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in Scam Awareness
bbc.com
· 2025-12-08
More than 300 people in Scotland reported being victims of online ticket scams in the first nine months of the year, with nearly two-thirds involving fraudulent Taylor Swift Eras Tour tickets sold on social media and online marketplaces. Women aged 18-24 were identified as most at risk, and Police Scotland warned the actual number of victims is likely higher due to underreporting. Police advised consumers to purchase only from legitimate ticket sources, verify event details, use secure payment methods, and be wary of deals that seem too good to be true.
midhudsonnews.com
· 2025-12-08
Dutchess County Comptroller Gregg Pulver launched an educational "Don't Get Burned By Fraud" series in partnership with the County District Attorney and Sheriff to inform residents about telephone and internet scams. The initiative includes seminars at community centers targeting senior citizens, covering warning signs, prevention strategies, fund recovery options, and reporting procedures, with plans to continue the program into the new year.
winnipeg.citynews.ca
· 2025-12-08
The RCMP investigated multiple grandparent scams in Manitoba where callers impersonated lawyers claiming victims' grandchildren were in jail and needed bail money; victims in Portage la Prairie, MacGregor, Minnedosa, Kleefeld, and East St. Paul lost significant sums, with suspects either collecting cash in person or driving seniors to banks. Police warned that scammers are increasingly confident and using social media information to target vulnerable seniors, recommending victims verify caller identity through direct family contact and report suspicious calls.
cbc.ca
· 2025-12-08
At least four Manitoba seniors fell victim to "grandparent scams" within one week in late October and early November 2024, in which fraudsters impersonated lawyers and claimed the victims' grandchildren were in jail and needed bail money. The scams escalated to include in-person contact, with perpetrators either coming to seniors' homes or driving them to banks to withdraw "significant amounts" of money. RCMP noted the scammers' increasing confidence and use of social media information, and urged the public to verify such claims by contacting family members directly before sending money.
weirtondailytimes.com
· 2025-12-08
Utility scams targeting seniors use threatening calls about immediate service shutoffs to extort money through fear and intimidation. The article advises recipients to hang up immediately, call their utility using the legitimate number on their bill, and report the scam to both the utility company and the FTC, emphasizing that real utilities do not operate this way and that money sent to scammers is nearly impossible to recover. According to ABC News and FBI data, people over 65 lost nearly $1 billion to scams in 2020, with seniors representing most of the 23,000 victims, particularly in California, Florida, and Texas.
cbc.ca
· 2025-12-08
At least four Manitoba seniors fell victim to "grandparent scams" within one week, where fraudsters impersonated lawyers claiming their grandchildren were in jail and needed bail money. In some cases, scammers made in-person contact, including driving one East St. Paul senior to a bank and collecting money from victims' homes, with police reporting "significant" amounts were lost in multiple incidents. RCMP noted the increasing sophistication and boldness of perpetrators who use social media information to target victims, and urged Manitobans to verify such claims by contacting family members directly rather than sending money to unknown callers.
journee-mondiale.com
· 2025-12-08
The United States observes National Slam the Scam Day on March 7th annually, an awareness campaign established by the Federal Trade Commission in 2020 to educate the public about fraud prevention. Common scams include phishing emails, fake charities, tech support schemes, romance scams, and grandparent scams targeting the elderly—such as the case of 78-year-old Martha, who lost $5,000 after receiving a fraudulent call claiming to be from her grandson. The FTC recommends protecting oneself by verifying information, never sharing personal details unsolicited, monitoring credit reports, and reporting suspicious activity to authorities.
effinghamradio.com
· 2025-12-08
Visa's Fall 2024 report documents a rise in physical theft schemes where criminals use stolen payment information to purchase gift cards and merchandise for resale or money transfers. The report also highlights an increase in digital pickpocketing, where thieves use mobile devices to trigger contactless payments in crowded spaces, and recommends that people remain aware of their surroundings to avoid becoming victims.
techradar.com
· 2025-12-08
Job scams targeting finance (35.45%), IT (30.43%), and healthcare (15.41%) sectors have surged, with scammers using sophisticated tactics including suspicious contact information (41.1%), unrealistic salary offers (25.7%), and upfront payment requests (25.08%) delivered primarily via email (30.75%) and social media (20.19%). Beyond financial losses, victims experience significant emotional distress, with 35.29% reporting distress, 23.53% anxiety, and many feeling shame and injustice. Job seekers are advised to verify company information, check reviews, confirm email domains, and approach offers cautiously to avoid these scams.
