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Judge Lori Vaughan: 'As you can imagine, a big portion of our presentation is how to recognize and avoid financial scams; they’re everywhere now. I feel like every time we identify something and get t...

A large “beware of scams” sign on display at a gift card aisle in a store. SARATOGA — In 2024, Wyoming residents lost $43 million to scams, Bank of Commerce and CEO Copper France told Saratoga senior...

SARATOGA —  In 2024, Wyoming residents lost $43 million to scams, Bank of Commerce and CEO Copper France told Saratoga seniors last week. “You’re not alone,” he said. “Just understand that we’re here...

Dear Savvy Senior,My adult kids keep warning me about scams, but it’s hard to know which calls and messages are dangerous. What scams are most commonly aimed at seniors right now?--Almost 80 Dear Alm...

Sausalito, Calif. – Mar. 17, 2026 – Read the full story in Eureka Street Mark Gaetani, National President of the St Vincent de Paul Society in Australia, recently read in Cybercrime Magazine that cy...

By the People, for the People News Older adults are often targeted by fraudsters, but awareness and caution can help protect against financial losses. Mar. 16, 2026 at 12:00am Got story updates? S...

After a phishing scheme tricked a Vermont municipal district into wiring $3 million to scammers, a cybersecurity expert says the case should be a wake-up call to organizations everywhere After a phis...

Mar 13, 2026 Vermonters lose millions of dollars to online fraud schemes every year The SCAM Act is supported by The Vermont Country Store WASHINGTON, D.C. — U.S. Senator Peter Welch (D-Vt.), a mem...

Dear Savvy Senior, My adult kids keep warning me about scams, but it’s hard to know which calls and messages are dangerous. What scams are most commonly aimed at seniors right now? –Almost 80 Dear ...

PayPal and Venmo take our commitment to protect our customers very seriously, and we want to arm you with the information you need to stay safe. Scammers are getting smarter, but so can you. Bad actor...

Dear Savvy Senior, My adult kids keep warning me about scams, but it’s hard to know which calls and messages are dangerous. What scams are most commonly aimed at seniors right now? - Almost 80 Dear...

This report contains AI-generated images and videos created to show you the best ways to identify real versus AI. EAST TAWAS, Mich. (Aging Untold) — An 84-year-old TikTok creator who built a followin...

On a normal summer day in June, Manny Guerrero, a soft-spoken Vietnam War veteran living in Las Vegas, picked up the phone and was told he had beaten the odds and won. The voice on the other end claim...

MIDDLETOWN TOWNSHIP, PA — The Middletown Township Police Department is reporting a concerning trend in elder fraud cases within the community. Recently, there have been numerous instances where perpe...

People over 50 are particularly vulnerable to fraud, with over $11 million reported in scams during just a nine-month period in 2025, according to a presentation by Coastal Maine Regional Broadband and local police. Most scams involve impostors contacting victims through email, text, or phone with urgent messages designed to cloud judgment, sometimes building fake relationships over time to gain trust. To protect yourself, experts recommend verifying unexpected contacts directly with the person, avoiding clicking links or sharing passwords, watching for language errors and mismatched email addresses, and declining friend requests from people already in your network.

# Romance Scam Summary Fauquier County authorities are warning of an increase in romance scams after a local man reported being defrauded by someone claiming to be "Angela BillieJo Arnold" in December. Detective Richard Hudson and Captain Kristi Kiernan have been educating seniors on how to recognize and avoid these scams, which typically involve criminals building fake romantic relationships to steal money. People should be cautious of online romantic interests who ask for money, verify identities through video calls, and report suspicious activity to local law enforcement.

# Romance and Confidence Scams Warning As Valentine's Day approaches, Operation Senior Shield warns of romance and confidence scams where fraudsters build trust with victims through online relationships or social networks, then manipulate them into sending money or sharing personal information over weeks or months. These scams often involve urgent requests for financial help, overly sympathetic stories, and pressure to act quickly without verification. To protect yourself, verify any financial requests independently, be cautious of people who quickly ask for money, and discuss suspicious requests with trusted friends or family before responding—if you suspect a scam, report it to the Florida Abuse Hotline (1-800-962-2873), the National Elder Fraud Hotline (833-372-8311), or the IC3 at complaint.ic3.gov.

