver Shield Anti-Scam Campaign, emphasized prevention, protection, and prosecution as key strategies for elder safety.

Virginia Tech experts caution that AI-enhanced scams using tools like ChatGPT 4o can create convincing fake documents, images, and deepfake voices, making fraud increasingly accessible and sophisticated. They recommend safeguards including verifying source authenticity, checking documents for mathematical or logical errors, enabling two-factor authentication, and potentially using blockchain technology to verify digital file integrity. While AI tools themselves are not fundamentally different from previous fraud methods, experts emphasize the need for continuous public education, updated detection policies, and digital literacy to combat these evolving threats.

This article describes an educational event held by AARP Virginia that presented information about six types of scams targeting older adults, paired with wine tastings. The scams covered included cryptocurrency fraud (where victims are tricked into depositing cash at crypto ATMs), jury duty scams (imposter calls claiming arrest is imminent unless fines are paid), and romance scams, with volunteers providing recognition strategies and prevention advice for each.

Dementia Friendly Blue Ridge, a new initiative led by regional nonprofit DementiaMatters, is launching in June 2024 to educate businesses, law enforcement, healthcare providers, and community organizations across the Northern Shenandoah Valley (Winchester and surrounding counties in Virginia and West Virginia) on how to better support and interact with people living with dementia. The program addresses the region's rising dementia prevalence, with approximately 164,000 Virginians currently living with Alzheimer's disease, and aims to help community members feel safe and welcome while providing caregivers with necessary support through training on communication strategies and dementia awareness.