yahoo.com
· 2025-12-08
Southern California residents are being targeted by a sophisticated email extortion scam that uses personal information—including names, addresses, phone numbers, and photos of homes—obtained from data breaches to threaten victims with exposure of alleged pornography browsing history, typically demanding approximately $2,000 in Bitcoin. The Ventura County District Attorney's Office warns this is a nationwide boilerplate scam perpetrated by scammers often based outside the country, who rely on creating fear and urgency rather than actual device hacking. Authorities recommend ignoring such emails, enabling two-factor authentication, monitoring accounts for suspicious activity, and reporting incidents to local law enforcement or the FBI's Internet Crime Complaint Center.
m.economictimes.com
· 2025-12-08
"Digital arrest" scams have become a widespread fraud in India where perpetrators pose as law enforcement officials via video call, falsely accusing victims of crimes and ordering them to remain isolated at home while transferring money to avoid arrest. Victims reported losing approximately Rs 120.3 crore during the first quarter of 2024 alone, with Prime Minister Narendra Modi recently warning the public that digital arrests do not legally exist in India and legitimate agencies never request personal information via phone or video call. The scam exploits fear-based social engineering tactics, often initiated with calls about overseas parcels containing drugs, misused identification, or family members in legal trouble.
cbsnews.com
· 2025-12-08
A Massachusetts woman lost thousands of dollars in a sophisticated impersonation scam when callers posing as Border Patrol and U.S. Marshals convinced her that a package with her name contained drugs and contraband. Despite verifying the callers' names and phone numbers on official federal websites (a technique called "spoofing"), she was directed to deposit money into a Bitcoin machine under the false premise that freezing her accounts would protect her assets. The scam, which uses advanced technology including AI voice replication and data scraping, has been reported nationally, and the victim now struggles to afford rent at her affordable housing complex.
spectrumlocalnews.com
· 2025-12-08
During election season, scammers use fake surveys, polls, and spoofed campaign emails to steal personal information from voters, sometimes employing voice cloning technology to impersonate candidates and pressure people into donations or data sharing. The Better Business Bureau warns that legitimate pollsters do not request Social Security numbers, birth dates, or financial information, and advises consumers to verify organizations before clicking links, avoid rushing into decisions, and report suspicious activity. Key protective measures include checking email links carefully, treating prize offers as red flags, and contacting local election offices when in doubt.
timesnownews.com
· 2025-12-08
A 34-year-old man from Anand, India lost Rs 3 lakh (approximately $3,600 USD) in a cyber scam after searching online for escort services to address loneliness following his 2015 separation. The scammer, posing as "Manik Gaus," repeatedly charged the victim for fictitious fees (insurance, police protection, social security, hotel entry) and directed him to various hotels over a week without providing any actual services. The victim reported the fraud to Mahemdavad police, who initiated an investigation under India's Bharatiya Nyaya Sanhita and Information Technology Act.
westerniowatoday.com
· 2025-12-08
Senior citizens in rural areas are prime targets for scams due to isolation, with scammers primarily seeking money or personal information. The "Grandparent Scam" is one of the most common schemes, where fraudsters impersonate grandchildren, medical professionals, or law enforcement to pressure seniors into sending money via wire transfers or gift cards. Experts recommend families establish code words to verify caller authenticity and prevent falling victim to these frauds.
timesofindia.indiatimes.com
· 2025-12-08
A woman in her 60s from Noida lost Rs 50,000 in a money transfer scam when a caller impersonating her husband's client convinced her to transfer funds; the scammer deactivated their phone number before she realized the fraud. Money transfer scams exploit trust and urgency through impersonation, emotional manipulation, and complex schemes, with seniors increasingly targeted. Protection strategies include verifying caller identity through independent channels, avoiding urgent payment requests, using strong passwords with two-factor authentication, and reporting suspected fraud to authorities.
firstpost.com
· 2025-12-08
Fraud is now the leading crime against seniors in Canada, with sophisticated scams exploiting technological vulnerabilities and seniors' social isolation. Common schemes include grandparent fraud ($9.4 million in losses from 2,494 victims), romance scams (Canadians lost $59 million in 2022), and phishing attacks ($58 million in losses in 2022), all enhanced by AI and voice simulation technology. Despite widespread awareness campaigns, seniors remain vulnerable due to lower digital confidence (only 26% feel very confident with technology) and emotional manipulation that overrides caution.