# Scams Cost Americans Billions in 2024 Scams and internet fraud have reached record levels, with the FBI reporting $16.6 billion in losses in 2024, and about 73% of U.S. adults experiencing some form of online scam or attack. Common schemes include counterfeit websites selling fake merchandise, fraudulent charities that exploit disasters, cryptocurrency investment scams, and fake debt collection demands. To protect yourself, verify charities before donating, avoid clicking suspicious links, be skeptical of unsolicited investment offers, and never pay on debts you don't recognize.

# Tap-to-Pay Scams Target Evanston Residents Since early November, scammers in Evanston have conducted at least 14 tap-to-pay fraud schemes, costing individual residents thousands of dollars by posing as charity workers and requesting contactless card payments to access victims' financial information. Four suspects were arrested in December after police identified them engaging with victims on Chicago Avenue, though another incident occurred in January. To protect themselves, residents should avoid handing payment devices to strangers, verify charities before donating, monitor bank statements closely, and enable fraud alerts on their accounts.

Rachel Munro, owner of The Rebel Baker in Scotland, lost £8,000 in a sophisticated phone scam where fraudsters impersonated her bank's fraud prevention team and gained access to her account. Although her bank Revolut initially refused to reimburse her because the payments were classified as "authorized," she launched a GoFundMe campaign to save her business. To protect yourself, be suspicious of unsolicited calls claiming to be from your bank, never provide account access over the phone, and hang up and call your bank directly using a number on your official bank card if you're unsure.

# Scams Rising Across the U.S. Americans receive approximately 2.5 million scam and robocalls monthly, with scammers increasingly impersonating law enforcement to threaten arrest or demand payment via gift cards and wire transfers. In the Augusta area alone, ten of 22 counties have reported rising scam activity since November, including impersonations of local agencies like North Augusta Public Safety and major companies like Amazon and Georgia Power. To protect yourself, never provide personal information or payment to callers claiming to be law enforcement, verify suspicious calls by contacting the agency directly, and register your phone number on the Federal Trade Commission's Do Not Call list to reduce scam call volume.

Canadian seniors lost $38 million to fraud in 2021, with common scams including phishing, tech support scams, investment fraud, and charity fraud, according to research by University of Calgary graduate students Harshad Krishnaraj and Shah Zaib. The researchers found that seniors face increasing vulnerability as digital systems replace in-person services, and identified a critical gap in cybersecurity education and awareness programs specifically designed for older adults. Their award-winning research recommends developing targeted education programs and policy solutions to better protect seniors from these growing threats.

A man named Portier Guytan was convicted in January 2026 for running a financial scam that targeted an elderly Crossett resident, who was defrauded of $50,000 after being told he had won an $11 million Jamaican lottery. The scam began in May 2025 when the 76-year-old victim received a call from someone claiming he had won the lottery and needed to send money to claim his prize. To protect yourself from similar scams, be skeptical of unexpected lottery winnings or prize notifications, never send money upfront to claim prizes, and verify claims by contacting official authorities directly.

Southeast Asia's online scam industry has stolen tens of billions of dollars worldwide by forcing hundreds of thousands of trafficked workers into labor camps where they're compelled to run "pig butchering" investment scams—starting with innocent messages to potential victims. While Cambodia's recent arrest and extradition of alleged kingpin Chen Zhi marks a rare victory, the industry remains extremely difficult to dismantle because scam operations quickly relocate or continue uninterrupted after raids, and victims are often trapped across multiple countries. To protect yourself, be suspicious of unsolicited job offers via text or social media, never click links from unknown contacts, and report suspicious messages to authorities rather than engaging with them.

# Holiday Scam Summary During the 2024 holiday season, thousands of Americans fell victim to scams including fake shipping alerts, bogus discount sites, and non-delivery hoaxes that collectively resulted in over $785 million in losses. If you were scammed, the FBI's Internet Crime Complaint Center urges you to report it now, as victims often unknowingly hand over sensitive personal information or money that becomes difficult to recover. To protect yourself going forward, be cautious when clicking on shipping notifications, verify websites before making purchases, and carefully review your bank and credit card statements for unauthorized charges.