fstoppers.com
· 2025-12-08
A scam targeting freelance photographers uses impersonation of wealthy art promoters and magazine editors to lure professionals with promises of high-paying assignments in Indonesia, then demands unexpected upfront fees (taxes, permits, driver payments) once victims arrive. The perpetrator, Hargobind Tahilramani (the "Con Queen"), employed elaborate psychological manipulation including constant communication, background "staff," and industry jargon to build credibility and pressure photographers into committing financially before the scheme unraveled. Additionally, hobbyist photographers over 70 are targeted by scammers claiming to purchase images for NFTs at inflated prices ($4,500 each), copying the images without permission and sending
hawaiinewsnow.com
· 2025-12-08
Scammers in Hawaii spoofed phone numbers from the Hilo Courthouse to impersonate court officials and demand personal information or immediate payments from residents. The State Judiciary Office warned that legitimate courts never call to demand personal details or payments, and advised residents to hang up on such calls and ignore similar texts or emails.
wisn.com
· 2025-12-08
Scammers are targeting voters ahead of Election Day with text messages and emails containing false claims about voter registration and internet voting, while requesting personal information like Social Security numbers or offering fake prizes. The Wisconsin Better Business Bureau warns that emotional intensity around elections makes people vulnerable to clicking suspicious links with misspellings and poor grammar, with over 100 political scams reported in Wisconsin since 2023. Victims are encouraged to report scams to the BBB Scam Tracker to help prevent further fraud.
nbcmiami.com
· 2025-12-08
This educational article warns that while QR codes are convenient for payments and menus, scammers exploit them to steal personal information and money through fake codes placed over legitimate ones or by directing users to malicious websites and apps. The article advises users to watch for signs of tampering (such as stickers), verify URLs and apps before using them, use physical payment methods when available, and use free verification tools like the "Genie" app to check QR codes for scams.
businessinsider.com
· 2025-12-08
The American Bankers Association is calling for federal action to combat online financial fraud, which resulted in over $10 billion in losses last year and affected nearly 1 in 3 Americans with an average loss of $1,600 per person. ABA CEO Rob Nichols proposed creating a national scam prevention strategy, establishing a federal Office of Scam and Fraud Prevention, and developing financial crimes intelligence centers, while the government simultaneously pressures banks to increase reimbursements to fraud victims. The conflict highlights disagreement over responsibility, with banks seeking government prevention efforts and regulators demanding better customer compensation from financial institutions.
wboc.com
· 2025-12-08
The Delaware Judiciary warned the public about phone and text scams in which callers impersonate court officials or law enforcement and demand immediate payment for arrest warrants, fines, jury duty failures, or other court matters, sometimes sending fake arrest orders and directing victims to non-government addresses for cash payments. The state emphasized that legitimate courts and government agencies never demand immediate payment by phone and urged citizens to report such calls to local law enforcement while documenting caller information.
inkfreenews.com
· 2025-12-08
Indiana's older population lost nearly $38 million to fraud in the past year, with imposter scams being the most frequently reported type, including schemes using AI-generated voice cloning and fake charity requests following disasters. The FBI ranks Indiana 25th among the most scammed states, and experts recommend that residents verify suspicious requests through trusted contacts before taking action and report suspected fraud to the FTC.
portageonline.com
· 2025-12-08
On October 30, the RCMP received multiple reports of grandparent scams across Manitoba, with seniors in Portage la Prairie, MacGregor, Minnedosa, Kleefeld, and East St. Paul targeted by callers posing as lawyers claiming their grandchildren were in jail and needed bail money. Victims ranging from one to several individuals handed over cash to suspects who either picked it up at their homes, met them on the street, or drove them to banks to withdraw funds. The RCMP suspects scammers are obtaining personal information from social media and urges seniors to verify emergency calls by hanging up and calling family members directly, never to hand money to stran
abc6.com
· 2025-12-08
Roberto Munoz and Jason Rhodes were indicted on federal charges of conspiracy to commit wire fraud and aggravated identity theft for operating as "couriers" in grandparent scams targeting seniors across multiple states including Rhode Island and Massachusetts. The scammers impersonated grandchildren in legal trouble, convincing victims to wire money for bail and legal fees, with one Rhode Island couple losing $18,000 before being asked for an additional $40,000; police arrested both men during a sting operation and recovered over $60,000 in cash, with evidence suggesting they targeted victims in at least 14 cities across nine states.