Scammers are increasingly targeting businesses through tactics like impersonating bosses via spoofed emails to trick employees into purchasing gift cards, and by pitching fake AI business solutions to company leaders. The Better Business Bureau warns that these scams are particularly prevalent during the holiday season and as AI adoption grows. To protect your business, verify unusual requests directly with your boss in person and thoroughly research any new service providers or AI companies on the BBB website before signing contracts or making purchases.

This article highlights the most-read posts from America's Credit Unions Blog in 2025, covering how credit unions support members during crises, the importance of strategic planning, and community banking practices. Key takeaway: Members 1st Federal Credit Union demonstrated crisis preparedness during the federal shutdown by offering payment skips, deferred loans, and financial counseling—services that proved critical since previous shutdowns caused 27% of federal workers to miss mortgage/rent payments. For members facing financial hardship, the actionable advice is to proactively contact your credit union about flexible payment options and seek free financial counseling services rather than waiting until you fall behind.

# Fraud and Scams Summary WeChat has outlined its policies against fraud and scams, which involve criminals using deception and false promises to steal money, personal information, or property from victims. The platform prohibits various types of scams including financial schemes (investment and loan scams, Ponzi schemes), dating and impersonation scams, fake job offers, identity fraud, and professional services fraud. To protect yourself, be cautious of unsolicited offers, verify identities before sharing personal or financial information, and report suspicious content to WeChat.

# Holiday Season Fraud Alert Nearly 9 out of 10 Americans were targeted by or fell victim to scams during the past holiday season, with common schemes including fake online stores selling counterfeit branded goods, fraudulent shipping notifications, stolen packages, and fake charity requests. To protect yourself, verify unfamiliar vendors by searching their name along with words like "scam" and "fraud," always pay with credit cards for better consumer protection, and be cautious about gift cards since scammers can steal numbers and PINs from store displays before they're purchased.

# Charity Scams Summary Scammers exploit people's generosity by impersonating legitimate charities through emails, texts, social media, phone calls, and fake websites, particularly during holidays and after disasters. To protect yourself while still giving, verify that charities are registered with the California Attorney General and have 501(c)(3) tax-exempt status with the IRS, avoid organizations that pressure you to donate immediately, and research unfamiliar charities through trusted resources like Charity Navigator before giving.

During the holiday season, scammers impersonate charities through unsolicited calls, texts, and emails to steal money from generous donors, using high-pressure tactics and emotional appeals while requesting payment through untraceable methods like gift cards or cryptocurrency. To protect yourself, donate only to local organizations you know personally or verify charities through trusted sites like Charity Navigator and give.org, and remember that reputable charities will never ask for payment via gift cards, CashApp, or cryptocurrency. If you can't donate money, consider volunteering your time instead, which provides meaningful support without financial risk.

During the holiday season, scammers exploit consumers' generosity, increased online shopping, and decision-making urgency by using tactics like AI-generated fake ads, phishing emails, drained gift cards, and fraudulent job or loan offers. People of all backgrounds are vulnerable, particularly those under financial pressure or seeking holiday deals and charitable giving opportunities. To protect yourself, avoid clicking links in emails or ads—instead go directly to official websites or contact companies using verified contact information, and be skeptical of unsolicited offers promising easy money or prizes.

Telegram scams have surged as the messaging app's user base has grown to over 1 billion, with scammers exploiting the platform's privacy features and anonymity to conduct various frauds—including crypto pump-and-dump schemes, fake investment projects, phishing attacks, and customer service impersonations. Users are particularly vulnerable because scammers use urgent language, exclusive opportunities, and technical-looking websites to appear legitimate. To protect yourself, verify identities independently, avoid clicking suspicious links, never send money upfront for guaranteed returns, and report fraudulent accounts immediately.

During the holiday season, scammers increasingly target shoppers through fraudulent emails, texts, and websites disguised as legitimate communications. Consumers can use AI chatbots like ChatGPT and Gemini as free tools to verify suspicious messages by analyzing them for red flags such as urgent language, requests for secrecy, grammar errors, and illegitimate sender details. If you receive any questionable communication about purchases, donations, or tech insurance, simply copy and paste it into a chatbot to check its legitimacy before responding or providing any personal information.

# Holiday Scam Summary As holiday shopping rushes intensify, scammers are targeting shoppers—particularly seniors—with fake online storefronts that mimic legitimate brand websites and offer deals that seem too good to be true. Research shows 62% of people 65 and older have fallen victim to these schemes, with seniors losing an estimated $1.5 billion to fraud in just the first half of the year. To stay safe, shoppers should verify website addresses carefully, be skeptical of unusually steep discounts, and avoid clicking on ads or links from unfamiliar sources, especially during the holiday season.

During the holiday season, nearly 9 out of 10 U.S. adults have been targeted by scams, with common schemes including fake shipping notifications, stolen packages, and fraudulent charity requests. Scammers exploit the stress and distraction of holiday shopping by creating fake social media stores selling counterfeit branded items that disappear after purchase. To protect yourself, research unfamiliar vendors by searching for "scam" or "fraud" alongside their name, always pay with a credit card for better consumer protections, and be cautious when purchasing gift cards that scammers may have already compromised.

Throughout 2025, Hawaii residents fell victim to increasingly sophisticated scams, including phone impersonations of police officers and sheriffs who falsely claimed victims had legal issues and demanded payment via gift cards or other methods. Law enforcement agencies warned the public that legitimate police officers never request payments over the phone and urged residents to be skeptical of unsolicited calls claiming to be from authorities. To protect yourself, hang up on unexpected calls from law enforcement, independently verify any legal claims by contacting your local police department directly, and never purchase gift cards or send money in response to phone calls.

# Holiday Scams Summary The US Treasury warns that cybercriminals are increasingly exploiting the holiday season through three main scams: business impersonation (fake emails and websites spoofing trusted companies), gift card draining, and fraudulent social media ads promoting discounted products that are never delivered. These scams are becoming more sophisticated as criminals use AI to impersonate trusted brands and companies, making them harder to detect. To protect yourself, verify websites directly before entering payment information, be skeptical of unusually low prices, avoid clicking links in unsolicited emails, and purchase gift cards only from authorized retailers.

During the 2024 holiday season, Ohio residents and people nationwide face a surge of sophisticated scams that have cost Americans over $50 billion between 2020 and 2024, with the most common schemes including fake shipping alerts, fake urgent requests from authority figures for gift cards, convincing charity impersonations, phishing for loyalty points, and dangerous public Wi-Fi networks. Consumers of all ages are vulnerable during the busy holiday period when scammers exploit the seasonal chaos to catch people off guard. To protect yourself, take a few seconds to verify shipping notifications directly through official retailer websites, never respond to unexpected urgent requests for gift cards, donate only through official charity channels you've verified independently, avoid clicking links in unsolicited messages, and avoid conducting sensitive transactions on public Wi-Fi networks.

During the Christmas shopping season, internet users face a surge of sophisticated AI-powered scams, with security experts detecting over 33,500 phishing emails and 10,000 fraudulent social media ads in just two weeks. Scammers are using AI to create convincing fake delivery notices, e-commerce websites, and charity appeals in flawless local languages, with fake delivery scams increasing 100% compared to last year. To protect yourself, remain skeptical of unsolicited messages and deals, verify websites before entering payment information, avoid clicking links in unexpected delivery notifications, and be wary of social media giveaway claims—especially from newly created accounts.

During the holiday season, cryptocurrency users face increased scam risks as cybercriminals exploit increased online activity, heightened emotions, and distraction to trick people into fraudulent schemes like phishing emails, fake wallet apps, and bogus investment opportunities. Crypto users are particularly vulnerable because cryptocurrency transactions are irreversible, making it difficult or impossible to recover stolen funds. To stay protected, users should avoid clicking suspicious links, verify wallet addresses carefully, and take time to authenticate requests before conducting any crypto transactions, especially during busy holiday periods.

During the holiday season, when scams spike, many fraud victims are discovering that their stolen funds may be recoverable through professional recovery services rather than accepting their loss in silence. Common scams include cryptocurrency fraud, romance schemes, and fake charities, which prey on people's heightened emotions and vulnerability between November and January. Victims should overcome shame and embarrassment by seeking help from legitimate recovery specialists who use forensic analysis and legal action to trace stolen assets, as experts emphasize that recovery attempts are constructive steps rather than admissions of defeat.