planetradio.co.uk
· 2025-12-08
A survey of over 5,000 Essex residents found that fraud victims lost an average of £839 and spent 70 hours resolving their cases, with 88% believing fraud is a significant problem. Virgin Media O2 and campaign partners are calling on the government to establish an independent national anti-fraud body and appoint a dedicated fraud minister, citing that police lack adequate resources (with only 84 fraud convictions per force annually) and that fraud accounts for 40% of all crime in the UK. The campaign emphasizes that without stronger action and prosecution, professional fraudsters will continue targeting the public with minimal consequences.
yahoo.com
· 2025-12-08
The Elmira Heights Police Department is hosting a free scam prevention educational class on November 11 at Village Hall, presented by the Upstate Elder Abuse Center at Lifespan of Greater Rochester. The presentation will teach seniors how to recognize and avoid common scams targeting older adults, including impersonation, romance, tech support, virtual kidnapping, military, charity, and check scams.
communityjournal.net
· 2025-12-08
The Department of Justice released its annual report detailing over 300 enforcement actions against more than 700 defendants targeting older adults, recovering nearly $700 million and disrupting major transnational schemes. High-profile cases included convictions of two Pittsburgh nursing homes for falsifying records to hide inadequate care, and investigations into New Jersey veterans' facilities for constitutional rights violations and unsafe conditions. The DOJ also addressed fraud affecting over 225,000 seniors through cases ranging from romance scams to government impersonation schemes, stopped $27 million in fraudulent transfers, and expanded prevention efforts through nearly 1,000 elder justice events and a National Elder Fraud Hotline that received over
decrypt.co
· 2025-12-08
A Keystone, Colorado resident lost over $6,000 in Bitcoin to scammers impersonating law enforcement who threatened arrest for missed jury duty, with an additional $4,000 transfer prevented by deputies. Similar incidents have occurred across Colorado, including a Denver woman who lost nearly $5,000 in Bitcoin through the same scheme; the state documented over 1,300 crypto fraud cases totaling $81 million in losses during 2023. Law enforcement warns that scammers use number spoofing to appear legitimate and target crypto because transactions are irreversible and difficult to trace.
vermontbiz.com
· 2025-12-08
Comcast and the nonprofit Technology for Tomorrow (T4T) held an educational session during National Digital Inclusion Week to teach internet safety and digital literacy, particularly serving older adults, immigrants, and workforce development participants in Vermont. T4T and Comcast partnered to expand digital skills training and launched a Digital Navigator program providing personalized guidance on cybersecurity, recommending two key safety practices: enabling Two-Factor Authentication on accounts and using minimal phone greetings to prevent voice cloning scams.
abc7chicago.com
· 2025-12-08
This educational article alerts consumers to a growing scam targeting online shoppers who receive "card declined" messages, which may be part of fraudulent schemes. The Better Business Bureau recommends verifying website security (https), avoiding fake look-alike sites, being cautious of urgency tactics and requests for specific payment apps, and contacting banks immediately if payment information is compromised. The article emphasizes checking with financial institutions beforehand about fraud protections before making online purchases.
theguardian.com
· 2025-12-08
Denise George fell victim to "card not received" fraud when criminals intercepted her replacement credit card and used her personal details—obtained partly from her public Companies House listing as a charity trustee—to access her bank accounts via telephone banking. The fraudsters stole £500 from her credit card and £1,500 from her ISA before Barclays detected the suspicious activity, which the bank later admitted it should have flagged earlier. This incident reflects a broader trend: UK Finance reported £570m in payment fraud losses in the first half of the year, with "card not received" fraud cases increasing 39% in losses to £1.9m, particularly targeting properties with communal letter
ncdoj.gov
· 2025-12-08
This educational piece from the North Carolina Department of Justice warns voters ahead of the November 5, 2024 election about common scams designed to prevent voting or steal personal information, including fraudulent calls claiming polls are closed, fake text/email voting schemes, false absentee ballot offers, and campaign investment pool scams. The article advises eligible voters to verify polling information directly through official sources, never provide personal financial data to unsolicited callers, and report suspected election fraud to the North Carolina State Board of Elections or Consumer Protection Division.
marketech-apac.com
· 2025-12-08
A TransUnion report on Hong Kong fraud reveals that 51% of Gen Z and 41% of Millennials report being targeted by fraud schemes over three months, with Millennials experiencing the highest victimization rate at 7%. Vishing (fraudulent phone calls) and phishing were the most common attack methods, while digital fraud attempts in Hong Kong reached 5.7% of transactions in H1 2024—10% higher than the global average—with the community sector (dating and forum sites) recording the highest fraud rates at 15%.
business-live.co.uk
· 2025-12-08
HSBC UK has alerted nearly two million customers, particularly those over 65, about a gold impersonation scam where criminals pose as police or bank officials to convince victims to purchase gold and hand it over under the pretense of safekeeping or evidence collection, with victims losing hundreds of thousands of pounds. The bank reports a significant surge in scam activity between July and September 2024, including investment fraud (averaging £33,739 losses), bank/police impersonation (averaging £20,772 losses), and romance scams (averaging £31,000 losses), with September 2024 marking the highest rate of scam incidents in the past year.
ckom.com
· 2025-12-08
Saskatoon Police Service warned the public about "pig butchering" cryptocurrency scams, which begin with unsolicited contact via text, email, or dating apps and use romance and fake investment promises to defraud victims. Fraudsters gain trust, direct victims to fraudulent investment platforms showing false returns, then demand additional fees before cutting off contact, often leaving victims with losses of tens or hundreds of thousands of dollars. Police advise Canadians to avoid unsolicited investment offers, consult registered financial professionals, and report suspected fraud to the Canadian Anti-Fraud Centre and local authorities.
finrafoundation.org
· 2025-12-08
The FINRA Foundation partners with organizations including the Cybercrime Support Network, Better Business Bureaus, and AARP to educate consumers about financial fraud and support scam survivors through counselor-led peer programs, interactive workshops, and helpline services. The Foundation provides free resources including publications, educational tools, games, and a documentary to help consumers recognize fraud red flags, verify investment professionals, and protect themselves from various scams including romance imposter scams and disaster-related fraud.
commbank.com.au
· 2025-12-08
This article identifies the five most common scams affecting Australians: investment scams (where fake ads lead to fraudulent investment offers), remote access scams (where scammers gain device access via phone impersonation), romance scams (involving fake online identities and requests for money), phishing (fraudulent emails/texts impersonating legitimate sources), and payment redirection scams (using fake email addresses to redirect business payments to fraudulent accounts). The article provides descriptions of how each scam operates and warning signs to watch for, serving as an educational guide for consumers to recognize and avoid these fraud schemes.
thehindu.com
· 2025-12-08
A 63-year-old man from Hyderabad lost ₹50 lakh (approximately $60,000 USD) to a stock trading scam that began when he joined a WhatsApp "Stock Discussion Group" promoted by a fraudster claiming to be financial expert Kunal Singh. The scammer lured the victim through fake online classes promising high returns, then directed him to invest through a fraudulent platform called Skyrim Capital, using multiple bank accounts and beneficiary names for each transaction. The victim filed a complaint with Hyderabad cyber crimes police after realizing the fraud.
expats.cz
· 2025-12-08
Scammers are hacking legitimate accommodation booking platform accounts to send fraudulent payment requests to travelers, particularly targeting short-term and long-term rentals across the Czech Republic. Victims receive messages appearing to come from platforms like Booking.com warning of reservation cancellations and requesting updated payment information via phishing links; one victim, Petra Hovorková, nearly fell for the scheme but was saved when her bank blocked the transaction. Cybersecurity experts advise travelers to verify website URLs carefully, contact banks immediately if personal information is compromised, and report suspicious activity to both their banks and booking platforms.
echolive.ie
· 2025-12-08
A retired Irish police officer and his wife fell victim to a sophisticated phishing scam while in Cyprus when they received a convincing text message impersonating their bank; though a scammer obtained personal information during the subsequent phone call, the bank's fraud detection team blocked an attempted €2,500 transaction and prevented financial loss. The incident caused significant inconvenience including card cancellations, replacement delays, and disrupted standing orders, and the author emphasizes that such scams are increasingly convincing and can target even tech-savvy, educated individuals, urging people to follow professional fraud awareness advice from organizations like FraudSMART rather than assuming they cannot be deceived.