During the holiday season, scammers target families—especially seniors—through fake shopping sites, delivery scams, charity fraud, and impersonation schemes, taking advantage of increased online shopping and emotional vulnerability. Grandparents are particularly at risk when searching for gifts or receiving urgent messages claiming a relative needs help. To protect your family, use free verification tools like Link Checker to verify suspicious URLs and Scamio to review questionable messages or charity requests before engaging with them.

The Better Business Bureau warns consumers about multiple holiday scams targeting shoppers and generous donors, including fake websites, phishing emails with malware, fraudulent charity solicitations, and impersonation scams claiming family members need emergency money. Those affected include online shoppers, parents receiving fake Santa letters, job seekers, and anyone approached for charitable donations. To stay safe, use credit cards on secure websites (look for https and lock symbols), verify charity legitimacy at give.org before donating, confirm emergency requests with family members before sending money, and be skeptical of unsolicited emails and shipping notifications.

The Better Business Bureau warns consumers about 12 common holiday scams, including fake online purchases, fraudulent gift exchanges, malicious apps, phishing emails, and employment scams that exploit increased holiday shopping, travel, and job searching. To protect themselves, consumers should avoid clicking unsolicited links, paying via wire transfer or gift cards, downloading unfamiliar apps, and should verify requests directly with official sources rather than through provided contact information. Being cautious with social media ads, unsolicited messages, and requests for personal information can help avoid falling victim to these schemes during the holiday season.

Georgia's Secretary of State's Office has launched efforts to protect residents from holiday scams, particularly through the SPEAR Act program targeting seniors, but evidence suggests younger adults may actually be more vulnerable to scams than older Georgians despite their presumed tech-savviness. Common holiday scams include gift card fraud and compromised charity emails where scammers impersonate legitimate organizations. The article advises consumers to research before donating and highlights that scammers remain active year-round, suggesting people of all ages need protection and awareness regardless of their technological skills.

# Holiday Shopping Scam Summary During the holiday season, scammers target shoppers at an alarming rate—one in five Americans reports being scammed, losing an average of $840 per person. Security experts recommend avoiding online shopping when possible by shopping in-store instead, and if you must shop online, turn off notifications and set aside dedicated, distraction-free time to make purchases carefully. Using security tools like shopping tracker browser extensions can also help verify that websites are legitimate before you enter payment information.

# Holiday Scam Summary An FBI Special Agent warned consumers that holiday scams are particularly prevalent during the festive season, targeting vulnerable populations including the elderly through charity donation schemes, romance scams, and fraudulent shopping transactions. Scammers take advantage of the holiday spirit and increased loneliness to lower people's guards and extract money or personal information. To protect yourself, talk to vulnerable family members about potential scams, be cautious of unsolicited calls or online connections, and report any suspected fraud immediately to your bank and at ic3.gov, as quick reporting significantly increases the chances of stopping fraudulent transactions.

The Better Business Bureau warns consumers about 12 common holiday scams, including fraudulent social media ads, fake job postings, misleading donation requests, and pyramid schemes like "Secret Santa" exchanges that trick people into sending money to strangers and sharing personal information. Consumers are frequently victimized through online purchase scams, counterfeit goods, unauthorized subscription charges, and payment methods like wire transfers and gift cards that are difficult to reverse. To protect yourself, research businesses and read reviews on BBB.org before making purchases or donations, avoid clicking suspicious social media ads, never pay strangers through untraceable methods, and be skeptical of unsolicited messages and "too good to be true" holiday deals.

During the holiday season, scammers target shoppers and donors through misleading social media ads, fake gift exchange schemes, and deceptive holiday apps that steal personal information or charge unauthorized fees. Consumers affected include online shoppers, social media users, and charitable donors who may unknowingly participate in pyramid schemes or receive counterfeit items. To protect yourself, research before buying anything online, avoid suspicious social media ads and direct messages from strangers, and never send payments via wire transfer, prepaid cards, or gift cards—especially to unknown recipients.