wired.com
· 2025-12-08
**Scammer Payback Answers Scam Questions** (11/05/2024)
YouTube scambaiter Pierogi from Scammer Payback identifies key red flags of scams, including pressure to make quick decisions, requests for remote computer access, and demands for payment via gift cards, Cash App, wire transfers, or Bitcoin. The video addresses common scam types including tech support pop-ups, romance scams (citing a case where a 90+ year old woman was defrauded of tens of thousands of dollars by someone posing as a celebrity), and explains why scammers prefer gift cards for money laundering and anonymity, while demonstrating
infosecurity-magazine.com
· 2025-12-08
Since the announcement of Oasis reunion shows in late August, hundreds of UK fans have been scammed through fake ticket listings, primarily on social media, losing an average of £346 each with some victims losing up to £1,000. Those aged 35-44 were most frequently targeted, and approximately 90% of the scams originated from fake Facebook ads or posts directing victims to pay upfront for non-existent tickets. New regulations taking effect in October will require banks to reimburse APP fraud victims up to £85,000, while Meta has agreed to share threat intelligence with UK banks to help remove fraudulent accounts.
theglobeandmail.com
· 2025-12-08
Scammers are increasingly using artificial intelligence—including deepfakes, convincing emails, and fake trading bots—to perpetrate investment fraud, with a Canadian study showing people invested 22% more in AI-enhanced scams compared to traditional ones. Vulnerable populations include elderly investors, recent immigrants, and younger self-directed investors, with documented cases including a man from Barrie, Ontario who lost $11,000 to a deepfake video of Justin Trudeau in September 2023. The Ontario Securities Commission found that investor education about warning signs reduced AI scam investments by 10%, while technology-based detection tools proved most effective, reducing fraudulent investments by nearly one-
lifehacker.com
· 2025-12-08
Last year saw 2.6 million fraud reports with $10 billion in losses, as scammers employ psychological manipulation tactics to deceive victims. The article identifies three primary techniques scammers use: impersonating authority figures to exploit deference, creating time pressure and artificial scarcity to trigger emotional responses, and using incremental requests (foot-in-the-door) to gradually escalate victim cooperation. Awareness of these tactics—such as recognizing that legitimate authorities welcome verification and that legitimate businesses never demand snap decisions—can help people protect themselves from Romance Scams, Impostor Scams, Delivery Scams, and similar frauds.
justice.gov
· 2025-12-08
Three individuals were sentenced for their roles in a Ghana-based romance scam targeting elderly Americans between March 2019 and March 2022. Sadia Alhassan (18 months prison), Shawn William Smith (1 day prison), and Mohammed Saaminu Zuberu (5½ months prison) served as money launderers and intermediaries, receiving funds that victims sent via mail and commercial carriers after being deceived into believing they had romantic relationships with scammers in Ghana. The defendants were ordered to pay $581,261.67 in restitution to their victims.
aol.com
· 2025-12-08
The Atascadero Police Department warned SLO County residents of an identity theft scam where callers impersonate police officers investigating fraud cases. Scammers use caller ID spoofing to make calls appear to originate from the Police Department and request personal identifying information, with multiple residents already reporting the scam. Residents should avoid sharing personal information with suspicious callers and verify any questionable calls by contacting the Atascadero Police Department at 805-461-5051.
foxnews.com
· 2025-12-08
Jason Rhodes and Robert Munoz were charged with federal wire fraud and identity theft conspiracy for operating grandparent scams in Rhode Island and Massachusetts, collecting approximately $230,000 from elderly victims. The scammers posed as attorneys or family members calling seniors to claim a relative needed bail money, with Rhodes and Munoz acting as couriers to collect cash; they were arrested in March after police set up an operation at a victim's residence and seized $60,000 in cash and evidence from a hotel room. Victims are urged to contact local police or the National Elder Fraud Hotline (1-833-372-8311) if they believe they've been targeted.
uppermichiganssource.com
· 2025-12-08
This article warns about a vacant land scam affecting prospective property buyers in Marquette, Michigan. A local realtor discusses how the scam operates and provides protective measures for consumers interested in purchasing vacant land.